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Cedar Falls Community Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$10.4M (2023)

Expenses
$7.49M (2023)

Total Assets
$192M (2023)

Total Liabilities
$161M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,430,628
Expenses
$7,491,395
Net Income
$2,939,233
Net Assets
$30,870,383
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,029,937
86.6%
Investment Income $1,400,691
13.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,665,405
22.2%
Assets/Debt
Total Assets $192,111,265
Total Liabilities $161,240,882
Net Assets $30,870,383
Compensation
Key Employees and Officers Compensation Related Other
Chad Kaeppel (President/Ce) $146,300 $0 $0
Scott Abels (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Frank Miller (Board Member) $0 $0 $0
Dan Mills (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Gordie Sorensen (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0
Michael Taylor (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,994,501
Expenses
$5,771,028
Net Income
$2,223,473
Net Assets
$27,530,121
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,338,922
91.8%
Investment Income $655,579
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,519,929
26.3%
Assets/Debt
Total Assets $180,405,285
Total Liabilities $152,875,164
Net Assets $27,530,121
Compensation
Key Employees and Officers Compensation Related Other
Chad Kaeppel (President/Ce) $132,000 $0 $0
Scott Abels (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Frank Miller (Board Member) $0 $0 $0
Dan Mills (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Gordie Sorensen (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,847,220
Expenses
$5,022,557
Net Income
$1,824,663
Net Assets
$25,425,865
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,559,348
95.8%
Investment Income $287,872
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,456,498
29.0%
Assets/Debt
Total Assets $172,003,870
Total Liabilities $146,578,005
Net Assets $25,425,865
Compensation
Key Employees and Officers Compensation Related Other
Chad Kaeppel (President/Ce) $120,000 $0 $0
Scott Abels (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Morgan Kuper (Board Member) $0 $0 $0
Dan Mills (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Gordie Sorensen (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,472,533
Expenses
$5,052,588
Net Income
$1,419,945
Net Assets
$21,719,854
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,166,616
95.3%
Investment Income $305,917
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $163,470
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $854,308
16.9%
Assets/Debt
Total Assets $148,176,863
Total Liabilities $126,457,009
Net Assets $21,719,854
Compensation
Key Employees and Officers Compensation Related Other
Helen Pearce (President/Ce) $163,470 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Frank Miller (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Fred Ritchie (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Gordie Sorensen (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0
Irv Tiller (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,179,525
Expenses
$4,564,728
Net Income
$1,614,797
Net Assets
$20,499,125
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,739,581
92.9%
Investment Income $439,944
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $155,532
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $824,380
18.1%
Assets/Debt
Total Assets $127,129,359
Total Liabilities $106,630,234
Net Assets $20,499,125
Compensation
Key Employees and Officers Compensation Related Other
Helen Pearce (President/Ce) $155,532 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Frank Miller (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Fred Ritchie (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Gordie Sorensen (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0
Irv Tiller (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,807,419
Expenses
$3,948,783
Net Income
$1,858,636
Net Assets
$19,040,032
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,377,382
92.6%
Investment Income $430,037
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $939,822
23.8%
Assets/Debt
Total Assets $119,493,860
Total Liabilities $100,453,828
Net Assets $19,040,032
Compensation
Key Employees and Officers Compensation Related Other
Helen Pearce (President/Ce) $139,499 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Irv Tiller (Board Member) $0 $0 $0
Fred Ritchie (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Frank Miller (Board Member) $0 $0 $0
Gordie Sorensen (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,323,198
Expenses
$3,624,862
Net Income
$1,698,336
Net Assets
$17,339,726
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,943,972
92.9%
Investment Income $379,226
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $947,887
26.1%
Assets/Debt
Total Assets $119,132,718
Total Liabilities $101,792,992
Net Assets $17,339,726
Compensation
Key Employees and Officers Compensation Related Other
Helen Pearce (President/Ce) $132,859 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Irv Tiller (Board Member) $0 $0 $0
Fred Ritchie (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Frank Miller (Board Member) $0 $0 $0
Gordie Sorensen (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,785,086
Expenses
$3,175,745
Net Income
$1,609,341
Net Assets
$15,597,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,531,031
94.7%
Investment Income $254,055
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $870,322
27.4%
Assets/Debt
Total Assets $107,763,072
Total Liabilities $92,166,035
Net Assets $15,597,037
Compensation
Key Employees and Officers Compensation Related Other
Helen Pearce (President/Ce) $122,237 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Don Williams (Board Member) $0 $0 $0
Irv Tiller (Board Member) $0 $0 $0
Fred Ritchie (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Blaine Miller (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,720,369
Expenses
$2,960,283
Net Income
$1,760,086
Net Assets
$14,214,841
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,434,680
93.9%
Investment Income $285,689
6.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $842,735
28.5%
Assets/Debt
Total Assets $100,121,818
Total Liabilities $85,906,977
Net Assets $14,214,841
Compensation
Key Employees and Officers Compensation Related Other
Helen Pearce (President/Ce) $114,865 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Don Williams (Board Member) $0 $0 $0
Irv Tiller (Board Member) $0 $0 $0
Fred Ritchie (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0
Trevor Hendrickson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,343,977
Expenses
$2,970,914
Net Income
$1,373,063
Net Assets
$12,560,824
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,085,207
94.0%
Investment Income $258,770
6.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $770,945
25.9%
Assets/Debt
Total Assets $93,291,467
Total Liabilities $80,730,643
Net Assets $12,560,824
Compensation
Key Employees and Officers Compensation Related Other
Helen Pearce (President/Ce) $109,344 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Don Williams (Board Member) $0 $0 $0
Irv Tiller (Board Member) $0 $0 $0
Fred Ritchie (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Jim Nygren (Board Member) $0 $0 $0
Meghan Sullivan (Board Member) $0 $0 $0
Becky Riehm (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,355,930
Expenses
$3,021,041
Net Income
$1,334,889
Net Assets
$11,157,090
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,032,900
92.6%
Investment Income $323,030
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $695,106
23.0%
Assets/Debt
Total Assets $92,685,398
Total Liabilities $81,528,308
Net Assets $11,157,090
Compensation
Key Employees and Officers Compensation Related Other
Helen Pearce (President/Ce) $102,414 $0 $0
Bruce Sorensen (Board Member) $0 $0 $0
Ma Reifsteck (Board Member) $0 $0 $0
Julie Otte (Board Member) $0 $0 $0
Don Williams (Board Member) $0 $0 $0
Irv Tiller (Board Member) $0 $0 $0
Fred Ritchie (Board Member) $0 $0 $0
Jim Sealman (Board Member) $0 $0 $0
Larry Bockes (Board Member) $0 $0 $0
Sheila Kittleson (Board Member) $0 $0 $0
Linda Mills (Board Member) $0 $0 $0
Jim Nygren (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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