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Veridian Credit Union

  • Waterloo, IA
  • Tax-exempt since June 2007
  • EIN: 42-1132695

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$394M (2023)

Expenses
$321M (2023)

Total Assets
$7.45B (2023)

Total Liabilities
$6.7B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$393,776,056
Expenses
$320,519,571
Net Income
$73,256,485
Net Assets
$748,274,956
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $330,011,844
83.8%
Investment Income $12,109,138
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income -$300,037
Net Fundraising $0
Sales of Assets $5,793,754
1.5%
Net Inventory Sales $0
Other Revenue $46,161,357
11.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,736,953
2.1%
Professional Fundraising Fees $0
Other Salaries and Wages $54,430,540
17.0%
Assets/Debt
Total Assets $7,452,103,478
Total Liabilities $6,703,828,522
Net Assets $748,274,956
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Renee Christoffer (President/Ceo) $1,089,271 $0 $288,421
Douglas Gilbertson (Former Chief Operations Officer) $717,384 $0 $60,954
Keith Mesch (Chief Financial Officer) $501,320 $0 $178,260
Brett Engstrom (Chief Information Officer) $382,418 $0 $141,862
Gregory Slessor (Senior Vp Of Legal) $350,109 $0 $114,847
Mark Koppedryer (Chief Experience Officer) $330,839 $0 $120,780
Shawna Matz (Chief People Officer) $323,869 $0 $116,873
Kara Vanwert (Chief Lending Officer) $317,559 $0 $106,952
Sarah Elaine Corkery (Vp Of Marketing) $246,763 $0 $59,897
Emily L Kuntz (Vp Controller) $233,254 $0 $83,609
Christi Hulme (Vp Of Member Contact Center) $226,943 $0 $76,457
Kelly Mangrich (Vp Of Payment Systems) $223,272 $0 $64,135
Steven Lindaman (Vp Of Commercial And Mortgage) $221,068 $0 $75,688
Michael Steffen (Vp Of Digital) $204,800 $0 $63,746
Molly Schmidt (Vp Of Information Technology) $203,678 $0 $82,998
Sean Miglini (Senior Commercial Relationship Manager) $202,530 $0 $54,295
Elizabeth Meehan (Vp Of Talent Development) $187,941 $0 $70,649
Randy Hesiak (Vp Of Indirect Lending) $167,942 $0 $57,202
Christopher Mcgovern (Manager Of Mortgage Lending) $165,163 $0 $30,690
Justine Teut (Board Of Director) $11,973 $0 $0
Aubrey Ward (Board Of Director) $7,159 $0 $0
William Boevers (Board Of Director) $4,949 $0 $0
Pamela Ayres (Board Of Director) $2,033 $0 $0
Traci Mcbee (Board Of Director) $1,184 $0 $0
Larry Loss (Board Of Director) $1,089 $0 $0
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990
Filed on Sept. 19, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$308,336,218
Expenses
$208,710,140
Net Income
$99,626,078
Net Assets
$698,685,810
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $264,645,379
85.8%
Investment Income $1,799,571
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income -$250,001
Net Fundraising $0
Sales of Assets -$2,768,254
Net Inventory Sales $0
Other Revenue $44,909,523
14.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,610,913
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $53,217,055
25.5%
Assets/Debt
Total Assets $6,898,328,206
Total Liabilities $6,199,642,396
Net Assets $698,685,810
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Renee Christoffer (President/Ceo) $1,030,926 $0 $269,143
Douglas Gilbertson (Chief Operations Officer) $736,745 $0 $56,643
Keith Mesch (Chief Financial Officer) $473,847 $0 $165,942
Lynette Gilbertson (Senior Vp Of Commercial Services) $425,623 $0 $49,585
Brett Engstrom (Chief Information Officer) $357,485 $0 $131,061
Gregory Slessor (Senior Vp Of Legal) $338,848 $0 $108,716
Gabriel Wilcox (Mortgage Loan Originator) $316,136 $0 $71,368
Mark Koppedryer (Senior Vp Of Retail) $313,797 $0 $98,507
Shawna Matz (Chief People Officer) $310,640 $0 $110,667
Lori Honermann (Mortgage Loan Originator) $308,594 $0 $66,823
Kara Vanwert (Senior Vp Of Lending) $304,488 $0 $86,610
Emily L Kuntz (Vp Controller) $227,158 $0 $80,376
Christi Hulme (Vp Of Member Contact Center) $225,018 $0 $73,477
Sarah Elaine Corkery (Vp Of Marketing) $221,188 $0 $80,161
Christopher Mcgovern (Manager Of Mortgage Lending) $205,309 $0 $36,328
Traci Mcbee (Board Of Director) $7,955 $0 $0
Justine Peebles (Board Of Director) $6,792 $0 $0
William Boevers (Board Of Director) $4,575 $0 $0
Aubrey Ward (Board Of Director) $3,979 $0 $0
Creston Van Wey (Board Of Director) $1,979 $0 $0
Stephanie Atkin (Board Of Director) $1,852 $0 $0
Larry Loss (Former Board Of Director) $1,338 $0 $0
Emsad Begic (Board Of Director) $1,076 $0 $0
Pamela Ayres (Board Of Director) $932 $0 $0
Cindy Sprole (Board Of Director) $707 $0 $0
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990
Filed on Nov. 6, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$284,905,474
Expenses
$165,949,826
Net Income
$118,955,648
Net Assets
$631,888,360
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $228,720,580
80.3%
Investment Income $1,016,542
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$108,266
Net Fundraising $0
Sales of Assets $10,720,603
3.8%
Net Inventory Sales $0
Other Revenue $44,556,015
15.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,564,452
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $50,339,543
30.3%
Assets/Debt
Total Assets $5,861,265,762
Total Liabilities $5,229,377,402
Net Assets $631,888,360
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Renee Christoffer (President/Ceo) $891,446 $0 $248,043
Douglas Gilbertson (Chief Operations Officer) $498,692 $0 $166,895
Keith Mesch (Chief Financial Officer) $391,974 $0 $137,618
Gabriel Wilcox (Mortgage Loan Originator) $347,754 $0 $66,082
Christopher Mcgovern (Manager Of Mortgage Lending) $331,798 $0 $52,601
Brett Engstrom (Chief Information Officer) $328,761 $0 $120,813
Lori Honermann (Mortgage Loan Originator) $327,445 $0 $62,991
Lynette Gilbertson (Senior Vp Of Commercial Services) $297,840 $0 $76,505
Shawna Matz (Chief People Officer) $275,135 $0 $97,872
Gregory Slessor (Senior Vp Of Legal) $270,899 $0 $89,455
Mark Koppedryer (Senior Vp Of Retail) $260,094 $0 $84,867
Melissa Griffin (Mortgage Lending Sales Supervisor) $258,440 $0 $58,025
Joshua Dunham (Mortgage Lending Sales Supervisor) $250,597 $0 $63,507
Kara Vanwert (Senior Vp Of Lending) $248,984 $0 $68,504
Justine Peebles (Board Of Director) $3,437 $0 $0
Ginger Shirley (Board Of Director) $1,654 $0 $0
William Boevers (Board Of Director) $1,239 $0 $0
Creston Van Wey (Board Of Director) $1,071 $0 $0
Traci Mcbee (Board Of Director) $865 $0 $0
Aubrey Ward (Board Of Director) $505 $0 $0
Stephanie Atkin (Board Of Director) $0 $0 $0
Pamela Ayres (Board Of Director) $0 $0 $0
Cynthia Buettner (Board Of Director) $0 $0 $0
Thomas Delong (Former Board Of Director) $0 $0 $0
Paul Gengler (Former Board Of Director) $0 $0 $0
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990
Filed on Nov. 15, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML
Audits

Audit for a nonprofit that spends $750,000+ in federal grant money in a fiscal year

PDF

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$250,686,437
Expenses
$183,953,952
Net Income
$66,732,485
Net Assets
$516,427,427
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $213,372,101
85.1%
Investment Income $721,073
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income -$40,255
Net Fundraising $0
Sales of Assets $863,397
0.3%
Net Inventory Sales $0
Other Revenue $35,770,121
14.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,454,223
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $45,221,147
24.6%
Assets/Debt
Total Assets $5,127,625,899
Total Liabilities $4,611,198,472
Net Assets $516,427,427
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Monte Berg (Former President/Ceo) $1,185,540 $0 $102,738
Douglas Gilbertson (Chief Operations Officer) $802,852 $0 $132,656
Renee Christoffer (President/Ceo) $581,485 $0 $185,205
Gabriel Wilcox (Mortgage Loan Originator) $487,427 $0 $63,045
Keith Mesch (Chief Financial Officer) $375,272 $0 $132,121
Lori Honermann (Mortgage Loan Originator) $363,887 $0 $62,024
Christopher Mcgovern (Manager Of Mortgage Lending) $343,534 $0 $38,875
Lynette Gilbertson (Senior Vp Of Commercial Services) $283,798 $0 $69,201
Joshua Dunham (Mortgage Lending Sales Supervisor) $280,701 $0 $60,140
Mark Koppedryer (Senior Vp Of Retail) $246,900 $0 $81,284
Brett Engstrom (Chief Information Officer) $243,702 $0 $95,421
Shawna Matz (Vp Of Talent Development) $239,742 $0 $66,479
Melissa Griffin (Mortgage Lending Sales Supervisor) $233,244 $0 $54,614
Gregory Slessor (Senior Vp Of Legal) $230,798 $0 $84,356
Kara Vanwert (Senior Vp Of Lending) $209,920 $0 $64,934
Traci Mcbee (Board Of Director) $3,086 $0 $0
Ginger Shirley (Board Of Director) $1,735 $0 $0
Creston Van Wey (Board Of Director) $1,102 $0 $0
Pamela Ayres (Board Of Director) $1,014 $0 $0
James Kacher (Board Of Director) $970 $0 $0
William Boevers (Board Of Director) $963 $0 $0
Justine Peebles (Board Of Director) $665 $0 $0
Thomas Delong (Board Of Director) $482 $0 $0
Aubrey Ward (Board Of Director) $392 $0 $0
Stephanie Atkin (Board Of Director) $0 $0 $0
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990
Filed on Nov. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$232,895,621
Expenses
$179,934,722
Net Income
$52,960,899
Net Assets
$449,979,590
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $194,510,322
83.5%
Investment Income $1,422,275
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $61,608
0.0%
Net Fundraising $0
Sales of Assets $934,113
0.4%
Net Inventory Sales $0
Other Revenue $35,967,303
15.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,763,695
2.1%
Professional Fundraising Fees $0
Other Salaries and Wages $43,155,238
24.0%
Assets/Debt
Total Assets $4,348,513,312
Total Liabilities $3,898,533,722
Net Assets $449,979,590
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Monte Berg (President/Ceo) $754,155 $0 $217,258
Douglas Gilbertson (Chief Operations Officer) $477,506 $0 $153,088
Renee Christoffer (Chief Administration Officer) $420,505 $0 $136,704
Keith Mesch (Chief Financial Officer) $348,684 $0 $124,870
Lynette Gilbertson (Senior Vp Of Commercial Services) $261,875 $0 $64,697
Mark Koppedryer (Senior Vp Of Retail) $233,212 $0 $74,055
Lori Honermann (Mortgage Loan Originator) $232,588 $0 $51,298
Chris Mcgovern (Manager Of Mortgage Lending) $228,530 $0 $31,128
Shawna Matz (Vp Of Talent Development) $217,160 $0 $64,020
Gregory Slessor (Senior Vp Of Legal) $216,073 $0 $76,428
Brett Engstrom (Senior Vp Of Information Technology) $215,797 $0 $74,153
Gabriel Wilcox (Mortgage Loan Originator) $209,088 $0 $44,992
Kara Vanwert (Senior Vp Of Lending) $199,575 $0 $69,589
Justine Peebles (Board Of Director) $4,307 $0 $0
Traci Mcbee (Board Of Director) $3,299 $0 $0
William Boevers (Board Of Director) $2,549 $0 $0
Creston Van Wey (Board Of Director) $2,077 $0 $0
Thomas Delong (Board Of Director) $856 $0 $0
Ginger Shirley (Board Of Director) $568 $0 $0
Stephanie Atkin (Board Of Director) $0 $0 $0
Pamela Ayres (Board Of Director) $0 $0 $0
Cynthia Buettner (Board Of Director) $0 $0 $0
Elizabeth Caven (Former Board Of Director) $0 $0 $0
Paul Gengler (Board Of Director) $0 $0 $0
James Kacher (Board Of Director) $0 $0 $0
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990
Filed on July 15, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$201,526,798
Expenses
$150,898,268
Net Income
$50,628,530
Net Assets
$396,690,821
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $165,565,748
82.2%
Investment Income $777,255
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $342,064
0.2%
Net Fundraising $0
Sales of Assets $457,699
0.2%
Net Inventory Sales $0
Other Revenue $34,384,032
17.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,052,234
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $37,560,251
24.9%
Assets/Debt
Total Assets $4,142,827,269
Total Liabilities $3,746,136,448
Net Assets $396,690,821
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Monte Berg (President/Ceo) $568,093 $0 $227,299
Renee Christoffer (Chief Administration Officer) $356,070 $0 $126,686
Douglas Gilbertson (Chief Operations Officer) $330,945 $0 $142,489
Keith Mesch (Chief Financial Officer) $282,160 $0 $124,416
Lori Honermann (Mortgage Loan Originator) $215,006 $0 $48,513
Lynette Gilbertson (Senior Vp Of Commercial Services) $189,569 $0 $57,111
Mark Koppedryer (Senior Vp Of Retail) $180,093 $0 $68,785
Chris Mcgovern (Manager Of Mortgage Lending) $176,912 $0 $24,659
Gregory Slessor (Senior Vp Of Legal) $176,262 $0 $49,552
William Kalianov (Senior Commercial Credit Officer) $166,786 $0 $38,561
Brett Engstrom (Senior Vp Of Information Technology) $163,935 $0 $59,293
Kara Vanwert (Senior Vp Of Lending) $158,893 $0 $56,518
Shawna Matz (Vp Of Talent Development) $157,657 $0 $55,800
Justine Peebles (Board Of Director) $5,816 $0 $0
William Boevers (Board Of Director) $3,892 $0 $0
Creston Van Wey (Board Of Director) $2,036 $0 $0
Traci Mcbee (Board Of Director) $1,269 $0 $0
Thomas Delong (Board Of Director) $695 $0 $0
Ginger Shirley (Board Of Director) $561 $0 $0
Pamela Ayres (Board Of Director) $490 $0 $0
Cynthia Buettner (Board Of Director) $0 $0 $0
Elizabeth Caven (Board Of Director) $0 $0 $0
Paul Gengler (Board Of Director) $0 $0 $0
James Kacher (Board Of Director) $0 $0 $0
Bob Kressig (Board Of Director) $0 $0 $0
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990
Filed on Sept. 10, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$161,883,877
Expenses
$124,385,568
Net Income
$37,498,309
Net Assets
$344,545,117
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $132,961,915
82.1%
Investment Income $478,444
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $387,277
0.2%
Net Fundraising $0
Sales of Assets -$438,960
Net Inventory Sales $0
Other Revenue $28,495,201
17.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,668,689
2.1%
Professional Fundraising Fees $0
Other Salaries and Wages $34,652,033
27.9%
Assets/Debt
Total Assets $3,556,595,295
Total Liabilities $3,212,050,178
Net Assets $344,545,117
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Monte Berg (President/Ceo) $673,690 $0 $57,453
Douglas Gilbertson (Chief Operations Officer) $449,704 $0 $44,028
Renee Christoffer (Chief Administration Offic) $314,429 $0 $42,891
Keith Mesch (Chief Financial Officer) $228,419 $0 $47,192
Lori Honermann (Mortgage Loan Originator) $199,072 $0 $45,447
Chris Mcgovern (Manager Of Mortgage Lendin) $187,905 $0 $26,810
Lynette Gilbertson (Vp Business Services) $162,883 $0 $29,705
Mark Koppedryer (Vp Branches) $160,155 $0 $39,153
Brett Engstrom (Vp Information Technology) $151,805 $0 $36,985
William Kalianov (Manager Of Commercial Lend) $151,132 $0 $36,984
Justine Peebles (Board Of Director) $1,834 $0 $0
Creston Van Wey (Board Of Director) $920 $0 $0
William Boevers (Board Of Director) $916 $0 $0
Thomas Delong (Board Of Director) $635 $0 $0
Ginger Shirley (Board Of Director) $576 $0 $0
Pamela Ayres (Board Of Director) $288 $0 $0
Scott Anderson (Former Board Of Director) $0 $0 $0
Elizabeth Caven (Board Of Director) $0 $0 $0
Paul Gengler (Board Of Director) $0 $0 $0
James Kacher (Board Of Director) $0 $0 $0
Bob Kressig (Board Of Director) $0 $0 $0
Ashley Lindley (Board Of Director) $0 $0 $0
Traci Mcbee (Board Of Director) $0 $0 $0
David R Schultz (Former Board Of Director) $0 $0 $0
Denny Skelton (Board Of Director) $0 $0 $0
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990
Filed on Oct. 3, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$135,221,556
Expenses
$116,437,755
Net Income
$18,783,801
Net Assets
$308,407,317
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $112,309,930
83.1%
Investment Income $564,139
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $596,165
0.4%
Net Fundraising $0
Sales of Assets -$1,236,858
Net Inventory Sales $0
Other Revenue $22,988,180
17.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,860,296
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $31,925,189
27.4%
Assets/Debt
Total Assets $3,100,933,825
Total Liabilities $2,792,526,508
Net Assets $308,407,317
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Monte Berg (President/Ceo) $468,657 $0 $53,546
Doug Gilbertson (Chief Operations Officer) $270,904 $0 $46,681
Chris Mcgovern (Manager Of Mortgage Lending) $246,361 $0 $27,541
Renee Christoffer (Chief Administration Officer) $223,649 $0 $45,689
Keith Mesch (Chief Financial Officer) $203,904 $0 $36,360
Dyann Longseth (Chief Diversity And Inclusion Officer) $185,104 $0 $37,582
Jean Trainor (Former President/Ceo) $169,366 $0 $42,250
Lori Honermann (Mortgage Loan Originator) $168,021 $0 $37,693
Lynn Gilbertson (Vp Business Services) $157,373 $0 $28,113
Mark Koppedryer (Vp Branches) $149,929 $0 $33,204
Bill Kalianov (Manager Of Commercial Lending) $148,445 $0 $31,577
Thomas Nelson (Mortgage Loan Originator) $146,741 $0 $19,135
Traci Mcbee (Board Of Director) $3,455 $0 $0
Scott Anderson (Board Of Director) $2,646 $0 $0
Bill Boevers (Board Of Director) $2,245 $0 $0
Nick Waters (Board Of Director) $1,661 $0 $0
Pam Ayres (Board Of Director) $1,151 $0 $0
Creston Van Wey (Board Of Director) $1,036 $0 $0
Ginger Shirley (Board Of Director) $858 $0 $0
Thomas Delong (Board Of Director) $769 $0 $0
Elizabeth Caven (Board Of Director) $500 $0 $0
Paul Gengler (Board Of Director) $0 $0 $0
Jim Kacher (Board Of Director) $0 $0 $0
Bob Kressig (Board Of Director) $0 $0 $0
David R Schultz (Board Of Director) $0 $0 $0
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990
Filed on Aug. 21, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$127,680,747
Expenses
$100,279,754
Net Income
$27,400,993
Net Assets
$288,329,379
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $103,504,535
81.1%
Investment Income $220,494
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $596,254
0.5%
Net Fundraising $0
Sales of Assets $834,453
0.7%
Net Inventory Sales $0
Other Revenue $22,525,011
17.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,752,786
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $26,494,467
26.4%
Assets/Debt
Total Assets $2,952,155,107
Total Liabilities $2,663,825,728
Net Assets $288,329,379
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jean Trainor (Former President/Ceo) $857,157 $0 $42,250
Monte Berg (President/Ceo) $455,838 $0 $137,431
Doug Gilbertson (Chief Operations Officer) $320,317 $0 $107,384
Renee Christoffer (Chief Administration Officer) $272,660 $0 $96,733
Dyann Longseth (Chief Diversity And Inclusion Officer) $205,345 $0 $37,582
Chris Mcgovern (Manager Of Mortgage Lending) $181,567 $0 $27,541
Keith Mesch (Chief Financial Officer) $161,601 $0 $36,360
Srinivasa Siravuri (Vp Information Technology) $146,826 $0 $33,267
Lynn Gilbertson (Vp Business Services) $146,397 $0 $28,113
Bill Kalianov (Manager Of Commercial Lending) $139,526 $0 $31,577
Mark Koppedryer (Vp Branches) $138,187 $0 $33,204
Shawna Matz (Vp Of Talent Development) $125,021 $0 $27,902
Creston Van Wey (Board Of Director) $2,848 $0 $0
Bill Boevers (Board Of Director) $2,580 $0 $0
Traci Mcbee (Board Of Director) $905 $0 $0
Pam Ayres (Board Of Director) $769 $0 $0
Scott Anderson (Board Of Director) $592 $0 $0
Ginger Shirley (Board Of Director) $568 $0 $0
Thomas Delong (Board Of Director) $391 $0 $0
Elizabeth Caven (Board Of Director) $0 $0 $0
Paul Gengler (Board Of Director) $0 $0 $0
Jim Kacher (Board Of Director) $0 $0 $0
Bob Kressig (Board Of Director) $0 $0 $0
David Schultz (Board Of Director) $0 $0 $0
Denny Skelton (Board Of Director) $0 $0 $0
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Document Links

990
Filed on Aug. 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$120,038,158
Expenses
$95,396,759
Net Income
$24,641,399
Net Assets
$269,786,224
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $88,319,784
73.6%
Investment Income $150,887
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $365,312
0.3%
Net Fundraising $0
Sales of Assets $248,058
0.2%
Net Inventory Sales $0
Other Revenue $30,954,117
25.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,415,082
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $24,532,501
25.7%
Assets/Debt
Total Assets $2,641,081,164
Total Liabilities $2,371,294,940
Net Assets $269,786,224
Other
Provided first-class or charter travel
Compensation
Key Employees and Officers Compensation Related Other
Jean Trainor (President/Ceo) $485,027 $0 $64,666
Monte Berg (Senior Vp Finance) $245,200 $0 $37,089
Doug Gilbertson (Senior Vp Operations) $227,439 $0 $37,089
Dy Ann Longseth (Senior Vp Member Experience) $216,731 $0 $36,350
Renee Christoffer (Senior Vp Administration) $190,242 $0 $36,993
Lynn Gilbertson (Vp Business Services) $138,887 $0 $28,378
Srinivasa Siravuri (Vp Information Technology) $137,017 $0 $32,206
Chris Mc Govern (Manager Of Mortgage Lending) $134,029 $0 $20,337
Bill Kalianov (Manager Of Commercial Lending) $132,623 $0 $30,764
Mark Koppedryer (Vp Branches) $130,699 $0 $32,267
Keith Mesch (Vp Financial Operations) $128,142 $0 $31,374
Traci Mc Bee (Board Of Director) $3,210 $0 $0
Scott Anderson (Board Of Director) $2,344 $0 $0
Bill Boevers (Board Of Director) $1,909 $0 $0
Creston Van Wey (Board Of Director) $1,003 $0 $0
Ginger Shirley (Board Of Director) $935 $0 $0
Pam Ayres (Board Of Director) $555 $0 $0
Thomas De Long (Board Of Director) $385 $0 $0
Elizabeth Caven (Board Of Director) $275 $0 $0
Paul Gengler (Board Of Director) $0 $0 $0
Nick Waters (Board Of Director) $0 $0 $0
Jim Kacher (Board Of Director) $0 $0 $0
Bob Kressig (Board Of Director) $0 $0 $0
David Schultz (Board Of Director) $0 $0 $0
Gaylen Witzel (Board Of Director) $0 $0 $0
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990
Filed on May 14, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$112,096,375
Expenses
$89,882,155
Net Income
$22,214,220
Net Assets
$244,438,032
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $81,803,770
73.0%
Investment Income $226,495
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $247,096
0.2%
Net Fundraising $0
Sales of Assets $142,245
0.1%
Net Inventory Sales $0
Other Revenue $29,676,769
26.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,204,081
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $23,580,822
26.2%
Assets/Debt
Total Assets $2,433,904,499
Total Liabilities $2,189,466,467
Net Assets $244,438,032
Other
Provided first-class or charter travel
Compensation
Key Employees and Officers Compensation Related Other
Jean Trainor (Ceo) $479,384 $0 $44,131
Monte Berg (Senior Vice President Finance) $238,437 $0 $46,083
Dy Ann Longseth (Senior Vice President Communications) $232,171 $0 $34,718
Doug Gilbertson (Senior Vice President Operations) $221,722 $0 $35,690
Renee Christoffer (Senior Vice President Administration) $182,043 $0 $35,494
Nick Evens (Cuso President) $169,070 $0 $33,774
Chris Mc Govern (Manager Of Credit Administration) $166,809 $0 $25,353
Lynn Gilbertson (Vp Business Services) $134,585 $0 $27,776
Mark Koppedryer (Vice President Of Branches) $130,336 $0 $31,164
Angie Hamilton (Mortgage Loan Originator) $127,481 $0 $28,497
Keith Mesch (Vp Of Financial Operations) $122,043 $0 $30,401
Cory Stull (Manager Of Technology Services) $117,573 $0 $27,119
Scott Anderson (Board Of Director) $1,314 $0 $0
Creston Van Wey (Board Of Director) $1,112 $0 $0
Bill Boevers (Board Of Director) $1,078 $0 $0
Ginger Shirley (Board Of Director) $761 $0 $0
Pam Ayres (Board Of Director) $466 $0 $0
Thomas De Long (Board Of Director) $436 $0 $0
Elizabeth Caven (Board Of Director) $275 $0 $0
Joe Garcia (Board Of Director) $0 $0 $0
Paul Gengler (Board Of Director) $0 $0 $0
Nick Waters (Board Of Director) $0 $0 $0
Jim Kacher (Board Of Director) $0 $0 $0
Bob Kressig (Board Of Director) $0 $0 $0
David Schultz (Board Of Director) $0 $0 $0
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990
Filed on May 13, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$110,314,442
Expenses
$86,359,045
Net Income
$23,955,397
Net Assets
$228,793,588
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $81,616,055
74.0%
Investment Income $275,535
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $239,853
0.2%
Net Fundraising $0
Sales of Assets $937,149
0.8%
Net Inventory Sales $0
Other Revenue $27,245,850
24.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,415,712
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $22,095,803
25.6%
Assets/Debt
Total Assets $2,350,002,400
Total Liabilities $2,121,208,812
Net Assets $228,793,588

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$110,720,899
Expenses
$85,635,622
Net Income
$25,085,277
Net Assets
$204,122,738
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $83,022,930
75.0%
Investment Income $97,223
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $229,775
0.2%
Net Fundraising $0
Sales of Assets $1,326,491
1.2%
Net Inventory Sales $0
Other Revenue $26,044,480
23.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,485,294
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $20,977,931
24.5%
Assets/Debt
Total Assets $2,019,601,224
Total Liabilities $1,815,478,486
Net Assets $204,122,738

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated