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Consumer Credit Of Des Moines

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Human Services — Multipurpose and Other / Financial Counseling, Money Management (NTEE)

Donations to this organization are tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$1.1M (2023)

Expenses
$1.3M (2023)

Total Assets
$2.15M (2023)

Total Liabilities
$422k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,098,266
Expenses
$1,298,532
Net Income
-$200,266
Net Assets
$1,725,366
Notable Sources of Revenue Percent of Total Revenue
Contributions $50,680
4.6%
Program Services $1,002,709
91.3%
Investment Income $44,877
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $313,076
24.1%
Professional Fundraising Fees $0
Other Salaries and Wages $400,920
30.9%
Assets/Debt
Total Assets $2,147,599
Total Liabilities $422,233
Net Assets $1,725,366
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $167,912 $0 $29,729
Katie Ochanpaugh (Treasurer) $64,561 $0 $20,400
Lee Ann Coates (Secretary) $18,271 $0 $0
Richard Piatt (Director) $12,203 $0 $0
David Shelledy (Chairman) $0 $0 $0
Mark Kirkland (Director) $0 $0 $0
Linda Jacob (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,123,302
Expenses
$1,296,170
Net Income
-$172,868
Net Assets
$1,926,838
Notable Sources of Revenue Percent of Total Revenue
Contributions $163,210
14.5%
Program Services $941,367
83.8%
Investment Income $18,725
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $298,267
23.0%
Professional Fundraising Fees $0
Other Salaries and Wages $399,626
30.8%
Assets/Debt
Total Assets $2,208,561
Total Liabilities $281,723
Net Assets $1,926,838
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $164,306 $0 $29,695
Katie Ochanpaugh (Treasurer) $63,922 $0 $19,597
Lee Ann Coates (Secretary) $18,272 $0 $0
Richard Piatt (Director) $2,475 $0 $0
David Shelledy (Chairman) $0 $0 $0
Mark Kirkland (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,382,576
Expenses
$1,376,068
Net Income
$6,508
Net Assets
$2,095,016
Notable Sources of Revenue Percent of Total Revenue
Contributions $282,175
20.4%
Program Services $1,091,524
78.9%
Investment Income $8,877
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $280,599
20.4%
Professional Fundraising Fees $0
Other Salaries and Wages $482,409
35.1%
Assets/Debt
Total Assets $2,361,855
Total Liabilities $266,839
Net Assets $2,095,016
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $156,324 $0 $29,853
Katie Ochanpaugh (Treasurer) $57,713 $0 $18,328
Lee Ann Coates (Secretary) $17,495 $0 $0
Richard Piatt (Director) $886 $0 $0
David Shelledy (Chairman) $0 $0 $0
Rea Roe (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,621,873
Expenses
$1,402,616
Net Income
$219,257
Net Assets
$2,109,278
Notable Sources of Revenue Percent of Total Revenue
Contributions $275,611
17.0%
Program Services $1,334,501
82.3%
Investment Income $11,761
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $281,113
20.0%
Professional Fundraising Fees $0
Other Salaries and Wages $497,576
35.5%
Assets/Debt
Total Assets $2,214,596
Total Liabilities $105,318
Net Assets $2,109,278
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $167,484 $0 $28,080
Katie Ochanpaugh (Treasurer) $59,931 $0 $9,247
Lee Ann Coates (Secretary) $16,371 $0 $0
David Shelledy (Chairman) $0 $0 $0
Larry Mcintosh (Director) $0 $0 $0
Rea Roe (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,495,727
Expenses
$1,429,458
Net Income
$66,269
Net Assets
$1,833,339
Notable Sources of Revenue Percent of Total Revenue
Contributions $181,247
12.1%
Program Services $1,292,692
86.4%
Investment Income $21,788
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $262,849
18.4%
Professional Fundraising Fees $0
Other Salaries and Wages $526,972
36.9%
Assets/Debt
Total Assets $2,161,947
Total Liabilities $328,608
Net Assets $1,833,339
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $157,070 $0 $34,160
Katie Ochanpaugh (Treasurer) $52,532 $0 $10,460
Lee Ann Coates (Secretary) $8,625 $0 $0
David Shelledy (Chairman) $0 $0 $0
Larry Mcintosh (Director) $0 $0 $0
Rea Roe (Director) $0 $0 $0
Fred Norris (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,416,434
Expenses
$1,510,230
Net Income
-$93,796
Net Assets
$1,750,454
Notable Sources of Revenue Percent of Total Revenue
Contributions $147,732
10.4%
Program Services $1,257,549
88.8%
Investment Income $11,153
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $214,213
14.2%
Professional Fundraising Fees $0
Other Salaries and Wages $528,877
35.0%
Assets/Debt
Total Assets $2,032,304
Total Liabilities $281,850
Net Assets $1,750,454
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $156,883 $0 $25,885
Katie Ochanpaugh (Treasurer) $51,515 $0 $8,500
Lee Ann Coates (Secretary) $8,626 $0 $0
David Shelledy (Chairman) $0 $0 $0
Larry Mcintosh (Director) $0 $0 $0
Maxine Sieleman (Director) $0 $0 $0
Rea Roe (Director) $0 $0 $0
Fred Norris (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,318,243
Expenses
$1,579,146
Net Income
-$260,903
Net Assets
$1,833,104
Notable Sources of Revenue Percent of Total Revenue
Contributions $145,321
11.0%
Program Services $1,168,589
88.6%
Investment Income $4,333
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $251,878
16.0%
Professional Fundraising Fees $0
Other Salaries and Wages $521,613
33.0%
Assets/Debt
Total Assets $2,128,098
Total Liabilities $294,994
Net Assets $1,833,104
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $150,941 $0 $21,356
Katie Ochanpaugh (Treasurer) $52,432 $0 $8,676
Lee Ann Coates (Secretary) $0 $0 $0
David Shelledy (Chairman) $0 $0 $0
Larry Mcintosh (Director) $0 $0 $0
Maxine Sieleman (Director) $0 $0 $0
Rea Roe (Director) $0 $0 $0
Fred Norris (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,248,621
Expenses
$1,506,928
Net Income
-$258,307
Net Assets
$2,091,479
Notable Sources of Revenue Percent of Total Revenue
Contributions $198,110
15.9%
Program Services $1,043,782
83.6%
Investment Income $6,729
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $227,368
15.1%
Professional Fundraising Fees $0
Other Salaries and Wages $545,999
36.2%
Assets/Debt
Total Assets $2,371,541
Total Liabilities $280,062
Net Assets $2,091,479
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $163,280 $0 $0
Katie Ochanpaugh (Treasurer) $61,806 $0 $0
Lee Ann Coates (Secretary) $2,280 $0 $0
Rea Roe (Board Member) $0 $0 $0
Larry Mcintosh (Board Member) $0 $0 $0
David Shelledy (Board Member) $0 $0 $0
Maxine Sieleman (Board Member) $0 $0 $0
Fred Norris (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,127,839
Expenses
$1,855,038
Net Income
-$727,199
Net Assets
$2,349,786
Notable Sources of Revenue Percent of Total Revenue
Contributions $175,007
15.5%
Program Services $957,855
84.9%
Investment Income $3,639
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$8,662
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $306,487
16.5%
Professional Fundraising Fees $0
Other Salaries and Wages $562,117
30.3%
Assets/Debt
Total Assets $2,619,018
Total Liabilities $269,232
Net Assets $2,349,786
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $159,366 $0 $0
Lee Ann Coates (Secretary) $90,525 $0 $0
Katie Ochanpaugh (Treasurer) $56,596 $0 $0
Rea Roe (Board Member) $0 $0 $0
Larry Mcintosh (Board Member) $0 $0 $0
David Shelledy (Board Member) $0 $0 $0
Maxine Sieleman (Board Member) $0 $0 $0
Fred Norris (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,462,122
Expenses
$2,022,326
Net Income
-$560,204
Net Assets
$3,076,985
Notable Sources of Revenue Percent of Total Revenue
Contributions $166,087
11.4%
Program Services $1,295,930
88.6%
Investment Income $105
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $310,679
15.4%
Professional Fundraising Fees $0
Other Salaries and Wages $561,310
27.8%
Assets/Debt
Total Assets $3,341,279
Total Liabilities $264,294
Net Assets $3,076,985
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $161,078 $0 $0
Lee Ann Coates (Secretary) $95,530 $0 $0
Katie Ochanpaugh (Treasurer) $54,071 $0 $0
Rea Roe (Board Member) $0 $0 $0
Larry Mcintosh (Board Member) $0 $0 $0
David Shelledy (Board Member) $0 $0 $0
Maxine Sieleman (Board Member) $0 $0 $0
Fred Norris (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,924,352
Expenses
$2,248,460
Net Income
-$324,108
Net Assets
$3,637,189
Notable Sources of Revenue Percent of Total Revenue
Contributions $368,564
19.2%
Program Services $1,549,657
80.5%
Investment Income $6,131
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $324,567
14.4%
Professional Fundraising Fees $0
Other Salaries and Wages $603,156
26.8%
Assets/Debt
Total Assets $3,967,934
Total Liabilities $330,745
Net Assets $3,637,189
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Coates (President) $162,697 $0 $0
Lee Ann Coates (Secretary) $98,490 $0 $0
Katie Ochanpaugh (Treasurer) $59,724 $0 $0
Carl Coates (Vice President) $3,656 $0 $0
Rea Roe (Board Member) $0 $0 $0
Larry Mcintosh (Board Member) $0 $0 $0
David Shelledy (Board Member) $0 $0 $0
Maxine Sieleman (Board Member) $0 $0 $0
Fred Norris (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,239,305
Expenses
$2,500,405
Net Income
-$261,100
Net Assets
$3,961,297
Notable Sources of Revenue Percent of Total Revenue
Contributions $303,131
13.5%
Program Services $1,928,883
86.1%
Investment Income $8,008
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$718
Net Inventory Sales $0
Other Revenue $1
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $349,344
14.0%
Professional Fundraising Fees $0
Other Salaries and Wages $616,862
24.7%
Assets/Debt
Total Assets $4,331,845
Total Liabilities $370,548
Net Assets $3,961,297

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,423,813
Expenses
$2,703,152
Net Income
$720,661
Net Assets
$4,222,397
Notable Sources of Revenue Percent of Total Revenue
Contributions $437,640
12.8%
Program Services $2,326,041
67.9%
Investment Income $16,954
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $44,194
1.3%
Net Inventory Sales $0
Other Revenue $598,984
17.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $348,895
12.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,049,660
Total Liabilities $827,263
Net Assets $4,222,397

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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