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Health Care Family Credit Union

  • St Louis, MO
  • EIN: 43-0959076

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$4.26M (2023)

Expenses
$3.8M (2023)

Total Assets
$74.4M (2023)

Total Liabilities
$64.8M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,258,156
Expenses
$3,801,744
Net Income
$456,412
Net Assets
$9,650,056
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,820,091
89.7%
Investment Income $428,383
10.1%
Bond Proceeds $0
Royalties $9,682
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $445,102
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $542,444
14.3%
Assets/Debt
Total Assets $74,415,698
Total Liabilities $64,765,642
Net Assets $9,650,056
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $207,665 $0 $16,622
Samuel Davis (Vice President Lending) $98,615 $0 $11,928
Jarrod Deatherage (Vice President Finance) $98,396 $0 $11,876
Karen Kenney (Chairperson) $0 $0 $0
Debra Wierciak (Vice Chairperson) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Keith Bolton (Board Member) $0 $0 $0
Robert Dielschneider (Board Member) $0 $0 $0
John Fenley (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 13, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,780,173
Expenses
$3,449,830
Net Income
$330,343
Net Assets
$9,048,713
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,524,928
93.2%
Investment Income $256,326
6.8%
Bond Proceeds $0
Royalties $12,131
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$13,212
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $502,426
14.6%
Professional Fundraising Fees $0
Other Salaries and Wages $494,417
14.3%
Assets/Debt
Total Assets $78,210,749
Total Liabilities $69,162,036
Net Assets $9,048,713
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $208,081 $0 $15,811
Jarrod Deatherage (Vice President Finance) $89,006 $0 $11,065
Samuel Davis (Vice President Lending) $84,888 $0 $10,904
Patricia Reis (Vice President Lending (Term)) $80,424 $0 $2,247
Karen Kenney (Chairperson) $0 $0 $0
Debra Wierciak (Vice Chairperson) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Keith Bolton (Board Member) $0 $0 $0
Robert Dielschneider (Board Member) $0 $0 $0
John Fenley (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 22, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,576,747
Expenses
$3,072,737
Net Income
$504,010
Net Assets
$9,644,438
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,355,705
93.8%
Investment Income $208,497
5.8%
Bond Proceeds $0
Royalties $12,545
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $524,547
17.1%
Professional Fundraising Fees $0
Other Salaries and Wages $528,375
17.2%
Assets/Debt
Total Assets $77,029,841
Total Liabilities $67,385,403
Net Assets $9,644,438
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $299,440 $0 $19,223
Patricia Reis (Vice President Lending) $108,639 $0 $6,306
Jarrod Deatherage (Vice President Finance) $83,095 $0 $10,215
Samuel Davis (Vice President Operations) $76,245 $0 $9,185
Karen Kenney (Chairperson) $0 $0 $0
Debra Wierciak (Vice Chairperson) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Keith Bolton (Board Member) $0 $0 $0
Robert Dielschneider (Board Member) $0 $0 $0
Edward Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 13, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,438,875
Expenses
$3,180,698
Net Income
$258,177
Net Assets
$9,299,022
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,500
0.1%
Program Services $3,200,631
93.1%
Investment Income $223,467
6.5%
Bond Proceeds $0
Royalties $12,277
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $503,094
15.8%
Professional Fundraising Fees $0
Other Salaries and Wages $570,900
17.9%
Assets/Debt
Total Assets $73,202,531
Total Liabilities $63,903,509
Net Assets $9,299,022
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $187,220 $0 $42,557
Patricia Reis (Vice President Lending) $103,503 $0 $5,783
Jarrod Deatherage (Vice President Finance) $79,489 $0 $9,991
Samuel Davis (Vice President Operations) $65,647 $0 $8,904
Karen Kenney (Chairperson) $0 $0 $0
Debra Wierciak (Vice Chairperson) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Keith Bolton (Board Member) $0 $0 $0
Robert Dielschneider (Board Member) $0 $0 $0
Edward Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 20, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,877,496
Expenses
$3,430,642
Net Income
$446,854
Net Assets
$8,927,833
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,646,738
94.0%
Investment Income $218,833
5.6%
Bond Proceeds $0
Royalties $11,925
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $411,701
12.0%
Professional Fundraising Fees $0
Other Salaries and Wages $595,916
17.4%
Assets/Debt
Total Assets $64,668,849
Total Liabilities $55,741,016
Net Assets $8,927,833
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $174,301 $0 $48,362
Patricia Reis (Vice President Lending) $97,628 $0 $5,706
Jarrod Deatherage (Vice President Finance) $74,526 $0 $11,178
Karen Kenney (Chairperson) $0 $0 $0
Debra Wierciak (Vice Chairperson) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Keith Bolton (Board Member) $0 $0 $0
Edward Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
Daniel Washburn (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 13, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,679,418
Expenses
$3,211,327
Net Income
$468,091
Net Assets
$8,452,811
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,571,032
97.1%
Investment Income $99,094
2.7%
Bond Proceeds $0
Royalties $17,997
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$8,705
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $386,321
12.0%
Professional Fundraising Fees $0
Other Salaries and Wages $583,148
18.2%
Assets/Debt
Total Assets $60,012,157
Total Liabilities $51,559,346
Net Assets $8,452,811
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $164,698 $0 $41,669
Patricia Reis (Vice President Lending) $92,512 $0 $5,424
Jarrod Deatherage (Vice President Finance) $72,064 $0 $9,954
Karen Kenney (Chairperson) $0 $0 $0
Debra Wierciak (Vice Chairperson) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Keith Bolton (Board Member) $0 $0 $0
Edward Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
Daniel Washburn (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 12, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,418,896
Expenses
$2,916,672
Net Income
$502,224
Net Assets
$7,979,621
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,294,294
96.4%
Investment Income $111,928
3.3%
Bond Proceeds $0
Royalties $11,483
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,191
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $419,326
14.4%
Professional Fundraising Fees $0
Other Salaries and Wages $515,631
17.7%
Assets/Debt
Total Assets $59,872,377
Total Liabilities $51,892,756
Net Assets $7,979,621
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $145,390 $0 $42,191
Patricia Reis (Vice President Lending) $85,738 $0 $7,415
Jarrod Deatherage (Vice President Finance(current)) $55,839 $0 $8,267
John Aton (Vice President Finance(terminated)) $55,316 $0 $2,991
April Jones (Vice President Operations(terminated)) $15,002 $0 $1,177
Karen Kenney (Chairman) $0 $0 $0
Debra Wierciak (Vice Chairman) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Paul Raczkiewicz (Board Member) $0 $0 $0
Edward Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
Daniel Washburn (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on July 23, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,265,808
Expenses
$2,639,070
Net Income
$626,738
Net Assets
$7,480,763
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,139,470
96.1%
Investment Income $108,067
3.3%
Bond Proceeds $0
Royalties $17,571
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $700
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $344,066
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $503,147
19.1%
Assets/Debt
Total Assets $57,281,176
Total Liabilities $49,800,413
Net Assets $7,480,763
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $133,782 $0 $18,458
Patricia Reis (Vice President Lending) $78,485 $0 $6,382
John Aton (Vice President Finance) $74,256 $0 $17,986
April Jones (Vice President Operations) $7,848 $0 $583
Nancy Portwood (Senior Vice President Thru 2/12/2016) $6,286 $0 $0
Karen Kenney (Chairman) $0 $0 $0
Debra Wierciak (Vice Chairman) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Paul Raczkiewicz (Board Member) $0 $0 $0
Edward Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
Dan Washburn (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on June 28, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,178,518
Expenses
$2,672,426
Net Income
$506,092
Net Assets
$6,852,531
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,105,223
97.7%
Investment Income $91,852
2.9%
Bond Proceeds $0
Royalties $15,448
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$34,005
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $354,841
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $450,912
16.9%
Assets/Debt
Total Assets $56,221,931
Total Liabilities $49,369,400
Net Assets $6,852,531
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $122,428 $0 $11,853
Patricia Reis (Vice President Lending) $76,142 $0 $3,943
John Aton (Vice President Finance) $72,728 $0 $8,620
Nancy Portwood (Senior Vice President) $57,034 $0 $2,093
Karen Kenney (Chairman) $0 $0 $0
Debra Wierciak (Vice Chairman) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Paul Raczkiewicz (Board Member) $0 $0 $0
Ed Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
Dan Washburn (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on April 25, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,154,983
Expenses
$2,831,544
Net Income
$323,439
Net Assets
$6,346,494
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,006,298
95.3%
Investment Income $123,926
3.9%
Bond Proceeds $0
Royalties $16,536
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,223
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $385,766
13.6%
Professional Fundraising Fees $0
Other Salaries and Wages $477,406
16.9%
Assets/Debt
Total Assets $51,727,368
Total Liabilities $45,380,874
Net Assets $6,346,494
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $130,814 $0 $18,572
Nancy Portwood (Senior Vice President) $77,839 $0 $5,116
John Aton (Vice President Finance) $70,078 $0 $10,781
Patricia Reis (Vice President Lending) $66,502 $0 $6,064
Karen Kenney (Chairman) $0 $0 $0
Debra Wierciak (Vice Chairman) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Paul Raczkiewicz (Board Member) $0 $0 $0
Ed Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
Dan Washburn (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on June 8, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,128,256
Expenses
$2,703,727
Net Income
$424,529
Net Assets
$5,936,757
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,933,918
93.8%
Investment Income $136,421
4.4%
Bond Proceeds $0
Royalties $15,112
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $42,805
1.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $276,232
10.2%
Professional Fundraising Fees $0
Other Salaries and Wages $530,617
19.6%
Assets/Debt
Total Assets $51,026,531
Total Liabilities $45,089,774
Net Assets $5,936,757
Compensation
Key Employees and Officers Compensation Related Other
Terry Summers (President) $100,438 $0 $16,488
Nancy Portwood (Senior Vice President) $75,086 $0 $4,564
John Aton (Vice President) $71,079 $0 $8,577
Debra Wierciak (Vice Chairman) $0 $0 $0
Kathy Starnes (Secretary / Treasurer) $0 $0 $0
Paul Raczkiewcz (Board Member) $0 $0 $0
Ed Hrebec (Board Member) $0 $0 $0
Peggy Terwelp (Board Member) $0 $0 $0
Dan Washburn (Board Member) $0 $0 $0
Karen Kenney (Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on March 20, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated