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Wisconsin Native Loan Fund Inc

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Housing, Shelter / Housing Expense Reduction Support (NTEE)

Donations to this organization are tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

An independent audit commissioned by this organization for the fiscal year ending Dec. 2023 identified:

Material weakness in internal controls
Audit identified a deficiency in internal financial or governance controls that could limit the organization's ability to track and report financial data reliably. The deficiency could lead to failure to prevent or correct noncompliance with requirements.

Summary charts: organization finances over time

Revenue
$2.32M (2023)

Expenses
$1.2M (2023)

Total Assets
$8.02M (2023)

Total Liabilities
$3.06M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,323,280
Expenses
$1,201,791
Net Income
$1,121,489
Net Assets
$4,951,794
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,704,508
73.4%
Program Services $604,810
26.0%
Investment Income $9,787
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,175
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $206,198
17.2%
Professional Fundraising Fees $0
Other Salaries and Wages $329,985
27.5%
Assets/Debt
Total Assets $8,016,039
Total Liabilities $3,064,245
Net Assets $4,951,794
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Gouwens (Coo) $93,686 $0 $18,211
Cheryl Cloud (Ceo) $91,571 $0 $2,730
Randy Cadotte (Board Chair) $0 $0 $0
Casey Fitzpatrick (Vice Chairman) $0 $0 $0
Fern Orie (Treasurer) $0 $0 $0
Jeffery Johnson (Secretary (Thru Feb 2023)) $0 $0 $0
Jeff Bowman (Secretary (As Of Feb 2023)) $0 $0 $0
Jeff Ackley Jr (Director) $0 $0 $0
Sean Harte (Director) $0 $0 $0
Joseph Montano Sr (Director) $0 $0 $0
Brittany Allen (Director) $0 $0 $0
Russell Swagger (Director) $0 $0 $0
Michael F Berlin (Director) $0 $0 $0
Michael Moe (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,400,832
Expenses
$1,370,917
Net Income
$1,029,915
Net Assets
$4,080,480
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,034,751
84.8%
Program Services $364,344
15.2%
Investment Income $487
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,250
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $111,151
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $201,477
14.7%
Assets/Debt
Total Assets $7,515,814
Total Liabilities $3,435,334
Net Assets $4,080,480
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffery Johnson (Secretary (As Of Aug 2022)) $97,446 $0 $0
David Gouwens (Coo) $87,803 $0 $23,348
Cheryl Cloud (Chair) $0 $0 $0
Randy Cadotte (Vice Chair) $0 $0 $0
Fern Orie (Treasurer) $0 $0 $0
Jeff Ackley Jr (Director) $0 $0 $0
Jeff Bowman (Director) $0 $0 $0
Casey Fitzpatrick (Director) $0 $0 $0
Sean Harte (Director) $0 $0 $0
Joseph Montano Sr (Director) $0 $0 $0
Jessie Peterson (Director) $0 $0 $0
Russell Swagger (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,436,627
Expenses
$725,905
Net Income
$710,722
Net Assets
$3,624,408
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,107,442
77.1%
Program Services $329,185
22.9%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $398,834
54.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,661,202
Total Liabilities $2,036,794
Net Assets $3,624,408
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Gouwens (Chief Operating Officer) $67,527 $0 $7,366
Fern Orie (Director) $66,420 $0 $3,205
Jeff Bowman (Director) $0 $0 $0
Jeff Ackley Jr (Director) $0 $0 $0
Jeffery Johnson (Chairman) $0 $0 $0
Sean Harte (Director) $0 $0 $0
Cheryl Cloud (Secretary) $0 $0 $0
Randy Cadotte (Vice Chairman) $0 $0 $0
Joseph Montano Sr (Treasurer) $0 $0 $0
Casey Fitzpatrick (Director) $0 $0 $0
Jessie Peterson (Director) $0 $0 $0
Russell Swagger (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,147,782
Expenses
$573,330
Net Income
$574,452
Net Assets
$2,913,686
Notable Sources of Revenue Percent of Total Revenue
Contributions $870,555
75.8%
Program Services $277,227
24.2%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $363,053
63.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,634,908
Total Liabilities $1,721,222
Net Assets $2,913,686
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Fern Orie (Ceo) $101,926 $0 $0
Jeff Bowman (Director) $0 $0 $0
Bill Beson (Director) $0 $0 $0
Jeffery Johnson (Chairman) $0 $0 $0
Sean Harte (Director) $0 $0 $0
Cheryl Cloud (Secretary) $0 $0 $0
Randy Cadotte (Vice Chairman) $0 $0 $0
Joseph Montano Jr (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$257,318
Expenses
$509,635
Net Income
-$252,317
Net Assets
$2,339,234
Notable Sources of Revenue Percent of Total Revenue
Contributions $46,725
18.2%
Program Services $210,593
81.8%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $289,267
56.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,530,733
Total Liabilities $1,191,499
Net Assets $2,339,234
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Fern Orie (Ceo) $97,490 $0 $10,033
Wendy White Eagle (Chairman) $0 $0 $0
Bill Beson (Director) $0 $0 $0
Jeff Johnson (Vice Chairman) $0 $0 $0
Sean Harte (Treasurer) $0 $0 $0
Cheryl Cloud (Secretary) $0 $0 $0
Jeff Bowman (Director) $0 $0 $0
Cristina Danforth (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$622,477
Expenses
$422,390
Net Income
$200,087
Net Assets
$2,591,551
Notable Sources of Revenue Percent of Total Revenue
Contributions $482,000
77.4%
Program Services $140,477
22.6%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $195,237
46.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,108,512
Total Liabilities $516,961
Net Assets $2,591,551
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Fern Orie (Executive Director) $97,309 $0 $12,269
Wendy White Eagle (Chairman) $0 $0 $0
Bill Beson (Director) $0 $0 $0
Jeff Johnson (Vice Chairman) $0 $0 $0
Sean Harte (Treasurer) $0 $0 $0
Cheryl Cloud (Secretary) $0 $0 $0
Jeff Bowman (Director) $0 $0 $0
Cristina Danforth (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,083,699
Expenses
$346,026
Net Income
$737,673
Net Assets
$2,391,464
Notable Sources of Revenue Percent of Total Revenue
Contributions $927,733
85.6%
Program Services $155,966
14.4%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $181,998
52.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,913,446
Total Liabilities $521,982
Net Assets $2,391,464
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Fern Orie (Executive Director) $91,896 $0 $0
Wendy White Eagle (Vice President) $0 $0 $0
Bill Beson (Chairman) $0 $0 $0
Jeff Johnson (Director) $0 $0 $0
Sean Harte (Treasurer) $0 $0 $0
Lawrence Barton (Secretary) $0 $0 $0
Jeff Bowman (Director) $0 $0 $0
Cheryl Cloud (Director) $0 $0 $0
David Fleming Sr (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,059,881
Expenses
$279,947
Net Income
$779,934
Net Assets
$1,653,791
Notable Sources of Revenue Percent of Total Revenue
Contributions $973,600
91.9%
Program Services $82,231
7.8%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,050
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $146,384
52.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,976,034
Total Liabilities $322,243
Net Assets $1,653,791
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Fern Orie (Executive Director) $86,932 $0 $0
Christine Doud (Vice President) $0 $0 $0
Bill Beson (Chairman) $0 $0 $0
Jeff Johnson (Director) $0 $0 $0
Sean Harte (Treasurer) $0 $0 $0
Charlie Ouimette (Director) $0 $0 $0
Lawrence Barton (Secretary) $0 $0 $0
Wendy White Eagle (Vice Chairman) $0 $0 $0
Jeff Bowman (Director) $0 $0 $0
Cheryl Cloud (Director) $0 $0 $0
Christine Doud (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$627,230
Expenses
$210,711
Net Income
$416,519
Net Assets
$873,857
Notable Sources of Revenue Percent of Total Revenue
Contributions $558,595
89.1%
Program Services $0
Investment Income $46,275
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $22,360
3.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $100,299
47.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,033,394
Total Liabilities $159,537
Net Assets $873,857
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Fern Orie (Executive Director) $80,982 $0 $0
Donald Duncan (President) $0 $0 $0
Christine Doud (Vice President) $0 $0 $0
Bill Beson (Treasurer) $0 $0 $0
Wendy Smith (Secretary) $0 $0 $0
Randy Somerville (Director) $0 $0 $0
Jeff Johnson (Director) $0 $0 $0
Charles Gauthier (Director) $0 $0 $0
Charlie Ouimette (Director) $0 $0 $0
Kevin Fitzgibbons (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$255,426
Expenses
$197,639
Net Income
$57,787
Net Assets
$457,338
Notable Sources of Revenue Percent of Total Revenue
Contributions $218,400
85.5%
Program Services $0
Investment Income $30,300
11.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,726
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $71,040
35.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $626,033
Total Liabilities $168,695
Net Assets $457,338
Compensation
Key Employees and Officers Compensation Related Other
Fern Orie (Executive Director) $75,348 $0 $0
Donald Duncan (President) $0 $0 $0
Christine Doud (Vice President) $0 $0 $0
Bill Beson (Treasurer) $0 $0 $0
Wendy Smith (Secretary) $0 $0 $0
Randy Somerville (Director) $0 $0 $0
Jeff Johnson (Director) $0 $0 $0
Charles Gauthier (Director) $0 $0 $0
Charlie Ouimette (Director) $0 $0 $0
Kevin Fitzgibbons (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$233,922
Expenses
$165,009
Net Income
$68,913
Net Assets
$399,551
Notable Sources of Revenue Percent of Total Revenue
Contributions $215,945
92.3%
Program Services $0
Investment Income $11,800
5.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,177
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $105,468
63.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $522,660
Total Liabilities $123,109
Net Assets $399,551

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$155,957
Expenses
$139,920
Net Income
$16,037
Net Assets
$330,638
Notable Sources of Revenue Percent of Total Revenue
Contributions $149,105
95.6%
Program Services $0
Investment Income $5,469
3.5%
Net Fundraising $280
0.2%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,103
0.7%
Assets/Debt
Total Assets $350,932
Total Liabilities $20,294
Net Assets $330,638

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$155,357
Expenses
$120,287
Net Income
$35,070
Net Assets
$214,601
Notable Sources of Revenue Percent of Total Revenue
Contributions $150,715
97.0%
Program Services $0
Investment Income $3,119
2.0%
Net Fundraising $1,030
0.7%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $493
0.3%
Assets/Debt
Total Assets $241,688
Total Liabilities $27,087
Net Assets $214,601

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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