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Students Educational & Loan Foundation

  • Rolla, MO
  • Tax-exempt since Dec. 1964
  • EIN: 43-6052502

Organization summary

Type of Nonprofit

Designated as a Social and recreational clubs.

Category: Educational Institutions and Related Activities / Scholarships, Student Financial Aid Services, Awards (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$344k (2024)

Expenses
$312k (2024)

Total Assets
$3.8M (2024)

Total Liabilities
$2.26M (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$344,177
Expenses
$311,786
Net Income
$32,391
Net Assets
$1,537,662
Notable Sources of Revenue Percent of Total Revenue
Contributions $60,600
17.6%
Program Services $0
Investment Income $1,577
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $282,000
81.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,798,109
Total Liabilities $2,260,447
Net Assets $1,537,662
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Tim Bradley (President) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
Chris Marcus (Treasurer) $0 $0 $0
James R Sowers (Assistant Tr) $0 $0 $0
William Thomas (Vice Preside) $0 $0 $0
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Document Links

990
Filed on May 14, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$329,613
Expenses
$307,982
Net Income
$21,631
Net Assets
$1,490,271
Notable Sources of Revenue Percent of Total Revenue
Contributions $55,535
16.8%
Program Services $0
Investment Income $1,678
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $272,400
82.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,857,288
Total Liabilities $2,367,017
Net Assets $1,490,271
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Tim Bradley (President) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
Chris Marcus (Treasurer) $0 $0 $0
James R Sowers (Assistant Tr) $0 $0 $0
William Thomas (Vice Preside) $0 $0 $0
+ View more people

Document Links

990
Filed on April 30, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$321,456
Expenses
$314,329
Net Income
$7,127
Net Assets
$1,468,640
Notable Sources of Revenue Percent of Total Revenue
Contributions $64,205
20.0%
Program Services $0
Investment Income $423
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $256,828
79.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,981,142
Total Liabilities $2,512,502
Net Assets $1,468,640
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Tim Bradley (President) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
Chris Marcus (Treasurer) $0 $0 $0
James R Sowers (Assistant Tr) $0 $0 $0
William Thomas (Vice Preside) $0 $0 $0
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Document Links

990
Filed on Oct. 31, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$283,746
Expenses
$344,711
Net Income
-$60,965
Net Assets
$1,461,513
Notable Sources of Revenue Percent of Total Revenue
Contributions $36,900
13.0%
Program Services $0
Investment Income $490
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $246,356
86.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,120,641
Total Liabilities $2,659,128
Net Assets $1,461,513
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Tim Bradley (President) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
James R Sowers (Treasurer) $0 $0 $0
William Thomas (Vice Preside) $0 $0 $0
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Document Links

990
Filed on Nov. 14, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$265,783
Expenses
$321,160
Net Income
-$55,377
Net Assets
$1,522,478
Notable Sources of Revenue Percent of Total Revenue
Contributions $66,430
25.0%
Program Services $0
Investment Income $853
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $198,500
74.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,309,761
Total Liabilities $2,787,283
Net Assets $1,522,478
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Tim Bradley (President) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
James R Sowers (Treasurer) $0 $0 $0
William Thomas (Vice Preside) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 26, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$311,598
Expenses
$332,291
Net Income
-$20,693
Net Assets
$1,588,767
Notable Sources of Revenue Percent of Total Revenue
Contributions $78,711
25.3%
Program Services $0
Investment Income $887
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $232,000
74.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,513,087
Total Liabilities $2,924,320
Net Assets $1,588,767
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Tim Bradley (President) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
James R Sowers (Treasurer) $0 $0 $0
William Thomas (Vice Preside) $0 $0 $0
+ View more people

Document Links

990
Filed on July 15, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$385,297
Expenses
$379,438
Net Income
$5,859
Net Assets
$1,597,272
Notable Sources of Revenue Percent of Total Revenue
Contributions $160,386
41.6%
Program Services $0
Investment Income $911
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $224,000
58.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,664,486
Total Liabilities $3,067,214
Net Assets $1,597,272
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Tim Bradley (President) $0 $0 $0
William Thomas (Vice Preside) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
James R Sowers (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on June 26, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$340,162
Expenses
$384,592
Net Income
-$44,430
Net Assets
$1,591,413
Notable Sources of Revenue Percent of Total Revenue
Contributions $96,729
28.4%
Program Services $0
Investment Income $933
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $242,500
71.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,821,215
Total Liabilities $3,229,802
Net Assets $1,591,413
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Bryan Babcock (President) $0 $0 $0
Tim Bradley (Vice Preside) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
James R Sowers (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on June 8, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$322,259
Expenses
$404,217
Net Income
-$81,958
Net Assets
$1,635,843
Notable Sources of Revenue Percent of Total Revenue
Contributions $140,000
43.4%
Program Services $0
Investment Income $759
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $181,500
56.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,044,740
Total Liabilities $3,408,897
Net Assets $1,635,843
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Bryan Babcock (President) $0 $0 $0
Tim Bradley (Vice Preside) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
James R Sowers (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on May 8, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,001,846
Expenses
$393,625
Net Income
$608,221
Net Assets
$1,717,801
Notable Sources of Revenue Percent of Total Revenue
Contributions $810,065
80.9%
Program Services $0
Investment Income $1,181
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $190,600
19.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,182,246
Total Liabilities $3,464,445
Net Assets $1,717,801
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Bryan Babcock (President) $0 $0 $0
David F John (Vice Preside) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
James R Sowers (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$777,984
Expenses
$125,756
Net Income
$652,228
Net Assets
$1,109,580
Notable Sources of Revenue Percent of Total Revenue
Contributions $653,957
84.1%
Program Services $0
Investment Income $307
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $123,720
15.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,907,809
Total Liabilities $3,798,229
Net Assets $1,109,580
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Related Other
Bryan Babcock (President) $0 $0 $0
David F John (Vice Preside) $0 $0 $0
Ken Ludwig (Secretary) $0 $0 $0
James R Sowers (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$70,726
Expenses
$49,150
Net Income
$21,576
Net Assets
$457,352
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,026
1.5%
Program Services $0
Investment Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $69,700
98.5%
Assets/Debt
Total Assets $457,352
Total Liabilities $0
Net Assets $457,352
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0
Compensation
Key Employees and Officers Compensation Other
Bryan Babcock (President) $0 $0
Harold K Chernoff (Vice Preside) $0 $0
Adam Siburt (Secretary) $0 $0
James R Sowers (Treasurer) $0 $0
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Document Links

990-EZ
Filed on Sept. 11, 2014

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$78,744
Expenses
$73,845
Net Income
$4,899
Net Assets
$435,776
Notable Sources of Revenue Percent of Total Revenue
Contributions $10,275
13.0%
Program Services $0
Investment Income $2,323
3.0%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $66,146
84.0%
Assets/Debt
Total Assets $435,776
Total Liabilities $0
Net Assets $435,776
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$74,318
Expenses
$73,890
Net Income
$428
Net Assets
$430,879
Notable Sources of Revenue Percent of Total Revenue
Contributions $10,635
14.3%
Program Services $0
Investment Income $328
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $63,355
85.2%
Assets/Debt
Total Assets $430,879
Total Liabilities $0
Net Assets $430,879
Club or Co-Op Income
Initiation Fees & Contributions $0
Income From Public Use of Club Facilities $0

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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