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Mercy Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$4.29M (2023)

Expenses
$3.19M (2023)

Total Assets
$82.7M (2023)

Total Liabilities
$74.5M (2023)

Source: Form 990 tax filings from 2010 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,285,495
Expenses
$3,185,591
Net Income
$1,099,904
Net Assets
$8,169,421
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,820,206
89.1%
Investment Income $465,292
10.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $129,183
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $736,195
23.1%
Assets/Debt
Total Assets $82,689,452
Total Liabilities $74,520,031
Net Assets $8,169,421
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $108,751 $0 $20,432
Chris Boss (Chairman) $0 $0 $0
Doug Fast (Vice Chairma) $0 $0 $0
Cindy Bennett (Secretary) $0 $0 $0
Michelle Palubiak (Treasurer) $0 $0 $0
Dane Douglas (Director) $0 $0 $0
Jodie Rayborn (Director) $0 $0 $0
Jimmie Howard (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,619,059
Expenses
$2,958,765
Net Income
$660,294
Net Assets
$6,947,808
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,309,587
91.4%
Investment Income $309,472
8.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $126,340
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $753,482
25.5%
Assets/Debt
Total Assets $86,452,306
Total Liabilities $79,504,498
Net Assets $6,947,808
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $106,248 $0 $20,092
Vanessa Harper (Chairman) $0 $0 $0
Dane Douglas (Vice Chairma) $0 $0 $0
Chris Boss (Secretary) $0 $0 $0
Michelle Palubiak (Treasurer) $0 $0 $0
Jodie Fugate (Director) $0 $0 $0
Cindy Bennett (Director) $0 $0 $0
Connie Snider Resigned (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,013,320
Expenses
$2,796,028
Net Income
$217,292
Net Assets
$6,662,696
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,968,517
98.5%
Investment Income $49,668
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$4,865
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $117,614
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $738,707
26.4%
Assets/Debt
Total Assets $87,100,295
Total Liabilities $80,437,599
Net Assets $6,662,696
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $107,283 $0 $10,331
Vanessa Harper (Chairman) $0 $0 $0
Dane Douglas (Vice Chairma) $0 $0 $0
Connie Snider (Board Member) $0 $0 $0
Jodie Rayborn (Board Member) $0 $0 $0
Tracy Lemmons Roberts (Board Member) $0 $0 $0
Chris Bos (Board Member) $0 $0 $0
Cindy Bennett (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,011,698
Expenses
$2,713,723
Net Income
$297,975
Net Assets
$6,501,596
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,877,325
95.5%
Investment Income $110,012
3.7%
Bond Proceeds $0
Royalties $20,169
0.7%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $4,192
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $108,798
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $711,361
26.2%
Assets/Debt
Total Assets $77,564,166
Total Liabilities $71,062,570
Net Assets $6,501,596
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (President) $92,307 $0 $16,491
Vanessa Harper (Chairman) $0 $0 $0
Dane Douglas (Vice Chairman) $0 $0 $0
Connie Snider (Secretary) $0 $0 $0
Michelle Palubiak (Treasurer) $0 $0 $0
Jody Rayborn (Board Member) $0 $0 $0
Chris Bos (Board Member) $0 $0 $0
Cindy Bennett (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,223,119
Expenses
$2,819,965
Net Income
$403,154
Net Assets
$6,195,958
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,991,758
92.8%
Investment Income $245,395
7.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14,034
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $98,898
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $728,109
25.8%
Assets/Debt
Total Assets $62,762,527
Total Liabilities $56,566,569
Net Assets $6,195,958
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $87,801 $0 $11,097
Russ Conroy (Chairman) $0 $0 $0
Dane Douglas (Vice Chairma) $0 $0 $0
Scott Reynolds (Treasurer) $0 $0 $0
Connie Snider (Secretary) $0 $0 $0
Tracy Lemmons Roberts (Board Member) $0 $0 $0
Jodie Rayborn (Board Member) $0 $0 $0
Vanessa Harper (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,978,092
Expenses
$2,682,023
Net Income
$296,069
Net Assets
$5,771,474
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,680,819
90.0%
Investment Income $286,757
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $10,516
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $98,316
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $729,698
27.2%
Assets/Debt
Total Assets $64,144,699
Total Liabilities $58,373,225
Net Assets $5,771,474
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $87,657 $0 $10,659
Russ Conroy (Chairman) $0 $0 $0
Dane Douglas (Vice Chairma) $0 $0 $0
Scott Reynolds (Treasurer) $0 $0 $0
Connie Snider (Secretary) $0 $0 $0
Peter Sosenko (Board Member) $0 $0 $0
Tracy Lemmons (Board Member) $0 $0 $0
Jodie Rayborn (Board Member) $0 $0 $0
Vanessa Harper (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,421,790
Expenses
$2,282,528
Net Income
$139,262
Net Assets
$5,483,064
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,203,357
91.0%
Investment Income $221,671
9.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,238
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $107,645
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $697,100
30.5%
Assets/Debt
Total Assets $61,238,792
Total Liabilities $55,755,728
Net Assets $5,483,064
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $84,380 $0 $23,265
Russ Conroy (Chairman) $0 $0 $0
Brad Smith (Vice Chairma) $0 $0 $0
Scott Reynolds (Treasurer) $0 $0 $0
Connie Snider (Secretary) $0 $0 $0
Keith Minnis (Board Member) $0 $0 $0
Dane Douglas (Board Member) $0 $0 $0
Louis Pounds Resigned 72017 (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,210,605
Expenses
$2,087,801
Net Income
$122,804
Net Assets
$5,351,975
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,032,083
91.9%
Investment Income $176,761
8.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,761
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $107,093
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $636,242
30.5%
Assets/Debt
Total Assets $59,255,805
Total Liabilities $53,903,830
Net Assets $5,351,975
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $79,328 $0 $34,060
Russ Conroy (Chairman) $0 $0 $0
Scott Reynolds (Treasurer) $0 $0 $0
Brad Smith (Vice Chairma) $0 $0 $0
Connie Snider (Secretary) $0 $0 $0
Keith Minnis (Board Member) $0 $0 $0
Dane Douglas (Board Member) $0 $0 $0
Louis Pounds (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,801,414
Expenses
$1,755,462
Net Income
$45,952
Net Assets
$4,851,197
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,625,028
90.2%
Investment Income $178,686
9.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,300
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $103,492
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $477,340
27.2%
Assets/Debt
Total Assets $50,760,462
Total Liabilities $45,909,265
Net Assets $4,851,197
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $80,932 $0 $27,255
Russ Conroy (Chairman) $0 $0 $0
Scott Reynolds (Treasurer) $0 $0 $0
Brad Smith (Vice Chairma) $0 $0 $0
Connie Snider (Secretary) $0 $0 $0
Debbie Mikkelson (Board Member) $0 $0 $0
Frank Lenior (Board Member) $0 $0 $0
Keith Minnis (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,578,710
Expenses
$1,564,611
Net Income
$14,099
Net Assets
$4,823,933
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,384,849
87.7%
Investment Income $192,499
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,362
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $70,818
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $413,096
26.4%
Assets/Debt
Total Assets $47,938,540
Total Liabilities $43,114,607
Net Assets $4,823,933
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $70,818 $0 $0
Connie Snider (Board Member) $0 $0 $0
Russ Conroy (Vice Preside) $0 $0 $0
Debbie Mikkelson (Secretary) $0 $0 $0
Scott Reynolds (Chairman) $0 $0 $0
Brad Smith (Vice Chairma) $0 $0 $0
Frank Lenior (Board Member) $0 $0 $0
Keith Minnis (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,508,155
Expenses
$1,509,593
Net Income
-$1,438
Net Assets
$4,750,555
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,263,711
83.8%
Investment Income $194,051
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $50,393
3.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,610
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $357,317
23.7%
Assets/Debt
Total Assets $45,261,314
Total Liabilities $40,510,759
Net Assets $4,750,555
Compensation
Key Employees and Officers Compensation Related Other
Tammy Rowden (Manager) $79,610 $0 $7,906
Connie Snider (Board Member) $0 $0 $0
Russ Conroy (Chairman) $0 $0 $0
Debbie Mikkelson (Secretary) $0 $0 $0
Scott Reynolds (Chairman) $0 $0 $0
Brad Smith (Board Member) $0 $0 $0
Frank Lenior (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,697,510
Expenses
$1,345,933
Net Income
$351,577
Net Assets
$4,918,356
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,222,572
72.0%
Investment Income $212,608
12.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $262,330
15.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $62,134
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $316,061
23.5%
Assets/Debt
Total Assets $44,299,847
Total Liabilities $39,381,491
Net Assets $4,918,356

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,575,379
Expenses
$1,319,667
Net Income
$255,712
Net Assets
$4,429,748
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,268,167
80.5%
Investment Income $252,166
16.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $33,853
2.1%
Net Inventory Sales $0
Other Revenue $21,193
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $65,134
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $228,496
17.3%
Assets/Debt
Total Assets $38,989,385
Total Liabilities $34,559,637
Net Assets $4,429,748

Document Links

Fiscal Year Ending Dec.
2010

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,446,396
Expenses
$1,349,414
Net Income
$96,982
Net Assets
$4,174,036
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,318,656
91.2%
Investment Income $150,459
10.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$22,719
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $68,085
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $245,445
18.2%
Assets/Debt
Total Assets $36,669,039
Total Liabilities $32,495,003
Net Assets $4,174,036

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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