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United Consumers Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$12.4M (2023)

Expenses
$10.9M (2023)

Total Assets
$199M (2023)

Total Liabilities
$178M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,423,243
Expenses
$10,884,258
Net Income
$1,538,985
Net Assets
$21,313,830
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,308,278
91.0%
Investment Income $1,104,979
8.9%
Bond Proceeds $0
Royalties $24,244
0.2%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14,258
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $676,511
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,477,768
22.8%
Assets/Debt
Total Assets $198,994,995
Total Liabilities $177,681,165
Net Assets $21,313,830
Compensation
Key Employees and Officers Compensation Related Other
Jason Neathery (President) $229,539 $0 $29,735
Richard Webster (Svp Operations) $142,054 $0 $59,316
Blake Taul (Sales Director) $100,442 $0 $25,248
Joshua Lyday (Cfo) $99,864 $0 $25,378
Michelle Pinkerton (Svp Finance) $95,017 $0 $908
Jared Fears (Chairman) $0 $0 $0
Vaughn Tribble (1 St Vice Chairman) $0 $0 $0
Kevin Cummings (2 Nd Vice Chairman) $0 $0 $0
Mike Welsch (Secretary/Treasurer) $0 $0 $0
Tracy Cox (Board Member) $0 $0 $0
Mary Brown (Board Member) $0 $0 $0
Don Seaver (Board Member) $0 $0 $0
Reed Moorman (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,982,754
Expenses
$8,974,251
Net Income
$1,008,503
Net Assets
$20,665,914
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,333,192
93.5%
Investment Income $624,153
6.3%
Bond Proceeds $0
Royalties $25,409
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $761,932
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,448,222
27.3%
Assets/Debt
Total Assets $193,478,838
Total Liabilities $172,812,924
Net Assets $20,665,914
Compensation
Key Employees and Officers Compensation Related Other
Jason Neathery (President) $207,644 $0 $29,610
Richard Webster (Svp Operations) $135,561 $0 $59,405
Blake Taul (Sales Director) $106,494 $0 $22,862
Michelle Pinkerton (Svp Finance) $92,233 $0 $860
Chris Mccreary (Evp (Retired)) $87,600 $0 $43,594
Joshua Lyday (Cfo) $80,246 $0 $25,178
Jared Fears (Chairman) $0 $0 $0
Vaughn Tribble (1 St Vice Chairman) $0 $0 $0
Kevin Cummings (2 Nd Vice Chairman) $0 $0 $0
Mike Welsch (Secretary/Treasurer) $0 $0 $0
Gordon Corn (Board Member) $0 $0 $0
Tracy Cox (Board Member) $0 $0 $0
Mary Brown (Board Member) $0 $0 $0
Don Seaver (Board Member) $0 $0 $0
Marvin Lewis (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,490,181
Expenses
$7,727,161
Net Income
$1,763,020
Net Assets
$19,657,411
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,775,212
92.5%
Investment Income $690,478
7.3%
Bond Proceeds $0
Royalties $25,467
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$976
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $672,115
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,390,703
30.9%
Assets/Debt
Total Assets $185,511,289
Total Liabilities $165,853,878
Net Assets $19,657,411
Compensation
Key Employees and Officers Compensation Related Other
Chris Mccreary (Evp) $267,988 $0 $28,332
Jason Neathery (President) $191,842 $0 $17,943
Richard Webster (Svp It/Operations) $133,799 $0 $32,211
Jared Fears (Chairman) $0 $0 $0
Vaughn Tribble (1 St Vice Chairman) $0 $0 $0
Kevin Cummings (2 Nd Vice Chairman) $0 $0 $0
Mike Welsch (Secretary/Treasurer) $0 $0 $0
Gordon Corn (Board Member) $0 $0 $0
Tracy Cox (Board Member) $0 $0 $0
Mary Brown (Board Member) $0 $0 $0
Don Seaver (Board Member) $0 $0 $0
Marvin Lewis (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,388,431
Expenses
$8,329,719
Net Income
$1,058,712
Net Assets
$17,894,391
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,233,305
87.7%
Investment Income $1,099,474
11.7%
Bond Proceeds $0
Royalties $25,900
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $29,752
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $803,728
9.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,386,440
28.6%
Assets/Debt
Total Assets $170,395,739
Total Liabilities $152,501,348
Net Assets $17,894,391
Compensation
Key Employees and Officers Compensation Related Other
Chris Mccreary (President) $243,710 $0 $45,941
Jason Neathery (Evp) $188,889 $0 $21,594
Richard Webster (Svp It/Operations) $124,994 $0 $48,879
John Pinzino (Svp Lending) $111,427 $0 $18,294
Jared Fears (Chairman) $0 $0 $0
Vaughn Tribble (1 St Vice Chairman) $0 $0 $0
Kevin Cummings (2 Nd Vice Chairman) $0 $0 $0
Mike Welsch (Secretary/Treasurer) $0 $0 $0
Gordon Corn (Director) $0 $0 $0
Tracy Cox (Director) $0 $0 $0
Mary Brown (Director) $0 $0 $0
Don Seaver (Director) $0 $0 $0
Marvin Lewis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,339,637
Expenses
$8,005,762
Net Income
$1,333,875
Net Assets
$16,791,012
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,017,541
85.8%
Investment Income $1,294,488
13.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $27,608
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $517,562
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,376,140
29.7%
Assets/Debt
Total Assets $148,933,646
Total Liabilities $132,142,634
Net Assets $16,791,012
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Mc Creary (President) $177,392 $0 $0
Jason Neathery (Evp) $135,903 $0 $0
Richard Webster (Svp It/Operations) $106,427 $0 $0
John Pinzino (Svp Lending) $97,839 $0 $0
Jared Fears (Chairman) $0 $0 $0
Vaugh Tribble (Vice Chair) $0 $0 $0
Kevin Cummings (2nd Vice Chair) $0 $0 $0
Mike Welsh (Secretary/Treasurer) $0 $0 $0
Gordon Corn (Director) $0 $0 $0
Tracy Cox (Director) $0 $0 $0
Mary Brown (Director) $0 $0 $0
Don Seaver (Director) $0 $0 $0
Marvin Lewis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,767,288
Expenses
$8,193,035
Net Income
$574,253
Net Assets
$15,156,891
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,784,904
88.8%
Investment Income $968,264
11.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,120
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $499,871
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,327,062
28.4%
Assets/Debt
Total Assets $142,811,612
Total Liabilities $127,654,721
Net Assets $15,156,891
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Mc Creary (President) $168,117 $0 $0
Jason Neathery (Evp) $136,005 $0 $0
Richard Webster (Svp It/Operations) $100,216 $0 $0
John Pinzino (Svp Lending) $95,534 $0 $0
Ray Kline (Chairman) $0 $0 $0
Jared Fears (Vice Chair) $0 $0 $0
Gordon Corn (2nd Vice Chair) $0 $0 $0
Mike Welsh (Secretary/Treasurer) $0 $0 $0
Tracy Cox (Director) $0 $0 $0
Vaugh Tribble (Director) $0 $0 $0
Kevin Cummings (Director) $0 $0 $0
Larry Brown (Director) $0 $0 $0
Mary Brown (Director) $0 $0 $0
Don Seaver (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,044,925
Expenses
$9,040,568
Net Income
$4,357
Net Assets
$14,590,276
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,467,884
93.6%
Investment Income $571,216
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $5,825
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $285,944
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,601,583
28.8%
Assets/Debt
Total Assets $142,425,047
Total Liabilities $127,834,771
Net Assets $14,590,276
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Mc Creary (President) $166,234 $0 $0
Jason Neathery (Evp) $119,711 $0 $0
Richard Webster (Svp It/Operations) $100,196 $0 $0
Jana Magnuson (Svp Finance) $99,941 $0 $0
John Pinzino (Svp Lending) $93,265 $0 $0
Ray Kline (Chairman) $0 $0 $0
Jared Fears (Vice Chair) $0 $0 $0
Gordon Corn (2nd Vice Chair) $0 $0 $0
Mike Welsh (Secretary/Treasurer) $0 $0 $0
Tracy Cox (Director) $0 $0 $0
Vaugh Tribble (Director) $0 $0 $0
Kevin Cummings (Director) $0 $0 $0
Larry Brown (Director) $0 $0 $0
Mary Brown (Director) $0 $0 $0
Rachel Rohrer (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,070,227
Expenses
$9,591,471
Net Income
-$521,244
Net Assets
$14,589,629
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,742,843
96.4%
Investment Income $306,545
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $20,839
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $314,817
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,567,979
26.8%
Assets/Debt
Total Assets $138,688,467
Total Liabilities $124,098,838
Net Assets $14,589,629
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Mc Creary (President) $186,973 $0 $0
Jason Neathery (Evp) $127,844 $0 $0
Richard Webster (It Director) $110,680 $0 $0
Jana Magnuson (Svp Finance) $104,309 $0 $0
John Pinzino (Svp Lending) $102,317 $0 $0
Ray Kline (Chairman) $0 $0 $0
Jared Fears (Vice Chair) $0 $0 $0
Gordon Corn (2nd Vice Chair) $0 $0 $0
Mike Welsh (Secretary/Treasurer) $0 $0 $0
Tracy Cox (Director) $0 $0 $0
Vaugh Tribble (Director) $0 $0 $0
Kevin Cummings (Director) $0 $0 $0
Larry Brown (Director) $0 $0 $0
Mary Brown (Director) $0 $0 $0
Rachel Rohrer (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,893,985
Expenses
$8,355,512
Net Income
$538,473
Net Assets
$14,648,337
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,701,310
97.8%
Investment Income $186,808
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $5,867
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $301,579
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,617,629
31.3%
Assets/Debt
Total Assets $132,276,481
Total Liabilities $117,628,144
Net Assets $14,648,337
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Mc Creary (President) $182,275 $0 $0
Jason Neathery (Evp) $119,305 $0 $0
Ray Kline (Chairman) $0 $0 $0
Jared Fears (Vice Chair) $0 $0 $0
Gordon Corn (2nd Vice Chair) $0 $0 $0
Mike Welsh (Secretary/Treasurer) $0 $0 $0
Tracy Cox (Director) $0 $0 $0
Vaugh Tribble (Director) $0 $0 $0
Kevin Cummings (Director) $0 $0 $0
Larry Brown (Director) $0 $0 $0
Mary Brown (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,074,585
Expenses
$7,492,358
Net Income
$582,227
Net Assets
$14,097,624
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,497,872
92.9%
Investment Income $553,929
6.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $22,784
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $262,003
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,511,315
33.5%
Assets/Debt
Total Assets $125,122,026
Total Liabilities $111,024,402
Net Assets $14,097,624
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Mc Creary (President) $151,129 $0 $0
Jason Neathery (Executive Vice President) $110,874 $0 $0
Ray Kline (Chairman) $0 $0 $0
Jared Fears (Vice Chair) $0 $0 $0
Tracy Cox (2nd Vice Chair) $0 $0 $0
Mike Welsh (Secretary / Treasurer) $0 $0 $0
Vaughn Tribble (Director) $0 $0 $0
Carl Milby (Director) $0 $0 $0
Kevin Cummings (Director) $0 $0 $0
Larry Brown (Director) $0 $0 $0
Gordon Com (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,532,787
Expenses
$7,061,884
Net Income
$470,903
Net Assets
$13,193,458
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,991,971
92.8%
Investment Income $535,178
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $5,638
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $259,839
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,371,378
33.6%
Assets/Debt
Total Assets $118,372,337
Total Liabilities $105,178,879
Net Assets $13,193,458
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Mc Creary (President) $149,476 $0 $0
Jason Neathery (Executive Vice President) $110,363 $0 $0
Ray Kline (Chairman) $0 $0 $0
Jared Fears (Vice Chair) $0 $0 $0
Tracy Cox (2nd Vice Chair) $0 $0 $0
Mike Welsh (Secretary / Treasurer) $0 $0 $0
Vaughn Tribble (Director) $0 $0 $0
Carl Milby (Director) $0 $0 $0
Kevin Cummings (Director) $0 $0 $0
Larry Brown (Director) $0 $0 $0
Gordon Com (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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