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Central Missouri Community Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2024 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$7.95M (2024)

Expenses
$6.92M (2024)

Total Assets
$137M (2024)

Total Liabilities
$127M (2024)

Source: Form 990 tax filings from 2013 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,951,549
Expenses
$6,917,021
Net Income
$1,034,528
Net Assets
$10,172,661
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,384,912
92.9%
Investment Income $558,462
7.0%
Bond Proceeds $0
Royalties $21,196
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$13,021
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $449,647
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,613,747
23.3%
Assets/Debt
Total Assets $136,707,294
Total Liabilities $126,534,633
Net Assets $10,172,661
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Randall Bettis (President/Ceo) $123,113 $0 $7,127
Marva Carney (Chief Financial Officer) $99,693 $0 $18,264
Penny Dady (Vice President) $95,572 $0 $20,862
Priscilla Shelledy (Chief Operating Officer) $67,990 $0 $17,026
Aaron Brown (Chairman) $0 $0 $0
Richard Yallaly (Vice Chairman) $0 $0 $0
Chris Mccreary (Secretary) $0 $0 $0
Michelle Muin (Treasurer) $0 $0 $0
Randy Frerking (Board Member) $0 $0 $0
Amy Wilson (Board Member) $0 $0 $0
Melissa Frey (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,657,502
Expenses
$6,646,104
Net Income
$11,398
Net Assets
$9,138,133
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,890,565
> 100%
Investment Income $357,100
5.4%
Bond Proceeds $0
Royalties $21,988
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$612,151
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $375,770
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,588,966
23.9%
Assets/Debt
Total Assets $131,425,768
Total Liabilities $122,287,635
Net Assets $9,138,133
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $126,010 $0 $29,180
Marva Carney (Chief Financial Officer) $94,821 $0 $16,441
Penny Dady (Vice President) $91,282 $0 $18,036
Aaron Brown (Chairman) $0 $0 $0
Richard Yallaly (Vice Chairman) $0 $0 $0
Chris Mccreary (Secretary) $0 $0 $0
Michelle Muin (Treasurer) $0 $0 $0
Darien Collins (Board Member) $0 $0 $0
Vernon Whelchel (Board Member) $0 $0 $0
Randy Frerking (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,819,606
Expenses
$6,604,281
Net Income
$215,325
Net Assets
$9,336,967
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,303,796
92.4%
Investment Income $487,151
7.1%
Bond Proceeds $0
Royalties $24,734
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,925
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $383,894
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,572,110
23.8%
Assets/Debt
Total Assets $139,910,785
Total Liabilities $130,573,818
Net Assets $9,336,967
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $125,625 $0 $26,782
Penny Dady (Vice President) $101,504 $0 $16,716
Marva Carney (Chief Financial Officer) $97,192 $0 $16,075
Gregory Harrell (Chairman) $0 $0 $0
Aaron Brown (Vice Chairman) $0 $0 $0
R Cole Noble (Secretary) $0 $0 $0
Michelle Muin (Treasurer) $0 $0 $0
Darlen Collins (Board Member) $0 $0 $0
John Watts (Board Member) $0 $0 $0
Richard Yallaly (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,682,804
Expenses
$6,295,171
Net Income
$387,633
Net Assets
$9,121,642
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,439,319
96.4%
Investment Income $212,810
3.2%
Bond Proceeds $0
Royalties $25,347
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,328
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $374,702
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,602,863
25.5%
Assets/Debt
Total Assets $133,736,864
Total Liabilities $124,615,222
Net Assets $9,121,642
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $124,900 $0 $24,987
Marva Carney (Chief Financial Officer) $97,509 $0 $16,310
Penny Dady (Vice President) $95,061 $0 $15,935
Cheryl Yung (Chairman) $0 $0 $0
Richard Lockhart (Vice Chairman) $0 $0 $0
Greg Harrell (Secretary) $0 $0 $0
Cole Braun (Treasurer) $0 $0 $0
Aaron Brown (Board Member) $0 $0 $0
Michelle Muin (Board Member) $0 $0 $0
Josh Rhodes (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,546,465
Expenses
$6,367,087
Net Income
$179,378
Net Assets
$8,734,009
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,482
0.0%
Program Services $6,421,953
98.1%
Investment Income $94,383
1.4%
Bond Proceeds $0
Royalties $24,017
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,630
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $363,562
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,650,730
25.9%
Assets/Debt
Total Assets $119,609,880
Total Liabilities $110,875,871
Net Assets $8,734,009
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $119,089 $0 $23,316
Marva Carney (Chief Financial Officer) $98,894 $0 $12,782
Penny Dady (Vice President) $94,256 $0 $15,225
Ted Stanfield (Chairman) $0 $0 $0
Cheryl Yung (Vice Chairman) $0 $0 $0
Greg Harrell (Secretary) $0 $0 $0
Rich Lockhart (Treasurer) $0 $0 $0
Cole Braun (Board Member) $0 $0 $0
Aaron Brown (Board Member) $0 $0 $0
Josh Rhodes (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,615,377
Expenses
$6,425,769
Net Income
$189,608
Net Assets
$8,554,631
Notable Sources of Revenue Percent of Total Revenue
Contributions $798
0.0%
Program Services $6,459,682
97.6%
Investment Income $132,792
2.0%
Bond Proceeds $0
Royalties $27,248
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,143
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $353,676
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,619,438
25.2%
Assets/Debt
Total Assets $106,263,001
Total Liabilities $97,708,370
Net Assets $8,554,631
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $115,328 $0 $22,870
Marva Carney (Chief Financial Officer) $95,883 $0 $12,105
Penny Dady (Vice President) $93,608 $0 $13,882
Ted Stanfield (Chairman) $0 $0 $0
Cheryl Yung (Vice Chairman) $0 $0 $0
Brenda Chambers (Secretary) $0 $0 $0
Greg Harrell (Treasurer) $0 $0 $0
John Donovan (Board Member) $0 $0 $0
Aaron Brown (Board Member) $0 $0 $0
Josh Rhodes (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,230,782
Expenses
$6,092,316
Net Income
$138,466
Net Assets
$8,365,023
Notable Sources of Revenue Percent of Total Revenue
Contributions $6,000
0.1%
Program Services $5,997,857
96.3%
Investment Income $209,635
3.4%
Bond Proceeds $0
Royalties $25,464
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$8,174
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $324,213
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,461,622
24.0%
Assets/Debt
Total Assets $103,480,582
Total Liabilities $95,115,559
Net Assets $8,365,023
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $108,225 $0 $19,114
Penny Dady (Vice President) $88,110 $0 $11,205
Marva Carney (Chief Financial Officer) $86,043 $0 $11,516
Ted Stanfield (Chairman) $0 $0 $0
Cheryl Yung (Vice Chairman) $0 $0 $0
Greg Harrell (Secretary) $0 $0 $0
Brenda Chambers (Treasurer) $0 $0 $0
Leonard Lacy (Board Member) $0 $0 $0
John Donovan (Board Member) $0 $0 $0
Aaron Brown (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,899,836
Expenses
$5,724,846
Net Income
$174,990
Net Assets
$8,226,557
Notable Sources of Revenue Percent of Total Revenue
Contributions $12,000
0.2%
Program Services $5,594,163
94.8%
Investment Income $264,088
4.5%
Bond Proceeds $0
Royalties $25,114
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $4,471
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $279,244
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,260,016
22.0%
Assets/Debt
Total Assets $100,591,295
Total Liabilities $92,364,738
Net Assets $8,226,557
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $100,490 $0 $18,209
Marva Carney (Chief Financial Officer) $75,359 $0 $6,552
Penny Dady (Vice President) $71,713 $0 $6,921
Phyllis Domann (Chairman) $0 $0 $0
Theodore Stanfield (Vice Chairman) $0 $0 $0
Brenda Chambers (Secretary) $0 $0 $0
Cheryl Yung (Treasurer) $0 $0 $0
Leonard Lacy (Board Member) $0 $0 $0
Matt Madden (Board Member) $0 $0 $0
Greg Harrell (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,586,580
Expenses
$5,248,115
Net Income
$338,465
Net Assets
$8,051,567
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,317,054
95.2%
Investment Income $265,826
4.8%
Bond Proceeds $0
Royalties $25,747
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$22,047
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $280,268
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,209,934
23.1%
Assets/Debt
Total Assets $99,723,565
Total Liabilities $91,671,998
Net Assets $8,051,567
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $97,352 $0 $21,375
Penny Dady (Vice President) $69,868 $0 $11,746
Marva Carney (Chief Financial Officer) $67,159 $0 $12,768
Phyllis Domann (Chairman) $0 $0 $0
Theodore Stanfield (Vice Chairman) $0 $0 $0
Brenda Chambers (Secretary) $0 $0 $0
Cheryl Yung (Treasurer) $0 $0 $0
Harry Poynter (Board Member) $0 $0 $0
Matt Madden (Board Member) $0 $0 $0
Leonard Lacy (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,521,338
Expenses
$4,963,986
Net Income
$557,352
Net Assets
$7,713,102
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,073,626
91.9%
Investment Income $249,975
4.5%
Bond Proceeds $0
Royalties $23,846
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $173,891
3.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $254,185
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,153,685
23.2%
Assets/Debt
Total Assets $96,057,448
Total Liabilities $88,344,346
Net Assets $7,713,102
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $84,606 $0 $18,501
Penny Dady (Vice President) $68,155 $0 $12,151
Marva Carney (Chief Financial Officer) $58,540 $0 $12,232
Phyllis Domann (Chairman) $0 $0 $0
Harry Poynter (Vice Chairman) $0 $0 $0
Brenda Chambers (Secretary) $0 $0 $0
Cheryl Yung (Treasurer) $0 $0 $0
Kay Butler (Board Member) $0 $0 $0
Matt Madden (Board Member) $0 $0 $0
Theodore Stanfield (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,306,576
Expenses
$5,307,451
Net Income
-$875
Net Assets
$7,155,750
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,965,152
93.6%
Investment Income $330,506
6.2%
Bond Proceeds $0
Royalties $24,757
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$13,839
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $313,163
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,048,000
19.7%
Assets/Debt
Total Assets $96,163,146
Total Liabilities $89,007,396
Net Assets $7,155,750
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $87,024 $0 $17,719
Penny Dady (Vice President) $65,938 $0 $11,569
Marva Carney (Chief Financial Officer) $60,520 $0 $11,203
Judy Jett (Vice President) $47,902 $0 $11,288
Michael Ash (Chairman) $0 $0 $0
Phyllis Domann (Vice Chairman) $0 $0 $0
Cheryl Yung (Secretary) $0 $0 $0
Brenda Chambers (Treasurer) $0 $0 $0
Harry Poynter (Board Member) $0 $0 $0
Jim Hargrave (Board Member) $0 $0 $0
Kay Butler (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,203,066
Expenses
$5,007,567
Net Income
$195,499
Net Assets
$7,156,625
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,875,019
93.7%
Investment Income $311,553
6.0%
Bond Proceeds $0
Royalties $21,653
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,159
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $298,070
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $950,005
19.0%
Assets/Debt
Total Assets $98,863,361
Total Liabilities $91,706,736
Net Assets $7,156,625
Compensation
Key Employees and Officers Compensation Related Other
Carol White (President/Ceo) $81,886 $0 $16,232
Penny Dady (Vice President) $64,711 $0 $9,587
Marva Carney (Chief Financial Officer) $57,625 $0 $9,984
Judy Jett (Vice President) $47,735 $0 $10,309
Michael Ash (Chairman) $0 $0 $0
Phyllis Domann (Vice Chairman) $0 $0 $0
Robert Bartlett (Secretary) $0 $0 $0
John Jake Donovan (Treasurer) $0 $0 $0
Kay Butler (Board Member) $0 $0 $0
Cheryl Yung (Board Member) $0 $0 $0
Jim Hargrave (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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