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Community America Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Provided first-class or charter travel
Organization provided first-class or charter travel to key employees or officers. Details are reported on Schedule J.
Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$220M (2022)

Expenses
$214M (2022)

Total Assets
$4.69B (2022)

Total Liabilities
$4.3B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$219,877,972
Expenses
$214,462,292
Net Income
$5,415,680
Net Assets
$390,201,508
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $222,332,678
> 100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,454,706
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $18,779,950
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $48,853,008
22.8%
Assets/Debt
Total Assets $4,688,271,234
Total Liabilities $4,298,069,726
Net Assets $390,201,508
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Timothy R Saracini (Chief Financial Officer) $1,798,773 $0 $1,428,171
Lisa R Ginter (Chief Executive Officer) $1,516,725 $0 $2,450,848
Ravi Perumparambil (Chief Information Officer) $875,126 $0 $106,802
Michael P Haggerty (President/Coo Cuso One) $770,160 $0 $707,351
Anita Newton (Chief Innovation Officer) $702,648 $0 $451,699
Richard R Schier (Chief Member Officer) $665,385 $0 $605,615
Edwin Rafferty (Senior Mortgage Consultant) $653,258 $0 $53,317
Rance Carlson (Private Wealth Advisor) $563,104 $0 $56,343
Jeffrey Vineyard (Private Wealth Advisor) $561,314 $0 $57,157
Whitney A Bartelli (Chief Marketing & Strategy Off) $485,384 $0 $298,312
Jason Kepler (Senior Mortgage Consultant) $468,946 $0 $58,363
Justin R Steitz (President Copper Financial) $457,499 $0 $340,162
Elizabeth Lewis (Svp Consumer & Commercial Bank) $436,869 $0 $51,165
Karl Geisler (Svp Digital Strategy & System) $409,759 $0 $51,834
Heath Burch (Private Wealth Advisor) $391,674 $0 $52,043
Walter Pirnot (Vp General Counsel) $386,586 $0 $42,386
Julia Schaller (Svp Human Resources) $385,993 $0 $54,839
Carrie O'connor (Svp Chief Lending Officer) $346,960 $0 $48,143
Michael Garrett (Vp Treasurer) $311,143 $0 $54,119
Amy Doll (Svp Accounting & Finance Svcs) $299,094 $0 $48,441
Jai Shankar (Vp Data, Crm & Integration) $275,773 $0 $47,309
Linda Boring (Vp Member Operations) $230,889 $0 $47,623
Alyssa Akers (Vp Risk & Busi Administrator) $225,165 $0 $28,853
Amy Rush (General Counsel Cuso One) $207,620 $0 $27,735
Kathryn Anastasio (Vp Marketing) $206,632 $0 $30,838

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Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$232,446,492
Expenses
$189,316,115
Net Income
$43,130,377
Net Assets
$437,896,878
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $193,443,732
83.2%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $39,002,760
16.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $18,013,303
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $41,353,869
21.8%
Assets/Debt
Total Assets $4,409,299,980
Total Liabilities $3,971,403,102
Net Assets $437,896,878
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lisa R Ginter (Chief Executive Officer) $1,384,252 $0 $2,696,673
Michael P Haggerty (President/Coo Cuso One) $1,195,167 $0 $318,470
Timothy R Saracini (Chief Financial Officer) $983,990 $0 $1,598,736
Edwin Rafferty (Senior Mortgage Consultant) $761,710 $0 $48,829
Justin R Steitz (Coo/Cco Cufi) $617,518 $0 $186,463
Jason Kepler (Senior Mortgage Consultant) $564,068 $0 $51,324
Ravi Perumparambil (Chief Information Officer) $509,056 $0 $693,248
Richard R Schier (Chief Member Officer) $466,346 $0 $273,851
Anita Newton (Chief Innovation Officer Cuso) $463,344 $0 $390,131
Whitney A Bartelli (Chief Marketing & Strategy Off) $457,657 $0 $41,507
Colby Higgins (Mortgage Advisor Outbound Sale) $413,180 $0 $51,965
Rance Carlson (Private Wealth Advisor) $410,224 $0 $52,623
Jeffrey Vineyard (Private Wealth Advisor) $408,941 $0 $53,707
Elizabeth Lewis (Svp Consumer & Commercial Bank) $397,322 $0 $49,112
Karl Geisler (Svp Digital Strategy & Systems) $379,138 $0 $47,324
Amy Grothaus (Svp Member Experience) $365,437 $0 $38,095
Julia Schaller (Svp Human Resources) $348,881 $0 $52,776
Michael Garrett (Vp Treasurer) $274,956 $0 $48,970
Amy Doll (Svp Accounting & Finance Svcs) $272,642 $0 $43,576
Walter Pirnot (Vp General Counsel) $271,059 $0 $30,650
Kenneth Torgler (Vp Commercial Credit Officer) $224,159 $0 $42,870
Jai Shankar (Vp Data & Enterprise) $223,368 $0 $41,656
Linda Boring (Vp Member Operations) $211,371 $0 $43,330
Alyssa Akers (Vp Risk & Busi Administrator) $199,837 $0 $26,037
Carrie O'connor (Svp Chief Lending Officer) $180,398 $0 $27,494

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Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$228,065,502
Expenses
$183,301,784
Net Income
$44,763,718
Net Assets
$408,320,768
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $191,940,512
84.2%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $36,124,990
15.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $15,002,871
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $30,915,390
16.9%
Assets/Debt
Total Assets $3,789,961,964
Total Liabilities $3,381,641,196
Net Assets $408,320,768
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lisa R Ginter (Chief Executive Officer) $3,360,055 $0 $1,036,917
Pamela R Berneking (Chief Operations Officer) $930,998 $0 $26,418
Edwin L Rafferty (Mortgage Consultant) $924,619 $0 $44,753
Timothy R Saracini (Chief Financial Officer) $648,936 $0 $1,173,827
Joan Cohen (Chief Administrative Officer) $629,638 $0 $14,838
Michael P Haggerty (President/Coo Cuso One) $619,052 $0 $370,714
Jason D Kepler (Mortgage Consultant) $565,516 $0 $47,977
Timothy R Mcgrath (Mortgage Consultant) $503,124 $0 $46,761
Colby Higgins (Mortgage Advisor Outbound Sal) $425,251 $0 $31,796
Richard R Schier (Chief Member Officer) $412,141 $0 $312,220
Anita B Newton (Chief Innovation Officer Cuso) $406,768 $0 $240,551
Justin R Steitz (Coo/Cco Cafs) $356,997 $0 $179,445
Heath T Burch (Director Wealth Management) $334,914 $0 $46,771
Ravi Perumparambil (Chief Information Officer) $327,903 $0 -$105,811
Elizabeth T Lewis (Svp Commercial Banking) $325,339 $0 $46,594
Julia Schaller (Svp Human Resources) $298,186 $0 $42,659
Michael H Garrett (Vp Treasurer) $280,316 $0 $45,071
Karl J Geisler (Svp Digital Strategy & Systems) $242,668 $0 $38,179
Amy R Grothaus (Svp Member Experience) $217,371 $0 $41,943
Debra D Swearingen (Vp Commercial Banking) $216,406 $0 $26,273
Linda K Boring (Vp Member Operations) $209,126 $0 $38,633
Amy I Doll (Svp Accounting & Finance Svcs) $208,424 $0 $43,966
Brian W Luger (Vp Lending) $194,097 $0 $43,212
John A Watts (Vp Corp Properties & Assistant) $193,738 $0 $46,167
Kenneth F Torgler (Vp Commercial Credit Officer) $184,794 $0 $33,508

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$191,438,836
Expenses
$166,184,713
Net Income
$25,254,123
Net Assets
$365,410,788
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $166,212,898
86.8%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $63,000
0.0%
Net Fundraising $0
Sales of Assets $25,162,938
13.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $9,713,615
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $34,833,014
21.0%
Assets/Debt
Total Assets $2,942,812,522
Total Liabilities $2,577,401,734
Net Assets $365,410,788
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lisa R Ginter (Chief Executive Officer) $1,091,200 $0 $965,246
Edwin L Rafferty (Mortgage Consultant) $616,664 $0 $43,898
Michael P Haggerty (President/Coo Cuso One) $554,185 $0 $228,401
Daniel L Bentzinger (Chief Information Officer) $515,338 $0 $18,704
Timothy R Saracini (Chief Financial Officer) $496,731 $0 $315,489
Pamela R Berneking (Chief Operations Officer) $396,876 $0 $140,238
Anita B Newton (Chief Innovation Officer Cuso) $383,149 $0 $50,158
Colleen K Browne (Chief People Officer) $377,730 $0 $0
Timothy R Mcgrath (Mortgage Consultant) $364,551 $0 $37,148
Heath T Burch (Director Wealth Management) $357,260 $0 $39,150
Richard R Schier (Chief Member Officer) $350,456 $0 $73,974
Jason D Kepler (Mortgage Consultant) $330,203 $0 $40,660
Justin R Steitz (Coo/Cco Cafs) $325,501 $0 $84,639
Colby Higgins (Mortgage Advisor Outbound Sal) $275,511 $0 $20,756
Elizabeth T Lewis (Svp Commercial Banking) $255,953 $0 $37,361
Julia Schaller (Svp Human Resources) $224,457 $0 $36,960
Joan K Cohen (Chief Administrative Officer) $216,957 $0 $23,268
Debra D Swearingen (Vp Commercial Banking) $208,195 $0 $21,025
Linda K Boring (Vp Member Operations) $201,473 $0 $35,193
Randall L Bentele (Vp Core & Corporate Delivery) $201,012 $0 $35,451
Michael H Garrett (Vp Treasurer) $200,679 $0 $38,384
Amy I Doll (Svp Accounting & Finance Svcs) $197,049 $0 $38,043
Amy R Grothaus (Svp Member Experience) $194,681 $0 $34,853
John A Watts (Vp Corp Properties & Asst Gen) $188,350 $0 $39,315
Brian W Luger (Vp Lending) $185,046 $0 $36,080

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Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$162,177,412
Expenses
$152,302,613
Net Income
$9,874,799
Net Assets
$326,065,338
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $148,888,028
91.8%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $63,600
0.0%
Net Fundraising $0
Sales of Assets $13,225,784
8.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $41,204,820
27.1%
Assets/Debt
Total Assets $2,673,158,341
Total Liabilities $2,347,093,003
Net Assets $326,065,338
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lisa Ginter (Chief Executive Officer) $963,961 $0 $974,760
Guy Russo (Chief Information Officer) $552,123 $0 $10,509
Edwin Rafferty (Mortgage Consultant) $546,118 $0 $51,329
Michael Haggerty (President/Coo Cuso One) $469,737 $0 $29,351
Colleen Browne (Chief People Officer) $457,974 $0 $64,447
Timothy Saracini (Chief Financial Officer) $450,531 $0 $239,770
Richard Schier (Chief Member Officer) $335,962 $0 $80,397
Jason Kepler (Mortgage Consultant) $328,834 $0 $46,911
Pamela Berneking (Chief Operations Officer) $328,142 $0 $156,040
Anita Newton (Chief Innovation Officer, Cuso) $317,135 $0 $8,314
Timothy Mcgrath (Mortgage Consultant) $314,470 $0 $36,907
Heath Burch (Director Wealth Management) $312,378 $0 $42,635
Justin Steitz (Coo/Cco Cafs) $281,516 $0 $45,830
Scott Pfeifer (Financial Planning Vp) $276,059 $0 $37,600
Daniel Bentzinger (Chief Information Officer) $255,806 $0 $39,324
Elizabeth Lewis (Vp Operations) $216,972 $0 $41,600
Debra Swearingen (Vp Commercial Banking) $191,780 $0 $24,989
Linda Boring (Vp Member Operations & Support) $186,874 $0 $43,309
Michael Garrett (Vp Treasurer) $184,031 $0 $37,011
Amy Grothaus (Vp Member Experience) $177,047 $0 $37,171
Michael Fenley (Vp Analytics & Business Intell) $174,888 $0 $5,425
John Watts (Vp Corp Properties & Asst Gene) $174,132 $0 $42,649
Amy Doll (Vp Accounting & Finance Servic) $171,609 $0 $41,267
Brian Luger (Vp Lending) $164,660 $0 $38,519
Craig Mccurdy (Vp Infrastructure & Security) $161,132 $0 $35,910

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$162,869,543
Expenses
$146,708,375
Net Income
$16,161,168
Net Assets
$315,538,482
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $141,844,138
87.1%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $90,901
0.1%
Net Fundraising $0
Sales of Assets $20,934,504
12.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $7,693,394
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $43,152,150
29.4%
Assets/Debt
Total Assets $2,557,690,280
Total Liabilities $2,242,151,798
Net Assets $315,538,482
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lisa Ginter (Ceo) $1,403,556 $0 $41,028
Dennis Pierce (Legislative Liaison) $1,301,896 $0 $4,195
Guy Russo (Cio) $1,113,766 $0 $58,367
Edwin Rafferty (Mortgage Consultant) $605,025 $0 $40,147
Mike Haggerty (Pres/Coo Of Cuso One And Pres Of Cafs) $506,529 $0 $39,602
Sereptha Helm (Chief Strategy Officer) $410,350 $0 $22,552
Timothy Saracini (Cfo) $406,275 $0 $57,006
Colleen Browne (Cpo) $383,184 $0 $58,190
Jason Kepler (Mortgage Consultant) $330,893 $0 $36,314
Richard Schier (Svp Chief Member Officer) $319,156 $0 $40,016
Scott Pfeifer (Financial Planning Vp) $285,430 $0 $29,811
Victoria Sneed (Vp Digital Solutions) $254,676 $0 $8,319
Timothy Mcgrath (Mortgage Consultant) $254,249 $0 $27,545
Pam Berneking (Chief Commercial Officer) $238,790 $0 $32,497
Carrie O'connor (Svp Chief Consumer Lendi) $224,518 $0 $29,334
Justin Steitz (Coo Cafs) $201,720 $0 $37,401
Linda Boring (Vp, Deposit & Sales Operations) $189,497 $0 $34,215
Liz Lewis (Vp, Commercial Operations) $182,994 $0 $27,056
Michael Garrett (Treasurer) $174,580 $0 $38,352
John Watts (Vp, Corporate Properties & Asst. General Counsel) $171,788 $0 $33,073
Amy Grothaus (Vp, Member Experience) $170,936 $0 $33,737
Amy Doll (Vp, Finance & Accounting/Controller) $167,299 $0 $12,812
Debra Swearingen (Vp, Commercial Banking) $153,321 $0 $17,050
Brian Luger (Vp, Consumer Lending) $151,465 $0 $31,255
Matt Johnson (Vp, Marketing) $131,873 $0 $28,439

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$157,868,858
Expenses
$135,834,209
Net Income
$22,034,649
Net Assets
$306,973,768
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $133,027,202
84.3%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $373,330
0.2%
Net Fundraising $0
Sales of Assets $24,468,326
15.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $5,796,766
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $42,063,235
31.0%
Assets/Debt
Total Assets $2,388,440,727
Total Liabilities $2,081,466,959
Net Assets $306,973,768
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Dennis Pierce (Legislative Liaison) $1,311,024 $0 $0
Lisa Ginter (Ceo) $993,015 $0 $37,243
Robert Persaud (Chief Marketing Officer) $649,830 $0 $20,925
Edwin Rafferty (Mortgage Consultant) $603,125 $0 $37,243
Timothy Saracini (Cfo) $384,383 $0 $54,294
Jason Kepler (Mortgage Consultant) $355,614 $0 $37,134
Guy Russo (Cio) $328,429 $0 $36,781
Colleen Browne (Cpo) $284,011 $0 $12,768
Richard Schier (Svp Chief Member Officer) $281,976 $0 $37,849
Sereptha Helm (Cao & General Council) $269,028 $0 $31,830
Carrie O'connor (Svp Chief Consumer Lending Officer) $266,590 $0 $30,291
Timothy Mcgrath (Mortgage Consultant) $234,118 $0 $30,062
Bill Evans (Vp Controller) $229,048 $0 $31,237
Darren Epperson (Vp Product Insights & Innovation) $207,073 $0 $17,273
Linda Boring (Vp, Member Opps & Support) $186,654 $0 $30,984
Jean Claytor (Vp Hr) $177,075 $0 $18,277
Victoria Sneed (Vp Digital Solutions) $171,375 $0 $27,726
James Welsh (Director Is) $169,437 $0 $15,673
John Watts (Vp, Corporate Services, Legal Affairs) $168,077 $0 $31,121
Michael Garrett (Treasurer) $164,699 $0 $37,449
David Bressler (Vp Consumer Lending) $163,900 $0 $23,305
Amy Grothaus (Vp, Member Experience) $160,047 $0 $19,483
Jennifer Boren (Vp Epmo & Program Services) $152,373 $0 $9,111
Pam Berneking (Chief Commercial Officer) $48,821 $0 $2,414
Richard Miller (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$141,907,787
Expenses
$122,321,334
Net Income
$19,586,453
Net Assets
$285,937,200
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $120,969,713
85.2%
Investment Income $54,672
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $415,790
0.3%
Net Fundraising $0
Sales of Assets $20,467,612
14.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,029,668
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $42,153,334
34.5%
Assets/Debt
Total Assets $2,176,866,500
Total Liabilities $1,890,929,300
Net Assets $285,937,200
Compensation
Key Employees and Officers Compensation Related Other
Dennis Pierce (Ceo) $730,778 $0 $0
Sean Yokley (Coo, Cuso One) $595,916 $0 $0
Richard Baumgartner (Cfo, Cuso One) $553,866 $0 $0
Edwin Rafferty (Mortgage Consultant) $545,938 $0 $0
Lisa Ginter (Ceo) $518,871 $0 $0
Mike Haggerty (Vp Financial Planning Se) $450,250 $0 $0
Jeff Vineyard (Vp Financial Planning) $381,590 $0 $0
James Covaleski (Former Ths President) $342,754 $0 $0
Rance Carlson (Sr Financial Advisor) $332,147 $0 $0
Guy Russo (Cio) $323,191 $0 $0
Timothy Saracini (Cfo) $314,401 $0 $0
Robert Persaud (Svp Marketing) $266,106 $0 $0
Carrie O'connor (Svp Lending & Operations) $246,614 $0 $0
Richard Schier (Svp Sales) $245,444 $0 $0
Sereptha Helm (Svp Corp Affairs & Gener) $234,481 $0 $0
Rich Miller (Chairman) $0 $0 $0
Colleen Browne (Cpo) $0 $0 $0
Trent Skaggs (Director) $0 $0 $0
Brad Douglas (Vice Chairman) $0 $0 $0
Mick Fenley (Director) $0 $0 $0
Terri Martin (Director) $0 $0 $0
Allison Waggoner (Director) $0 $0 $0
Richard Wetzel (Director) $0 $0 $0
Kerry Domke (Secretary Treasurer) $0 $0 $0
Yijing Brentano (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$136,772,416
Expenses
$120,568,895
Net Income
$16,203,521
Net Assets
$268,174,204
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $120,520,686
88.1%
Investment Income $20,641
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $415,790
0.3%
Net Fundraising $0
Sales of Assets $15,732,465
11.5%
Net Inventory Sales $0
Other Revenue $82,834
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,132,245
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $36,891,432
30.6%
Assets/Debt
Total Assets $1,988,059,377
Total Liabilities $1,719,885,173
Net Assets $268,174,204
Compensation
Key Employees and Officers Compensation Related Other
Dennis Pierce (Ceo) $635,233 $0 $779,666
Edwin Rafferty (Mortgage Consultant) $521,684 $0 $27,358
Richard Baumgartner (Cfo, Cuso One) $503,077 $0 $23,651
Keith Varney (Coo, Truhome Solutions, Ll) $418,507 $0 $24,064
Lisa Ginter (Coo) $395,300 $0 $201,721
Mike Haggerty (Vp Financial Planning Se) $363,299 $0 $27,066
Sean Yokley (Coo, Cuso One) $344,568 $0 $111,815
Rance Carlson (Sr Financial Advisor) $298,489 $0 $27,661
Guy Russo (Cio) $284,388 $0 $252,133
Jason Kepler (Sr Financial Advisor) $253,829 $0 $27,170
Timothy Blake (Sr Financial Advisor) $236,926 $0 $26,473
Robert Persaud (Svp Marketing) $226,837 $0 $25,655
Timothy Saracini (Cfo) $221,757 $0 $25,100
Richard Schier (Svp Sales) $211,945 $0 $24,658
Carrie O'connor (Svp Lending & Operations) $202,007 $0 $18,792
Sereptha Helm (Svp Corp Affairs & Gener) $178,519 $0 $22,851
Rich Miller (Secretary/Treasurer) $0 $0 $0
Colleen Browne (Vice Chairman) $0 $0 $0
Trent Skaggs (Director) $0 $0 $0
Brad Douglas (Chairman) $0 $0 $0
Mick Fenley (Director) $0 $0 $0
Terri Martin (Director) $0 $0 $0
Allison Waggoner (Director) $0 $0 $0
Richard Wetzel (Director) $0 $0 $0
Kerry Domke (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$114,786,867
Expenses
$99,638,176
Net Income
$15,148,691
Net Assets
$240,863,564
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $107,158,724
93.4%
Investment Income $16,843
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $428,782
0.4%
Net Fundraising $0
Sales of Assets $7,182,518
6.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $5,269,702
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $22,281,200
22.4%
Assets/Debt
Total Assets $1,857,923,734
Total Liabilities $1,617,060,170
Net Assets $240,863,564
Compensation
Key Employees and Officers Compensation Related Other
Dennis Pierce (Ceo) $640,996 $0 $714,910
Richard Baumgartner (Cfo) $504,691 $0 $223,332
Edwin Rafferty (Mortgage Consultant) $425,187 $0 $15,300
Sean Yokley (Coo, Cuso One) $366,739 $0 $90,963
Mike Haggerty (Vp Financial Planning Se) $357,643 $0 $26,689
Lisa Ginter (Coo) $347,579 $0 $240,297
Randal Pierson (Sr Financial Advisor) $342,749 $0 $26,627
Timothy Blake (Sr Financial Advisor) $293,961 $0 $26,589
Michael Keeton (Sr Financial Advisor) $285,604 $0 $25,872
Guy Russo (Cio) $281,675 $0 $303,887
Rodney Gruenberg (Svp Operations) $262,863 $0 $17,347
Keith Varney (Coo, Truhome Solutions, Ll) $237,900 $0 $25,988
Richard Schier (Svp Sales) $203,424 $0 $23,556
Carrie O'connor (Svp Lending & Operations) $191,897 $0 $22,254
Timothy Saracini (Svp Finance Services) $185,200 $0 $22,123
Sereptha Helm (Svp Corp Affairs & Gener) $171,651 $0 $19,479
Robert Persaud (Svp Marketing) $150,759 $0 $20,192
Rich Miller (Secretary/Treasurer) $0 $0 $0
Bruce Brower (Director) $0 $0 $0
Colleen Browne (Vice Chairman) $0 $0 $0
Trent Skaggs (Director) $0 $0 $0
Brad Douglas (Chairman) $0 $0 $0
Mick Fenley (Director) $0 $0 $0
Mike Swenson (Director) $0 $0 $0
Terri Martin (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$120,984,379
Expenses
$112,138,718
Net Income
$8,845,661
Net Assets
$220,191,370
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $108,855,629
90.0%
Investment Income $12,058
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $16,224
0.0%
Net Fundraising $0
Sales of Assets $12,100,468
10.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,779,316
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $23,523,048
21.0%
Assets/Debt
Total Assets $1,847,131,694
Total Liabilities $1,626,940,324
Net Assets $220,191,370

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$115,150,162
Expenses
$104,910,670
Net Income
$10,239,492
Net Assets
$214,929,510
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $109,218,697
94.8%
Investment Income $9,487
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $22,485
0.0%
Net Fundraising $0
Sales of Assets $5,899,493
5.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,257,977
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $22,857,631
21.8%
Assets/Debt
Total Assets $1,839,630,062
Total Liabilities $1,624,700,552
Net Assets $214,929,510

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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