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South Central Missouri Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$133k (2023)

Expenses
$265k (2023)

Total Assets
$9.84M (2023)

Total Liabilities
$8.43M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$133,320
Expenses
$265,454
Net Income
-$132,134
Net Assets
$1,409,662
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $209,176
> 100%
Investment Income $67,302
50.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$143,158
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $36,141
13.6%
Professional Fundraising Fees $0
Other Salaries and Wages $33,515
12.6%
Assets/Debt
Total Assets $9,842,394
Total Liabilities $8,432,732
Net Assets $1,409,662
Compensation
Key Employees and Officers Compensation Related Other
Amy Walker (Manager) $36,141 $0 $0
Richard Elijah (Chair) $0 $0 $0
Josh Kenyon (Vice Chair) $0 $0 $0
Rob Rakestraw (Secretary/Tr) $0 $0 $0
William Easley (Board Member) $0 $0 $0
Michele Myers (Board Member) $0 $0 $0
Roger Hillhouse (Board Member) $0 $0 $0
Dustin Cooper (Board Member) $0 $0 $0
Lalah Gregory Resigned 0601 (Former Chair) $0 $0 $0
Curtis Dowden Resigned 0601 (Former Vice ) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$240,054
Expenses
$254,726
Net Income
-$14,672
Net Assets
$1,541,781
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $180,857
75.3%
Investment Income $75,135
31.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$15,938
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $83,855
32.9%
Professional Fundraising Fees $0
Other Salaries and Wages $3,196
1.3%
Assets/Debt
Total Assets $11,949,835
Total Liabilities $10,408,054
Net Assets $1,541,781
Compensation
Key Employees and Officers Compensation Related Other
Shirley Mullen Retired 0822 (Manager) $52,676 $0 $1,313
Amy Walker (Manager) $29,866 $0 $0
Lalah Gregory (President) $0 $0 $0
Curtis Dowden (Vice Preside) $0 $0 $0
Rob Rakestraw (Secretary/Tr) $0 $0 $0
Michele Myers (Board Member) $0 $0 $0
Josh Kenyon (Board Member) $0 $0 $0
Roger Hillhouse (Board Member) $0 $0 $0
Dustin Cooper (Board Member) $0 $0 $0

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Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$244,833
Expenses
$234,969
Net Income
$9,864
Net Assets
$1,556,436
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $176,798
72.2%
Investment Income $68,035
27.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $63,971
27.2%
Professional Fundraising Fees $0
Other Salaries and Wages $28,615
12.2%
Assets/Debt
Total Assets $11,796,435
Total Liabilities $10,239,999
Net Assets $1,556,436
Compensation
Key Employees and Officers Compensation Related Other
Shirley Mullen (Manager) $56,673 $0 $7,298
Lalah Gregory (President) $0 $0 $0
Curtis Dowden (Vice Preside) $0 $0 $0
Rob Rakestraw (Secretary/Tr) $0 $0 $0
Michele Myers (Board Member) $0 $0 $0
Josh Kenyon (Board Member) $0 $0 $0
Rodger Hillhouse (Board Member) $0 $0 $0
Dustin Cooper (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$257,875
Expenses
$280,330
Net Income
-$22,455
Net Assets
$1,546,554
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $165,803
64.3%
Investment Income $92,072
35.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $63,036
22.5%
Professional Fundraising Fees $0
Other Salaries and Wages $47,033
16.8%
Assets/Debt
Total Assets $11,468,646
Total Liabilities $9,922,092
Net Assets $1,546,554
Compensation
Key Employees and Officers Compensation Related Other
Shirley Hester (Manager) $56,641 $0 $6,395
Lalah Gregory (President) $0 $0 $0
Curtis Dowden (Vice Preside) $0 $0 $0
Josh Kenyon (Secretary/Tr) $0 $0 $0
Rob Rakestraw (Board Member) $0 $0 $0
Rodger Hillhouse (Board Member) $0 $0 $0
Dustin Cooper (Board Member) $0 $0 $0
Michele Myers (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$290,776
Expenses
$262,947
Net Income
$27,829
Net Assets
$1,568,992
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $167,008
57.4%
Investment Income $123,768
42.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $60,114
22.9%
Professional Fundraising Fees $0
Other Salaries and Wages $48,016
18.3%
Assets/Debt
Total Assets $10,831,153
Total Liabilities $9,262,161
Net Assets $1,568,992
Compensation
Key Employees and Officers Compensation Related Other
Shirley Hester (Manager) $56,403 $0 $3,711
Lalah Gregory (President) $0 $0 $0
Curtis Dowden (Vice Preside) $0 $0 $0
Josh Kenyon (Secretary/Tr) $0 $0 $0
Rob Rakestraw (Board Member) $0 $0 $0
Rodger Hillhouse (Board Member) $0 $0 $0
Dustin Cooper (Board Member) $0 $0 $0
Roxanna Baldridge (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$307,688
Expenses
$252,646
Net Income
$55,042
Net Assets
$1,541,143
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $171,307
55.7%
Investment Income $136,381
44.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $60,323
23.9%
Professional Fundraising Fees $0
Other Salaries and Wages $42,913
17.0%
Assets/Debt
Total Assets $12,186,661
Total Liabilities $10,645,518
Net Assets $1,541,143
Compensation
Key Employees and Officers Compensation Related Other
Shirley Hester (Manager) $57,007 $0 $3,316
Lalah Gregory (President) $0 $0 $0
Curtis Dowden (Vice Preside) $0 $0 $0
Shelly Cauldwell (Secretary/Tr) $0 $0 $0
Rob Rakestraw (Board Member) $0 $0 $0
Roger Hillhouse (Board Member) $0 $0 $0
Josh Kenyan (Board Member) $0 $0 $0
Roxanna Baldridge (Board Member) $0 $0 $0

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Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$258,429
Expenses
$255,761
Net Income
$2,668
Net Assets
$1,486,083
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $155,265
60.1%
Investment Income $129,936
50.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$26,772
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $60,317
23.6%
Professional Fundraising Fees $0
Other Salaries and Wages $44,438
17.4%
Assets/Debt
Total Assets $12,686,587
Total Liabilities $11,200,504
Net Assets $1,486,083
Compensation
Key Employees and Officers Compensation Related Other
Shirley Hester (Manager) $56,863 $0 $3,454
Lalah Gregory (President) $0 $0 $0
Curtis Dowden (Vice Preside) $0 $0 $0
Shelly Cauldwell (Secretary) $0 $0 $0
Melanie Rickard Elmore (Board Member) $0 $0 $0
Rob Rakestraw (Board Member) $0 $0 $0
Chris Berry (Board Member) $0 $0 $0
Roxanna Baldridge (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$299,521
Expenses
$250,669
Net Income
$48,852
Net Assets
$1,483,392
Notable Sources of Revenue Percent of Total Revenue
Contributions $39,068
13.0%
Program Services $152,908
51.1%
Investment Income $106,545
35.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,000
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $63,682
25.4%
Professional Fundraising Fees $0
Other Salaries and Wages $35,726
14.3%
Assets/Debt
Total Assets $12,100,898
Total Liabilities $10,617,506
Net Assets $1,483,392
Compensation
Key Employees and Officers Compensation Related Other
Shirley Hester Kinserlow (Manager) $60,366 $0 $3,316
Lalah Gregory (President) $0 $0 $0
Curtis Dowden (Vice Preside) $0 $0 $0
Shelly Cauldwell (Secretary) $0 $0 $0
Rob Rakestraw (Board Member) $0 $0 $0
Chris Berry (Board Member) $0 $0 $0
Mark Rhoades (Board Member) $0 $0 $0
Melanie Rickard Elmore (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$263,342
Expenses
$234,574
Net Income
$28,768
Net Assets
$1,434,513
Notable Sources of Revenue Percent of Total Revenue
Contributions $25,519
9.7%
Program Services $145,278
55.2%
Investment Income $91,545
34.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,000
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $63,372
27.0%
Professional Fundraising Fees $0
Other Salaries and Wages $27,522
11.7%
Assets/Debt
Total Assets $11,979,424
Total Liabilities $10,544,911
Net Assets $1,434,513
Compensation
Key Employees and Officers Compensation Related Other
Shirley Hester Kinserlow (Manager) $59,010 $0 $4,362
Carrol Hansen (President) $0 $0 $0
Lalah Gregory (Vice Preside) $0 $0 $0
Rob Rakestraw (Sec/Treasure) $0 $0 $0
Chris Berry (Board Member) $0 $0 $0
Shelly Cauldwell (Board Member) $0 $0 $0
Curtis Dowden (Board Member) $0 $0 $0
Mark Rhoades (Board Member) $0 $0 $0

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Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$262,739
Expenses
$266,885
Net Income
-$4,146
Net Assets
$1,405,718
Notable Sources of Revenue Percent of Total Revenue
Contributions $35,413
13.5%
Program Services $141,255
53.8%
Investment Income $85,121
32.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $950
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $57,119
21.4%
Professional Fundraising Fees $0
Other Salaries and Wages $33,096
12.4%
Assets/Debt
Total Assets $12,131,699
Total Liabilities $10,725,981
Net Assets $1,405,718
Compensation
Key Employees and Officers Compensation Related Other
Shirley Kinserlow (Manager) $55,461 $0 $1,658
Curtis Dowden (Board Member) $0 $0 $0
Shelly Cauldwell (Board Member) $0 $0 $0
Nathan Moss (Board Member) $0 $0 $0
Rob Bakestraw (Sec/Treasure) $0 $0 $0
Martin Elmore (Board Member) $0 $0 $0
Chris Berry (Vice Preside) $0 $0 $0
Carrol Hansen (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$238,738
Expenses
$239,482
Net Income
-$744
Net Assets
$1,409,842
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $141,968
59.5%
Investment Income $95,820
40.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $950
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $52,301
21.8%
Professional Fundraising Fees $0
Other Salaries and Wages $35,019
14.6%
Assets/Debt
Total Assets $11,682,067
Total Liabilities $10,272,225
Net Assets $1,409,842
Compensation
Key Employees and Officers Compensation Related Other
Shirley Kinserlow (Manager) $52,301 $0 $2,000
Curtis Dowden (Board Member) $0 $0 $0
Shelly Cauldwell (Board Member) $0 $0 $0
Nathan Moss (Board Member) $0 $0 $0
Rob Bakestraw (Sec/Treasure) $0 $0 $0
Martin Elmore (Board Member) $0 $0 $0
Chris Berry (Vice Preside) $0 $0 $0
Carrol Hansen (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$282,624
Expenses
$264,231
Net Income
$18,393
Net Assets
$1,410,564
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $149,519
52.9%
Investment Income $131,455
46.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,650
0.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $49,580
18.8%
Professional Fundraising Fees $0
Other Salaries and Wages $28,936
11.0%
Assets/Debt
Total Assets $12,273,273
Total Liabilities $10,862,709
Net Assets $1,410,564

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$355,693
Expenses
$332,403
Net Income
$23,290
Net Assets
$1,392,151
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $181,574
51.0%
Investment Income $172,519
48.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,600
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $51,168
15.4%
Professional Fundraising Fees $0
Other Salaries and Wages $30,552
9.2%
Assets/Debt
Total Assets $11,260,234
Total Liabilities $9,868,083
Net Assets $1,392,151

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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