Capital Credit Union

Bismarck, ND
Tax-exempt since Sept. 1944
EIN: 45-0226724

Receive an email when new data is available for this organization.

Type of Nonprofit

Designated as a 501(c)(14) State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions

Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Revenue

$41.2M (2023)

Expenses

$32.9M (2023)

Total Assets

$756M (2023)

Total Liabilities

$664M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Revenue

$41,153,839

Expenses

$32,857,288

Net Income

$8,296,551

Net Assets

$91,589,915

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$35,262,698	85.7%
Investment Income	$2,857,021	6.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$56,635	0.1%
Net Fundraising	$0
Sales of Assets	$346,476	0.8%
Net Inventory Sales	$0
Other Revenue	$2,631,009	6.4%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,927,134	8.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$7,451,181	22.7%

Assets/Debt
Total Assets	$755,781,859
Total Liabilities	$664,191,944
Net Assets	$91,589,915

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Vance Reinbold (Chief Executive Officer)	$377,537	$0	$34,601
Jonathan Griffin (Chief Executive Officer)	$335,523	$0	$34,635
Keith Mantz (Chief Retail Officer)	$270,142	$0	$28,217
Bradley Shetler (Chief Lending Officer)	$218,551	$0	$38,292
Kurt Schmidt (Chief Information Officer)	$214,040	$0	$16,303
Ryan Monson (Chief Financial Officer)	$195,236	$0	$24,391
Scott Bullinger (Mortgage Loan Officer)	$172,974	$0	$40,435
Sean Smith (Vice President Of Legal Risk)	$155,443	$0	$12,229
Douglas Lee (Market President East Region)	$154,111	$0	$12,499
Jillian Lagasse (Chief Marketing Experience Officer)	$153,335	$0	$38,043
Patricia Olson (Vice President Of Human Resources)	$152,624	$0	$32,968
Dustin Bitz (Director Of Financial Education)	$149,841	$0	$25,332
Thomas Ternes (Market President Central Region)	$142,945	$0	$29,563
Chad Williams (Agricultural Vice President)	$137,698	$0	$33,892
Nanette Fort (Mortgage Loan Underwriter)	$125,630	$0	$20,851
Austin Kahler (Vice President Of Credit)	$117,509	$0	$24,151
Kyla Stampka (Vice President Of Accounting)	$115,260	$0	$31,592
Leanne Holzer (Vice President Of Operations)	$105,635	$0	$21,006
Marlina Walth (Board Member)	$3,728	$0	$0
Michael Gunsch (Board Member)	$2,769	$0	$0
Shawn Deisz (Board Member)	$2,604	$0	$0
Lance Gaebe (Board Member)	$2,561	$0	$0
Jay Buringrud (Board Member)	$550	$0	$0
Faye Miller (Board Member)	$550	$0	$0
Kevin Schoenborn (Board Member)	$500	$0	$0

+ View more people

990

Filed on Nov. 13, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

XML

Fiscal Year Ending Dec.
2022

Revenue

$32,810,003

Expenses

$25,814,938

Net Income

$6,995,065

Net Assets

$80,965,471

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$31,411,689	95.7%
Investment Income	$681,538	2.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$35,167	0.1%
Net Fundraising	$0
Sales of Assets	-$220,339
Net Inventory Sales	$0
Other Revenue	$901,948	2.7%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,798,946	10.8%
Professional Fundraising Fees	$0
Other Salaries and Wages	$7,136,924	27.6%

Assets/Debt
Total Assets	$724,151,270
Total Liabilities	$643,185,799
Net Assets	$80,965,471

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Vance Reinbold (President Ceo)	$476,715	$0	$47,535
Bradley Shetler (Bismarck Mandan Market President)	$282,352	$0	$39,413
Joshua Hahn (Business Loan Officer)	$269,521	$0	$23,308
Scott Bullinger (Mlo Business Development Specialist)	$222,038	$0	$40,653
Jonathan Griffin (Chief Lending Officer)	$219,913	$0	$25,374
Douglas Lee (Market President East Region)	$218,473	$0	$16,746
Keith Mantz (Chief Retail Officer)	$212,236	$0	$26,167
Kurt Schmidt (Chief Information Officer)	$192,602	$0	$14,533
Kevin Kragnes (Market President East Region)	$167,001	$0	$14,409
Ryan Monson (Chief Financial Officer)	$161,412	$0	$13,578
Kathleen Stoppler (Mlo Underwriting)	$154,163	$0	$21,652
Sean Smith (Vp Of Legal Risk Management)	$146,545	$0	$11,343
Dustin Bitz (Vp Of Member Services)	$145,080	$0	$30,715
Patricia Olson (Vp Of Human Resources)	$141,738	$0	$33,341
Kacie Iglehart (Business Loan Officer)	$131,963	$0	$33,592
Nanette Fort (Mortgage Underwriter)	$126,632	$0	$25,216
Jillian Lagasse (Vp Of Marketing)	$118,280	$0	$33,918
Jay Buringrud (Board Member)	$2,000	$0	$0
Lance Gaebe (Board Member)	$2,000	$0	$0
Kevin Schoenborn (Board Member)	$1,542	$0	$0
Marlina Walth (Board Member)	$1,450	$0	$0
Stephen Vaughan (Board Member)	$535	$0	$0
Faye Miller (Board Member)	$500	$0	$0
Shawn Deisz (Board Member)	$500	$0	$0
Michael Gunsch (Board Member)	$500	$0	$0
See filing for compensation of 1 other people →

+ View more people

990

Filed on Nov. 2, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

XML

Fiscal Year Ending Dec.
2021

Revenue

$34,065,557

Expenses

$25,479,369

Net Income

$8,586,188

Net Assets

$80,453,001

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$31,511,079	92.5%
Investment Income	$1,833,735	5.4%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$28,218	0.1%
Net Fundraising	$0
Sales of Assets	$27,441	0.1%
Net Inventory Sales	$0
Other Revenue	$665,084	2.0%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,734,226	10.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$7,718,814	30.3%

Assets/Debt
Total Assets	$692,597,459
Total Liabilities	$612,144,458
Net Assets	$80,453,001

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Scott Bullinger (Mlo Business Dev Specialist)	$402,765	$0	$41,827
Vance Reinbold (President Ceo)	$396,648	$0	$43,568
Kathleen Stoppler (Mlo Underwriter)	$315,396	$0	$17,772
Doug Lee (Mortgage Sales Manager)	$252,189	$0	$18,818
Kevin Kragnes (Market President East Region)	$251,794	$0	$24,720
Bradley Shetler (Bismarck Mandan Market President)	$228,461	$0	$36,139
Keith Mantz (Chief Retail Officer)	$206,325	$0	$26,128
Jonathan Griffin (Chief Loan Officer)	$204,628	$0	$23,034
Brent Fischer (Mortgage Loan Officer)	$204,349	$0	$15,172
Kurt Schmidt (Vp Of Information Technology)	$185,608	$0	$13,886
Aaron Wentz (Mortgage Loan Officer)	$156,930	$0	$26,788
Paul Cook (Mortgage Loan Officer)	$155,166	$0	$28,871
Dustin Bitz (Vp Of Member Services)	$142,382	$0	$28,003
Shawn Cherney (Vp Of Accounting)	$137,295	$0	$14,607
Sean Smith (Vp Of Legal Risk Management)	$124,317	$0	$9,636
Patricia Olson (Vp Of Human Resources)	$121,690	$0	$24,524
Jillian Lagasse (Vp Of Marketing)	$115,041	$0	$31,084
Ryan Monson (Vp Of Accounting)	$61,707	$0	$3,394
Faye Miller (Board Member)	$2,100	$0	$0
Michael Gunsch (Board Member)	$2,000	$0	$0
Kevin Schoenborn (Board Member)	$1,500	$0	$0
Ken Geiger (Board Member)	$500	$0	$0
Shawn Deisz (Board Member)	$500	$0	$0
Marlina Walth (Board Member)	$500	$0	$0
Jay Burginrud (Board Member)	$500	$0	$0
See filing for compensation of 2 other people →

+ View more people

990

Filed on Oct. 19, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

XML

Fiscal Year Ending Dec.
2020

Revenue

$33,075,672

Expenses

$27,232,128

Net Income

$5,843,544

Net Assets

$73,483,349

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$56,777	0.2%
Program Services	$29,937,748	90.5%
Investment Income	$1,960,365	5.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$30,093	0.1%
Net Fundraising	$0
Sales of Assets	$427,019	1.3%
Net Inventory Sales	$0
Other Revenue	$663,670	2.0%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,366,258	8.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$7,327,821	26.9%

Assets/Debt
Total Assets	$626,074,840
Total Liabilities	$552,591,491
Net Assets	$73,483,349

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Scott Bullinger (Mlo Business Dev Specialist)	$543,765	$0	$44,937
Vance Reinbold (President/Ceo)	$381,351	$0	$45,229
Douglas Lee (Mortgage Sales Manager)	$301,203	$0	$17,219
Brent Fischer (Mortgage Loan Officer)	$257,679	$0	$19,019
Kevin Kragnes (Market President East Region)	$218,425	$0	$20,655
Keith Mantz (Chief Retail Officer)	$210,988	$0	$16,266
Aaron Wentz (Mortgage Loan Officer)	$204,131	$0	$33,851
Kevin Strege (Chief Lending Officer)	$201,065	$0	$31,508
Jonathan Griffin (Chief Operations & Risk Officer)	$193,557	$0	$22,494
Kurt Schmidt (Vp Of Information Technology)	$180,743	$0	$13,655
Shawn Cherney (Vp Of Accounting)	$165,094	$0	$22,397
Paul Cook (Mlo Business Dev Specialist)	$153,793	$0	$30,971
Dustin Bitz (Vp Of Member Services)	$140,424	$0	$18,450
Nicole Mikkelsen (Vp Of Human Resources)	$111,638	$0	$25,481
Jillian Lagasse (Vp Of Marketing)	$110,195	$0	$34,014
Patricia Olson (Vp Of Human Resources)	$33,395	$0	$1,461
Ken Geiger (Board Member)	$2,050	$0	$0
Michael Gunsch (Board Member)	$1,325	$0	$0
Shawn Deisz (Board Member)	$1,050	$0	$0
Marlina Walth (Board Member)	$1,050	$0	$0
Jay Buringrud (Board Member)	$550	$0	$0
Lance Gaebe (Board Member)	$550	$0	$0
Faye Miller (Board Member)	$550	$0	$0
Kevin Schoenborn (Board Member)	$550	$0	$0
Stephen Vaughan (Board Member)	$550	$0	$0

+ View more people

990

Filed on Sept. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

XML

Fiscal Year Ending Dec.
2019

Revenue

$30,059,348

Expenses

$22,385,548

Net Income

$7,673,800

Net Assets

$67,020,911

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$26,448,849	88.0%
Investment Income	$2,371,134	7.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$23,091	0.1%
Net Fundraising	$0
Sales of Assets	$603,948	2.0%
Net Inventory Sales	$0
Other Revenue	$612,326	2.0%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,732,795	7.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$7,082,599	31.6%

Assets/Debt
Total Assets	$540,917,599
Total Liabilities	$473,896,688
Net Assets	$67,020,911

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Vance Reinbold (President/Ceo)	$310,407	$0	$44,820
Debra Gallagher (Former Chief Executive Officer)	$222,910	$0	$27,349
Scott Bullinger (Mlo Business Dev Specialist)	$217,011	$0	$41,019
Keith Mantz (Chief Retail Officer)	$186,810	$0	$13,963
Bradley Shetler (Business Services Vice President)	$181,745	$0	$24,486
Stephanie Honeyman (Vp Of Business Development)	$164,089	$0	$33,099
Kurt Schmidt (Vp Of Information Technology)	$163,037	$0	$28,338
Kevin Strege (Chief Lending Officer)	$155,767	$0	$20,745
Jonathan Griffin (Chief Operations & Risk Officer)	$150,009	$0	$19,431
Shawn Cherney (Vp Of Accounting)	$143,994	$0	$20,687
Kevin Kragnes (Market President East Region)	$139,271	$0	$7,954
James Schaefbauer (Vp Of Member Services East Region)	$138,089	$0	$33,731
Nicole Mikkelsen (Vp Of Human Resources)	$112,606	$0	$39,047
Chad Williams (Vp Of Member Service/Bus Dev West Region)	$109,537	$0	$34,490
Jillian Lagasse (Vp Of Marketing)	$85,052	$0	$31,433
Lance Gaebe (Board Member)	$2,663	$0	$0
Jay Buringrud (Board Member)	$1,500	$0	$0
Kevin Schoenborn (Board Member)	$1,308	$0	$0
Stephen Vaughan (Board Member)	$1,000	$0	$0
Shawn Deisz (Board Member)	$695	$0	$0
Faye Miller (Board Member)	$695	$0	$0
Ken Geiger (Board Member)	$600	$0	$0
Michael Gunsch (Board Member)	$500	$0	$0
Marlina Walth (Board Member)	$500	$0	$0

+ View more people

990

Filed on April 22, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2018

Revenue

$26,005,105

Expenses

$21,553,929

Net Income

$4,451,176

Net Assets

$58,928,587

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$24,231,896	93.2%
Investment Income	$1,202,730	4.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$21,067	0.1%
Net Fundraising	$0
Sales of Assets	-$44,192
Net Inventory Sales	$0
Other Revenue	$593,604	2.3%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,775,853	8.2%
Professional Fundraising Fees	$0
Other Salaries and Wages	$6,215,805	28.8%

Assets/Debt
Total Assets	$486,634,517
Total Liabilities	$427,705,930
Net Assets	$58,928,587

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Debra Gallagher (Executive Team)	$412,187	$0	$39,675
Vance Reinbold (Ceo/President)	$214,006	$0	$38,723
Keith Mantz (Chief Retail Officer)	$176,480	$0	$13,397
Scott Bullinger (Mortgage Officer Business Development)	$174,541	$0	$36,480
Kurt Schmidt (Vp Of Information Technology)	$155,778	$0	$27,821
Stephanie Honeyman (Vp Of Business Development)	$134,992	$0	$29,618
Jonathan Griffin (Vp Of Risk Management)	$127,930	$0	$17,402
Shawn Cherney (Vp Of Accounting)	$126,160	$0	$18,502
Dustin Bitz (Vp Of Member Services)	$123,832	$0	$14,131
Bradley Shetler (Business Services Vp)	$122,571	$0	$18,942
Michael Heidt (Vp Of Underwriting)	$121,146	$0	$7,310
James Schaefbauer (Vp Of Member Services East Region)	$119,677	$0	$33,640
Nicole Mikkelsen (Vp Of Human Resources)	$106,767	$0	$37,074
Patrick Kellar (Vp Of Marketing)	$60,098	$0	$10,552
Jillian Lagasse (Vp Of Marketing)	$35,070	$0	$13,940
Kevin Schoenborn (Board Member)	$3,548	$0	$0
Marlina Walth (Board Member)	$2,470	$0	$0
Ken Geiger (Board Member)	$2,121	$0	$0
Michael Gunsch (Board Member)	$2,000	$0	$0
Faye Miller (Board Member)	$2,000	$0	$0
Shawn Deisz (Board Member)	$1,821	$0	$0
Stephen Vaughan (Board Member)	$875	$0	$0
Jay Buringrud (Board Member)	$500	$0	$0
Lance Gaebe (Board Member)	$500	$0	$0
Kevin Strege (Chief Lending Officer)	$0	$0	$0

+ View more people

990

Filed on May 10, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2017

Revenue

$25,480,989

Expenses

$19,024,408

Net Income

$6,456,581

Net Assets

$54,588,294

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$23,636,822	92.8%
Investment Income	$1,333,075	5.2%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$30,441	0.1%
Net Fundraising	$0
Sales of Assets	$25,015	0.1%
Net Inventory Sales	$0
Other Revenue	$455,636	1.8%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,053,690	5.5%
Professional Fundraising Fees	$0
Other Salaries and Wages	$6,418,563	33.7%

Assets/Debt
Total Assets	$466,344,171
Total Liabilities	$411,755,877
Net Assets	$54,588,294

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Debra Gallagher (Ceo/President)	$416,590	$0	$37,614
Steve Davis (Chief Operations Officer)	$296,173	$0	$38,083
Scott Bullinger (Mortgage Officer Business Development)	$217,228	$0	$37,137
Vance Reinbold (Chief Financial Officer)	$193,163	$0	$35,077
Keith Mantz (Chief Retail Officer)	$172,517	$0	$13,101
Kurt Schmidt (Vice President Of Information Technology)	$152,722	$0	$25,418
Myron Aune (Business Services Manager)	$123,491	$0	$25,188
Shawn Cherney (Controller)	$123,081	$0	$17,454
Dustin Bitz (Vice President Of Member Service)	$122,364	$0	$16,046
Jon Griffin (Vice President Of Risk Management)	$121,010	$0	$16,035
Kevin Schoenborn (Board Member)	$1,812	$0	$0
Ken Geiger (Board Member)	$1,664	$0	$0
Lance Gaebe (Board Member)	$897	$0	$0
Marnie Walth (Board Member)	$825	$0	$0
Faye Miller (Board Member)	$775	$0	$0
Stephen Vaughan (Board Member)	$775	$0	$0
Shawn Deisz (Board Member)	$740	$0	$0
Jay Buringrud (Board Member)	$0	$0	$0
Michael Gunsch (Board Member)	$0	$0	$0

+ View more people

990

Filed on April 20, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2016

Revenue

$23,244,378

Expenses

$18,155,823

Net Income

$5,088,555

Net Assets

$48,163,410

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$21,986,834	94.6%
Investment Income	$894,624	3.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$45,345	0.2%
Net Fundraising	$0
Sales of Assets	-$77,330
Net Inventory Sales	$0
Other Revenue	$394,905	1.7%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,027,142	5.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$6,252,560	34.4%

Assets/Debt
Total Assets	$447,441,607
Total Liabilities	$399,278,197
Net Assets	$48,163,410

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Debra Gallagher (Ceo/President)	$388,274	$0	$40,404
Scott Bullinger (Mortgage Loan Officer)	$245,062	$0	$38,868
Steve Davis (Cheif Lending Officer)	$202,694	$0	$34,404
Vance Reinbold (Chief Financial Officer)	$178,295	$0	$33,921
Kurt Schmidt (Vice President Of Information Technology)	$142,252	$0	$24,384
Keith Mantz (Chief Retail Officer)	$136,662	$0	$4,391
Myron Aune (Business Services Manager)	$129,648	$0	$25,391
Jim Schaefbauer (Vice President Of Member Services East Region)	$117,380	$0	$27,187
Dustin Bitz (Vice President Of Member Services)	$116,983	$0	$9,602
Kevin Schoenborn (Board Member)	$2,157	$0	$0
Shawn Deisz (Board Member)	$2,066	$0	$0
Lance Gaebe (Board Member)	$1,937	$0	$0
Marnie Walth (Board Member)	$1,937	$0	$0
Jay Buringrud (Board Member)	$0	$0	$0
Ken Geiger (Board Member)	$0	$0	$0
Michael Gunsch (Board Member)	$0	$0	$0
Faye Miller (Board Member)	$0	$0	$0
Stephan Vaughan (Board Member)	$0	$0	$0

+ View more people

990

Filed on April 20, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2015

Revenue

$21,277,640

Expenses

$16,846,262

Net Income

$4,431,378

Net Assets

$43,088,940

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$20,267,352	95.3%
Investment Income	$564,924	2.7%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$20,967	0.1%
Net Fundraising	$0
Sales of Assets	$14,110	0.1%
Net Inventory Sales	$0
Other Revenue	$410,287	1.9%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,610,815	9.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$4,883,421	29.0%

Assets/Debt
Total Assets	$409,996,193
Total Liabilities	$366,907,253
Net Assets	$43,088,940

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Debra Gallagher (Ceo/President)	$368,245	$0	$39,624
Steve Davis (Chief Lending Officer)	$192,263	$0	$32,734
Scott Bullinger (Mortgage Loan Officer)	$181,712	$0	$33,234
Vance Reinbold (Chief Financial Officer)	$163,156	$0	$31,762
Kurt Schmidt (Vice President Of Information Technology)	$134,133	$0	$22,855
Myron Aune (Business Services Manager)	$129,154	$0	$24,477
Jim Schaefbauer (Vice President Of Member Services East Region)	$116,588	$0	$26,222
Dustin Bitz (Vice President Of Member Services)	$114,468	$0	$8,947
Shawn Cherney (Controller)	$113,124	$0	$16,411
Paul Leier (Business Services Officer)	$109,910	$0	$27,027
Aaron Wentz (Mortgage Lending Officer)	$108,772	$0	$12,840
Patrick Kellar (Vice President Of Marketing)	$108,066	$0	$26,324
Jon Griffin (Vice President Of Risk Management)	$103,124	$0	$14,417
Stephanie Honeyman (Vice President Of Retail Lending)	$58,451	$0	$405
Keith Mantz (Chief Retail Officer)	$48,555	$0	$476
Jay Buringrud (Board Member)	$0	$0	$0
Shawn Deisz (Board Member)	$0	$0	$0
Lance Gaebe (Board Member)	$0	$0	$0
Ken Geiger (Board Member)	$0	$0	$0
Michael Gunsch (Board Member)	$0	$0	$0
Faye Miller (Board Member)	$0	$0	$0
Kevin Schoenborn (Board Member)	$0	$0	$0
Stephen Vaughan (Board Member)	$0	$0	$0
Marnie Walth (Board Member)	$0	$0	$0

+ View more people

990

Filed on April 8, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2014

Revenue

$19,214,804

Expenses

$14,457,341

Net Income

$4,757,463

Net Assets

$38,541,693

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$18,074,597	94.1%
Investment Income	$815,621	4.2%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$20,908	0.1%
Net Fundraising	$0
Sales of Assets	-$1,245
Net Inventory Sales	$0
Other Revenue	$304,923	1.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,453,254	10.1%
Professional Fundraising Fees	$0
Other Salaries and Wages	$3,723,616	25.8%

Assets/Debt
Total Assets	$383,263,670
Total Liabilities	$344,721,977
Net Assets	$38,541,693

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Debra Gallagher (Ceo/President)	$297,491	$0	$38,767
Steve Davis (Chief Operations Officer)	$174,485	$0	$30,703
Scott Bullinger (Mortgage Loan Officer)	$150,926	$0	$30,349
Vance Reinbold (Chief Financial Officer)	$148,382	$0	$25,865
Myron Aune (Business Services Manager)	$132,412	$0	$23,610
Gordon Rauser (Vice President Of Lending)	$117,810	$0	$25,337
Kurt Schmidt (Vice President Of Information Technology)	$115,867	$0	$20,929
Jim Schaefbauer (Vice President Of Member Services East Region)	$103,379	$0	$26,960
Shawn Cherney (Controller)	$102,293	$0	$14,728
Dustin Bitz (Vice President Of Member Services)	$101,723	$0	$8,107
Patrick Kellar (Vice President Of Marketing)	$95,003	$0	$18,447
Jon Griffin (Vice President Of Risk Management)	$81,692	$0	$17,307
Kevin Ressler (Board Member)	$2,500	$0	$0
Ron Torgeson (Board Member)	$2,500	$0	$0
Jay Buringrud (Board Member)	$0	$0	$0
Shawn Deisz (Board Member)	$0	$0	$0
Lance Gaebe (Board Member)	$0	$0	$0
Ken Geiger (Board Member)	$0	$0	$0
Michael Gunsch (Board Member)	$0	$0	$0
Faye Miller (Board Member)	$0	$0	$0
Kevin Schoenborn (Board Member)	$0	$0	$0
Stephen Vaughan (Board Member)	$0	$0	$0
Marnie Walth (Board Member)	$0	$0	$0

+ View more people

990

Filed on April 14, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2013

Revenue

$18,116,235

Expenses

$14,586,990

Net Income

$3,529,245

Net Assets

$33,457,440

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$16,264,740	89.8%
Investment Income	$1,009,885	5.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$23,561	0.1%
Net Fundraising	$0
Sales of Assets	$622,353	3.4%
Net Inventory Sales	$0
Other Revenue	$195,696	1.1%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,338,781	9.2%
Professional Fundraising Fees	$0
Other Salaries and Wages	$4,403,217	30.2%

Assets/Debt
Total Assets	$351,438,946
Total Liabilities	$317,981,506
Net Assets	$33,457,440

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Deb Gallagher (Ceo/President)	$263,478	$0	$176,312
Scott Bullinger (Mortgage Loan Officer Business Development Specialist)	$209,962	$0	$27,104
Steve Davis (Chief Operations Officer)	$173,017	$0	$26,076
Vance Reinbold (Chief Financial Officer)	$143,983	$0	$22,313
Gordon Rauser (Vice President Of Lending)	$115,444	$0	$20,493
Aaron Wentz (Mortgage Loan Officer)	$110,981	$0	$12,816
Kurt Schmidt (Vice President Of Information Technology)	$103,777	$0	$19,608
Jim Schaefbauer (Vp Of Member Services East Region)	$97,208	$0	$15,238
Dustin Bitz (Vice President Of Member Services)	$91,586	$0	$18,806
Patrick Kellar (Vice President Of Marketing)	$38,662	$0	$6,638
Dennis Klipfel (Board Member)	$3,567	$0	$0
Monte Weiand (Board Member)	$2,575	$0	$0
Michael Gunsch (Board Member)	$0	$0	$0
Kevin Ressler (Board Member)	$0	$0	$0
Ron Torgeson (Board Member)	$0	$0	$0
Jay Buringrud (Board Member)	$0	$0	$0
Ken Geiger (Board Member)	$0	$0	$0
Faye Miller (Board Member)	$0	$0	$0
Stephen Vaughan (Board Member)	$0	$0	$0
Kevin Schoenborn (Board Member)	$0	$0	$0
Lance Gaebe (Board Member)	$0	$0	$0

+ View more people

990

Filed on April 2, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2012

Revenue

$16,013,950

Expenses

$13,068,539

Net Income

$2,945,411

Net Assets

$30,948,317

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$14,851,892	92.7%
Investment Income	$974,285	6.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	-$73,844
Net Inventory Sales	$0
Other Revenue	$261,617	1.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,228,975	9.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$4,024,726	30.8%

Assets/Debt
Total Assets	$327,315,934
Total Liabilities	$296,367,617
Net Assets	$30,948,317

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Revenue

$14,462,484

Expenses

$12,696,176

Net Income

$1,766,308

Net Assets

$27,947,706

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$13,053,385	90.3%
Investment Income	$1,021,189	7.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$77,240	0.5%
Net Inventory Sales	$0
Other Revenue	$310,670	2.1%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,129,142	8.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$3,361,309	26.5%

Assets/Debt
Total Assets	$285,661,109
Total Liabilities	$257,713,403
Net Assets	$27,947,706

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

PDF (2 of 2)

Fiscal Year Ending Dec.
2004

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

Raw filing data. Includes EINs and summary financials as structured data.
Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated December 20, 2024

Capital Credit Union

Organization summary

Type of Nonprofit

Details

Summary charts: organization finances over time

Revenue $41.2M (2023)

Expenses $32.9M (2023)

Total Assets $756M (2023)

Total Liabilities $664M (2023)

Tax Filings by Year

Fiscal Year Ending Dec. 2023

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2022

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2021

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2020

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2019

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2018

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2017

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2016

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2015

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2014

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Revenue

$41.2M (2023)

Expenses

$32.9M (2023)

Total Assets

$756M (2023)

Total Liabilities

$664M (2023)

Fiscal Year Ending Dec.
2023

Fiscal Year Ending Dec.
2022

Fiscal Year Ending Dec.
2021

Fiscal Year Ending Dec.
2020

Fiscal Year Ending Dec.
2019

Fiscal Year Ending Dec.
2018

Fiscal Year Ending Dec.
2017

Fiscal Year Ending Dec.
2016

Fiscal Year Ending Dec.
2015

Fiscal Year Ending Dec.
2014

Fiscal Year Ending Dec.
2013

Fiscal Year Ending Dec.
2012

Fiscal Year Ending Dec.
2011

Fiscal Year Ending Dec.
2010

Fiscal Year Ending Dec.
2009

Fiscal Year Ending Dec.
2008

Fiscal Year Ending Dec.
2007

Fiscal Year Ending Dec.
2006

Fiscal Year Ending Dec.
2005

Fiscal Year Ending Dec.
2004