PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Railway Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$8.45M (2023)

Expenses
$7.4M (2023)

Total Assets
$175M (2023)

Total Liabilities
$154M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,449,194
Expenses
$7,396,096
Net Income
$1,053,098
Net Assets
$20,809,487
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $995,638
11.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,453,556
88.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $679,304
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,277,895
17.3%
Assets/Debt
Total Assets $174,508,590
Total Liabilities $153,699,103
Net Assets $20,809,487
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $248,594 $0 $72,708
Chad Bartosh (Chief Lending Officer) $168,799 $0 $50,705
Derrick Hertz (Chief Financial Officer) $142,348 $0 $51,983
Heather Fleck (Vp Of Operations) $108,957 $0 $45,857
Douglas M Erhart (Chairman) $0 $0 $0
Jerry Suko (Vice Chairman) $0 $0 $0
A E Fry (Secretary) $0 $0 $0
James L Jensen (Board Member) $0 $0 $0
Bruce Brucker (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,627,392
Expenses
$4,972,208
Net Income
$1,655,184
Net Assets
$19,485,237
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $646,216
9.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,981,176
90.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $644,349
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,238,044
24.9%
Assets/Debt
Total Assets $162,148,039
Total Liabilities $142,662,802
Net Assets $19,485,237
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $274,175 $0 $71,631
Chad Bartosh (Chief Lending Officer) $131,709 $0 $43,559
Heather Fleck (Vp Of Operations) $125,918 $0 $48,060
Derrick Hertz (Chief Financial Officer) $112,547 $0 $43,245
Douglas M Erhart (Chairman) $0 $0 $0
A E Fry (Vice Chairman) $0 $0 $0
James L Jensen (Secretary) $0 $0 $0
Jerry Suko (Board Member) $0 $0 $0
Kenneth Clouston (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,898,614
Expenses
$4,495,471
Net Income
$1,403,143
Net Assets
$19,265,437
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $416,873
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $40,283
0.7%
Net Inventory Sales $0
Other Revenue $5,441,458
92.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $651,198
14.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,132,161
25.2%
Assets/Debt
Total Assets $154,111,125
Total Liabilities $134,845,688
Net Assets $19,265,437
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $309,027 $0 $69,932
Chad Bartosh (Chief Lending Officer) $134,038 $0 $43,046
Derrick Hertz (Chief Financial Officer) $108,606 $0 $41,761
Heather Fleck (Vp Of Operations) $99,527 $0 $42,410
Douglas M Erhart (Chairman) $0 $0 $0
A E Fry (Vice Chairman) $0 $0 $0
James L Jensen (Secretary) $0 $0 $0
Jerry Suko (Board Member) $0 $0 $0
Kenneth Clouston (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,715,817
Expenses
$4,744,727
Net Income
$971,090
Net Assets
$17,862,294
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $521,164
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,194,653
90.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $553,393
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,016,787
21.4%
Assets/Debt
Total Assets $136,172,394
Total Liabilities $118,310,100
Net Assets $17,862,294
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $341,482 $0 $70,814
Chad Bartosh (Vp Business Lending) $109,480 $0 $41,358
Pamela Nieuwenhuis (Vp Lending) $102,431 $0 $44,702
Douglas M Erhart (Chairman) $0 $0 $0
A E Fry (Vice Chairman) $0 $0 $0
James L Jensen (Secretary) $0 $0 $0
Jerry Suko (Board Member) $0 $0 $0
Kenneth Clouston (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,711,264
Expenses
$4,543,120
Net Income
$1,168,144
Net Assets
$16,891,204
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $727,228
12.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $18,900
0.3%
Net Inventory Sales $0
Other Revenue $4,965,136
86.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $341,732
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,162,713
25.6%
Assets/Debt
Total Assets $122,121,562
Total Liabilities $105,230,358
Net Assets $16,891,204
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $341,732 $0 $64,302
Douglas M Erhart (Chairman) $0 $0 $0
Kenneth Clouston (Board Member) $0 $0 $0
A E Fry (Vice Chairman) $0 $0 $0
James L Jensen (Secretary) $0 $0 $0
Jerry Suko (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,056,467
Expenses
$3,949,426
Net Income
$1,107,041
Net Assets
$15,723,060
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $463,606
9.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,282
0.2%
Net Inventory Sales $0
Other Revenue $4,584,579
90.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $197,386
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,153,681
29.2%
Assets/Debt
Total Assets $110,996,982
Total Liabilities $95,273,922
Net Assets $15,723,060
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $197,386 $0 $42,775
Douglas M Erhart (Chairman) $0 $0 $0
Kenneth Clouston (Board Member) $0 $0 $0
A E Fry (Vice Chairman) $0 $0 $0
James L Jensen (Secretary) $0 $0 $0
Jerry Suko (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,817,742
Expenses
$3,686,597
Net Income
$1,131,145
Net Assets
$14,616,019
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $589,050
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,250
0.2%
Net Inventory Sales $0
Other Revenue $4,220,442
87.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $180,351
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,237,787
33.6%
Assets/Debt
Total Assets $105,699,764
Total Liabilities $91,083,745
Net Assets $14,616,019
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $180,351 $0 $38,921
Douglas M Erhart (Chairman) $0 $0 $0
Kenneth Clouston (Board Member) $0 $0 $0
A E Fry (Vice Chairman) $0 $0 $0
James L Jensen (Secretary) $0 $0 $0
Jerry Suko (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,647,189
Expenses
$3,461,539
Net Income
$1,185,650
Net Assets
$13,484,874
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $433,604
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,213,585
90.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,407
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,121,247
32.4%
Assets/Debt
Total Assets $101,726,213
Total Liabilities $88,241,339
Net Assets $13,484,874
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $174,407 $0 $38,592
Douglas M Erhart (Chairman) $0 $0 $0
Kenneth Clouston (Board Member) $0 $0 $0
A E Fry (Vice Chairman) $0 $0 $0
James L Jensen (Secretary) $0 $0 $0
Jerry Suko (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,390,637
Expenses
$3,236,108
Net Income
$1,154,529
Net Assets
$12,299,224
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $398,709
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,991,928
90.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $168,663
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,059,079
32.7%
Assets/Debt
Total Assets $93,000,297
Total Liabilities $80,701,073
Net Assets $12,299,224
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $168,663 $0 $37,115
Douglas M Erhart (Chairman) $0 $0 $0
Kenneth Clouston (Board Member) $0 $0 $0
A E Fry (Vice Chairman) $0 $0 $0
James L Jensen (Secretary) $0 $0 $0
T C Wirtz (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,984,164
Expenses
$3,096,067
Net Income
$888,097
Net Assets
$11,144,695
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $341,123
8.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,643,041
91.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $167,199
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,084,085
35.0%
Assets/Debt
Total Assets $89,115,698
Total Liabilities $77,971,003
Net Assets $11,144,695
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (President/Ceo) $167,199 $0 $27,357
Douglas M Erhart (Chairman) $0 $0 $0
Kenneth J Doll (Vice Chairman) $0 $0 $0
A E Fry (Secretary) $0 $0 $0
James L Jensen (Board Member) $0 $0 $0
T C Wirtz (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,533,810
Expenses
$2,728,459
Net Income
$805,351
Net Assets
$10,256,598
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $243,742
6.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,290,068
93.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $156,196
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $767,827
28.1%
Assets/Debt
Total Assets $84,377,070
Total Liabilities $74,120,472
Net Assets $10,256,598
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul J Brucker (Exec Director/Ceo) $156,196 $0 $0
Douglas M Erhart (Chairman) $0 $0 $0
Kenneth J Doll (Vice Chairman) $0 $0 $0
A E Fry (Secretary) $0 $0 $0
James L Jensen (Board Member) $0 $0 $0
T C Wirtz (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,441,501
Expenses
$2,610,821
Net Income
$830,680
Net Assets
$8,285,505
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $287,021
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,154,480
91.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $234,803
9.0%
Professional Fundraising Fees $0
Other Salaries and Wages $636,621
24.4%
Assets/Debt
Total Assets $64,029,160
Total Liabilities $55,743,655
Net Assets $8,285,505

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,139,318
Expenses
$2,438,222
Net Income
$701,096
Net Assets
$7,454,825
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $370,089
11.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,769,229
88.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $216,117
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $531,743
21.8%
Assets/Debt
Total Assets $60,007,441
Total Liabilities $52,552,616
Net Assets $7,454,825

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »