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Freelancers Consumer Operated And Oriented Program Of New Jersey Inc

  • Cedar Knolls, NJ
  • Tax-exempt since Sept. 2013
  • EIN: 45-3262003

Organization summary

Type of Nonprofit

Designated as a Qualified health insurance issuers that have received a loan or grant under the CO-OP program.

Category: Mutual/Membership Benefit Organizations, Other / Insurance Providers, Services (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.75M (2023)

Expenses
$2.55M (2023)

Total Assets
$60.9M (2023)

Total Liabilities
$25.6M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,749,989
Expenses
$2,549,890
Net Income
-$799,901
Net Assets
$35,357,503
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $1,592,167
91.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $157,822
9.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,880,761
73.8%
Assets/Debt
Total Assets $60,920,085
Total Liabilities $25,562,582
Net Assets $35,357,503
Compensation
Key Employees and Officers Compensation Related Other
() $0 $0 $0

Document Links

990
Filed on March 19, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$133,294
Expenses
$2,329,812
Net Income
-$2,196,518
Net Assets
$36,032,518
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $38,491
28.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $94,803
71.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,635,909
70.2%
Assets/Debt
Total Assets $61,593,120
Total Liabilities $25,560,602
Net Assets $36,032,518
Compensation
Key Employees and Officers Compensation Related Other
None (None) $0 $0 $0

Document Links

990
Filed on Aug. 23, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$67,961,148
Expenses
$8,459,565
Net Income
$59,501,583
Net Assets
$38,193,163
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $132,601
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $67,828,547
99.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,339,871
15.8%
Assets/Debt
Total Assets $64,066,743
Total Liabilities $25,873,580
Net Assets $38,193,163
Compensation
Key Employees and Officers Compensation Related Other
None (None) $0 $0 $0

Document Links

990
Filed on Oct. 4, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,636,248
Expenses
$1,820,907
Net Income
$815,341
Net Assets
-$21,191,579
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $272,607
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,363,641
89.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,129,670
62.0%
Assets/Debt
Total Assets $33,221,568
Total Liabilities $54,413,147
Net Assets -$21,191,579
Compensation
Key Employees and Officers Compensation Related Other
None (None) $0 $0 $0

Document Links

990
Filed on Oct. 13, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$769,772
Expenses
$3,235,619
Net Income
-$2,465,847
Net Assets
-$21,996,443
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $557,286
72.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $212,486
27.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,833,552
56.7%
Assets/Debt
Total Assets $32,679,158
Total Liabilities $54,675,601
Net Assets -$21,996,443

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,007,823
Expenses
$3,733,749
Net Income
-$725,926
Net Assets
-$19,503,518
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,722
0.3%
Investment Income $468,775
15.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,530,326
84.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $842,350
22.6%
Assets/Debt
Total Assets $32,895,169
Total Liabilities $52,398,687
Net Assets -$19,503,518

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,117,577
Expenses
$4,609,818
Net Income
-$492,241
Net Assets
-$18,832,154
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services -$2,764,615
Investment Income $132,841
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,749,351
> 100%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,716,923
58.9%
Assets/Debt
Total Assets $36,579,301
Total Liabilities $55,411,455
Net Assets -$18,832,154

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$171,073,927
Expenses
$237,756,115
Net Income
-$66,682,188
Net Assets
-$21,631,605
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $170,414,083
99.6%
Investment Income $625,904
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $33,902
0.0%
Net Inventory Sales $0
Other Revenue $38
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $5,023,106
2.1%
Assets/Debt
Total Assets $65,945,812
Total Liabilities $87,577,417
Net Assets -$21,631,605

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$235,104,493
Expenses
$252,665,481
Net Income
-$17,560,988
Net Assets
$33,697,215
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $234,759,033
99.9%
Investment Income $349,048
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,588
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,352,618
0.5%
Professional Fundraising Fees $0
Other Salaries and Wages $3,364,919
1.3%
Assets/Debt
Total Assets $135,326,228
Total Liabilities $101,629,013
Net Assets $33,697,215
Compensation
Key Employees and Officers Compensation Related Other
James A Martin (Former Ceo) $267,394 $0 $0
Catherine Ann Sauner (Chief Operating Officer) $181,500 $0 $12,772
Thomas Dwyer (Acting Chief Financial Officer) $179,720 $0 $0
Joel Vande Vusse (Former F Inance Director) $167,917 $0 $0
Cynthia Jay (Chief Marketing Officer) $159,500 $0 $10,133
Greg Muller (Chief Information Officer) $154,000 $0 $6,888
Arleen Tyndorf (Chief Compliance Officer) $135,481 $0 $0
Robert Meehan (Chief Executive Officer) $107,106 $0 $0
Rebecca Kramnick (Board President/Chair) $0 $0 $0
Joseph Mouallem (Vice Chair) $0 $0 $0
Melissa Abernathy (Director) $0 $0 $0
Donna Olah Reiken (Treasurer) $0 $0 $0
Ed Remsen (Secretary) $0 $0 $0
Norman Finestine (Director) $0 $0 $0
Monique Hesseling (Director) $0 $0 $0
Andrew Gelman (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,664,788
Expenses
$36,249,403
Net Income
-$16,584,615
Net Assets
$7,533,209
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,624,329
99.8%
Investment Income $40,459
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $779,863
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,988,572
5.5%
Assets/Debt
Total Assets $36,946,702
Total Liabilities $29,413,493
Net Assets $7,533,209

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,567
Expenses
$10,863,720
Net Income
-$10,846,153
Net Assets
$5,340,213
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $17,567
100%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $671,827
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $562,613
5.2%
Assets/Debt
Total Assets $18,887,674
Total Liabilities $13,547,461
Net Assets $5,340,213

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,100
Expenses
$1,116,987
Net Income
-$1,113,887
Net Assets
-$1,124,867
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $3,100
100%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $230,194
20.6%
Professional Fundraising Fees $0
Other Salaries and Wages $37,685
3.4%
Assets/Debt
Total Assets $4,873,655
Total Liabilities $5,998,522
Net Assets -$1,124,867

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$0
Expenses
$0
Net Income
$0
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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