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Harvard University Employees Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$54M (2023)

Expenses
$50.6M (2023)

Total Assets
$1.21B (2023)

Total Liabilities
$1.12B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$53,971,563
Expenses
$50,624,656
Net Income
$3,346,907
Net Assets
$96,983,548
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $50,715,637
94.0%
Investment Income $2,489,122
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $766,804
1.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $902,212
1.8%
Professional Fundraising Fees $0
Other Salaries and Wages $10,927,278
21.6%
Assets/Debt
Total Assets $1,212,810,381
Total Liabilities $1,115,826,833
Net Assets $96,983,548
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Craig Leonard (President & Ceo) $556,250 $0 $94,820
Thomas Montilli (Evp & Chief Experience Off) $345,962 $0 $55,587
John Degnan (Svp, Operations) $282,355 $0 $48,840
Katherine Armstrong (Svp, Chief Financial Officer) $265,133 $0 $48,104
Helen Laskaris (Mortgage Loan Originator) $216,059 $0 $25,765
Sharon Cummings (Mortgage Loan Originator) $191,077 $0 $27,021
Tanya Tanaro (Vp, Education & Consumer Lending) $185,115 $0 $37,688
Jason Luke (Chair/Director/Officer) $0 $0 $0
Karrie Ford (Vice Chair/Director/Officer) $0 $0 $0
Dee Dee Chen (Vice Chair/Director/Officer) $0 $0 $0
April Edrington (Clerk/Director/Officer) $0 $0 $0
Mary Straub (Treasurer/Director/Officer) $0 $0 $0
George White (Director) $0 $0 $0
Tom Lucey (Director) $0 $0 $0
Marty Ray (Director) $0 $0 $0
Harman Kaur (Director) $0 $0 $0
Mary Ann O'brien (Director) $0 $0 $0
Jerry Murphy (Director) $0 $0 $0
Gonzalo Sanz (Director) $0 $0 $0
Shahar Ziv (Director) $0 $0 $0
John Lichten (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$44,999,109
Expenses
$36,335,706
Net Income
$8,663,403
Net Assets
$88,973,397
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $41,140,375
91.4%
Investment Income $1,566,910
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,291,824
5.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $885,885
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $10,544,666
29.0%
Assets/Debt
Total Assets $1,145,537,469
Total Liabilities $1,056,564,072
Net Assets $88,973,397
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Craig Leonard (President & Ceo) $560,019 $0 $62,376
Peter Buchanan Retired 2022 (Svp, Real Estate Lending) $355,311 $0 $56,892
Thomas Montilli (Evp & Chief Experience Off) $325,865 $0 $57,609
Helen Laskaris (Mortgage Loan Originator) $257,871 $0 $26,997
John Degnan (Svp, Operations) $255,506 $0 $47,717
Katherine Armstrong (Svp, Chief Financial Officer) $241,650 $0 $48,982
Michael Levine (Mortgage Loan Originator) $222,460 $0 $27,393
Harman Kaur (Director) $0 $0 $0
Jason Luke (Co Vice Chairman/Director) $0 $0 $0
Gonzalo Munoz Sanz (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0
Shahar Ziv (Director) $0 $0 $0
John Lichten (Treasurer/Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
Dee Dee Chen (Director) $0 $0 $0
April Edrington (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jeremiah Murphy (Vice Chairman/Director) $0 $0 $0
Mary Straub (Clerk/Director) $0 $0 $0
Geoerge White (Chairman/Director) $0 $0 $0
Susan G Simon (Director) $0 $0 $0
Mary Ann O'brien (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$42,695,601
Expenses
$33,579,956
Net Income
$9,115,645
Net Assets
$87,769,902
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $36,887,045
86.4%
Investment Income $1,153,154
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $4,655,402
10.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,045,538
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $9,894,790
29.5%
Assets/Debt
Total Assets $1,037,994,144
Total Liabilities $950,224,242
Net Assets $87,769,902
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Craig Leonard (President & Ceo) $738,327 $0 $59,259
Helen Laskaris (Mortgage Loan Originator) $394,727 $0 $26,851
Sharon Cummings (Mortgage Loan Originator) $368,756 $0 $26,851
Michael Levine (Mortgage Loan Originator) $348,790 $0 $27,240
Thomas Montilli (Evp & Chief Experience Officer) $307,212 $0 $54,892
Daisy J Familia (Mortgage Loan Originator) $295,128 $0 $26,171
Peter Buchanan (Svp, Real Estate Lending) $251,508 $0 $49,758
Harman Kaur (Director) $0 $0 $0
Jason Luke (Director) $0 $0 $0
Gonzalo Munoz Sanz (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0
Shahar Ziv (Director) $0 $0 $0
John Lichten (Treasurer/Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
Anne Dexter (Director) $0 $0 $0
Dee Dee Chen (Director) $0 $0 $0
April Edrington (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jeremiah Murphy (Vice Chairman/Director) $0 $0 $0
Mary Straub (Clerk/Director) $0 $0 $0
Geoerge White (Chairman/Director) $0 $0 $0
Susan G Simon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$43,073,837
Expenses
$35,107,979
Net Income
$7,965,858
Net Assets
$79,993,293
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $34,877,413
81.0%
Investment Income $1,546,457
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $6,649,967
15.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,553,304
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $8,191,264
23.3%
Assets/Debt
Total Assets $936,760,234
Total Liabilities $856,766,941
Net Assets $79,993,293
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eugene Foley (President & Ceo (Retired 07/20)) $804,646 $0 $47,133
Craig Leonard (President & Ceo) $451,096 $0 $68,661
Helen Laskaris (Mortgage Loan Originator) $407,334 $0 $35,262
Sharon Cummings (Mortgage Loan Originator) $332,900 $0 $32,888
Michael Levine (Mortgage Loan Originator) $323,874 $0 $32,859
Thomas Montilli (Evp & Chief Experience Off) $297,562 $0 $52,343
Peter Buchanan (Svp, Real Estate Lending) $250,289 $0 $47,737
John Degnan (Svp, Operations) $249,696 $0 $44,995
Guillermo Banchiere (Director) $0 $0 $0
Jason Luke (Director) $0 $0 $0
James Barrows (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0
Shahar Ziv (Director) $0 $0 $0
John Lichten (Treasurer/Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
Anne Dexter (Director) $0 $0 $0
Dee Dee Chen (Director) $0 $0 $0
April Edrington (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jeremiah Murphy (Vice Chairman/Director) $0 $0 $0
Mary Straub (Clerk/Director) $0 $0 $0
Geoerge White (Chairman/Director) $0 $0 $0
Susan G Simon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$41,742,454
Expenses
$34,869,443
Net Income
$6,873,011
Net Assets
$71,407,635
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,345,605
89.5%
Investment Income $1,958,897
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,437,952
5.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,317,073
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $8,911,616
25.6%
Assets/Debt
Total Assets $815,945,301
Total Liabilities $744,537,666
Net Assets $71,407,635
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eugene Foley (President & Ceo) $755,399 $0 $54,135
Craig Leonard (Executive Vp & Chief Financial Officer) $322,446 $0 $53,992
Sharon Cummings (Mortgage Loan Originator) $251,571 $0 $31,243
Helen Laskaris (Mortgage Loan Originator) $246,550 $0 $31,161
Thomas Montilli (Evp & Chief Experience Officer) $239,228 $0 $47,999
Peter Buchanan (Svp, Real Estate Lending) $209,182 $0 $44,090
John Degnan (Svp, Operations) $206,286 $0 $40,602
Paul Connors (Avp Deposit Operations) $193,470 $0 $38,870
Guillermo Banchiere (Director) $0 $0 $0
James Barrows (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0
Shahar Ziv (Director) $0 $0 $0
Dee Dee Chen (Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
Anne Dexter (Director) $0 $0 $0
John Lichten (Treasurer/Director) $0 $0 $0
April Edrington (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jeremiah Murphy (Vice Chairman/Director) $0 $0 $0
Jason Luke (Director) $0 $0 $0
Mary Straub (Clerk/Director) $0 $0 $0
Geoerge White (Chairman/Director) $0 $0 $0
Susan G Simon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$35,466,964
Expenses
$28,914,790
Net Income
$6,552,174
Net Assets
$64,228,914
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $33,200,229
93.6%
Investment Income $1,029,275
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,237,460
3.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,009,997
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $7,821,062
27.0%
Assets/Debt
Total Assets $732,242,446
Total Liabilities $668,013,532
Net Assets $64,228,914
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eugene J Foley (President And Ceo) $509,393 $0 $58,890
Craig Leonard (Evp & Cfo) $280,157 $0 $55,171
Sharon Cummings (Mortgage Loan Originator) $240,151 $0 $34,013
Thomas Montilli (Chief Mktg & Retail Office) $220,447 $0 $48,572
Helen Laskaris (Mortgage Loan Originator) $197,716 $0 $32,621
Peter Buchanan (Svp, Real Estate Lending) $194,700 $0 $44,856
John Degnan (Svp, Operation) $193,720 $0 $45,125
Thomas Murphy (Svp, Consumer Lending) $190,298 $0 $45,376
Guillermo Banchiere (Director) $0 $0 $0
James Barrows (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0
Shahar Ziv (Director) $0 $0 $0
Dee Dee Chen (Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
Ann Dexter (Director) $0 $0 $0
John Lichten (Treasurer/Director) $0 $0 $0
April Edrington (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jeremiah Murphy (Vice Chairman/Director) $0 $0 $0
Jason Luke (Director) $0 $0 $0
Mary Straub (Clerk/Director) $0 $0 $0
George White (Chairman/Director) $0 $0 $0
Susan G Simon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,659,967
Expenses
$24,177,667
Net Income
$7,482,300
Net Assets
$57,654,761
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $28,746,264
90.8%
Investment Income $768,483
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,145,220
6.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $968,181
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $6,708,073
27.7%
Assets/Debt
Total Assets $635,007,152
Total Liabilities $577,352,391
Net Assets $57,654,761
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eugene J Foley (President And Ceo) $487,491 $0 $52,351
Craig Leonard (Evp & Cfo) $266,500 $0 $48,492
Michael Levine (Mortgage Loan Originator) $253,942 $0 $29,621
Thomas Montilli (Chief Mktg & Retail Office) $214,200 $0 $41,987
Sharon Cummings (Mortgage Loan Originator) $212,698 $0 $29,079
Thomas Murphy (Svp, Consumer Lending) $185,400 $0 $38,292
John Degnan (Svp, Operation) $182,160 $0 $37,876
Peter Buchanan (Svp, Real Estate Lending) $182,160 $0 $37,876
Amartya Ray (Director (Term Ended Mar. 2017)) $0 $0 $0
Guillermo Banchiere (Director) $0 $0 $0
James Barrows (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0
Shahar Ziv (Director) $0 $0 $0
Dee Dee Chen (Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
Ann Dexter (Director) $0 $0 $0
John Lichten (Treasurer/Director) $0 $0 $0
April Edrington (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jeremiah Murphy (Vice Chairman/Director) $0 $0 $0
Jason Luke (Director) $0 $0 $0
Mary Straub (Clerk/Director) $0 $0 $0
George White (Chairman/Director) $0 $0 $0
Susan G Simon (Director (As Of Apr. 2017)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$27,087,633
Expenses
$21,650,496
Net Income
$5,437,137
Net Assets
$50,384,680
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,301,518
89.7%
Investment Income $790,078
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,996,037
7.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $813,411
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $5,760,649
26.6%
Assets/Debt
Total Assets $572,272,714
Total Liabilities $521,888,034
Net Assets $50,384,680
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eugene J Foley (President And Ceo) $461,329 $0 $51,283
Craig Leonard (Evp & Cfo) $254,678 $0 $46,765
Thomas Murphy (Svp, Consumer Lending) $179,598 $0 $37,203
John Degnan (Svp, Operation) $164,147 $0 $35,255
Peter Buchanan (Svp, Real Estate Lending) $164,147 $0 $35,255
Michael Levine (Mortgage Loan Originator) $128,726 $0 $29,021
Tanise Adams Wade (Controller) $119,054 $0 $29,683
Thomas Montilli (Chief Mktg & Retail Officer) $97,403 $0 $26,455
Guillermo Banchiere (Director) $0 $0 $0
Ann Dexter (Director) $0 $0 $0
Shahar Ziv (Director) $0 $0 $0
James Barrows (Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
John Lichten (Treasurer/Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jerremiah Murphy (Vice Chairman/Director) $0 $0 $0
Jason Luke (Director) $0 $0 $0
Mary Straub (Clerk/Director) $0 $0 $0
George White (Chairman/Director) $0 $0 $0
Dee Dee Chen (Director) $0 $0 $0
April Edrington (Director) $0 $0 $0
Amartya Ray (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$24,060,816
Expenses
$19,760,768
Net Income
$4,300,048
Net Assets
$44,796,555
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,855,676
90.8%
Investment Income $883,988
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,321,152
5.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $858,546
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $4,890,505
24.7%
Assets/Debt
Total Assets $515,925,030
Total Liabilities $471,128,475
Net Assets $44,796,555
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eugene J Foley (President And Ceo) $439,452 $0 $53,083
Craig Leonard (Evp & Cfo) $243,792 $0 $46,212
Cheryl Gorman Thru 92015 (Evp, Retail Services) $175,302 $0 $37,194
Thomas Murphy (Vp, Consumer Lending) $158,526 $0 $34,949
Michael Levine (Mortgage Loan Originator) $135,802 $0 $32,359
Peter Buchanan (Vp, Real Estate Lending) $133,415 $0 $31,474
John Degnan (Vp, Operation) $132,536 $0 $31,348
J Ason De Angelo (Director Of It) $113,562 $0 $25,517
Guillermo Banchiere (Director) $0 $0 $0
Ann Dexter (Director) $0 $0 $0
Edward Doctoroff (Director) $0 $0 $0
James Barrows (Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
John Lichten (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jerremiah Murphy (Director) $0 $0 $0
Jason Luke (Director) $0 $0 $0
Mary Straub (Director) $0 $0 $0
George White (Director) $0 $0 $0
Dee Dee Chen (Director) $0 $0 $0
Cheryl Hutt (Director) $0 $0 $0
Mark Edington (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,905,172
Expenses
$18,491,270
Net Income
$3,413,902
Net Assets
$40,645,745
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,220,167
92.3%
Investment Income $1,058,336
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $626,669
2.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $786,911
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $4,445,363
24.0%
Assets/Debt
Total Assets $476,444,131
Total Liabilities $435,798,386
Net Assets $40,645,745
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eugene J Foley (President And Ceo) $372,391 $0 $76,730
Craig Leonard (Evp & Cfo) $224,646 $0 $48,193
Cheryl Gorman (Evp, Retail Services) $189,874 $0 $41,321
Thomas Murphy (Vp, Consumer Lending) $128,706 $0 $30,181
Thomas Montilli (Vp, Marketing) $126,892 $0 $27,834
Peter Buchanan (Vp, Real Estate Lending) $121,897 $0 $27,303
John Degnan (Vp, Operation) $121,865 $0 $27,295
J Ason De Angelo (Director Of It) $110,419 $0 $25,157
Guillermo Banchiere (Director) $0 $0 $0
Karen Deberio (Director) $0 $0 $0
Edward Doctoroff (Director) $0 $0 $0
Edward Emde (Director) $0 $0 $0
Karrie Ford (Director) $0 $0 $0
John Lichten (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jerremiah Murphy (Director) $0 $0 $0
Jason Luke (Director) $0 $0 $0
Mary Straub (Director) $0 $0 $0
George White (Director) $0 $0 $0
William Murphy (Director) $0 $0 $0
Cheryl Hutt (Director) $0 $0 $0
Mark Edington (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,955,979
Expenses
$17,339,753
Net Income
$2,616,226
Net Assets
$36,910,017
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,093,339
90.7%
Investment Income $1,070,290
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $792,350
4.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $767,784
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $4,304,712
24.8%
Assets/Debt
Total Assets $442,774,315
Total Liabilities $405,864,298
Net Assets $36,910,017
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eugene J Foley (President And Ceo) $366,599 $0 $80,336
Craig Leonard (Evp & Cfo) $219,697 $0 $49,827
Cheryl Gorman (Evp, Retail Services) $193,872 $0 $43,970
Peter Buchanan (Vp, Lending) $121,850 $0 $27,636
Thomas Montilli (Vp, Marketing) $121,697 $0 $27,601
John Degnan (Vp, Operation) $116,960 $0 $26,527
Thomas Murphy (Director Of Student Services) $114,939 $0 $26,068
Michael Levine (Mortgage Originator) $104,963 $0 $23,806
Guillermo Banchiere (Director) $0 $0 $0
Karen Deberio (Director) $0 $0 $0
Edward Doctoroff (Director) $0 $0 $0
Edward Emde (Director) $0 $0 $0
Edward Feldman (Director) $0 $0 $0
John Lichten (Director) $0 $0 $0
Thomas Lucey (Director) $0 $0 $0
Jerremiah Murphy (Director) $0 $0 $0
Stephen King (Director) $0 $0 $0
Mary Straub (Director) $0 $0 $0
George White (Director) $0 $0 $0
William Murphy (Director) $0 $0 $0
Cheryl Hutt (Director) $0 $0 $0
Mark Edington (Director) $0 $0 $0
Dennis Campbell (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,728,927
Expenses
$17,167,860
Net Income
$2,561,067
Net Assets
$35,585,499
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,608,785
94.3%
Investment Income $900,267
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $219,875
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,293,750
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $3,669,342
21.4%
Assets/Debt
Total Assets $415,027,474
Total Liabilities $379,441,975
Net Assets $35,585,499

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,353,066
Expenses
$16,313,013
Net Income
$2,040,053
Net Assets
$32,843,109
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,476,205
95.2%
Investment Income $781,688
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $95,173
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,059,069
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $3,273,063
20.1%
Assets/Debt
Total Assets $384,677,354
Total Liabilities $351,834,245
Net Assets $32,843,109

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »