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Fiat Lux Risk And Insurance Company

  • Washington, DC
  • Tax-exempt since Dec. 2015
  • EIN: 46-1828839

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Mutual/Membership Benefit Organizations, Other / Insurance Providers, Services (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$538M (2023)

Expenses
$387M (2023)

Total Assets
$1.8B (2023)

Total Liabilities
$1.33B (2023)

Source: Form 990 tax filings from 2014 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending June
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$538,359,834
Expenses
$386,766,449
Net Income
$151,593,385
Net Assets
$465,649,887
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $513,517,033
95.4%
Investment Income $24,842,801
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,796,549,488
Total Liabilities $1,330,899,601
Net Assets $465,649,887
Compensation
Key Employees and Officers Compensation Related Other
Charles F Robinson (Director/Secretary (Until 9/15/22)) $0 $513,964 $120,824
Kevin A Confetti (President) $0 $277,657 $84,235
Nathan Brostrom (Director/Chair/Cfo) $0 $477,600 $103,247
Norman L Hamill (Director/Asst. Secretary) $0 $293,478 $64,600
Erin Gore (Director (Until 10/01/22)) $0 $0 $0
Jarid Beck (Director) $0 $0 $0
Michael Beck (Director) $0 $0 $0
Michael Drake (Director) $0 $943,384 $90,133
Rachael Nava (Director) $0 $414,276 $87,121
Ron Cortez (Director) $0 $0 $0
Chris C Harrington (Asst. Secretary) $0 $0 $0
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Document Links

990
Filed on May 15, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending June
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$917,692,875
Expenses
$887,029,207
Net Income
$30,663,668
Net Assets
$276,182,020
Notable Sources of Revenue Percent of Total Revenue
Contributions $400,000,000
43.6%
Program Services $477,279,017
52.0%
Investment Income $15,327,800
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $25,086,058
2.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,175,669,791
Total Liabilities $1,899,487,771
Net Assets $276,182,020
Compensation
Key Employees and Officers Compensation Related Other
Charles F Robinson (Director/Secretary) $0 $482,417 $116,021
Kevin A Confetti (President (Began 7/28/21)) $0 $258,638 $83,246
Nathan Brostrom (Director/Chair/Cfo) $0 $457,825 $113,648
Norman L Hamill (Director/Asst. Secretary) $0 $251,993 $73,785
Cheryl Lloyd (Director (Until 7/28/21)) $0 $333,948 $105,307
Erin Gore (Director) $0 $0 $0
Jarid Beck (Director) $0 $0 $0
Michael Drake (Director) $0 $863,120 $86,052
Rachael Nava (Director) $0 $393,549 $83,613
Ron Cortez (Director (Until 12/5/2021)/ Independent Director (Started 12/5/2021)) $0 $423,855 $78,826
Chris C Harrington (Asst. Secretary) $0 $260,715 $49,595
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Document Links

990
Filed on May 15, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending June
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$443,747,119
Expenses
$352,589,201
Net Income
$91,157,918
Net Assets
$409,166,031
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $432,480,950
97.5%
Investment Income $11,266,931
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$762
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,939,824,017
Total Liabilities $1,530,657,986
Net Assets $409,166,031
Compensation
Key Employees and Officers Compensation Related Other
Charles F Robinson (Director/Secretary) $0 $484,305 $53,142
Cheryl Lloyd (Director/President) $0 $323,942 $37,258
Nathan Brostrom (Director/Chair/Cfo (Began July 2020)) $0 $470,065 $30,294
Paul Jenny (Director/Chair/Cfo (Through July 2020)) $0 $248,965 $11,729
Erin Gore (Director) $0 $0 $0
Janet A Napolitano (Director (Through July 2020)) $0 $553,302 $38,757
Jarid Beck (Director) $0 $0 $0
Michael Drake (Director (Began August 2020)) $0 $256,446 $6,887
Rachael Nava (Director) $0 $395,787 $42,009
Ronald S Cortez (Director) $0 $417,831 $20,634
Chris C Harrington (Asst. Secretary) $0 $262,444 $5,041
Norman Hamill (Asst. Secretary) $0 $241,410 $15,887
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Document Links

990
Filed on May 16, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending June
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$440,203,686
Expenses
$407,127,291
Net Income
$33,076,395
Net Assets
$186,219,373
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $395,891,073
89.9%
Investment Income $20,461,308
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $23,851,305
5.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,447,182,654
Total Liabilities $1,260,963,281
Net Assets $186,219,373
Compensation
Key Employees and Officers Compensation Related Other
Charles F Robinson (Director/Secretary) $0 $475,194 $81,593
Cheryl Lloyd (Director/President) $0 $277,114 $61,569
Nathan Brostrom (Director/Chair/Cfo (Through October 2019)) $0 $458,585 $50,059
Paul Jenny (Director/Chair/Cfo (Beginning October 2019)) $0 $407,193 $43,182
Erin Gore (Director) $0 $0 $0
Janet A Napolitano (Director) $0 $587,658 $62,735
Jarid Beck (Director) $0 $0 $0
Rachael Nava (Director) $0 $384,685 $77,101
Ronald S Cortez (Director) $0 $408,244 $48,050
Chris C Harrington (Asst. Secretary) $0 $256,568 $26,277
Norman Hamill (Asst. Secretary) $0 $238,148 $30,148
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Document Links

990
Filed on May 6, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
990-T

For unrelated business income from activities not substantially related to the organization's tax-exempt purpose

PDF

Fiscal Year Ending June
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$300,568,597
Expenses
$259,253,879
Net Income
$41,314,718
Net Assets
$192,318,258
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $275,675,122
91.7%
Investment Income $21,966,736
7.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,926,739
1.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,209,049,946
Total Liabilities $1,016,731,688
Net Assets $192,318,258
Compensation
Key Employees and Officers Compensation Related Other
Cheryl Lloyd (Director/President) $0 $255,115 $40,151
Nathan Brostrom (Director/Chair/Cfo) $0 $433,304 $43,628
Charles F Robinson (Director/Secretary) $0 $463,101 $49,346
Jarid Beck (Director) $0 $0 $0
Ronald S Cortez (Director) $0 $384,899 $43,265
Erin Gore (Director) $0 $0 $0
Janet A Napolitano (Director) $0 $588,353 $31,273
Rachael Nava (Director) $0 $374,623 $49,261
Norman Hamill (Asst. Secretary) $0 $231,227 $38,607
Chris C Harrington (Asst. Secretary) $0 $244,529 $24,041
+ View more people

Document Links

990
Filed on June 30, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
990-T

For unrelated business income from activities not substantially related to the organization's tax-exempt purpose

PDF

Fiscal Year Ending June
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$250,090,404
Expenses
$283,860,880
Net Income
-$33,770,476
Net Assets
$121,381,824
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $239,201,454
95.6%
Investment Income $13,006,308
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,117,358
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,089,219,812
Total Liabilities $967,837,988
Net Assets $121,381,824
Compensation
Key Employees and Officers Compensation Related Other
Cheryl Lloyd (President) $0 $246,983 $25,706
Nathan Brostrom (Chair/Cfo) $0 $428,110 $47,588
Charles F Robinson (Secretary) $0 $458,103 $48,908
Rachael Nava (Director) $0 $366,750 $39,110
Janet A Napolitano (Director) $0 $588,440 $34,154
Steven A Olsen (Director (Through 1/1/2018)) $0 $362,261 $38,904
Ronald S Cortez (Director) $0 $273,387 $23,039
Erin Gore (Director) $0 $0 $0
Jarid Beck (Director) $0 $0 $0
Norman Hamill (Asst. Secretary) $0 $225,419 $1,114
John G Falle (Asst. Secretary (Through 11/9/2017)) $0 $310,147 $31,823
Chris C Harrington (Asst. Secretary (Starting 11/9/2017)) $0 $204,803 $5,575
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Document Links

990
Filed on May 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
990-T

For unrelated business income from activities not substantially related to the organization's tax-exempt purpose

PDF

Fiscal Year Ending June
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$226,566,420
Expenses
$367,756,507
Net Income
-$141,190,087
Net Assets
$10,562,137
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $216,406,675
95.5%
Investment Income $9,422,637
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $737,108
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $939,237,057
Total Liabilities $928,674,920
Net Assets $10,562,137
Compensation
Key Employees and Officers Compensation Related Other
Cheryl Lloyd (President) $0 $236,646 $65,440
Nathan Brostrom (Chair/Cfo) $0 $421,042 $70,567
Charles F Robinson (Secretary) $0 $447,291 $70,723
Janet A Napolitano (Director) $0 $580,329 $57,315
Steve A Olsen (Director) $0 $342,244 $71,046
Max C Jong (Director) $0 $0 $0
Philip J Super (Director) $0 $0 $0
Norman Hamill (Asst Secretary (12/13/16 To Current)) $0 $210,309 $44,011
John G Falle (Asst. Secretary) $0 $300,557 $69,091
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Document Links

990
Filed on May 15, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$28,935,343
Expenses
$45,952,256
Net Income
-$17,016,913
Net Assets
-$7,984,410
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,975,945
96.7%
Investment Income $959,398
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $79,916,785
Total Liabilities $87,901,195
Net Assets -$7,984,410
Compensation
Key Employees and Officers Compensation Related Other
Cheryl A Lloyd (President) $0 $237,938 $64,232
Nathan Brostrom (Chair/Cfo) $0 $419,430 $77,720
Charles F Robinson (Secretary) $0 $442,007 $78,549
Max C Jong (Director) $0 $0 $0
Janet A Napolitano (Director) $0 $584,503 $69,964
Steve A Olsen (Director) $0 $327,075 $72,850
Philip J Super (Director) $0 $0 $0
John G Falle (Asst Secretary) $0 $292,773 $68,710
Patricia L Sanders (Asst Secretary) $0 $83,131 $18,778
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Document Links

990
Filed on May 12, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$26,716,581
Expenses
$25,907,363
Net Income
$809,218
Net Assets
$9,401,041
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $26,042,672
97.5%
Investment Income $673,909
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $53,966,392
Total Liabilities $44,565,351
Net Assets $9,401,041
Compensation
Key Employees and Officers Compensation Related Other
Cheryl A Lloyd (President) $0 $216,094 $53,696
Nathan Brostrom (Chair/Cfo) $0 $394,969 $72,302
Charles F Robinson (Secretary) $0 $430,116 $73,261
Max C Jong (Director) $0 $0 $0
Janet A Napolitano (Director) $0 $584,611 $88,456
Steve A Olsen (Director (As Of 09/05/14)) $0 $320,802 $67,304
Philip J Super (Director) $0 $0 $0
John G Falle (Asst Secretary) $0 $284,576 $63,009
Patricia L Sanders (Asst Secretary) $0 $80,874 $16,962
John A Meyer (Former Director) $0 $215,012 $30,359
Peter J Taylor (Former Chair/President) $0 $191,182 $21,033
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Document Links

990
Filed on Feb. 11, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending June
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,696,581
Expenses
$13,116,993
Net Income
$2,579,588
Net Assets
$8,413,164
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,336,560
97.7%
Investment Income $360,021
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $35,125,929
Total Liabilities $26,712,765
Net Assets $8,413,164

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending June
2013

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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