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Money Services Business Association Inc

  • Montvale, NJ
  • Tax-exempt since Jan. 2017
  • EIN: 47-4988442

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Category: Community Improvement, Capacity Building / Business and Industry (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$457k (2024)

Expenses
$458k (2024)

Total Assets
$746k (2024)

Total Liabilities
$416k (2024)

Source: Form 990 tax filings from 2016 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$456,859
Expenses
$458,323
Net Income
-$1,464
Net Assets
$329,808
Notable Sources of Revenue Percent of Total Revenue
Contributions $393,100
86.0%
Program Services $0
Investment Income $18,810
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $44,949
9.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $746,177
Total Liabilities $416,369
Net Assets $329,808
Compensation
Key Employees and Officers Compensation Related Other
Jose A Cortes Serrano (Director) $0 $0 $0
Joe Massie (Director) $0 $0 $0
Antonio Cassio Segura (Director) $0 $0 $0
Nicole Ibbotson (Director) $0 $0 $0
Aurora Garza Hagan (Director/Treasurer) $0 $0 $0
Jorgen Osio Norgaard (Director/Chairperson) $0 $0 $0
Alberto Guerra (Director) $0 $0 $0
Justin Jenter (Director/Secretary) $0 $0 $0
Amanda Kosonen (Director) $0 $0 $0
Allyson Wiblemo (Director) $0 $0 $0
Paul Dwyer Jr (Director) $0 $0 $0
Camerin Cohen (Director) $0 $0 $0
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Document Links

990
Filed on Oct. 16, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$371,936
Expenses
$360,552
Net Income
$11,384
Net Assets
$331,272
Notable Sources of Revenue Percent of Total Revenue
Contributions $340,950
91.7%
Program Services $0
Investment Income $3,195
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $27,791
7.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $725,682
Total Liabilities $394,410
Net Assets $331,272
Compensation
Key Employees and Officers Compensation Related Other
Alberto Laureano (Founding Board Member) $0 $0 $0
Tanya Butler (Director/Secretary) $0 $0 $0
Leonardo Echeverry (Director) $0 $0 $0
Nicole Ibbotson (Director) $0 $0 $0
Matt Cameron (Director) $0 $0 $0
Aurora Garza Hagan (Director/Treasurer) $0 $0 $0
Jorgen Osio Norgaard (Director/Chairperson) $0 $0 $0
Paul Dwyer Jr (Director/Vice Chairman) $0 $0 $0
Fernando Fayzano (Director) $0 $0 $0
Alberto Guerra (Director) $0 $0 $0
Leea Gibbson (Director) $0 $0 $0
Justin Jenter (Director) $0 $0 $0
Amanda Kosonen (Director) $0 $0 $0
Allyson Wiblemo (Director) $0 $0 $0
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Document Links

990
Filed on Sept. 6, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$362,075
Expenses
$275,320
Net Income
$86,755
Net Assets
$319,888
Notable Sources of Revenue Percent of Total Revenue
Contributions $327,000
90.3%
Program Services $0
Investment Income $727
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $34,348
9.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $644,056
Total Liabilities $324,168
Net Assets $319,888
Compensation
Key Employees and Officers Compensation Related Other
Alberto Laureano (Founding Board Member) $0 $0 $0
Tanya Butler (Director/Secretary) $0 $0 $0
Leonardo Echeverry (Director/Treasurer) $0 $0 $0
Nicole Ibbotson (Director) $0 $0 $0
Jani Gode (Director) $0 $0 $0
Aurora Garza Hagan (Director/Chairperson) $0 $0 $0
Jorgen Osio Norgaard (Director) $0 $0 $0
Paul Dwyer Jr (Director/Vice Chairman) $0 $0 $0
Fernando Fayzano (Director) $0 $0 $0
Alberto Guerra (Director) $0 $0 $0
Laybaa Hernandez (Director) $0 $0 $0
Jenna Wyer (Director) $0 $0 $0
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Document Links

990
Filed on Oct. 26, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$308,090
Expenses
$229,229
Net Income
$78,861
Net Assets
$233,133
Notable Sources of Revenue Percent of Total Revenue
Contributions $299,925
97.3%
Program Services $0
Investment Income $296
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,869
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $539,606
Total Liabilities $306,473
Net Assets $233,133
Compensation
Key Employees and Officers Compensation Related Other
Alberto Laureano (Founding Board Member) $0 $0 $0
Tanya Butler (Director/Secretary) $0 $0 $0
Leonardo Echeverry (Director) $0 $0 $0
Nicole Ibbotson (Director) $0 $0 $0
Jani Gode (Director) $0 $0 $0
Aurora Garza Hagan (Director/Chairperson) $0 $0 $0
Jorgen Osio Norgaard (Director) $0 $0 $0
Paul Dwyer Jr (Director/Vice Chairman) $0 $0 $0
Fernando Fayzano (Director) $0 $0 $0
Jorge Raull (Director) $0 $0 $0
Erick Schneider (Director/Treasurer) $0 $0 $0
Jenna Wyer (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 4, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$302,261
Expenses
$229,146
Net Income
$73,115
Net Assets
$154,272
Notable Sources of Revenue Percent of Total Revenue
Contributions $293,950
97.3%
Program Services $0
Investment Income $453
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,858
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $440,128
Total Liabilities $285,856
Net Assets $154,272
Compensation
Key Employees and Officers Compensation Related Other
Alberto Laureano (Founding Board Member) $0 $0 $0
Tanya Butler (Director) $0 $0 $0
Laybaa Hernandez (Director) $0 $0 $0
Nicole Ibbotson (Director) $0 $0 $0
Jani Gode (Director/Secretary) $0 $0 $0
Aurora Garza Hagan (Director/Chairperson) $0 $0 $0
Anthony Rodriguez (Director) $0 $0 $0
Paul Dwyer (Director/Chairman) $0 $0 $0
Fernando Fayzano (Director) $0 $0 $0
Jorge Raul (Director) $0 $0 $0
Erick Schneider (Director/Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 1, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$240,965
Expenses
$198,272
Net Income
$42,693
Net Assets
$81,157
Notable Sources of Revenue Percent of Total Revenue
Contributions $229,900
95.4%
Program Services $0
Investment Income $410
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,655
4.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $366,487
Total Liabilities $285,330
Net Assets $81,157
Compensation
Key Employees and Officers Compensation Related Other
Alberto Laureano (Founding Board Member) $0 $0 $0
Ajit Paul (Director) $0 $0 $0
Laybaa Hernandez (Director) $0 $0 $0
Nicole Ibbotson (Director/Secretary) $0 $0 $0
Jani Gode (Director) $0 $0 $0
Aurora Garza Hagan (Director/Treasurer) $0 $0 $0
Suresh Ramamurthi (Director) $0 $0 $0
Paul Dwyer (Director/Chairman) $0 $0 $0
Fernando Fayzano (Director) $0 $0 $0
Jorge Raul (Director) $0 $0 $0
Ran Grushkowski (Director) $0 $0 $0
Erick Schneider (Director) $0 $0 $0
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Document Links

990
Filed on Sept. 30, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$221,312
Expenses
$180,780
Net Income
$40,532
Net Assets
$38,464
Notable Sources of Revenue Percent of Total Revenue
Contributions $215,000
97.1%
Program Services $0
Investment Income $62
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,250
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $273,640
Total Liabilities $235,176
Net Assets $38,464
Compensation
Key Employees and Officers Compensation Related Other
Alberto Laureano (Ceo) $0 $0 $0
John Ricci (General Counsel) $0 $0 $0
Laybaa Hernandez (Director) $0 $0 $0
Nicole Ibbotson (Director/Secretary) $0 $0 $0
Marcel Licht (Director) $0 $0 $0
Aurora Garza Hagan (Director/Treasurer) $0 $0 $0
Suresh Ramamurthi (Director/Ceo) $0 $0 $0
Paul Dwyer (Director/Chairman) $0 $0 $0
Fernando Fayzano (Director) $0 $0 $0
Jorge Raul (Director) $0 $0 $0
Ran Grushkowski (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 24, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$179,707
Expenses
$153,246
Net Income
$26,461
Net Assets
-$2,068
Notable Sources of Revenue Percent of Total Revenue
Contributions $176,100
98.0%
Program Services $0
Investment Income $25
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,582
2.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $209,400
Total Liabilities $211,468
Net Assets -$2,068
Compensation
Key Employees and Officers Compensation Related Other
Laybaa Hernandez (Director) $0 $0 $0
Nicole Ibbotson (Director) $0 $0 $0
Marcel Licht (Director) $0 $0 $0
Aurora Garza Hagan (Director) $0 $0 $0
Suresh Ramamurthi (Director) $0 $0 $0
Joana Santos (Director) $0 $0 $0
Alberto Laureano (Chairman) $0 $0 $0
John Ricci (Treasurer) $0 $0 $0
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990
Filed on Oct. 29, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$134,267
Expenses
$149,357
Net Income
-$15,090
Net Assets
-$28,529
Notable Sources of Revenue Percent of Total Revenue
Contributions $131,750
98.1%
Program Services $0
Investment Income $17
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,500
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $124,471
Total Liabilities $153,000
Net Assets -$28,529
Compensation
Key Employees and Officers Compensation Related Other
Laybaa Hernandez (Director) $0 $0 $0
Nicole Ibbotson (Director) $0 $0 $0
Marcel Licht (Director) $0 $0 $0
Juan Carlos Perirea (Director) $0 $0 $0
Suresh Ramamurthi (Director) $0 $0 $0
Joana Santos (Director) $0 $0 $0
Alberto Laureano (Chairman) $0 $0 $0
John Ricci (Treasurer) $0 $0 $0
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990
Filed on Nov. 7, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

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E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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