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Frontier Community Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$11.9M (2023)

Expenses
$12.5M (2023)

Total Assets
$209M (2023)

Total Liabilities
$192M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,877,062
Expenses
$12,523,760
Net Income
-$646,698
Net Assets
$17,613,620
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,500
0.0%
Program Services $11,193,799
94.2%
Investment Income $803,858
6.8%
Bond Proceeds $0
Royalties $30,417
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$152,512
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $735,039
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,633,130
21.0%
Assets/Debt
Total Assets $209,223,552
Total Liabilities $191,609,932
Net Assets $17,613,620
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $181,738 $0 $8,119
Alex Zimmerman (Chief Financial Officer) $137,624 $0 $13,805
Darrin Depriest (Evp Chief Lending Office) $136,122 $0 $126,808
Kathryn Stone Mcmiller (Chief Administrative Officer) $118,104 $0 $12,398
William Heinen (Chairman) $0 $0 $0
Donald Homan (Vice Chairman) $0 $0 $321
Judy Guenther (Secretary/Treasurer) $0 $0 $0
Curtis Gilfert (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0
David Nester (Director) $0 $0 $0
Myranda Agnew (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,882,689
Expenses
$9,293,801
Net Income
$588,888
Net Assets
$18,217,941
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,500
0.0%
Program Services $9,569,521
96.8%
Investment Income $325,638
3.3%
Bond Proceeds $0
Royalties $30,635
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$44,605
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $471,368
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,282,099
24.6%
Assets/Debt
Total Assets $189,315,193
Total Liabilities $171,097,252
Net Assets $18,217,941
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $183,597 $0 $8,119
Darrin Depriest (Evp Chief Lending Officer) $133,448 $0 $8,154
Alex Zimmerman (Chief Financial Officer) $125,304 $0 $12,425
Bill Heinen (Chairperson) $0 $0 $0
Donald Homan (Vice Chairperson) $0 $0 $321
Judy Guenther (Secretary/Treasurer) $0 $0 $0
Fredericka Braconnier (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0
David Nester (Director) $0 $0 $0
Myranda Agnew (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,258,692
Expenses
$8,133,954
Net Income
$1,124,738
Net Assets
$18,873,585
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,500
0.0%
Program Services $9,077,867
98.0%
Investment Income $168,802
1.8%
Bond Proceeds $0
Royalties $31,015
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$20,492
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $459,492
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,022,067
24.9%
Assets/Debt
Total Assets $177,390,013
Total Liabilities $158,516,428
Net Assets $18,873,585
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $183,597 $0 $8,194
Darrin Depriest (Evp Chief Lending Office) $130,071 $0 $7,602
Alex Zimmerman (Chief Financial Officer) $117,426 $0 $12,316
Carol Perry (Chairperson) $0 $0 $0
Bill Heinen (Vice Chairperson) $0 $0 $0
Judy Guenther (Secretary/Treasurer) $0 $0 $0
Donald Homan (Director) $0 $0 $286
Fredericka Braconnier (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0
David Nester (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,706,131
Expenses
$8,678,369
Net Income
$27,762
Net Assets
$17,977,199
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,500
0.0%
Program Services $8,425,650
96.8%
Investment Income $302,964
3.5%
Bond Proceeds $0
Royalties $28,371
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$52,354
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $452,467
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,063,717
23.8%
Assets/Debt
Total Assets $159,317,595
Total Liabilities $141,340,396
Net Assets $17,977,199
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $196,149 $0 $8,411
Darrin Depriest (Evp Chief Lending Officer) $120,281 $0 $6,925
Alex Zimmerman (Chief Financial Officer) $111,624 $0 $8,791
Carol Perry (Chairperson) $0 $0 $0
Donald Homan (Vice Chairperson) $0 $0 $286
Ronald Harrod (Secretary) $0 $0 $0
Judy Guenther (Treasurer) $0 $0 $0
Fredericka Braconnier (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0
Bill Heinen (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,424,319
Expenses
$8,142,876
Net Income
$281,443
Net Assets
$17,517,450
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,500
0.0%
Program Services $7,910,344
93.9%
Investment Income $503,656
6.0%
Bond Proceeds $0
Royalties $28,139
0.3%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$19,320
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $334,110
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,249,581
27.6%
Assets/Debt
Total Assets $147,451,567
Total Liabilities $129,934,117
Net Assets $17,517,450
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $197,723 $0 $9,575
Darrin Depriest (Executive Vice President/Clo) $119,704 $0 $6,822
Carol Perry (Chairman) $0 $0 $0
Donald Homan (Vice Chairman) $0 $0 $286
Ronald Harrod (Secretary) $0 $0 $0
Judy Guenther (Treasurer) $0 $0 $0
Fredericka Braconnier (Director) $0 $0 $0
Jeffery Porter (Director) $0 $0 $0
Zabbir Pirani (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,536,931
Expenses
$6,834,402
Net Income
$702,529
Net Assets
$17,236,007
Notable Sources of Revenue Percent of Total Revenue
Contributions $5,000
0.1%
Program Services $7,030,046
93.3%
Investment Income $516,240
6.8%
Bond Proceeds $0
Royalties $28,004
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$42,359
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $272,373
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,908,623
27.9%
Assets/Debt
Total Assets $145,582,615
Total Liabilities $128,346,608
Net Assets $17,236,007
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $160,288 $0 $8,874
Darrin Depriest (Executive Vice President/Clo) $96,859 $0 $6,079
Donald Homan (Chairman) $0 $0 $273
Carol Perry (Vice Chairman) $0 $0 $0
Ronald Harrod (Secretary) $0 $0 $0
Judy Guenther (Treasurer) $0 $0 $0
Freddie Braconnier (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0
Zabbir Pirani (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,452,123
Expenses
$6,020,851
Net Income
$431,272
Net Assets
$16,533,478
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,787,935
89.7%
Investment Income $603,253
9.3%
Bond Proceeds $0
Royalties $24,029
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $36,906
0.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $141,741
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,955,306
32.5%
Assets/Debt
Total Assets $129,723,812
Total Liabilities $113,190,334
Net Assets $16,533,478
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $133,905 $0 $7,560
Donald Homan (Chairman) $0 $0 $276
Judy Guenther (Vice Chairman) $0 $0 $0
Ronald Harrod (Secretary) $0 $0 $0
Carol Perry Marguerite (Treasurer) $0 $0 $0
Freddie Braconnier (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0
Zabbir Pirani (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,244,954
Expenses
$4,936,980
Net Income
$307,974
Net Assets
$16,102,206
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,569,314
87.1%
Investment Income $660,580
12.6%
Bond Proceeds $0
Royalties $24,644
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$9,584
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $113,704
2.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,526,925
30.9%
Assets/Debt
Total Assets $123,325,809
Total Liabilities $107,223,603
Net Assets $16,102,206
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $104,559 $0 $8,429
Donald Homan (Chairman) $0 $0 $358
Judy Guenther (Vice Chairman) $0 $0 $0
Ronald Harrod (Secretary) $0 $0 $0
Carol Perry Marguerite (Treasurer) $0 $0 $0
Donald Bohnsack (Director) $0 $0 $358
Freddie Braconnier (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,721,347
Expenses
$4,272,843
Net Income
$448,504
Net Assets
$15,794,232
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,181,689
88.6%
Investment Income $511,356
10.8%
Bond Proceeds $0
Royalties $22,678
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,624
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $95,121
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,366,500
32.0%
Assets/Debt
Total Assets $119,603,251
Total Liabilities $103,809,019
Net Assets $15,794,232
Compensation
Key Employees and Officers Compensation Related Other
Michael Augustine (President/Ceo) $84,938 $0 $9,109
Donald Homan (Chairman) $0 $0 $358
Judy Guenther (Vice Chairman) $0 $0 $0
Ronald Harrod (Treasurer) $0 $0 $0
John Leavitt (Secretary) $0 $0 $358
Carol Perry Marguerite (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0
Donald Bohnsack (Director) $0 $0 $358

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,575,127
Expenses
$4,017,752
Net Income
$557,375
Net Assets
$15,345,728
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,138,802
90.5%
Investment Income $447,652
9.8%
Bond Proceeds $0
Royalties $20,245
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$31,572
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $334,736
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,067,111
26.6%
Assets/Debt
Total Assets $114,151,911
Total Liabilities $98,806,183
Net Assets $15,345,728
Compensation
Key Employees and Officers Compensation Related Other
William E Hauber (President) $163,659 $0 $14,120
Shelly Anne Arnold (Vice President Accounting) $74,960 $0 $4,326
Michael Augustine (Vice President Lending) $70,438 $0 $6,294
Donald Homan (Chairman) $0 $0 $313
John Leavitt (Secretary) $0 $0 $313
Ronald Harrod (Treasurer) $0 $0 $0
Judy Guenther (Director) $0 $0 $0
Jeff Porter (Director) $0 $0 $0
Carol Perry Marguerite (Director) $0 $0 $0
Donald Bohnsack (Director) $0 $0 $313

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,606,265
Expenses
$3,851,946
Net Income
$754,319
Net Assets
$14,788,353
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,157,621
90.3%
Investment Income $442,895
9.6%
Bond Proceeds $0
Royalties $20,681
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14,932
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $326,791
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,081,197
28.1%
Assets/Debt
Total Assets $111,735,658
Total Liabilities $96,947,305
Net Assets $14,788,353
Compensation
Key Employees and Officers Compensation Related Other
William E Hauber (President) $162,043 $0 $13,618
Shelly Anne Arnold (Vice President Accounting) $71,839 $0 $4,366
Michael Augustine (Vice President Lending) $71,137 $0 $3,262
Jeffrey Porter (Chairman) $0 $0 $0
Marguerite Cass (Vice Chairman) $0 $0 $0
John Leavitt (Secretary) $0 $0 $263
Ronald Harrod (Treasurer) $0 $0 $0
Donald Homan (Director) $0 $0 $0
Donald Bohnsack (Director) $0 $0 $263
Judy Guenther (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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