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Cambridge Savings Charitable Foundation Inc

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Philanthropy, Voluntarism and Grantmaking Foundations / Private Independent Foundations (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
−$657k (2023)

Expenses
$3.1M (2023)

Total Assets
$1.57M (2023)

Total Liabilities
$0 (2023)

Years with missing data
Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
-$656,672
Expenses
$3,098,006
Net Income
-$3,754,678
Net Assets
$1,565,166
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $0
Interest Revenue $0
Dividends $121,702
Sales of Assets -$1,088,374
Other Income $310,000
Notable Expenses Percent of Total Expenses
Charitable Disbursements $2,740,156
88.4%
Compensation of Officers* $36,000
1.2%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $1,565,166
Total Liabilities $0
Net Assets $1,565,166
Compensation
Key Employees and Officers Compensation Other
Anne Adams Cushman (Director) $7,500 $0
Robert P Reardon (Director) $7,500 $0
Robert Ramsey (Director) $7,500 $0
Robert M Wilson (Director) $7,500 $0
Charles O Lyons Passed Away (Director) $6,000 $0
Wayne F Patenaude (President/Ceo/Chairman) $0 $0
Stephen J Coukos (Evp/General Counsel/Clerk) $0 $0
Michael Gilles (Evp/Coo/Cfo/Treasurer/Asst. Clerk) $0 $0
Jeri Foutter (Vp/Assistant Clerk) $0 $0
Daniel Carey (Svp/Controller) $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$4,036,746
Expenses
$2,359,497
Net Income
$1,677,249
Net Assets
$5,546,799
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $4,017,013
99.5%
Interest Revenue $0
Dividends $52,183
1.3%
Sales of Assets -$32,450
Other Income $0
Notable Expenses Percent of Total Expenses
Charitable Disbursements $2,326,497
98.6%
Compensation of Officers* $33,000
1.4%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $5,546,818
Total Liabilities $19
Net Assets $5,546,799
Compensation
Key Employees and Officers Compensation Other
Robert P Reardon (Chairman Of The Board) $7,500 $0
Robert Ramsey (Director) $7,500 $0
Charles O Lyons (Director) $7,500 $0
Anne Adams Cushman (Director) $6,000 $0
Robert M Wilson (Director) $4,500 $0
Wayne F Patenaude (President/Ceo/Director) $0 $0
Stephen J Coukos (Evp/General Counsel/Clerk) $0 $0
Michael Gilles (Evp/Coo/Cfo/Treasurer/Asst. Clerk) $0 $0
Jeri Foutter (Vp/Assistant Clerk) $0 $0
Daniel Carey (Svp/Controller) $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$3,756,089
Expenses
$1,924,276
Net Income
$1,831,813
Net Assets
$3,952,060
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $3,526,153
93.9%
Interest Revenue $0
Dividends $45,143
1.2%
Sales of Assets -$11,957
Other Income $196,750
5.2%
Notable Expenses Percent of Total Expenses
Charitable Disbursements $1,924,276
100%
Compensation of Officers* $28,500
1.5%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $3,952,060
Total Liabilities $0
Net Assets $3,952,060
Compensation
Key Employees and Officers Compensation Other
Robert P Reardon (Director) $6,500 $0
Robert Ramsey (Director) $6,500 $0
Charles O Lyons (Director) $6,500 $0
Anne Adams Cushman (Director) $4,500 $0
Robert M Wilson (Director) $4,500 $0
Wayne F Patenaude (President/Ceo/Director) $0 $0
Jeri Foutter (Svp/Assistant Clerk) $0 $0
Stephen J Coukos (Evp/General Counsel/Clerk) $0 $0
Michael Gilles (Evp/Coo/Cfo/Treasurer/Asst. Clerk) $0 $0
Dana Philbrook (Svp/Controller) $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$1,430,299
Expenses
$2,052,986
Net Income
-$622,687
Net Assets
$1,704,274
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $1,410,800
98.6%
Interest Revenue $0
Dividends $55,215
3.9%
Sales of Assets $0
Other Income $86,500
6.0%
Notable Expenses Percent of Total Expenses
Charitable Disbursements $2,048,986
99.8%
Compensation of Officers* $33,000
1.6%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $1,704,275
Total Liabilities $1
Net Assets $1,704,274
Compensation
Key Employees and Officers Compensation Other
Robert P Reardon (Director) $7,000 $0
Robert Ramsey (Director) $7,000 $0
Charlie Lyons (Director) $7,000 $0
Anne Adams Cushman (Director) $6,000 $0
Robert M Wilson (Director) $6,000 $0
Wayne F Patenaude (President/Ceo/Director) $0 $0
Jeri Foutter (Svp/Assistant Clerk) $0 $0
Stephen J Coukos (Evp/General Counsel/Clerk) $0 $0
Michael Gilles (Evp/Coo/Cfo/Treasurer/Asst. Clerk) $0 $0
Dana Philbrook (Svp/Controller) $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$2,108,123
Expenses
$1,024,162
Net Income
$1,083,961
Net Assets
$2,739,510
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $2,030,974
96.3%
Interest Revenue $34,628
1.6%
Dividends $0
Sales of Assets $0
Other Income $96,250
4.6%
Notable Expenses Percent of Total Expenses
Charitable Disbursements $1,010,601
98.7%
Compensation of Officers* $16,500
1.6%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $2,739,511
Total Liabilities $1
Net Assets $2,739,510
Compensation
Key Employees and Officers Compensation Other
Robert P Reardon (Director) $3,750 $0
Robert Ramsey (Director) $3,750 $0
Charlie Lyons (Director) $3,750 $0
Anne Adams Cushman (Director) $3,000 $0
Robert M Wilson (Director) $2,250 $0
Wayne F Patenaude (President/Ceo/Director) $0 $0
Susan Lapierre (Svp/Assistant Clerk) $0 $0
Stephen J Coukos (Evp/General Counsel/Clerk) $0 $0
Michael Gilles (Evp/Coo/Cfo/Treasurer/Asst. Clerk) $0 $0
Dana Philbrook (Svp/Controller) $0 $0

Document Links

Fiscal Year Ending Dec.
2018

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2017

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2016

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$519,580
Expenses
$336,599
Net Income
$182,981
Net Assets
$415,227
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $511,753
98.5%
Interest Revenue $165
0.0%
Dividends $5,664
1.1%
Sales of Assets $1,998
0.4%
Other Income $0
Notable Expenses Percent of Total Expenses
Charitable Disbursements $336,599
100%
Compensation of Officers* $6,600
2.0%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $415,227
Total Liabilities $0
Net Assets $415,227

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$769
Expenses
$392,100
Net Income
-$391,331
Net Assets
$232,246
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $0
Interest Revenue $769
100%
Dividends $0
Sales of Assets $0
Other Income $0
Notable Expenses Percent of Total Expenses
Charitable Disbursements $392,100
100%
Compensation of Officers* $6,900
1.8%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $232,246
Total Liabilities $0
Net Assets $232,246

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$2,191
Expenses
$559,312
Net Income
-$557,121
Net Assets
$623,577
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $0
Interest Revenue $2,191
100%
Dividends $0
Sales of Assets $0
Other Income $0
Notable Expenses Percent of Total Expenses
Charitable Disbursements $559,312
100%
Compensation of Officers* $6,300
1.1%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $625,077
Total Liabilities $1,500
Net Assets $623,577

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$4,663
Expenses
$445,468
Net Income
-$440,805
Net Assets
$1,180,698
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $0
Interest Revenue $4,663
100%
Dividends $0
Sales of Assets $0
Other Income $0
Notable Expenses Percent of Total Expenses
Charitable Disbursements $445,468
100%
Compensation of Officers* $5,700
1.3%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $1,180,698
Total Liabilities $0
Net Assets $1,180,698

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990-PF
Revenue
$506,000
Expenses
$453,010
Net Income
$52,990
Net Assets
$1,621,503
Notable Sources of Revenue Percent of Total Revenue
Contributions Received $500,000
98.8%
Interest Revenue $6,000
1.2%
Dividends $0
Sales of Assets $0
Other Income $0
Notable Expenses Percent of Total Expenses
Charitable Disbursements $452,760
99.9%
Compensation of Officers* $5,700
1.3%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.
Assets/Debt
Total Assets $1,621,503
Total Liabilities $0
Net Assets $1,621,503

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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