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Navigant Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$131M (2022)

Expenses
$96.9M (2022)

Total Assets
$3.42B (2022)

Total Liabilities
$3.11B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$130,542,626
Expenses
$96,880,404
Net Income
$33,662,222
Net Assets
$314,649,322
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $121,746,533
93.3%
Investment Income $7,108,045
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,800
0.0%
Net Fundraising $0
Sales of Assets $464,028
0.4%
Net Inventory Sales $0
Other Revenue $1,222,220
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,362,536
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $24,524,674
25.3%
Assets/Debt
Total Assets $3,423,774,708
Total Liabilities $3,109,125,386
Net Assets $314,649,322
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $1,265,793 $0 $46,325
Kathleen Orovitz (President/Ceo (As Of 10/31/2022)) $707,980 $0 $77,401
Lisa G Dandeneau (Sr Evp/Coo) $492,271 $0 $107,830
Jason M Jolin (Evp/Cfo) $366,970 $0 $83,804
H Chris Der Vartanian (Svp/Cro) $362,302 $0 $24,501
Jonathan Roberts (Svp/Cio) $337,190 $0 $79,999
David Decubellis (Svp/Cro) $333,440 $0 $71,137
Ross Silva (Avp Bus. Dev/Regional Loan) $315,820 $0 $42,440
Jeffrey P Cascione (Vp Commercial Lending) $297,294 $0 $66,770
Freddie C Almeida (Avp Mortgage Loan Office) $272,893 $0 $36,443
David Pellegrino (Vp Compliance) $247,741 $0 $49,433
Leonarda Conti (Avp Mortgage Loan Office) $216,565 $0 $21,478
Timothy (Svp Pr & Community Engagement) $191,460 $0 $53,876
Roland R Lachapelle (Director/Vice Chairman) $43,012 $0 $0
Charles H Deblois (Director) $38,587 $0 $0
Ann M Kashmanian (Director/Secretary) $28,100 $0 $0
James K Salome (Director) $25,725 $0 $0
Robert Murray (Director) $23,875 $0 $0
Paul Beaudoin (Director) $19,275 $0 $0
Joseph Beretta (Director/Chairman) $18,375 $0 $0
Michael Ryan (Director) $18,375 $0 $0
Peter Baziotis (Director) $18,375 $0 $0
Catherine Parente (Director (As Of 05/22)) $12,000 $0 $0
Kayla Guarino (Director (Ended 02/22)) $3,150 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$116,968,150
Expenses
$84,961,155
Net Income
$32,006,995
Net Assets
$301,278,558
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $107,727,747
92.1%
Investment Income $4,745,913
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,800
0.0%
Net Fundraising $0
Sales of Assets $985,981
0.8%
Net Inventory Sales $0
Other Revenue $3,497,709
3.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,022,324
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $21,819,983
25.7%
Assets/Debt
Total Assets $3,081,655,511
Total Liabilities $2,780,376,953
Net Assets $301,278,558
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $1,844,107 $0 $35,237
Lisa G Dandeneau (Sr Evp/Coo) $437,610 $0 $102,031
Jason M Jolin (Evp/Cfo) $322,671 $0 $78,548
Ross Silva (Avp Bus. Dev/Regional Loan) $320,888 $0 $41,101
Kathleen Orovitz (Evp/Crbo) $298,396 $0 $74,255
Jonathan Roberts (Svp/Cio) $290,641 $0 $71,905
Freddie C Almeida (Avp Mortgage Loan Office) $289,501 $0 $36,538
Jeffrey P Cascione (Vp Commercial Lending) $279,024 $0 $59,704
Leonarda Conti (Avp Mortgage Loan Office) $243,367 $0 $21,374
H Chris Der Vartanian (Svp/Cro) $223,007 $0 $50,135
David Decubellis (Svp/Cro) $219,328 $0 $57,648
David Pellegrino (Vp Compliance) $207,948 $0 $11,190
Brian A Azar (Evp/Clo (Ended 4/9/2021)) $152,188 $0 $19,169
Charles H Deblois (Director) $42,075 $0 $0
Ann M Kashmanian (Director/Secretary) $27,725 $0 $0
James K Salome (Director) $24,975 $0 $0
Roland R Lachapelle (Director/Vice Chairman) $24,000 $0 $0
Robert Murray (Director) $23,350 $0 $0
Paul Beaudoin (Director) $18,675 $0 $0
Peter Baziotis (Director) $18,525 $0 $0
Kayla Guarino (Director) $18,450 $0 $0
Michael Ryan (Director) $18,300 $0 $0
Joseph Beretta (Director/Chairman) $18,300 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$107,632,052
Expenses
$90,517,304
Net Income
$17,114,748
Net Assets
$272,557,661
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $99,819,177
92.7%
Investment Income $4,862,281
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,800
0.0%
Net Fundraising $0
Sales of Assets $3,044,177
2.8%
Net Inventory Sales $0
Other Revenue -$104,383
Notable Expenses Percent of Total Expenses
Executive Compensation $2,762,179
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $21,595,841
23.9%
Assets/Debt
Total Assets $2,701,497,948
Total Liabilities $2,428,940,287
Net Assets $272,557,661
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $699,978 $0 $243,964
Lisa G Dandeneau (Sr Evp/Coo) $416,525 $0 $97,791
Brian A Azar (Evp/Clo) $346,241 $0 $34,555
Jason M Jolin (Evp/Cfo) $302,466 $0 $73,632
Freddie C Almeida (Avp Mortgage Loan Office) $279,124 $0 $35,331
Ross Silva (Avp Bus. Dev/Regional Loan) $277,890 $0 $39,413
Kathleen Orovitz (Evp/Crbo) $277,673 $0 $71,750
Jonathan Roberts (Svp/Cio) $269,654 $0 $63,819
Leonarda Conti (Avp Mortgage Loan Office) $262,185 $0 $22,973
Jeffrey P Cascione (Vp Commercial Lending) $244,336 $0 $57,676
H Chris Der Vartanian (Svp/Cro) $219,341 $0 $48,615
David Decubellis (Vp Residential Mortgage) $210,604 $0 $52,998
Charles H Deblois (Director) $40,976 $0 $0
Ann M Kashmanian (Director/Chairman) $27,350 $0 $0
James K Salome (Director/Vice Chairman) $24,900 $0 $0
Robert Murray (Director/Secretary) $23,275 $0 $0
Roland R Lachapelle (Director) $22,901 $0 $0
Paul Beaudoin (Director) $18,450 $0 $0
Joseph Beretta (Director) $18,375 $0 $0
Peter Baziotis (Director) $18,075 $0 $0
Michael Ryan (Director) $18,000 $0 $0
Kayla Guarino (Director) $16,500 $0 $0
Alfred P Degen (Director (Retired)) $1,500 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$106,887,466
Expenses
$86,605,185
Net Income
$20,282,281
Net Assets
$250,793,761
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $97,931,688
91.6%
Investment Income $6,131,690
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,800
0.0%
Net Fundraising $0
Sales of Assets $2,208,956
2.1%
Net Inventory Sales $0
Other Revenue $604,332
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,126,461
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $17,492,314
20.2%
Assets/Debt
Total Assets $2,345,509,867
Total Liabilities $2,094,716,106
Net Assets $250,793,761
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $2,140,467 $0 $233,106
Lisa G Dandeneau (Evp/Coo) $388,809 $0 $93,159
Brian A Azar (Svp/Clo) $317,500 $0 $70,494
H Chris Der Vartanian (Svp/Cro) $315,445 $0 $47,433
Jason M Jolin (Evp/Cfo) $260,750 $0 $62,214
Kathleen Orovitz (Svp Crbo) $256,250 $0 $66,690
Jonathan Roberts (Svp Cio) $230,500 $0 $55,667
Freddie C Almeida (Avp Mortgage Loan Officer) $222,650 $0 $33,780
Jeffrey P Cascione (Vp Commercial Lending) $213,509 $0 $28,009
Leonarda Conti (Avp Mortgage Loan Officer) $198,187 $0 $20,728
David Decubellis (Vp Residential Mortgage) $178,941 $0 $28,068
Ross Silva (Avp Bus. Dev/Regional Loan Officier) $174,901 $0 $30,045
Roland R Lachapelle (Director/Vice Chairman) $45,907 $0 $0
Charles H Deblois (Director) $36,782 $0 $0
Ann M Kashmanian (Director/Secretary) $22,425 $0 $0
James K Salome (Director) $19,750 $0 $0
Alfred P Degen (Vice Chairman) $15,525 $0 $0
Paul Beaudoin (Director) $15,525 $0 $0
Robert Murray (Director) $15,375 $0 $0
Joseph Beretta (Director) $15,375 $0 $0
Michael Ryan (Director) $15,075 $0 $0
Peter Baziotis (Director) $15,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$91,588,190
Expenses
$71,527,210
Net Income
$20,060,980
Net Assets
$230,176,419
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $84,553,021
92.3%
Investment Income $5,223,103
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,800
0.0%
Net Fundraising $0
Sales of Assets $1,177,502
1.3%
Net Inventory Sales $0
Other Revenue $623,764
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,276,568
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $17,392,467
24.3%
Assets/Debt
Total Assets $2,187,804,095
Total Liabilities $1,957,627,676
Net Assets $230,176,419
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $591,470 $0 $215,019
Lisa G Dandeneau (Evp/Coo) $362,763 $0 $85,245
Brian A Azar (Svp/Clo) $287,500 $0 $56,775
Kathleen Orovitz (Svp Crbo) $236,750 $0 $60,762
Freddie C Almeida (Mortgage Originator) $218,471 $0 $32,566
Stephen Angell (Former Ceo Dexter Cu) $210,206 $0 $0
Jonathan Roberts (Svp Cio) $203,250 $0 $45,658
H Chris Der Vartanian (Svp/Cro) $196,938 $0 $45,046
Jason M Jolin (Svp/Cfo) $184,616 $0 $25,390
Jeffrey P Cascione (Vp Commercial Lending) $181,936 $0 $25,870
Leonarda Conti (Mortgage Originator) $181,454 $0 $21,657
Ross Silva (Regional Loan Officer) $176,467 $0 $29,227
David Decubellis (Vp Residential Mortgage) $166,693 $0 $28,055
Roland R Lachapelle (Director/Vice Chairman) $44,290 $0 $0
Charles H Deblois (Director) $35,465 $0 $0
Ann M Kashmanian (Director/Secretary) $22,200 $0 $0
James K Salome (Director) $19,675 $0 $0
Alfred P Degen (Vice Chairman) $15,450 $0 $0
Paul Beaudoin (Director) $15,450 $0 $0
Robert Murray (Director) $15,375 $0 $0
Joseph Beretta (Director) $15,225 $0 $0
Michael Ryan (Director) $15,150 $0 $0
Peter Baziotis (Director) $15,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$75,752,593
Expenses
$58,924,132
Net Income
$16,828,461
Net Assets
$209,828,666
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $70,036,664
92.5%
Investment Income $4,174,138
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,800
0.0%
Net Fundraising $0
Sales of Assets $1,434,596
1.9%
Net Inventory Sales $0
Other Revenue $96,395
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,749,598
9.8%
Professional Fundraising Fees $0
Other Salaries and Wages $11,071,776
18.8%
Assets/Debt
Total Assets $1,933,532,470
Total Liabilities $1,723,703,804
Net Assets $209,828,666
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $4,201,248 $0 $26,595
Cidalia Rocha (Former Employee) $581,230 $0 -$4,160
Daniel J O'brien (Svp/Cfo) $372,372 $0 $62,680
Lisa G Dandeneau (Evp/Coo) $324,373 $0 $80,245
Brian A Azar (Svp/Clo) $216,154 $0 $50,781
Stephen Angell (Former Ceo Dexter Cu) $210,206 $0 $0
Kathleen Orovitz (Svp Retail Banking) $208,837 $0 $50,452
H Chris Der Vartanian (Svp/Cro) $186,103 $0 $39,264
Jeffrey P Cascione (Vp Commercial Lending) $172,543 $0 $24,615
Freddie C Almeida (Mortgage Originator) $165,026 $0 $26,836
Judy Fischbach (Vp Controller) $139,174 $0 $24,882
Mary Maloney (Vp Asset/Liability Management) $135,747 $0 $24,209
Jonathan Roberts (Svp Cio) $133,978 $0 $38,309
Alfred P Degen (Vice Chairman) $44,774 $0 $0
Roland R Lachapelle (Director/Vice Chairman) $43,477 $0 $0
Charles H Deblois (Director) $34,127 $0 $0
Ann M Kashmanian (Director/Secretary) $22,200 $0 $0
James K Salome (Director) $19,583 $0 $0
Paul Beaudoin (Director) $15,525 $0 $0
Robert Murray (Director) $15,375 $0 $0
Joseph Beretta (Director) $15,300 $0 $0
Michael Ryan (Director) $15,150 $0 $0
Peter Baziotis (Director) $15,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$67,874,142
Expenses
$53,621,574
Net Income
$14,252,568
Net Assets
$194,690,637
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $62,376,621
91.9%
Investment Income $3,286,879
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,800
0.0%
Net Fundraising $0
Sales of Assets $2,112,619
3.1%
Net Inventory Sales $0
Other Revenue $87,223
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,719,441
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $12,673,927
23.6%
Assets/Debt
Total Assets $1,790,718,272
Total Liabilities $1,596,027,635
Net Assets $194,690,637
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $525,988 $0 $374,882
Lisa G Dandeneau (Evp/Coo) $522,258 $0 $77,408
Daniel J O'brien (Svp/Cfo) $440,603 $0 $60,630
Frederick Reinhardt Iii (Svp/Clo) $423,162 $0 $58,369
Kenneth Senus (Svp It) $218,168 $0 $50,982
Kathleen Orovitz (Svp Retail Banking) $195,291 $0 $47,690
H Chris Der Vartanian (Svp/Cro) $184,416 $0 $37,275
Freddie C Almeida (Mortgage Originator) $164,785 $0 $27,112
Stephen Angell (Fomer Ceo Dexter Cu) $153,612 $0 $0
Jeffrey P Cascione (Vp Commercial Lending) $145,500 $0 $24,590
Leonarda Conti (Mortgage Originator) $134,232 $0 $16,970
Timothy Draper (Vp Marketing) $125,119 $0 $24,138
Roland R Lachapelle (Director) $40,015 $0 $0
Charles H Deblois (Director) $32,890 $0 $0
Joseph Beretta (Director) $24,800 $0 $0
Ann M Kashmanian (Director/Secretary) $20,275 $0 $0
Alfred P Degen (Vice Chairman) $15,825 $0 $0
Paul Beaudoin (Director) $15,525 $0 $0
Robert Murray (Director) $15,225 $0 $0
Michael Ryan (Director) $15,000 $0 $0
James K Salome (Director) $15,000 $0 $0
Peter Baziotis (Director) $15,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$59,223,981
Expenses
$47,598,513
Net Income
$11,625,468
Net Assets
$181,238,557
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $54,772,270
92.5%
Investment Income $3,157,707
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,414
0.0%
Net Fundraising $0
Sales of Assets $1,223,874
2.1%
Net Inventory Sales $0
Other Revenue $59,716
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,557,686
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $11,147,298
23.4%
Assets/Debt
Total Assets $1,580,996,531
Total Liabilities $1,399,757,974
Net Assets $181,238,557
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $509,877 $0 $341,164
Lisa G Dandeneau (Evp/Coo) $292,451 $0 $61,862
Daniel J O'brien (Svp/Cfo) $236,295 $0 $54,442
Frederick Reinhardt Iii (Svp/Clo) $235,881 $0 $53,820
Kenneth Senus (Svp It) $207,245 $0 $49,068
Kathleen Orovitz (Svp Retail Banking) $189,612 $0 $46,185
H Chris Der Vartanian (Svp/Cro) $180,246 $0 $37,157
Freddie C Almeida (Mortgage Originator) $159,344 $0 $25,989
Jeffrey P Cascione (Vp Commercial Lending) $134,284 $0 $22,557
Leonarda Conti (Mortgage Originator) $131,364 $0 $17,147
Timothy Draper (Vp Marketing) $122,746 $0 $23,445
Judy Fischbach (Vp Controller) $121,542 $0 $23,512
Roland R Lachapelle (Director) $38,176 $0 $0
Charles H Deblois (Director) $31,426 $0 $0
Joseph Beretta (Director) $24,425 $0 $0
Ann M Kashmanian (Director) $20,050 $0 $0
Alfred P Degen (Vice Chairman) $15,525 $0 $0
Paul Beaudoin (Director) $15,375 $0 $0
Robert Murray (Director) $15,150 $0 $0
Michael Ryan (Director) $15,075 $0 $0
James K Salome (Director) $15,000 $0 $0
Peter Baziotis (Director) $15,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$55,292,498
Expenses
$48,282,875
Net Income
$7,009,623
Net Assets
$169,159,645
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $50,511,842
91.4%
Investment Income $3,681,314
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,800
0.0%
Net Fundraising $0
Sales of Assets $1,088,542
2.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,055,590
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $11,471,617
23.8%
Assets/Debt
Total Assets $1,511,112,011
Total Liabilities $1,341,952,366
Net Assets $169,159,645
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary E Furtado (President/Treasurer) $462,752 $0 $293,044
Lisa G Dandeneau (Evp/Coo) $279,990 $0 $56,368
Frederick Iii Reinhardt (Svp/Clo) $228,850 $0 $48,773
Daniel J O'brien (Svp/Cfo) $224,176 $0 $49,286
Kenneth Senus (Svp It) $219,685 $0 $47,204
Kathleen Orovitz (Svp Retail Banking) $184,800 $0 $43,561
H Chris Der Vartanian (Svp/Cro) $166,823 $0 $33,983
Jeffrey P Cascione (Vp) $135,451 $0 $22,401
Freddie C Almeida (Mortgage Originator) $130,698 $0 $22,358
Cidalia Rocha (Vp Project Management) $129,966 $0 $21,894
Melissa A Carlton (Vp) $129,388 $0 $16,008
Judy Fischbach (Vp Controller) $122,306 $0 $22,175
Roland R Lachapelle (Director) $37,129 $0 $0
Charles H Deblois (Director) $30,379 $0 $0
Maurice R Rhault (Credit Committee) $24,594 $0 $0
Joseph Beretta (Director) $24,200 $0 $0
Ann M Kashmanian (Director) $19,900 $0 $0
Donald R Chevrette (Credit Committee) $16,112 $0 $0
Alfred P Degen (Vice Chairman) $15,675 $0 $0
Robert Murray (Supervisory Committee) $15,225 $0 $0
Paul Beaudoin (Supervisory Committee) $15,150 $0 $0
James K Salome (Director) $15,075 $0 $0
Peter Baziotis (Director) $15,075 $0 $0
Stephen Cross (Supervisory Committee) $15,000 $0 $0
Michael Ryan (Director) $15,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$53,763,565
Expenses
$48,119,412
Net Income
$5,644,153
Net Assets
$167,581,659
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $46,812,844
87.1%
Investment Income $5,261,290
9.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $716,859
1.3%
Net Inventory Sales $0
Other Revenue $972,572
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,769,876
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $10,937,205
22.7%
Assets/Debt
Total Assets $1,459,041,512
Total Liabilities $1,291,459,853
Net Assets $167,581,659
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gary Furtado (President/Treasurer) $439,245 $0 $240,415
Lisa G Dandeneau (Evp/Coo) $241,041 $0 $39,135
Frederick Iii Reinhardt (Svp/Clo) $207,273 $0 $35,507
Daniel J O'brien (Svp/Cfo) $202,083 $0 $35,132
Freddie C Almeida (Mortgage Originator) $201,066 $0 $17,815
Kenneth Senus (Svp It) $176,068 $0 $32,529
Kathleen Orovitz (Svp Retail Banking) $161,219 $0 $31,188
Leonarda M Conti (Mortgage Originator) $151,329 $0 $5,264
H Chris Der Vartanian (Svp/Cro) $144,947 $0 $9,416
Jeffrey P Cascione (Vp) $136,787 $0 $15,914
Melissa A Carlton (Vp) $123,634 $0 $9,330
Cidalia Rocha (Vp Project Management) $122,121 $0 $20,505
Charles Deblois (Director) $35,865 $0 $0
Roland Lachapelle (Director) $31,415 $0 $0
Maurice Rhault (Credit Committee) $21,531 $0 $0
Joseph Beretta (Director) $19,425 $0 $0
Donald Chevrette (Credit Committee) $13,137 $0 $0
Alfred Degen (Vice Chairman) $12,675 $0 $0
Paul Beaudoin (Supervisory Committee) $12,525 $0 $0
Robert Murray (Supervisory Committee) $12,300 $0 $0
Ann Kashmanian (Director) $12,225 $0 $0
Michael Ryan (Director) $12,000 $0 $0
Jean M Ryan (Supervisory Committee) $12,000 $0 $0
James K Salome (Director) $12,000 $0 $0
Peter Baziotis (Director) $12,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$52,676,473
Expenses
$48,364,372
Net Income
$4,312,101
Net Assets
$150,917,158
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $42,583,041
80.8%
Investment Income $7,340,629
13.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,751,121
5.2%
Net Inventory Sales $0
Other Revenue $1,682
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,699,301
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $9,134,583
18.9%
Assets/Debt
Total Assets $1,325,675,739
Total Liabilities $1,174,758,581
Net Assets $150,917,158

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$51,923,260
Expenses
$47,722,340
Net Income
$4,200,920
Net Assets
$152,355,267
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $41,627,075
80.2%
Investment Income $8,980,594
17.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,305,053
2.5%
Net Inventory Sales $0
Other Revenue $10,538
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,507,239
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $8,665,127
18.2%
Assets/Debt
Total Assets $1,256,461,087
Total Liabilities $1,104,105,820
Net Assets $152,355,267

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »