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Rhode Island Property & Casualty Insurance Guaranty Association

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.46M (2023)

Expenses
$3.51M (2023)

Total Assets
$15.6M (2023)

Total Liabilities
$0 (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,464,759
Expenses
$3,510,594
Net Income
-$2,045,835
Net Assets
$15,601,923
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,467,740
> 100%
Investment Income $423,407
28.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$426,388
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $15,601,923
Total Liabilities $0
Net Assets $15,601,923
Compensation
Key Employees and Officers Compensation Related Other
Earl Cottam Chair (Representing Providence Mutual Fire Ins. Co.) $0 $0 $0
Jennifer Morrison Vice Board (Representing Amica Mutual Insurance Company) $0 $0 $0
Donald Baldini Board Member (Representing Liberty Mutual Insurance Company) $0 $0 $0
William Cahill Board Member (Representing Vermont Mutual Insurance Co.) $0 $0 $0
Laurie G Kuiper Board Member (Representing Nationwide Mutual Insurance Co.) $0 $0 $0
Adam Robitaille Board Member (Representing Farmers Prop. & Cas. Ins. Co.) $0 $0 $0
Jay Swiatek Board Member (Representing Factory Mutual Insurance Company) $0 $0 $0
Joseph Torti Board Member (Representing United States Fire Insurance Co) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$393,663
Expenses
$2,957,566
Net Income
-$2,563,903
Net Assets
$17,647,758
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $494,442
> 100%
Investment Income $256,543
65.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$357,322
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,647,758
Total Liabilities $0
Net Assets $17,647,758
Compensation
Key Employees and Officers Compensation Related Other
Earl Cottam Chair (Representing Providence Mutual Fire Ins. Co.) $0 $0 $0
Jennifer Morrison Vice Board (Representing Amica Mutual Insurance Company) $0 $0 $0
Donald Baldini Board Member (Representing Liberty Mutual Insurance Company) $0 $0 $0
William Cahill Board Member (Representing Vermont Mutual Insurance Co.) $0 $0 $0
Laurie G Kuiper Board Member (Representing Nationwide Mutual Insurance Co.) $0 $0 $0
Adam Robitaille Board Member (Representing Farmers Prop. & Cas. Ins. Co.) $0 $0 $0
Jay Swiatek Board Member (Representing Factory Mutual Insurance Company) $0 $0 $0
Joseph Torti Board Member (Representing United States Fire Insurance Co) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,211,306
Expenses
$6,558,943
Net Income
-$5,347,637
Net Assets
$20,211,661
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $908,283
75.0%
Investment Income $254,939
21.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $48,084
4.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $20,211,661
Total Liabilities $0
Net Assets $20,211,661
Compensation
Key Employees and Officers Compensation Related Other
Earl Cottam Chair (Representing Providence Mutual Fire Ins. Co.) $0 $0 $0
Jennifer Morrison Vice Board (Representing Amica Mutual Insurance Company) $0 $0 $0
Donald Baldini Board Member (Representing Liberty Mutual Insurance Company) $0 $0 $0
William Cahill Board Member (Representing Vermont Mutual Insurance Co.) $0 $0 $0
Laurie G Kuiper Board Member (Representing Nationwide Mutual Insurance Co.) $0 $0 $0
Jay Swiatek Board Member (Representing Factory Mutual Insurance Company) $0 $0 $0
Joseph Torti Board Member (Representing United States Fire Insurance Co) $0 $0 $0
Jaynine Warner Board Member (Representing Farmers Prop. & Cas. Ins. Co.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,949,137
Expenses
$6,923,791
Net Income
-$4,974,654
Net Assets
$25,559,298
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $741,206
38.0%
Investment Income $572,902
29.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $635,029
32.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $25,559,298
Total Liabilities $0
Net Assets $25,559,298
Compensation
Key Employees and Officers Compensation Related Other
Maura Travers Chair (Representing Metropolitan Prop. & Cas. Ins. Co.) $0 $0 $0
Earl Cottam Vice Chair (Representing Providence Mutual Fire Ins. Co.) $0 $0 $0
William Cahill Board Member (Representing Vermont Mutual Insurance Co.) $0 $0 $0
Laurie G Kuiper Board Member (Representing Nationwide Mutual Insurance Co.) $0 $0 $0
Jennifer Morrison Board Member (Representing Amica Mutual Insurance Company) $0 $0 $0
George Ryan Board Member (Representing Liberty Mutual Insurance Company) $0 $0 $0
Jay Swiatek Board Member (Representing Factory Mutual Insurance Company) $0 $0 $0
Joseph Torti Board Member (Representing United States Fire Insurance Co) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,453,151
Expenses
$2,145,816
Net Income
$3,307,335
Net Assets
$30,533,952
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,558,633
83.6%
Investment Income $598,813
11.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $295,705
5.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $30,533,952
Total Liabilities $0
Net Assets $30,533,952

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,308,452
Expenses
$3,433,273
Net Income
$2,875,179
Net Assets
$27,226,617
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,991,975
95.0%
Investment Income $533,617
8.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$217,140
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $27,226,617
Total Liabilities $0
Net Assets $27,226,617

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,458,554
Expenses
$1,351,032
Net Income
$2,107,522
Net Assets
$24,351,438
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,212,759
92.9%
Investment Income $269,544
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$23,749
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $24,351,438
Total Liabilities $0
Net Assets $24,351,438

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,042,821
Expenses
$5,238,135
Net Income
-$2,195,314
Net Assets
$22,243,916
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,836,650
93.2%
Investment Income $227,862
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$21,691
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $22,243,916
Total Liabilities $0
Net Assets $22,243,916

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,592,309
Expenses
$4,479,342
Net Income
$1,112,967
Net Assets
$24,439,230
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,384,307
96.3%
Investment Income $209,657
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,655
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $24,439,230
Total Liabilities $0
Net Assets $24,439,230

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,659,904
Expenses
$2,287,947
Net Income
-$628,043
Net Assets
$23,326,263
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,442,497
86.9%
Investment Income $239,090
14.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$21,683
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $23,326,263
Total Liabilities $0
Net Assets $23,326,263

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,401,916
Expenses
$4,480,225
Net Income
-$2,078,309
Net Assets
$23,954,306
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,038,112
84.9%
Investment Income $421,482
17.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$57,678
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $23,954,306
Total Liabilities $0
Net Assets $23,954,306

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,756,993
Expenses
$1,505,546
Net Income
$3,251,447
Net Assets
$26,032,615
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,094,039
86.1%
Investment Income $550,887
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $112,067
2.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $26,032,615
Total Liabilities $0
Net Assets $26,032,615

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,378,527
Expenses
$3,054,418
Net Income
$324,109
Net Assets
$22,781,168
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,800,900
82.9%
Investment Income $572,914
17.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $4,713
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $22,781,168
Total Liabilities $0
Net Assets $22,781,168

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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