Enterprise Community Loan Fund Inc

Columbia, MD
Tax-exempt since Aug. 1990
EIN: 52-0192004

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Type of Nonprofit

Designated as a 501(c)(3) Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Housing, Shelter / Housing Development, Construction, Management (NTEE)

Donations to this organization are tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions

Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Revenue

$36.1M (2023)

Expenses

$23.8M (2023)

Total Assets

$481M (2023)

Total Liabilities

$346M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Revenue

$36,120,781

Expenses

$23,753,467

Net Income

$12,367,314

Net Assets

$134,707,835

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$9,747,724	27.0%
Program Services	$20,055,842	55.5%
Investment Income	$4,813,873	13.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$1,503,342	4.2%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,454,174	6.1%
Professional Fundraising Fees	$0
Other Salaries and Wages	$3,123,683	13.2%

Assets/Debt
Total Assets	$480,806,615
Total Liabilities	$346,098,780
Net Assets	$134,707,835

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Elise Balboni (President)	$450,187	$0	$34,205
Charlotte Crow (Senior Vice President And Treasurer)	$308,986	$0	$47,649
Timothy Martin (Vp & Chief Credit Officer)	$288,357	$0	$50,508
Jonathan Clarke (Vp & Chief Lending Officer)	$277,080	$0	$32,899
Monica Warren Jones (Strategic Projects Director)	$199,779	$0	$40,924
Anna Smukowski (Senior Director, Capital Programs)	$194,077	$0	$23,231
Sharon Bollers (Director, Lending)	$187,412	$0	$22,072
Joshua Griff (Director, Credit)	$177,162	$0	$41,262
Stephanie Barrett (Senior Loan Officer)	$165,198	$0	$41,549
Lori Chatman (Director)	$0	$865,253	$34,773
William Beckmann (Svp & Chief Financial Officer)	$0	$538,609	$31,081
Linda Manley (General Counsel & Sec. As Of 3/23)	$0	$486,453	$56,834
Stephanie Shack (General Counsel & Sec. Until 3/23)	$0	$327,532	$7,249
Shaun Donovan (Director)	$0	$248,570	$12,827
Charles Werhane (Former Director)	$0	$250,000	$0
Alice Carr (Director)	$0	$0	$0
Cathy Dolan (Director)	$0	$0	$0
Harold Pettigrew (Director Until 3/23)	$0	$0	$0
Cynthia Muller (Director)	$0	$0	$0

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990

Filed on Aug. 13, 2024

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Fiscal Year Ending Dec.
2022

Revenue

$35,729,584

Expenses

$19,483,504

Net Income

$16,246,080

Net Assets

$119,491,155

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$16,174,870	45.3%
Program Services	$18,156,413	50.8%
Investment Income	$1,398,301	3.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,308,241	6.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,976,448	15.3%

Assets/Debt
Total Assets	$426,085,407
Total Liabilities	$306,594,252
Net Assets	$119,491,155

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Elise Balboni (President As Of 12/22)	$366,734	$0	$31,787
Charlotte Crow (Senior Vice President And Treasurer)	$285,367	$0	$45,260
Timothy Martin (Vp & Chief Credit Officer)	$256,213	$0	$47,552
Jonathan Clarke (Vp & Chief Lending Officer)	$245,671	$0	$29,657
Monica Warren Jones (Strategic Projects Director)	$186,723	$0	$40,753
Ekaterina Izyumova (Director Loan Fund)	$182,492	$0	$23,019
Sharon Bollers (Director, Lending)	$174,920	$0	$20,749
Joshua Griff (Director, Credit)	$158,099	$0	$40,915
Joy Garvin (Director Loan Fund)	$157,904	$0	$25,467
Alice Carr (Director)	$0	$0	$0
Cathy Dolan (Director)	$0	$0	$0
Cynthia Muller (Director)	$0	$0	$0
Harold Pettigrew (Director)	$0	$0	$0
Priscilla Almodovar (Director)	$0	$2,262,795	$9,184
Terri North (Director)	$0	$0	$0
Lori Chatman (President Until 12/22)	$0	$650,197	$32,203
Sally Hebner (Svp, Cfo Until 10/22)	$0	$492,729	$33,362
Stephanie Shack (General Counsel & Secretary)	$0	$480,037	$31,787
William Beckmann (Svp, Cfo As Of 12/22)	$0	$107,645	$6,664
Charles Werhane (Director)	$0	$1,684,582	$16,754

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990

Filed on Aug. 31, 2023

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Fiscal Year Ending Dec.
2021

Revenue

$25,996,753

Expenses

$14,161,786

Net Income

$11,834,967

Net Assets

$103,186,587

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$11,057,795	42.5%
Program Services	$14,913,018	57.4%
Investment Income	$25,940	0.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,594,872	11.3%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,637,746	18.6%

Assets/Debt
Total Assets	$332,804,742
Total Liabilities	$229,618,155
Net Assets	$103,186,587

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$463,165	$0	$32,655
Charlotte Crow (Senior Vice President And Treasurer)	$268,402	$0	$46,616
Timothy Martin (Vice President And Chief Credit Officer)	$242,682	$0	$49,926
Elise Balboni (Senior Vice President, Strategic Initiatives & Cap)	$234,274	$0	$6,830
James Clarke (Vice President And Chief Lending Officer)	$223,228	$0	$27,093
William Lambe Iii (Sr. Director, Strategic Initiatives And Business D)	$205,351	$0	$30,440
Ekaterina Izyumova (Director Loan Fund)	$165,239	$0	$40,206
Linda Sorden (Sr. Loan Officer)	$151,424	$0	$34,979
Joy Garvin (Director Loan Fund)	$150,852	$0	$13,447
Robert Bachmann (Senior Director, Impact Investing)	$149,385	$0	$18,706
Charles Werhane (Trustee)	$0	$1,341,956	$32,973
Priscilla Almodovar (Trustee)	$0	$1,098,851	$221,816
Alice Carr (Trustee)	$0	$0	$0
Terri North (Trustee)	$0	$0	$0
Cathy Dolan (Trustee)	$0	$0	$0
Cynthia Muller (Trustee)	$0	$0	$0
Harold Pettigrew (Trustee)	$0	$0	$0
Sally Hebner (Chief Financial Officer)	$0	$598,774	$30,474
Stephanie Shack (General Counsel & Secretary)	$0	$644,988	$23,818

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990

Filed on Oct. 18, 2022

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Fiscal Year Ending Dec.
2020

Revenue

$39,063,451

Expenses

$15,787,794

Net Income

$23,275,657

Net Assets

$91,307,967

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$24,025,849	61.5%
Program Services	$14,831,263	38.0%
Investment Income	$206,339	0.5%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,625,720	10.3%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,126,624	13.5%

Assets/Debt
Total Assets	$290,883,051
Total Liabilities	$199,575,084
Net Assets	$91,307,967

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$436,778	$0	$35,576
Antonieta M Ramos (Vice President, Chief Operating Officer)	$291,021	$0	$49,058
Charlotte Crow (Sr. Vice President)	$251,517	$0	$50,256
Timothy Martin (Vice President, Chief Credit Officer)	$229,172	$0	$55,325
James Jonathan Clarke (Vice President, Chief Lending Officer)	$200,902	$0	$26,115
William Lambe Iii (Director Of Capital Solutions)	$183,960	$0	$41,247
Ekaterina Izyumova (Director Of Lending)	$156,861	$0	$42,949
Linda Sorden (Sr. Loan Officer)	$145,272	$0	$40,588
Joy Garvin (Director Of Lending Operations)	$138,986	$0	$30,896
Robert Bachmann (Sr. Loan Officer)	$138,505	$0	$18,946
Cathy Dolan (Trustee)	$0	$0	$0
Charles Werhane (Trustee)	$0	$1,241,217	$338,334
David Senft (Trustee)	$0	$0	$0
Judd Levy (Trustee)	$0	$0	$0
Cynthia Muller (Trustee)	$0	$0	$0
Marla Bilonick (Trustee)	$0	$0	$0
Sally Hebner (Chief Financial Officer)	$0	$609,902	$51,413
Stephanie Shack (General Counsel & Secretary)	$0	$368,187	$62,953

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990

Filed on Sept. 1, 2021

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Fiscal Year Ending Dec.
2019

Revenue

$17,068,850

Expenses

$12,671,635

Net Income

$4,397,215

Net Assets

$67,806,675

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$960,652	5.6%
Program Services	$15,501,670	90.8%
Investment Income	$606,528	3.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,566,660	12.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$1,436,576	11.3%

Assets/Debt
Total Assets	$290,337,622
Total Liabilities	$222,530,947
Net Assets	$67,806,675

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$435,042	$0	$34,824
Antonieta M Ramos (Sr. Vice President)	$255,446	$0	$55,098
Charlotte Crow (Sr. Vice President)	$250,790	$0	$48,648
Timothy Martin (Vice President)	$221,440	$0	$55,220
James Jonathan Clarke (Vice President)	$188,464	$0	$21,688
William Lambe Iii (Director Of Capital Solutions)	$163,004	$0	$44,919
Ekaterina Izyumova (Director Of Lending)	$144,536	$0	$29,702
Linda Sorden (Sr. Loan Officer)	$143,505	$0	$38,862
Joy Garvin (Director Of Lending Operations)	$130,528	$0	$30,332
Joshua Griff (Sr. Loan Officer)	$124,785	$0	$44,029
Bill Beckmann (Director)	$0	$0	$0
Cathy Dolan (Director)	$0	$0	$0
Charles Werhane (Director)	$0	$1,173,159	$301,857
David Senft (Director)	$0	$0	$0
Ron Grzywinski (Director)	$0	$0	$0
Judd Levy (Director)	$0	$0	$0
Cynthia Muller (Director)	$0	$0	$0
Marla Bilonick (Director)	$0	$0	$0
Sally Hebner (Chief Financial Officer)	$0	$569,337	$49,690
Stephanie Shack (General Counsel & Secretary)	$0	$329,650	$145,178
Faith Thomas (Former Officer)	$0	$326,550	$50,267

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990

Filed on Sept. 18, 2020

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Fiscal Year Ending Dec.
2018

Revenue

$24,541,629

Expenses

$13,693,890

Net Income

$10,847,739

Net Assets

$65,200,652

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$11,422,097	46.5%
Program Services	$12,631,452	51.5%
Investment Income	$488,080	2.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,289,880	9.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$1,375,090	10.0%

Assets/Debt
Total Assets	$274,556,414
Total Liabilities	$209,355,762
Net Assets	$65,200,652

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$425,410	$0	$22,916
Charlotte Crow (Treasurer/Sr. Vice President)	$240,258	$0	$53,840
Antonieta M Ramos (Vice President)	$227,984	$0	$52,047
Timothy Martin (Vice President)	$215,811	$0	$51,614
James Clarke (Director Of Lending)	$174,176	$0	$19,775
Ekaterina Izyumova (Senior Loan Officer)	$141,276	$0	$22,910
Linda Sorden (Senior Lender)	$139,953	$0	$36,191
Sharon Bollars (Senior Lender)	$125,518	$0	$18,217
Joshua Griff (Senior Loan Officer)	$123,992	$0	$31,875
Cathy Dolan (Director)	$0	$0	$0
Charles Werhane (Chair)	$0	$1,152,651	$258,273
Scott Hoekman (Director)	$0	$527,841	$185,587
Bill Beckmann (Director)	$0	$0	$0
Ron Grzywinski (Director)	$0	$0	$0
Cynthia Muller (Director)	$0	$0	$0
Marla Bilonick (Director)	$0	$0	$0
Barry Libert (Director)	$0	$0	$0
Keith Fairey (Assistant Secretary)	$0	$292,598	$52,666
Faith Thomas (Secretary)	$0	$316,090	$47,548
Judith Kende (Assistant Secretary)	$0	$218,492	$56,030
Sally Hebner (Vice President)	$0	$521,168	$56,473
Stephanie Shack (Secretary)	$0	$274,577	$129,394

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990

Filed on Nov. 8, 2019

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990-T

For unrelated business income from activities not substantially related to the organization's tax-exempt purpose

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Fiscal Year Ending Dec.
2017

Revenue

$13,341,649

Expenses

$9,832,413

Net Income

$3,509,236

Net Assets

$54,376,399

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$2,506,905	18.8%
Program Services	$10,582,558	79.3%
Investment Income	$216,943	1.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$35,243	0.3%
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,030,362	10.5%
Professional Fundraising Fees	$0
Other Salaries and Wages	$1,160,733	11.8%

Assets/Debt
Total Assets	$219,558,968
Total Liabilities	$165,182,569
Net Assets	$54,376,399

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$361,997	$0	$20,502
Charlotte Crow (Treasurer/Sr. Vice President)	$234,729	$0	$41,727
Antonieta Ramos (Vice President)	$220,117	$0	$40,528
Timothy Martin (Vice President)	$213,520	$0	$39,956
James Clarke (Director Of Lending)	$164,947	$0	$16,986
Linda Sorden (Senior Lender)	$141,188	$0	$27,193
Justin Chen (Senior Lender)	$132,541	$0	$8,111
Ekaterina Izyumova (Senior Loan Officer)	$129,237	$0	$22,357
Joshua Griff (Senior Loan Officer)	$123,230	$0	$25,114
Barry Libert (Director)	$0	$0	$0
Bill Beckmann (Director)	$0	$0	$0
Cathy Dolan (Director)	$0	$0	$0
Charles Werhane (Director)	$0	$976,549	$225,604
Cynthia Muller (Director)	$0	$0	$0
Marla Bilonick (Director)	$0	$0	$0
Ron Grzywinski (Director)	$0	$0	$0
Scott Hoekman (Director)	$0	$475,960	$169,526
Craig Mellendick (Vice President)	$0	$265,262	$12,730
Faith Thomas (Secretary)	$0	$316,147	$38,935
Judith Kende (Assistant Secretary)	$0	$272,648	$45,080
Keith Fairey (Assistant Secretary)	$0	$281,930	$45,080
Sally Hebner (Vice President)	$0	$415,534	$76,191

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990

Filed on Aug. 10, 2018

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Fiscal Year Ending Dec.
2016

Revenue

$12,198,674

Expenses

$6,921,306

Net Income

$5,277,368

Net Assets

$50,883,188

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$3,325,000	27.3%
Program Services	$8,420,398	69.0%
Investment Income	$214,018	1.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$239,258	2.0%
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$961,141	13.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$715,644	10.3%

Assets/Debt
Total Assets	$197,097,943
Total Liabilities	$146,214,755
Net Assets	$50,883,188

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$314,225	$0	$20,313
Charlotte Crow (Treasurer/Sr. Vice President)	$227,949	$0	$39,964
Antonieta Ramos (Vice President)	$213,493	$0	$38,409
Timothy Martin (Vice President)	$205,474	$0	$38,079
James Clarke (Director Of Lending)	$154,107	$0	$18,015
Linda Sorden (Senior Lender)	$135,594	$0	$25,896
Justin Chen (Senior Lendor)	$121,026	$0	$7,338
Joshua Griff (Senior Loan Officer)	$116,691	$0	$21,636
Jessica Neilan (Senior Loan Officer)	$104,165	$0	$11,882
Ron Grzywinski (Director)	$0	$0	$0
Scott Hoekman (Director)	$0	$455,865	$107,958
Charles Werhane (Director)	$0	$864,356	$166,648
Bill Beckmann (Director)	$0	$0	$0
Cathy Dolan (Director)	$0	$0	$0
Cynthia Muller (Director)	$0	$0	$0
Faith Thomas (Secretary)	$0	$286,482	$37,686
Keith Fairey (Assistant Secretary)	$0	$256,635	$27,116
Craig Mellendick (Vice President)	$0	$531,150	$43,477
Judith Kende (Assistant Secretary)	$0	$264,720	$34,864
M Ichael Mcneely (Former Vice President)	$0	$354,895	$4,144

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990

Filed on Aug. 28, 2017

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Fiscal Year Ending Dec.
2015

Revenue

$15,948,013

Expenses

$10,680,722

Net Income

$5,267,291

Net Assets

$45,613,987

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$7,953,000	49.9%
Program Services	$7,776,925	48.8%
Investment Income	$218,061	1.4%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$27	0.0%
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$914,942	8.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$829,350	7.8%

Assets/Debt
Total Assets	$176,325,087
Total Liabilities	$130,711,100
Net Assets	$45,613,987

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$288,935	$0	$20,313
Charlotte Crow (Treasurer/Sr. Vice President)	$220,678	$0	$35,703
Antonieta Ramos (Vice President)	$207,297	$0	$34,369
Timothy Martin (Vice President)	$198,032	$0	$33,754
James Clarke (Senior Lender)	$137,603	$0	$15,312
Linda Sorden (Senior Lender)	$131,668	$0	$22,793
Danielle Hammann (Senior Lender)	$128,831	$0	$16,851
Justin Chen (Senior Lendor)	$108,554	$0	$6,521
Megan E Marsick (Investor Relations)	$95,455	$0	$10,483
Ron Grzywinski (Director)	$0	$0	$0
Scott Hoekman (Director)	$0	$431,429	$86,297
Terri Ludwig (Director, Chairman)	$0	$576,345	$39,808
Charles Werhane (Director)	$0	$926,808	$123,673
Bill Beckmann (Director)	$0	$0	$0
Faith Thomas (Secretary)	$0	$274,016	$34,934
Keith Fairey (Assistant Secretary)	$0	$249,362	$38,359
Craig Mellendick (Vice President)	$0	$516,827	$39,808
Judith Kende (Assistant Secretary)	$0	$256,668	$34,621
M Ichael Mcneely (Former Vice President)	$0	$336,242	$20,313

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990

Filed on July 29, 2016

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Fiscal Year Ending Dec.
2014

Revenue

$12,506,843

Expenses

$5,870,974

Net Income

$6,635,869

Net Assets

$40,553,109

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$4,175,770	33.4%
Program Services	$8,105,963	64.8%
Investment Income	$225,056	1.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$54	0.0%
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$873,213	14.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$810,862	13.8%

Assets/Debt
Total Assets	$173,857,855
Total Liabilities	$133,304,746
Net Assets	$40,553,109

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$279,381	$0	$19,890
Charlotte Crow (Treasurer/Sr. Vice President)	$205,578	$0	$41,134
Antonieta Ramos (Vice President)	$204,070	$0	$46,142
Timothy Martin (Vice President)	$184,184	$0	$37,324
James Clarke (Senior Lender)	$133,527	$0	$16,648
Linda Sorden (Senior Lender)	$128,051	$0	$27,238
Danielle Hammann (Senior Lender)	$125,331	$0	$23,610
Malini Nayer (Lender)	$107,503	$0	$33,772
Victoria Barreca (Lender)	$104,574	$0	$11,265
Ron Grzywinski (Director)	$0	$0	$0
Scott Hoekman (Director)	$0	$418,988	$89,589
Terri Ludwig (Director, Chairman)	$0	$539,007	$38,488
Charles Werhane (Director)	$0	$885,189	$117,643
Bill Beckmann (Director)	$0	$0	$0
Faith Thomas (Secretary)	$0	$263,972	$34,023
Keith Fairey (Assistant Secretary)	$0	$240,458	$36,703
Craig Mellendick (Vice President)	$0	$494,128	$38,488
Judith Kende (Assistant Secretary)	$0	$123,707	$12,309
M Ichael Mcneely (Former Vice President)	$0	$324,340	$19,890

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990

Filed on July 16, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2013

Revenue

$9,726,401

Expenses

$5,913,979

Net Income

$3,812,422

Net Assets

$33,652,879

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$1,502,917	15.5%
Program Services	$6,638,793	68.3%
Investment Income	$387,268	4.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,197,423	12.3%
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$623,873	10.5%
Professional Fundraising Fees	$0
Other Salaries and Wages	$521,616	8.8%

Assets/Debt
Total Assets	$153,171,768
Total Liabilities	$119,518,889
Net Assets	$33,652,879

Compensation

Key Employees and Officers	Compensation	Related	Other
Lori Chatman (President)	$247,519	$0	$21,005
Charlotte Crow (Treasurer/Vice President)	$192,198	$0	$40,283
Antonieta Ramos (Vice President)	$184,156	$0	$44,096
Timothy Martin (Chief Credit Officer)	$169,583	$0	$36,192
James Clarke (Senior Lender)	$119,593	$0	$15,632
Linda Sorden (Senior Lender)	$118,363	$0	$27,249
Danielle Hammann (Senior Lender)	$111,825	$0	$24,081
Victoria Barreca (Lender)	$107,692	$0	$12,175
Robert Tsien (Director)	$0	$0	$0
Dorothy Broadman (Director)	$0	$0	$0
Ron Grzywinski (Director)	$0	$0	$0
Scott Hoekman (Director)	$0	$0	$0
Terri Ludwig (Director, Chairman)	$0	$493,610	$50,690
Charles Werhane (Director)	$0	$0	$19,635
Faith Thomas (Secretary)	$0	$254,264	$39,174
M Ichael Mcneely (Vice President)	$0	$330,948	$19,539
Keith Fairey (Assistant Secretary)	$0	$209,267	$38,767
Oyeshola Olatoye (Assistant Secretary)	$0	$204,152	$38,242
William Frey (Former Assistant Secretary)	$0	$223,972	$34,847
Abby Jo Sigal (Former Assistant Secretary)	$0	$259,490	$36,270

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990

Filed on Aug. 12, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2012

Revenue

$8,991,769

Expenses

$8,522,073

Net Income

$469,696

Net Assets

$30,494,458

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$1,988,959	22.1%
Program Services	$6,658,550	74.1%
Investment Income	$344,260	3.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$599,338	7.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$635,074	7.5%

Assets/Debt
Total Assets	$147,516,517
Total Liabilities	$117,022,059
Net Assets	$30,494,458

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Revenue

$15,876,278

Expenses

$7,781,898

Net Income

$8,094,380

Net Assets

$29,471,881

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$8,832,437	55.6%
Program Services	$6,790,100	42.8%
Investment Income	$253,741	1.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$561,326	7.2%
Professional Fundraising Fees	$0
Other Salaries and Wages	$542,654	7.0%

Assets/Debt
Total Assets	$155,634,201
Total Liabilities	$126,162,320
Net Assets	$29,471,881

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

Raw filing data. Includes EINs and summary financials as structured data.
Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated October 30, 2024

Enterprise Community Loan Fund Inc

Organization summary

Type of Nonprofit

Details

Summary charts: organization finances over time

Revenue $36.1M (2023)

Expenses $23.8M (2023)

Total Assets $481M (2023)

Total Liabilities $346M (2023)

Tax Filings by Year

Fiscal Year Ending Dec. 2023

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2022

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2021

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2020

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2019

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2018

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

990-T

Fiscal Year Ending Dec. 2017

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2016

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2015

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2014

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2013

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2012

Revenue

$36.1M (2023)

Expenses

$23.8M (2023)

Total Assets

$481M (2023)

Total Liabilities

$346M (2023)

Fiscal Year Ending Dec.
2023

Fiscal Year Ending Dec.
2022

Fiscal Year Ending Dec.
2021

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2020

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2019

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2018

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2017

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2016

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2015

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2014

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2013

Fiscal Year Ending Dec.
2012

Fiscal Year Ending Dec.
2011

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2010

Fiscal Year Ending Dec.
2009

Fiscal Year Ending Dec.
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Fiscal Year Ending Dec.
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Fiscal Year Ending Dec.
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Fiscal Year Ending Dec.
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Fiscal Year Ending Dec.
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