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Maryland And District Of Columbia Credit Union Association

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Category: Community Improvement, Capacity Building / Promotion of Business (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.11M (2023)

Expenses
$2.08M (2023)

Total Assets
$5.8M (2023)

Total Liabilities
$3.86M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,111,436
Expenses
$2,083,226
Net Income
$28,210
Net Assets
$1,939,541
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,936,790
91.7%
Investment Income $46,602
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $128,044
6.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $543,838
26.1%
Professional Fundraising Fees $0
Other Salaries and Wages $103,500
5.0%
Assets/Debt
Total Assets $5,797,527
Total Liabilities $3,857,986
Net Assets $1,939,541
Compensation
Key Employees and Officers Compensation Related Other
John Bratsakis (President/Ceo) $532,265 $0 $73,544
Michelle Byrnie Parker (Svp/Chief Public Affairs Officer) $192,853 $0 $54,291
Laura Eacho (Chair) $0 $0 $0
Kristin Shultz (Vice Chair) $0 $0 $0
Jeffrey Goff (Treasurer) $0 $0 $0
Becky Mckenzie (Secretary) $0 $0 $0
John Hamilton (Director) $0 $0 $0
Theresa Mann (Director) $0 $0 $0
David Sweiderk (Director) $0 $0 $0
Joe Sparacino (Director) $0 $0 $0
Rick Wieczorek (Director) $0 $0 $0
Timothy Anderson (Director) $0 $0 $0
Vicki Johnston (Director) $0 $0 $0
Toni Niedzialkowski (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,622,924
Expenses
$1,732,452
Net Income
-$109,528
Net Assets
$1,911,330
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,745,514
> 100%
Investment Income $12,981
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising -$215
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$135,356
Notable Expenses Percent of Total Expenses
Executive Compensation $423,385
24.4%
Professional Fundraising Fees $0
Other Salaries and Wages $181,335
10.5%
Assets/Debt
Total Assets $5,289,327
Total Liabilities $3,377,997
Net Assets $1,911,330
Compensation
Key Employees and Officers Compensation Related Other
John Bratsakis (President/Ceo) $423,385 $0 $68,492
Richard Wieczorek (Chairman) $0 $0 $0
Laura Eacho (Vice Chair) $0 $0 $0
Eric Church (Treasurer) $0 $0 $0
Kristin Shultz (Secretary) $0 $0 $0
Jeffrey Goff (Director) $0 $0 $0
Tonia Niedzialkowski (Director) $0 $0 $0
Becky Mckenzie (Director) $0 $0 $0
John Hamilton (Director) $0 $0 $0
Tim Anderson (Director) $0 $0 $0
Theresa Mann (Director) $0 $0 $0
Robert Schroeder (Director) $0 $0 $0
David Sweiderk (Director) $0 $0 $0
Joseph Sparacino (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,256,181
Expenses
$1,241,139
Net Income
$15,042
Net Assets
$2,020,858
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,488,518
> 100%
Investment Income $11,564
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $6,408
0.5%
Net Inventory Sales $0
Other Revenue -$250,309
Notable Expenses Percent of Total Expenses
Executive Compensation $360,348
29.0%
Professional Fundraising Fees $0
Other Salaries and Wages $330,663
26.6%
Assets/Debt
Total Assets $3,014,568
Total Liabilities $993,710
Net Assets $2,020,858
Compensation
Key Employees and Officers Compensation Related Other
John Bratsakis (President/Ceo) $360,347 $0 $60,627
Richard Wieczorek (Chairman) $0 $0 $0
Laura Eacho (Vice Chair) $0 $0 $0
Eric Church (Treasurer) $0 $0 $0
Lois Profili (Secretary) $0 $0 $0
Jeffrey Goff (Director) $0 $0 $0
Kristin Shultz (Director) $0 $0 $0
Becky Mckenzie (Director) $0 $0 $0
John Hamilton (Director) $0 $0 $0
Tim Anderson (Director) $0 $0 $0
Theresa Mann (Director) $0 $0 $0
Robert Schroeder (Director) $0 $0 $0
David Sweiderk (Director) $0 $0 $0
Joseph Sparacino (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,002,553
Expenses
$1,253,356
Net Income
-$250,803
Net Assets
$2,005,816
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,189,554
> 100%
Investment Income $20,457
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$207,458
Notable Expenses Percent of Total Expenses
Executive Compensation $539,928
43.1%
Professional Fundraising Fees $0
Other Salaries and Wages $249,299
19.9%
Assets/Debt
Total Assets $3,136,242
Total Liabilities $1,130,426
Net Assets $2,005,816
Compensation
Key Employees and Officers Compensation Related Other
John Bratsakis (President/Ceo) $431,122 $0 $49,059
Rory Murray (Vp, Advocacy) $108,806 $0 $15,483
Richard Wieczorek (Chairman) $0 $0 $0
Laura Eacho (Vice Chairman) $0 $0 $0
Eric Church (Treasurer) $0 $0 $0
Lois Profili (Secretary) $0 $0 $0
Jeffrey Goff (Director) $0 $0 $0
Christie Clark (Director) $0 $0 $0
Suzie Snyder (Director) $0 $0 $0
John Hamilton (Director) $0 $0 $0
Tim Anderson (Director) $0 $0 $0
Theresa Mann (Director) $0 $0 $0
Jim Norris (Director) $0 $0 $0
David Sweiderk (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,550,596
Expenses
$1,610,237
Net Income
-$59,641
Net Assets
$2,256,618
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,487,288
95.9%
Investment Income $25,192
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $38,116
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $309,822
19.2%
Professional Fundraising Fees $0
Other Salaries and Wages $444,377
27.6%
Assets/Debt
Total Assets $3,275,928
Total Liabilities $1,019,310
Net Assets $2,256,618
Compensation
Key Employees and Officers Compensation Related Other
Richard Wieczorek (Chairman) $0 $0 $0
Laura Eacho (Vice Chairman) $0 $0 $0
Eric Church (Treasurer) $0 $0 $0
Lois Profili (Secretary) $0 $0 $0
Miguel Boluda (Director) $0 $0 $0
Christie Clark (Director) $0 $0 $0
Doc Daugherty (Director) $0 $0 $0
John Hamilton (Director) $0 $0 $0
Marsha King (Director) $0 $0 $0
Theresa Mann (Director) $0 $0 $0
Jim Norris (Director) $0 $0 $0
David Sweiderk (Director) $0 $0 $0
John Bratsakis (President/Ceo) $0 $331,641 $52,288
Rory Murray (Vp, Advocacy) $0 $100,144 $17,713

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,767,404
Expenses
$1,718,424
Net Income
$48,980
Net Assets
$2,733,025
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,354,768
76.7%
Investment Income $21,331
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$38
Net Inventory Sales $0
Other Revenue $391,343
22.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $182,190
10.6%
Professional Fundraising Fees $0
Other Salaries and Wages $576,470
33.5%
Assets/Debt
Total Assets $3,834,170
Total Liabilities $1,101,145
Net Assets $2,733,025
Compensation
Key Employees and Officers Compensation Related Other
Richard Wieczorek (Chairman) $0 $0 $0
Miguel Boluda (Vice Chairman) $0 $0 $0
Marsha King (Treasurer) $0 $0 $0
Lois Profili (Secretary) $0 $0 $0
Theresa Mann (Director/Past Chair) $0 $0 $0
Laura Eacho (Director) $0 $0 $0
Eric Church (Director) $0 $0 $0
Kathleen Geary (Director) $0 $0 $0
David Gilbert (Director) $0 $0 $0
James Norris (Director) $0 $0 $0
Dave Sweiderk (Director) $0 $0 $0
Doc Dougherty (Director) $0 $0 $0
Christie Clark (Director) $0 $0 $0
John Bratsakis (President/Ceo) $0 $317,756 $46,624

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,696,681
Expenses
$1,697,788
Net Income
-$1,107
Net Assets
$2,857,876
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,296,256
76.4%
Investment Income $17,831
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $282
0.0%
Net Inventory Sales $0
Other Revenue $382,312
22.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $478,138
28.2%
Professional Fundraising Fees $0
Other Salaries and Wages $251,818
14.8%
Assets/Debt
Total Assets $3,691,100
Total Liabilities $833,224
Net Assets $2,857,876
Compensation
Key Employees and Officers Compensation Related Other
Theresa Mann (Director) $0 $0 $0
Richard Wieczorek (Chairman) $0 $0 $0
Marsha King (Treasurer) $0 $0 $0
Miguel Boluda (Vice Chairman) $0 $0 $0
Laura Eacho (Director) $0 $0 $0
Eric Church (Director) $0 $0 $0
Kathleen Geary (Director) $0 $0 $0
David Gilbert (Director) $0 $0 $0
James Norris (Director) $0 $0 $0
Lois Profili (Secretary) $0 $0 $0
Rod Staatz (Director) $0 $0 $0
Doc Dougherty (Director) $0 $0 $0
Christie Clark (Director) $0 $0 $0
John Bratsakis (President/Ceo) $0 $408,968 $69,170

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,694,475
Expenses
$1,760,951
Net Income
-$66,476
Net Assets
$3,109,010
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,302,051
76.8%
Investment Income $11,902
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $380,522
22.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $519,847
29.5%
Professional Fundraising Fees $0
Other Salaries and Wages $295,122
16.8%
Assets/Debt
Total Assets $4,091,476
Total Liabilities $982,466
Net Assets $3,109,010
Compensation
Key Employees and Officers Compensation Related Other
Theresa Mann (Chairman) $0 $0 $0
Richard Wieczorek (Vice Chairman) $0 $0 $0
Marsha King (Treasurer/Secretary) $0 $0 $0
Miguel Boluda (Director) $0 $0 $0
Chris Conway (Director) $0 $0 $0
Patricia Folk (Director) $0 $0 $0
Kathleen Geary (Director) $0 $0 $0
David Gilbert (Director) $0 $0 $0
James Norris (Director) $0 $0 $0
Lois Profili (Director) $0 $0 $0
Rod Staatz (Director) $0 $0 $0
Bernie Mclaughlin (Director) $0 $0 $0
John Bratsakis (President/Ceo) $0 $349,775 $45,505

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,486,106
Expenses
$1,549,337
Net Income
-$63,231
Net Assets
$3,208,249
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,307,450
88.0%
Investment Income $11,534
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $167,122
11.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $280,783
18.1%
Professional Fundraising Fees $0
Other Salaries and Wages $305,873
19.7%
Assets/Debt
Total Assets $3,820,055
Total Liabilities $611,806
Net Assets $3,208,249
Compensation
Key Employees and Officers Compensation Related Other
John Bratsakis (President/Ceo) $162,346 $162,346 $33,417
Jennifer Simmons (Cmo) $92,503 $49,808 $14,194
Theresa Mann (Chairman) $0 $0 $0
Richard Wieczorek (Vice Chairman) $0 $0 $0
Marsha King (Treasurer) $0 $0 $0
Charles Mallon Jr (Secretary) $0 $0 $0
Miguel Boluda (Director) $0 $0 $0
Chris Conway (Director) $0 $0 $0
Patricia Folk (Director) $0 $0 $0
Kathleen Geary (Director) $0 $0 $0
David Gilbert (Director) $0 $0 $0
James Norris (Director) $0 $0 $0
Lois Profili (Director) $0 $0 $0
Rod Staatz (Director) $0 $0 $0
Bernie Mc Laughlin (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,529,888
Expenses
$1,601,235
Net Income
-$71,347
Net Assets
$3,224,228
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,399,518
91.5%
Investment Income $17,760
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$8,150
Net Inventory Sales $0
Other Revenue $120,760
7.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $338,798
21.2%
Professional Fundraising Fees $0
Other Salaries and Wages $360,082
22.5%
Assets/Debt
Total Assets $4,778,992
Total Liabilities $1,554,764
Net Assets $3,224,228
Compensation
Key Employees and Officers Compensation Related Other
John Bratsakis (President/Ceo) $148,677 $148,677 $43,100
Jennifer Simmons (Cmo) $87,894 $47,328 $13,278
Ruth Ann White (Cfo) $62,480 $62,480 $19,131
Theresa Mann (Chairman) $0 $0 $0
Richard Wieczorek (Vice Chairman) $0 $0 $0
Marsha King (Treasurer) $0 $0 $0
Charles Mallon Jr (Secretary) $0 $0 $0
Miguel Boluda (Director) $0 $0 $0
Chris Conway (Director) $0 $0 $0
Patricia Folk (Director) $0 $0 $0
Kathleen Geary (Director) $0 $0 $0
David Gilbert (Director) $0 $0 $0
James Norris (Director) $0 $0 $0
Lois Profili (Director) $0 $0 $0
Rod Staatz (Director) $0 $0 $0
Bernie Mc Laughlin (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,526,539
Expenses
$1,474,007
Net Income
$52,532
Net Assets
$3,339,087
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,391,814
91.2%
Investment Income $24,621
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,050
Net Inventory Sales $0
Other Revenue $112,154
7.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $346,485
23.5%
Professional Fundraising Fees $0
Other Salaries and Wages $263,698
17.9%
Assets/Debt
Total Assets $4,657,762
Total Liabilities $1,318,675
Net Assets $3,339,087
Compensation
Key Employees and Officers Compensation Related Other
John Bratsakis (President/Ceo) $141,534 $141,534 $40,992
Jennifer Simmons (Cmo) $88,140 $47,460 $13,053
Ruth Ann White (Cfo) $52,731 $52,731 $20,900
Nick Koumentakos (Cso) $19,994 $113,298 $31,037
Rod Staatz (Chairman) $0 $0 $0
Theresa Mann (Vice Chairman) $0 $0 $0
Robert Windsor (Treasurer) $0 $0 $0
Marsha King (Secretary) $0 $0 $0
Miguel Boluda (Director) $0 $0 $0
Chris Conway (Director) $0 $0 $0
Patricia Folk (Director) $0 $0 $0
Kathleen Geary (Director) $0 $0 $0
David Gilbert (Director) $0 $0 $0
Charles Mallon Jr (Director) $0 $0 $0
Lois Profili (Director) $0 $0 $0
James Norris (Director) $0 $0 $0
Richard Wieczorek (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,540,155
Expenses
$1,435,469
Net Income
$104,686
Net Assets
$3,297,765
Notable Sources of Revenue Percent of Total Revenue
Contributions $58,535
3.8%
Program Services $1,332,918
86.5%
Investment Income $25,816
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $122,886
8.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $291,143
20.3%
Professional Fundraising Fees $0
Other Salaries and Wages $295,253
20.6%
Assets/Debt
Total Assets $4,559,714
Total Liabilities $1,261,949
Net Assets $3,297,765

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,479,389
Expenses
$1,438,838
Net Income
$40,551
Net Assets
$3,067,324
Notable Sources of Revenue Percent of Total Revenue
Contributions $85,744
5.8%
Program Services $1,256,583
84.9%
Investment Income $21,175
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $115,887
7.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $459,153
31.9%
Professional Fundraising Fees $0
Other Salaries and Wages $61,095
4.2%
Assets/Debt
Total Assets $4,346,001
Total Liabilities $1,278,677
Net Assets $3,067,324

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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