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National Organization Of Life And Health Insurance Guaranty Assocs

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$7.76M (2023)

Expenses
$8.29M (2023)

Total Assets
$16.7M (2023)

Total Liabilities
$10.6M (2023)

Years with missing data
Source: Form 990 tax filings from 2010 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,761,549
Expenses
$8,294,400
Net Income
-$532,851
Net Assets
$6,117,117
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,442,235
95.9%
Investment Income $310,514
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,800
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,196,648
26.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,524,269
30.4%
Assets/Debt
Total Assets $16,679,124
Total Liabilities $10,562,007
Net Assets $6,117,117
Compensation
Key Employees and Officers Compensation Related Other
Peter Gallanis (President) $947,710 $0 $56,385
Michael Heard (Executive Vice President Chief Operating Officer) $592,318 $0 $58,160
William O'sullivan (Senior Vice President General Counsel) $533,929 $0 $68,811
Holly Wilding (Vice President Administrative Services) $371,721 $0 $47,576
Katharine Wade (President) $329,564 $0 $0
Keith Sheridan (Vice President Accounting And Finance) $295,570 $0 $53,245
Joni Forsythe (Associate General Counsel) $266,359 $0 $60,616
Michael Mc Donald (Senior Counsel) $263,414 $0 $61,519
Augusto Estrada (Director Of Finance And Controller) $215,325 $0 $56,672
Sean Mc Kenna (Director Of Communications) $180,086 $0 $51,770
Daniel Hicks (Director Of Information Systems) $175,620 $0 $16,858
Nancy Davenport (Chair) $0 $0 $0
Germaine Marks (Vice Chair) $0 $0 $0
William Fisher (Secretary) $0 $0 $0
Lori Geadelmann (Treasurer) $0 $0 $0
Kermitt Brooks (Immediate Past Chair) $0 $0 $0
Margaret Sperry (Mpc Chair) $0 $0 $0
Christine Cappiello (Director) $0 $0 $0
John Deitelbaum (Director) $0 $0 $0
James Frasher (Director) $0 $0 $0
Joy Higa (Director) $0 $0 $0
Pamela Epp Olsen (Director) $0 $0 $0
Todd Thakar (Director) $0 $0 $0
Douglas Wheeler (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,898,114
Expenses
$7,237,159
Net Income
-$339,045
Net Assets
$6,649,914
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,801,101
98.6%
Investment Income $88,213
1.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,800
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,496,274
34.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,702,466
23.5%
Assets/Debt
Total Assets $15,413,326
Total Liabilities $8,763,412
Net Assets $6,649,914
Compensation
Key Employees and Officers Compensation Related Other
Peter Gallanis (President) $923,482 $0 $56,033
William O'sullivan (Senior Vice President General Counsel) $505,077 $0 $66,919
Michael Heard (Exec Vice President Chief Operating Officer) $496,904 $0 $56,033
Holly Wilding (Vice President Administrative Services) $347,296 $0 $45,217
Michael Mc Donald (Senior Counsel) $252,007 $0 $61,078
Joni Forsythe (Senior Counsel) $248,347 $0 $59,564
Paul Peterson (Vice President Accounting Finance) $190,814 $0 $24,565
Augusto Estrada (Controller) $186,169 $0 $54,286
Sean Mc Kenna (Director Of Communications) $171,557 $0 $51,871
Daniel Hicks (Director Of Information Systems) $167,513 $0 $14,921
Keith Sheridan (Vice President Accounting Finance) $101,249 $0 $85
Kermitt Brooks (Chair Board Of Directors) $0 $0 $0
Nancy Davenport (Vice Chair Board Of Directors) $0 $0 $0
Ted Lewis (Secretary Board Of Directors) $0 $0 $0
Germaine Marks (Treasurer Board Of Directors) $0 $0 $0
Robert Corn (Immediate Past Chair Board Of Directors) $0 $0 $0
Margaret Sperry (Mpc Chair Board Of Directors) $0 $0 $0
Christine Cappiello (Director Board Of Directors) $0 $0 $0
John Deitelbaum (Director Board Of Directors) $0 $0 $0
William Fisher (Director Board Of Directors) $0 $0 $0
Lori Geadelmann (Director Board Of Directors) $0 $0 $0
Joy Higa (Director Board Of Directors) $0 $0 $0
Todd Thakar (Director Board Of Directors) $0 $0 $0
Douglas Wheeler (Director Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,345,188
Expenses
$6,765,315
Net Income
-$420,127
Net Assets
$6,988,498
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,333,740
99.8%
Investment Income $2,648
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,800
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,753,762
40.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,394,132
20.6%
Assets/Debt
Total Assets $20,054,477
Total Liabilities $13,065,979
Net Assets $6,988,498
Compensation
Key Employees and Officers Compensation Related Other
Peter Gallanis (President) $853,280 $0 $55,415
Richard Klipstein (Exec Vice President Chief Operating Officer) $486,041 $0 $55,415
William O'sullivan (Senior Vice President General Counsel) $471,316 $0 $66,805
Holly Wilding (Vice President Administrative Services) $319,935 $0 $43,894
Paul Peterson (Vice President Accounting Finance) $302,849 $0 $43,655
Joni Forsythe (Senior Counsel) $225,330 $0 $58,919
Michael Heard (Exec Vice President Chief Operating Officer) $223,406 $0 $6,075
Michael Mc Donald (Senior Counsel) $211,144 $0 $33,514
Augusto Estrada (Controller) $175,374 $0 $54,307
Sean Mc Kenna (Director Of Communications) $159,583 $0 $52,137
Daniel Hick (Manager Information Systems) $158,460 $0 $14,942
Robert Corn (Chair Board Of Directors) $0 $0 $0
Kermitt Brooks (Vice Chair Board Of Directors) $0 $0 $0
Ted Lewis (Secretary Board Of Directors) $0 $0 $0
Nancy Davenport (Treasurer Board Of Directors) $0 $0 $0
Thomas English (Immediate Vice Chair Board Of Directors) $0 $0 $0
Thomas Sullivan (Mpc Chair Board Of Directors) $0 $0 $0
Christine Cappiello (Director Board Of Directors) $0 $0 $0
Willam Fisher (Director Board Of Directors) $0 $0 $0
Lori Geadelmann (Director Board Of Directors) $0 $0 $0
Joy Higa (Director Board Of Directors) $0 $0 $0
Germaine Marks (Director Board Of Directors) $0 $0 $0
Margaret Sperry (Director Board Of Directors) $0 $0 $0
Susan Voss (Director Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,871,875
Expenses
$5,846,822
Net Income
$25,053
Net Assets
$7,407,665
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,812,705
99.0%
Investment Income $50,370
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,800
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,386,775
40.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,145,060
19.6%
Assets/Debt
Total Assets $27,138,702
Total Liabilities $19,731,037
Net Assets $7,407,665
Compensation
Key Employees and Officers Compensation Related Other
Peter Gallanis (President) $829,225 $0 $53,865
Richard Klipstein (Exec Vice President Chief Oper Officer) $491,868 $0 $53,865
William O'sullivan (Senior Vice President General Counsel) $458,563 $0 $64,732
Holly Wilding (Vice President Administrative Services) $310,276 $0 $42,792
Paul Peterson (Vice President Accounting Finance) $291,238 $0 $42,625
Joni Forsythe (Senior Counsel) $214,964 $0 $55,865
Augusto Estrada (Controller) $168,695 $0 $51,977
Sean Mc Kenna (Director Of Communications) $150,225 $0 $49,519
Daniel Hicks (Manager Information Systems) $150,048 $0 $14,419
Joanna Akiyama (Manager Insurance Services) $137,002 $0 $12,512
Thomas English (Chair Board Of Directors) $0 $0 $0
Robert Corn (Vice Chair Board Of Directors) $0 $0 $0
Ted Lewis (Secretary Board Of Directors) $0 $0 $0
Kermitt Brooks (Treasurer Board Of Directors) $0 $0 $0
Susan Voss (Immediate Past Chair Board Of Directors) $0 $0 $0
Thomas Sullivan (Mpc Chair Board Of Directors) $0 $0 $0
Mark Backe (Director Board Of Directors) $0 $0 $0
Nancy Davenport (Director Board Of Directors) $0 $0 $0
William Fisher (Director Board Of Directors) $0 $0 $0
Germaine Marks (Director Board Of Directors) $0 $0 $0
Keith Passwater (Director Board Of Directors) $0 $0 $0
Margaret Sperry (Director Board Of Directors) $0 $0 $0
Charles Thompson (Director Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,318,444
Expenses
$6,335,829
Net Income
-$17,385
Net Assets
$7,211,908
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,230,749
98.6%
Investment Income $78,895
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,800
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,211,355
34.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,171,092
18.5%
Assets/Debt
Total Assets $23,587,946
Total Liabilities $16,376,038
Net Assets $7,211,908

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,618,269
Expenses
$5,957,696
Net Income
$660,573
Net Assets
$7,223,489
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,553,985
99.0%
Investment Income $56,484
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,800
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,144,395
36.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,156,948
19.4%
Assets/Debt
Total Assets $53,416,983
Total Liabilities $46,193,494
Net Assets $7,223,489

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,505,357
Expenses
$6,151,421
Net Income
$353,936
Net Assets
$6,571,722
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,477,799
99.6%
Investment Income $22,759
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,800
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,065,310
33.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,156,957
18.8%
Assets/Debt
Total Assets $20,082,926
Total Liabilities $13,511,204
Net Assets $6,571,722

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,948,126
Expenses
$6,063,420
Net Income
-$115,294
Net Assets
$6,216,999
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,927,938
99.7%
Investment Income $14,480
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,707
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,901,750
31.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,098,886
18.1%
Assets/Debt
Total Assets $30,859,907
Total Liabilities $24,642,908
Net Assets $6,216,999

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,085,182
Expenses
$5,776,076
Net Income
$309,106
Net Assets
$6,339,142
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,067,786
99.7%
Investment Income $10,208
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,188
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,846,450
32.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,078,635
18.7%
Assets/Debt
Total Assets $56,372,040
Total Liabilities $50,032,898
Net Assets $6,339,142

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,583,607
Expenses
$5,415,828
Net Income
$167,779
Net Assets
$6,029,900
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,575,359
99.9%
Investment Income $8,248
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,782,220
32.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,029,450
19.0%
Assets/Debt
Total Assets $17,239,552
Total Liabilities $11,209,652
Net Assets $6,029,900

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,224,094
Expenses
$5,209,709
Net Income
$14,385
Net Assets
$5,864,709
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,218,621
99.9%
Investment Income $4,806
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $667
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,725,060
33.1%
Professional Fundraising Fees $0
Other Salaries and Wages $982,433
18.9%
Assets/Debt
Total Assets $18,637,551
Total Liabilities $12,772,842
Net Assets $5,864,709

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,141,241
Expenses
$5,252,938
Net Income
-$111,697
Net Assets
$5,846,128
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,131,805
99.8%
Investment Income $9,380
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $57
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,676,340
31.9%
Professional Fundraising Fees $0
Other Salaries and Wages $959,950
18.3%
Assets/Debt
Total Assets $23,339,175
Total Liabilities $17,493,047
Net Assets $5,846,128

Document Links

Fiscal Year Ending Dec.
2010

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,301,890
Expenses
$5,329,984
Net Income
-$28,094
Net Assets
$5,957,826
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,291,648
99.8%
Investment Income $10,135
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $108
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,613,130
30.3%
Professional Fundraising Fees $0
Other Salaries and Wages $905,368
17.0%
Assets/Debt
Total Assets $22,330,963
Total Liabilities $16,373,137
Net Assets $5,957,826

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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