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Charlotte Fire Department Credit

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.48M (2024)

Expenses
$2.43M (2024)

Total Assets
$52.7M (2024)

Total Liabilities
$45.9M (2024)

Source: Form 990 tax filings from 2008 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,476,668
Expenses
$2,431,812
Net Income
$44,856
Net Assets
$6,774,692
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,815,682
73.3%
Investment Income $660,986
26.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $142,636
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $872,141
35.9%
Assets/Debt
Total Assets $52,696,689
Total Liabilities $45,921,997
Net Assets $6,774,692
Compensation
Key Employees and Officers Compensation Related Other
Deborah H Trotter (Manager Ceo) $142,636 $0 $11,481
James Hanline (Board Member) $0 $0 $0
John M Keffer (Vice Chairma) $0 $0 $0
Lc Kelly (Board Member) $0 $0 $0
Brian Kurzel (Chairman) $0 $0 $0
Everette Passaly (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,286,874
Expenses
$2,292,231
Net Income
-$5,357
Net Assets
$5,947,363
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,694,720
74.1%
Investment Income $592,154
25.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $131,798
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $968,912
42.3%
Assets/Debt
Total Assets $51,705,394
Total Liabilities $45,758,031
Net Assets $5,947,363
Compensation
Key Employees and Officers Compensation Related Other
Deborah H Trotter (Manager Ceo) $131,798 $0 $0
James Hanline (Board Member) $0 $0 $0
John M Keffer (Vice Chairma) $0 $0 $0
Lc Kelly (Board Member) $0 $0 $0
Brian Kurzel (Chairman) $0 $0 $0
Everette Passaly (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,882,782
Expenses
$1,862,788
Net Income
$19,994
Net Assets
$5,137,068
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,496,237
79.5%
Investment Income $386,545
20.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $128,205
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,001,886
53.8%
Assets/Debt
Total Assets $60,616,101
Total Liabilities $55,479,033
Net Assets $5,137,068
Compensation
Key Employees and Officers Compensation Related Other
Deborah H Trotter (President) $128,205 $0 $0
John M Keffer (Vice Chairma) $0 $0 $0
Lc Kelly (Board Member) $0 $0 $0
Brian Kurzel (Chairman) $0 $0 $0
Everette Passaly (Treasurer) $0 $0 $0
Wr Summey (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,827,462
Expenses
$1,632,066
Net Income
$195,396
Net Assets
$6,764,950
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,523,026
83.3%
Investment Income $304,436
16.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $124,278
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $931,517
57.1%
Assets/Debt
Total Assets $59,497,341
Total Liabilities $52,732,391
Net Assets $6,764,950
Compensation
Key Employees and Officers Compensation Related Other
Deborah H Trotter (President) $124,278 $0 $0
John M Keffer (Chairman) $0 $0 $0
Lc Kelly (Board Member) $0 $0 $0
Brian Kurzel (Vice Chair) $0 $0 $0
Everette Passaly (Treasurer) $0 $0 $0
Wr Summey (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,040,127
Expenses
$1,933,325
Net Income
$106,802
Net Assets
$7,054,397
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,589,663
77.9%
Investment Income $450,464
22.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $120,723
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $899,667
46.5%
Assets/Debt
Total Assets $53,250,586
Total Liabilities $46,196,189
Net Assets $7,054,397
Compensation
Key Employees and Officers Compensation Related Other
Deborah H Trotter (President) $120,723 $0 $0
John M Keffer (Director) $0 $0 $0
Lc Kelly (Vice Chairma) $0 $0 $0
Brian Kurzel (Director) $0 $0 $0
Everette Passaly (Treasurer) $0 $0 $0
Wr Summey (Chairman) $0 $0 $0
Phyllis Cochran (Sup Committe) $0 $0 $0
Gregg Jordan (Sup Committe) $0 $0 $0
Jason Tilley (Sup Committe) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,227,951
Expenses
$2,158,319
Net Income
$69,632
Net Assets
$6,738,645
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,730,946
77.7%
Investment Income $497,005
22.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $125,186
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $836,833
38.8%
Assets/Debt
Total Assets $48,231,097
Total Liabilities $41,492,452
Net Assets $6,738,645
Compensation
Key Employees and Officers Compensation Related Other
Deborah H Trotter (President) $125,186 $0 $0
John M Keffer (Director) $0 $0 $0
Lc Kelly (Vice Chairma) $0 $0 $0
Brian Kurzel (Director) $0 $0 $0
Everette Passaly (Treasurer) $0 $0 $0
Wr Summey (Chairman) $0 $0 $0
Phyllis Cochran (Sup Committe) $0 $0 $0
Gregg Jordan (Sup Committe) $0 $0 $0
Jason Tilley (Sup Committe) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,788,579
Expenses
$2,030,964
Net Income
$757,615
Net Assets
$6,269,310
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,663,179
59.6%
Investment Income $411,941
14.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $713,459
25.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $125,315
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $756,095
37.2%
Assets/Debt
Total Assets $47,821,393
Total Liabilities $41,552,083
Net Assets $6,269,310
Compensation
Key Employees and Officers Compensation Related Other
Deborah H Trotter (President) $125,315 $0 $0
James Hanline (Associate Di) $0 $0 $0
John M Keffer (Director) $0 $0 $0
Lc Kelly (Vice Chairma) $0 $0 $0
Brian Kurzel (Director) $0 $0 $0
Kevin Moses (Associate Di) $0 $0 $0
Everette Passaly (Treasurer) $0 $0 $0
Wr Summey (Chairman) $0 $0 $0
Gregg Jordan (Sup Committe) $0 $0 $0
Phyllis Cochran (Sup Committe) $0 $0 $0
Jason Tilley (Sup Committe) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,814,140
Expenses
$1,724,323
Net Income
$89,817
Net Assets
$5,715,007
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,532,580
84.5%
Investment Income $281,560
15.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $110,970
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $762,670
44.2%
Assets/Debt
Total Assets $47,166,184
Total Liabilities $41,451,177
Net Assets $5,715,007
Compensation
Key Employees and Officers Compensation Related Other
Deborah Trotter (President) $110,970 $0 $0
Wr Bob Summey (Board Of Directors, Chairman) $0 $0 $0
Lc Colin Kelly (Board Of Directors, Vice Chairman) $0 $0 $0
John M Keffer (Board Of Director) $0 $0 $0
Everette Passaly (Board Of Director, Treasurer) $0 $0 $0
Brian Kurzel (Board Of Director) $0 $0 $0
Anthony Bateman (Associate Director) $0 $0 $0
Kevin Moses (Associate Director) $0 $0 $0
Phyllis Cochran (Sup. Committee) $0 $0 $0
Greg Jordan (Sup. Committee) $0 $0 $0
Jason Tiley (Sup. Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,680,205
Expenses
$1,653,829
Net Income
$26,376
Net Assets
$5,733,043
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,417,435
84.4%
Investment Income $262,770
15.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $108,794
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $775,632
46.9%
Assets/Debt
Total Assets $46,906,851
Total Liabilities $41,173,808
Net Assets $5,733,043
Compensation
Key Employees and Officers Compensation Related Other
Deborah Trotter (President) $108,794 $0 $0
Wr Bob Summey (Board Of Directors, Chairman) $0 $0 $0
Lc Colin Kelly (Board Of Directors, Vice Chairman) $0 $0 $0
John M Keffer (Board Of Director) $0 $0 $0
Everette Passaly (Board Of Director, Treasurer) $0 $0 $0
Brian Kurzel (Board Of Director) $0 $0 $0
Anthony Bateman (Associate Director) $0 $0 $0
Kevin Moses (Associate Director) $0 $0 $0
Phyllis Cochran (Sup. Committee) $0 $0 $0
James Hanline (Sup. Committee) $0 $0 $0
Jason Tiley (Sup. Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,711,282
Expenses
$1,688,498
Net Income
$22,784
Net Assets
$5,555,865
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,360,281
79.5%
Investment Income $351,001
20.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $105,625
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $756,492
44.8%
Assets/Debt
Total Assets $46,262,114
Total Liabilities $40,706,249
Net Assets $5,555,865

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,767,004
Expenses
$1,722,309
Net Income
$44,695
Net Assets
$5,338,062
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,362,198
77.1%
Investment Income $404,806
22.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $103,554
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $748,612
43.5%
Assets/Debt
Total Assets $45,505,406
Total Liabilities $40,167,344
Net Assets $5,338,062

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,912,377
Expenses
$1,904,700
Net Income
$7,677
Net Assets
$4,832,333
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,445,825
75.6%
Investment Income $466,552
24.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $103,554
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $728,307
38.2%
Assets/Debt
Total Assets $48,055,484
Total Liabilities $43,223,151
Net Assets $4,832,333

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,064,054
Expenses
$2,218,335
Net Income
-$154,281
Net Assets
$5,897,495
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,537,444
74.5%
Investment Income $526,610
25.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $100,538
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $739,569
33.3%
Assets/Debt
Total Assets $49,480,831
Total Liabilities $43,583,336
Net Assets $5,897,495

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,271,173
Expenses
$2,258,250
Net Income
$12,923
Net Assets
$5,872,113
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,658,208
73.0%
Investment Income $612,965
27.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $98,538
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $689,254
30.5%
Assets/Debt
Total Assets $50,050,777
Total Liabilities $44,178,664
Net Assets $5,872,113

Document Links

Fiscal Year Ending Dec.
2010

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,545,605
Expenses
$2,386,952
Net Income
$158,653
Net Assets
$5,477,919
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,787,606
70.2%
Investment Income $757,999
29.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $95,668
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $691,150
29.0%
Assets/Debt
Total Assets $51,313,022
Total Liabilities $45,835,103
Net Assets $5,477,919

Document Links

Fiscal Year Ending Dec.
2009

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,357,384
Expenses
$2,590,433
Net Income
-$233,049
Net Assets
$5,151,513
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,933,168
82.0%
Investment Income $424,216
18.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $92,882
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $665,194
25.7%
Assets/Debt
Total Assets $46,457,402
Total Liabilities $41,305,889
Net Assets $5,151,513

Document Links

Fiscal Year Ending Dec.
2008

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,726,068
Expenses
$2,500,799
Net Income
$225,269
Net Assets
$5,830,475
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,840,999
67.5%
Investment Income $885,069
32.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $90,177
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $702,794
28.1%
Assets/Debt
Total Assets $42,143,044
Total Liabilities $36,312,569
Net Assets $5,830,475

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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