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Emergency Responders Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.65M (2023)

Expenses
$1.46M (2023)

Total Assets
$30M (2023)

Total Liabilities
$26.7M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,646,933
Expenses
$1,464,761
Net Income
$182,172
Net Assets
$3,309,608
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,318,535
80.1%
Investment Income $112,450
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $215,948
13.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $172,503
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $328,492
22.4%
Assets/Debt
Total Assets $30,038,368
Total Liabilities $26,728,760
Net Assets $3,309,608
Compensation
Key Employees and Officers Compensation Related Other
Janita Rickett (Ceo) $172,503 $0 $14,600
J Scott Gauldin (President) $0 $0 $0
Jerry Amos (Board Member) $0 $0 $0
Kelly Emerson (Secretary Tr) $0 $0 $0
Chris Belcher (Vice Preside) $0 $0 $0
Brian Diggs (Board Member) $0 $0 $0
Dale Hester (Board Member) $0 $0 $0
Chad Lankford (Board Member) $0 $0 $0
Brandon Watson (Board Member) $0 $0 $0
Sam Emerson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,516,228
Expenses
$1,218,180
Net Income
$298,048
Net Assets
$3,235,542
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,069,642
70.5%
Investment Income $127,772
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $318,814
21.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $155,323
12.8%
Professional Fundraising Fees $0
Other Salaries and Wages $280,770
23.0%
Assets/Debt
Total Assets $30,711,546
Total Liabilities $27,476,004
Net Assets $3,235,542
Compensation
Key Employees and Officers Compensation Related Other
Janita Rickett (Ceo) $155,323 $0 $0
J Scott Gauldin (President) $0 $0 $0
Jerry Amos (Board Member) $0 $0 $0
Kelly Emerson (Secretary Tr) $0 $0 $0
Chris Belcher (Board Member) $0 $0 $0
Brian Diggs (Board Member) $0 $0 $0
Dale Hester (Vice Preside) $0 $0 $0
Chad Lankford (Board Member) $0 $0 $0
Brandon Watson (Board Member) $0 $0 $0
Sam Emerson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,275,276
Expenses
$1,213,537
Net Income
$61,739
Net Assets
$2,937,494
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $977,002
76.6%
Investment Income $5,274
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $293,000
23.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $143,950
11.9%
Professional Fundraising Fees $0
Other Salaries and Wages $262,003
21.6%
Assets/Debt
Total Assets $31,280,784
Total Liabilities $28,343,290
Net Assets $2,937,494
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janita Rickett (Branch Manager) $143,950 $0 $0
J Scott Gauldin (President) $0 $0 $0
Jerry Amos (Vice President) $0 $0 $0
Kelly Emerson (Secretary Treasurer) $0 $0 $0
Chris Belcher (Director) $0 $0 $0
Brian Diggs (Director) $0 $0 $0
Charles Goins (Director) $0 $0 $0
Dale Hester (Director) $0 $0 $0
Chad Lankford (Director) $0 $0 $0
Sam Smith (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,256,731
Expenses
$1,237,584
Net Income
$19,147
Net Assets
$2,875,755
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,009,206
80.3%
Investment Income $25,292
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $222,233
17.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $135,815
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $254,084
20.5%
Assets/Debt
Total Assets $28,635,554
Total Liabilities $25,759,799
Net Assets $2,875,755
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janita Rickett (Branch Manager) $135,815 $0 $0
J Scott Gauldin (President) $0 $0 $0
Jerry Amos (Vice President) $0 $0 $0
Kelly Emerson (Secretary Treasurer) $0 $0 $0
Charles Goins (Director) $0 $0 $0
Dale Hester (Director) $0 $0 $0
Wesley Hutchins (Director) $0 $0 $0
Jeff Watson (Director) $0 $0 $0
Larry Holloman (Director) $0 $0 $0
Chad Lankford (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,287,610
Expenses
$1,161,276
Net Income
$126,334
Net Assets
$2,860,628
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,001,279
77.8%
Investment Income $59,288
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $227,043
17.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $120,682
10.4%
Professional Fundraising Fees $0
Other Salaries and Wages $221,919
19.1%
Assets/Debt
Total Assets $24,353,274
Total Liabilities $21,492,646
Net Assets $2,860,628
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Janita Rickett (Branch Manager) $120,682 $0 $0
J Scott Gauldin (President) $0 $0 $0
Jerry Amos (Vice President) $0 $0 $0
Kelly Emerson (Secretary Treasurer) $0 $0 $0
Charles Goins (Director) $0 $0 $0
Dale Hester (Director) $0 $0 $0
Wesley Hutchins (Director) $0 $0 $0
Jeff Watson (Director) $0 $0 $0
Larry Holloman (Director) $0 $0 $0
Chad Lankford (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,198,648
Expenses
$952,658
Net Income
$245,990
Net Assets
$2,732,854
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $933,498
77.9%
Investment Income $58,704
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $206,446
17.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $109,495
11.5%
Professional Fundraising Fees $0
Other Salaries and Wages $192,455
20.2%
Assets/Debt
Total Assets $20,975,305
Total Liabilities $18,242,451
Net Assets $2,732,854
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Larry Holloman (President) $0 $0 $0
Marty Bowen (Vice President) $0 $0 $0
Kelly Emerson (Secretary Treasurer) $0 $0 $0
Jerry Amos (Director) $0 $0 $0
Otis Belton (Director) $0 $0 $0
Wesley Hutchins (Director) $0 $0 $0
Jeff Watson (Director) $0 $0 $0
J Scott Gauldin (Director) $0 $0 $0
L Michele Poe (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,026,371
Expenses
$939,457
Net Income
$86,914
Net Assets
$2,486,864
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $801,932
78.1%
Investment Income $57,501
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $166,938
16.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $109,456
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $186,174
19.8%
Assets/Debt
Total Assets $20,869,086
Total Liabilities $18,382,222
Net Assets $2,486,864
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Larry Holloman (President) $0 $0 $0
Marty Bowen (Vice President) $0 $0 $0
Richard Taylor (Secretary Treasurer) $0 $0 $0
Jerry Amos (Director) $0 $0 $0
Otis Belton (Director) $0 $0 $0
Jon Canupp (Director) $0 $0 $0
Kelly Emerson (Director) $0 $0 $0
J Scott Gauldin (Director) $0 $0 $0
L Michele Poe (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$964,391
Expenses
$832,015
Net Income
$132,376
Net Assets
$2,399,950
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $788,886
81.8%
Investment Income $44,818
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $130,687
13.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $98,269
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $179,376
21.6%
Assets/Debt
Total Assets $21,241,654
Total Liabilities $18,841,704
Net Assets $2,399,950
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Larry Holloman (President) $0 $0 $0
Jerry Amos (Director) $0 $0 $0
Jon Canupp (Secretary Treasurer) $0 $0 $0
Richard L Taylor (Director) $0 $0 $0
Cornelius Holmes (Director) $0 $0 $0
Otis Belton (Director) $0 $0 $0
Mary Bowen (Director) $0 $0 $0
J Scott Gauldin (Director) $0 $0 $0
L Michele Poe (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$862,556
Expenses
$798,097
Net Income
$64,459
Net Assets
$2,267,574
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $733,066
85.0%
Investment Income $32,266
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $97,224
11.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $88,746
11.1%
Professional Fundraising Fees $0
Other Salaries and Wages $176,535
22.1%
Assets/Debt
Total Assets $18,570,085
Total Liabilities $16,302,511
Net Assets $2,267,574
Other
Reported conflict of interest transactions
Reported a significant diversion of assets
Compensation
Key Employees and Officers Compensation Related Other
J Scott Gauldin (President) $0 $0 $0
Jon A Canupp (Director) $0 $0 $0
Kimberly D Reed (Director) $0 $0 $0
Richard L Taylor (Director) $0 $0 $0
Cornelius Holmes (Director) $0 $0 $0
Jerry L Amos (Director) $0 $0 $0
Jerry W Grubbs (Director) $0 $0 $0
Scott Castle (Secretary Treasurer) $0 $0 $0
Angela D Sowell (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$856,105
Expenses
$759,693
Net Income
$96,412
Net Assets
$2,203,115
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $706,637
82.5%
Investment Income $36,547
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $112,921
13.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,695
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $168,486
22.2%
Assets/Debt
Total Assets $17,554,314
Total Liabilities $15,351,199
Net Assets $2,203,115
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
J Scott Gauldin (President) $0 $0 $0
Jon A Canupp (Vice President) $0 $0 $0
Kimberly D Reed (Secretary Treasurer) $0 $0 $0
Richard L Taylor (Director) $0 $0 $0
Cornelius Holmes (Director) $0 $0 $0
Jerry L Amos (Director) $0 $0 $0
Jerry W Grubbs (Director) $0 $0 $0
Scott Castle (Director) $0 $0 $0
Angela D Sowell (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$811,695
Expenses
$725,403
Net Income
$86,292
Net Assets
$2,106,703
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $685,523
84.5%
Investment Income $35,953
4.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $90,219
11.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,867
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $148,277
20.4%
Assets/Debt
Total Assets $17,185,397
Total Liabilities $15,078,694
Net Assets $2,106,703
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
J Scott Gauldin (President) $0 $0 $0
Jon A Canupp (Vice President) $0 $0 $0
Kimberly D Reed (Secretary Treasurer) $0 $0 $0
Richard L Taylor (Director) $0 $0 $0
Cornelius Holmes (Director) $0 $0 $0
Jerry L Amos (Director) $0 $0 $0
Jerry W Grubbs (Director) $0 $0 $0
Scott Castle (Director) $0 $0 $0
Angela D Sowell (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$839,594
Expenses
$753,798
Net Income
$85,796
Net Assets
$2,020,411
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $722,579
86.1%
Investment Income $29,728
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $87,287
10.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $58,766
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $184,484
24.5%
Assets/Debt
Total Assets $16,463,400
Total Liabilities $14,442,989
Net Assets $2,020,411

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$852,320
Expenses
$786,680
Net Income
$65,640
Net Assets
$1,934,615
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $731,772
85.9%
Investment Income $37,718
4.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $82,830
9.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $48,050
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $164,401
20.9%
Assets/Debt
Total Assets $15,732,732
Total Liabilities $13,798,117
Net Assets $1,934,615

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Jan.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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