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Smart Choice Credit Union

  • Cleveland, TN
  • Tax-exempt since June 1952
  • EIN: 57-1135349

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$215k (2023)

Expenses
$201k (2023)

Total Assets
$3.67M (2023)

Total Liabilities
$22.9k (2023)

Years with missing data
Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$215,201
Expenses
$200,814
Net Income
$14,387
Net Assets
$3,646,217
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $139,894
65.0%
Investment Income $56,337
26.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $18,970
8.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,669,137
Total Liabilities $22,920
Net Assets $3,646,217
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $0 $0 $0

Document Links

990
Filed on June 13, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$162,354
Expenses
$191,170
Net Income
-$28,816
Net Assets
$3,662,878
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $128,042
78.9%
Investment Income $15,881
9.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $18,431
11.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $63,919
33.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,678,260
Total Liabilities $15,382
Net Assets $3,662,878
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $0 $0 $0

Document Links

990
Filed on Oct. 10, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$174,284
Expenses
$165,407
Net Income
$8,877
Net Assets
$3,942,374
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $136,017
78.0%
Investment Income $20,905
12.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $17,362
10.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $66,000
39.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,959,587
Total Liabilities $17,213
Net Assets $3,942,374
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $0 $0 $0

Document Links

990
Filed on April 27, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$191,510
Expenses
$179,537
Net Income
$11,973
Net Assets
$3,523,291
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $140,909
73.6%
Investment Income $22,016
11.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $28,585
14.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $65,110
36.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,530,459
Total Liabilities $7,168
Net Assets $3,523,291
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $0 $0 $0

Document Links

990
Filed on May 28, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$195,799
Expenses
$174,502
Net Income
$21,297
Net Assets
$3,332,440
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $148,309
75.7%
Investment Income $17,552
9.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $29,938
15.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $65,110
37.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,345,960
Total Liabilities $13,520
Net Assets $3,332,440
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $0 $0 $0

Document Links

990
Filed on May 19, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$218,654
Expenses
$187,824
Net Income
$30,830
Net Assets
$3,400,134
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $170,231
77.9%
Investment Income $21,227
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $27,196
12.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $89,807
47.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,411,878
Total Liabilities $11,744
Net Assets $3,400,134
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $0 $0 $0

Document Links

990
Filed on June 19, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$198,724
Expenses
$184,238
Net Income
$14,486
Net Assets
$2,947,901
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $157,142
79.1%
Investment Income $7,580
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $34,002
17.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $86,216
46.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,960,308
Total Liabilities $12,407
Net Assets $2,947,901
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $0 $0 $0

Document Links

990
Filed on June 21, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$193,459
Expenses
$164,774
Net Income
$28,685
Net Assets
$2,576,785
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $162,110
83.8%
Investment Income $6,089
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $25,260
13.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $81,972
49.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,597,853
Total Liabilities $21,068
Net Assets $2,576,785
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $0 $0 $0

Document Links

990
Filed on June 29, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$198,917
Expenses
$171,241
Net Income
$27,676
Net Assets
$2,016,882
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,600
1.3%
Program Services $162,884
81.9%
Investment Income $3,375
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $30,058
15.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $62,250
36.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,052,005
Total Liabilities $35,123
Net Assets $2,016,882
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $62,250 $0 $0

Document Links

990
Filed on June 2, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$166,640
Expenses
$163,193
Net Income
$3,447
Net Assets
$1,989,206
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $143,959
86.4%
Investment Income $1,790
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $20,891
12.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $55,500
34.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,997,404
Total Liabilities $8,198
Net Assets $1,989,206
Compensation
Key Employees and Officers Compensation Related Other
Denis Collins (President) $55,500 $0 $0

Document Links

990
Filed on May 2, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$166,104
Expenses
$158,356
Net Income
$7,748
Net Assets
$1,898,921
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $143,551
86.4%
Investment Income $1,756
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $20,797
12.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $88,180
55.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,102,403
Total Liabilities $203,482
Net Assets $1,898,921

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$172,752
Expenses
$163,418
Net Income
$9,334
Net Assets
$1,896,318
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $145,003
83.9%
Investment Income $1,588
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $26,161
15.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,758
48.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,076,060
Total Liabilities $179,742
Net Assets $1,896,318

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated