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Georgias Own Credit Union

  • Atlanta, GA
  • Tax-exempt since Nov. 2001
  • EIN: 58-0147128

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Provided first-class or charter travel
Organization provided first-class or charter travel to key employees or officers. Details are reported on Schedule J.
Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$291M (2023)

Expenses
$277M (2023)

Total Assets
$4.28B (2023)

Total Liabilities
$3.94B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$290,906,366
Expenses
$276,773,964
Net Income
$14,132,402
Net Assets
$342,890,794
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $270,753,630
93.1%
Investment Income $22,168,560
7.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,015,824
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $10,224,297
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $52,343,700
18.9%
Assets/Debt
Total Assets $4,282,369,899
Total Liabilities $3,939,479,105
Net Assets $342,890,794
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Barry Heape (President Market Development) $1,381,588 $0 $123,832
David A Preter (Director/Ceo) $1,262,741 $0 $201,745
Kelly Garmon (Evp, Chief Retail Officer) $1,113,784 $0 $129,709
Drew Putt (Chief Commercial & Private Banking) $974,817 $0 $54,909
Cindy Boyles (Chief Talent & Administrative Officer) $860,732 $0 $123,602
Robert Youngblood (Regional President Southwest Region) $763,500 $0 $67,680
Michael Stone (Svp Commercial Lending) $660,640 $0 $60,371
Matthew Havice (Chief Risk Officer & General Counsel) $597,154 $0 $193,591
John Carew (Chief Strategy Officer) $596,234 $0 $140,033
Eric Broome (Evp, Chief Operations Officer) $581,095 $0 $159,522
Christin Hewitt (Chief Financial Officer) $553,581 $0 $109,818
Kevan Williamson (Chief Technology Officer) $464,243 $0 $165,102
Nickolas Kitchens (Svp Deputy General Counsel) $438,016 $0 $111,422
Michael Sims (Svp, Market Executive, Sba & North Fulton) $361,110 $0 $310,332
James V Bryson (Vp, Market Executive, Atlanta Metro) $349,261 $0 $46,440
Richard E Burns (Director Chairperson) $58,164 $0 $0
David Dickey (Director Vice Chairperson) $39,802 $0 $0
Gary M Ludgood (Director) $39,802 $0 $0
Ervin M Walker (Director) $39,488 $0 $0
George Reynolds (Director) $37,135 $0 $0
Joan K Sims (Director Secretary) $37,052 $0 $0
Patrick H Casey (Director Treasurer) $37,052 $0 $0
Michael W Baumgartner (Director) $37,052 $0 $0
William E Conine (Director) $37,052 $0 $0
James L Fowler (Director) $37,052 $0 $0
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990
Filed on June 14, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$209,813,141
Expenses
$169,819,859
Net Income
$39,993,282
Net Assets
$331,535,706
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $197,093,047
93.9%
Investment Income $12,050,481
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $669,613
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $7,307,229
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $45,514,551
26.8%
Assets/Debt
Total Assets $4,739,869,220
Total Liabilities $4,408,333,514
Net Assets $331,535,706
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David A Preter (Director/Ceo) $2,062,826 $0 $162,053
Barry Heape (President Market Development) $1,426,801 $0 $74,402
John Carew (Chief Strategy Officer) $778,433 $0 $98,443
Robert Youngblood (Regional President Southwest Region) $762,052 $0 $40,966
Drew Putt (Chief Business Officer) $543,735 $0 $203,020
Kelly Garmon (Chief Retail Officer) $512,297 $0 $153,730
Eric Broome (Chief Operations Officer) $479,184 $0 $112,391
Cindy Boyles (Chief Administrative & Talent Officer) $434,350 $0 $141,742
Christin Hewitt (Chief Financial Officer) $422,412 $0 $57,863
Matthew Havice (Chief Risk Officer & General Counsel) $350,011 $0 $49,890
Aaron Craig (Vp, Mortgage & Indirect Sales) $324,336 $0 $67,390
Kevan Williamson (Chief Technology Officer) $322,904 $0 $58,420
Michael Stone (Svp Commercial Lending) $289,080 $0 $47,630
Teresa Martin (Svp Accounting) $285,469 $0 $60,425
Rodney Cowan (Svp Hr & Talent Development) $281,742 $0 $41,800
Greg L Gibson (Former Chief Financial Officer) $242,514 $0 $44,854
Patrick H Casey (Director Treasurer) $27,673 $0 $0
William E Conine (Director) $27,673 $0 $0
James L Fowler (Director) $27,673 $0 $0
Joan K Sims (Director Secretary) $27,585 $0 $0
David Dickey (Director Vice Chairperson) $27,509 $0 $0
Michael W Baumgartner (Director) $27,509 $0 $0
Gary M Ludgood (Director) $27,509 $0 $0
Thomas H Pollock (Director) $27,490 $0 $0
Richard E Burns (Director Chairperson) $27,414 $0 $0
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990
Filed on Nov. 1, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$147,500,350
Expenses
$122,866,727
Net Income
$24,633,623
Net Assets
$309,404,930
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $144,289,237
97.8%
Investment Income $3,842,141
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$631,028
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,743,021
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $36,603,202
29.8%
Assets/Debt
Total Assets $3,419,402,865
Total Liabilities $3,109,997,935
Net Assets $309,404,930
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Barry Heape (Southwest Regional President) $953,426 $0 $45,955
David A Preter (Director/Ceo) $681,568 $0 $118,295
Robert Youngblood (Regional Evp) $521,875 $0 $20,007
Kelly Garmon (Chief Retail Officer) $361,942 $0 $126,896
John Carew (Chief Strategy Officer) $347,304 $0 $106,528
Eric Broome (Chief Operations Officer) $337,528 $0 $90,958
Greg L Gibson (Chief Financial Officer) $318,970 $0 $47,159
Aaron Craig (Director Of Mortgage & Indirect Sales) $296,244 $0 $33,959
Cindy Boyles (Chief Talent Officer) $291,359 $0 $114,669
Drew Putt (Chief Business Officer) $278,065 $0 $37,854
Matthew Havice (Svp Erm & General Counsel) $244,331 $0 $30,242
Christin Hewitt (Chief Financial Officer) $232,660 $0 $28,762
Teresa Martin (Svp Accounting) $219,261 $0 $44,372
Kevin Williamson (Svp Enterprise Technology) $219,044 $0 $37,345
David Dickey (Director Vice Chairperson) $22,451 $0 $0
Joan K Sims (Director Secretary) $22,451 $0 $0
Patrick H Casey (Director Treasurer) $22,451 $0 $0
Michael W Baumgartner (Director) $22,451 $0 $0
William E Conine (Director) $22,451 $0 $0
James L Fowler (Director) $22,451 $0 $0
Richard E Burns (Director Chairperson) $22,269 $0 $0
Thomas H Pollock (Director) $22,269 $0 $0
Ervin M Walker (Director) $22,269 $0 $0
Gary M Ludgood (Director) $21,610 $0 $0
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990
Filed on Sept. 19, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$151,783,813
Expenses
$161,783,816
Net Income
-$10,000,003
Net Assets
$285,924,056
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $145,345,423
95.8%
Investment Income $4,921,959
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $688,806
0.5%
Net Inventory Sales $0
Other Revenue $827,625
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $14,003,907
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $27,580,531
17.0%
Assets/Debt
Total Assets $2,934,363,474
Total Liabilities $2,648,439,418
Net Assets $285,924,056
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Barry Heape (Southwest Regional President) $1,915,644 $0 $46,285
Robert Youngblood (Regional Evp) $1,551,029 $0 $22,308
David A Preter (President / Ceo) $1,435,281 $0 $171,741
Kelly Garmon (Chief Membership Officer) $525,805 $0 $150,541
Malcolm R Godwin (Senior Commercial Lending Manager) $507,923 $0 $23,152
John Carew (Chief Strategic Officer) $496,103 $0 $198,121
Eric Broome (Chief Operations Officer) $488,309 $0 $147,122
Greg Gibson (Chief Financial Officer) $469,903 $0 $73,345
Cindy Boyles (Chief Talent Officer) $415,836 $0 $181,954
Drew Putt (Chief Business Officer) $383,859 $0 $61,522
Aaaron W Craig (Director Of Mortgage And Indirect Sales) $351,896 $0 $37,931
Kathy Hulsey Thrasher (Director Financial Projects & Analytics) $325,542 $0 $46,714
Matthew Havice (Svp, Enterprise Risk Management And General Counse) $325,273 $0 $36,432
Kevan Williamson (Svp, Enterprise Technology) $316,651 $0 $43,473
Christin Hewitt (Svp, Credit) $300,308 $0 $42,732
Teresa Martin (Svp, Accounting) $297,613 $0 $49,125
Laura King (Svp, Sales & Digital Delivery) $296,697 $0 $22,878
Kenneth Brehm (Svp, Operations) $295,644 $0 $44,313
Michael Massey (Svp, Product Management) $270,630 $0 $42,779
Todd Adam Lambright (Vp, Retail Sales) $252,825 $0 $19,682
Daniel Iglesia (Mortgage Sales Team Lead) $246,836 $0 $30,165
Michael D Stone (Vp, Member Business Lending) $244,547 $0 $29,483
Lorenzo L Brown (Vp, Strategic Technical Solutions) $244,352 $0 $43,317
David A Marlowe (Principal Market Development Officer) $228,587 $0 $43,666
Rodney D Cowman (Principal, Hr Officer) $222,769 $0 $35,539
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990
Filed on Aug. 6, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$142,869,720
Expenses
$124,036,400
Net Income
$18,833,320
Net Assets
$271,689,376
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $135,079,310
94.5%
Investment Income $7,628,287
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $162,123
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $8,620,365
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $26,815,670
21.6%
Assets/Debt
Total Assets $2,494,603,277
Total Liabilities $2,222,913,901
Net Assets $271,689,376
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David A Preter (President / Ceo) $1,353,284 $0 $365,783
Eric S Broome (Chief Operations Officer) $604,929 $0 $166,142
Kelly M Garmon (Chief Membership Officer) $404,230 $0 $141,052
John J Carew Iii (Chief Strategic Officer) $387,190 $0 $192,441
Gregory L Gibson (Chief Financial Officer) $350,941 $0 $77,045
Ralph E Haworth (Director Sba/Usda Lending) $338,368 $0 $39,798
Cindy R Boyles (Chief Talent Officer) $322,301 $0 $173,461
Aaron W Craig (Director Of Mortgage And Indirect Sales) $300,099 $0 $24,848
Drew A Putt (Chief Business Officer) $284,125 $0 $67,810
Bonnie Kimmey (Former Chief Operations Officer) $260,852 $0 $39,462
Matthew F Havice (Principal Risk Officer & General Counsel) $251,978 $0 $34,971
Kevan T Williamson (Principal Enterprise Technology Officer) $234,575 $0 $36,514
Kenneth D Brehm (Svp, Operations) $234,356 $0 $45,162
Janet F Lambert (Mortgage Loan Originator) $218,417 $0 $32,617
Lorenzo L Brown (Vp, Strategic Technical Solutions) $217,144 $0 $44,054
Christin K Hewitt (Senior Credit Officer) $209,962 $0 $37,939
David A Marlowe (Principal Market Development Officer) $208,678 $0 $27,577
Elizabeth W Baldwin (Private Banking Relationship Manager) $202,900 $0 $27,646
Michael D Stone (Vp, Member Business Lending) $199,869 $0 $36,808
Todd A Lambright (Vp, Retail Sales) $197,580 $0 $12,029
Teresa L Martin (Principal Accounting Officer) $195,523 $0 $48,986
Michael S Massey (Principal Product Strategy Officer) $184,113 $0 $39,679
Laura I Sterling (Vp, Marketing) $182,630 $0 $35,173
Lee D Norris (Vp, Facilities & Real Estate) $177,914 $0 $33,311
Rodney D Cowan (Vp Internal Audit & Diversity And Inclusion Office) $174,927 $0 $36,430
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990
Filed on July 27, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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View Filing (2 of 2) PDF (2 of 4) PDF (3 of 4) PDF (4 of 4)

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$130,821,829
Expenses
$111,418,369
Net Income
$19,403,460
Net Assets
$248,525,486
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $122,689,664
93.8%
Investment Income $8,241,854
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$109,689
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $8,208,870
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $23,269,485
20.9%
Assets/Debt
Total Assets $2,406,137,741
Total Liabilities $2,157,612,255
Net Assets $248,525,486
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David A Preter (President/Ceo Director) $779,256 $0 $434,581
Cindy R Boyles (Chief Talent Officer) $522,024 $0 $195,351
Kelly M Garmon (Chief Membership Officer) $399,094 $0 $163,641
John J Carew Iii (Chief Strategy Officer) $383,758 $0 $202,839
Gregory L Gibson (Cfo) $342,536 $0 $94,520
Bonnie J Kimmey (Chief Operating Officer) $331,995 $0 $415,138
Eric Broome (Chief Operating Officer) $317,073 $0 $218,524
Drew A Putt (Chief Lending Sales Officer) $228,038 $0 $34,175
Lorenzo L Brown (Vp Strategic Technical Solutions) $228,038 $0 $43,755
Matthew Havice (Vp Assistant General Counsel) $219,025 $0 $34,377
David A Marlowe (Vp Principal Experience Officer) $213,362 $0 $30,021
Kenneth D Brehm (Principal Operations Off) $212,053 $0 $44,104
Todd A Lambright (Sales Manager Mortgage Services) $203,023 $0 $18,690
Teresa L Martin (Vp Principal Accounting Officer) $201,803 $0 $45,125
Kimberly Duffy (Vp Hr And Learning) $198,042 $0 $42,597
Lee D Norris (Vp Real Estate & Facilities) $196,138 $0 $34,186
Michael Stone (Vp Commercial Lending Group) $192,026 $0 $35,456
Kevan Williamson (Vp Information Systems) $190,537 $0 $34,196
Anthony L Stripling (Vp Mortgage Services) $184,838 $0 $34,554
Christin K Hewitt (Vp Credit & Portfolio Risk) $183,596 $0 $30,447
Rodney D Cowan (Vp Internal Audit/Diversity & Inclusion) $161,562 $0 $32,070
Laura Sterling (Vp Marketing & Product) $159,197 $0 $31,255
James V Bryson (Vp Business Services) $150,094 $0 $26,579
Michael Massey (Vp Product Management) $146,911 $0 $17,254
Richard M Ellis (Director, Compliance) $140,362 $0 $38,873
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990
Filed on Aug. 21, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$115,404,072
Expenses
$98,891,066
Net Income
$16,513,006
Net Assets
$233,336,198
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $106,810,219
92.6%
Investment Income $6,317,130
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,276,723
2.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $6,917,164
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $22,834,286
23.1%
Assets/Debt
Total Assets $2,311,604,416
Total Liabilities $2,078,268,218
Net Assets $233,336,198
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Preter (President/Ceo Director) $721,005 $0 $688,627
Kelly M Garmon (Cmo) $656,887 $0 $144,331
John Carew Iii (Svp Strategy) $543,553 $0 $185,567
Bonnie J Kimmey (Svp Lending) $314,691 $0 $95,446
Gregory Gibson (Cfo) $309,863 $0 $77,416
Eric Broome (Svp Erm/General Counsel) $291,525 $0 $198,923
Cindy Boyles (Svp Organizational Develop) $282,287 $0 $182,242
Lorenzo Brown (Vp Strategic Technical Solutions) $200,796 $0 $26,702
David A Marlow (Principal Member Impact) $199,721 $0 $19,467
Matthew Havice (Vp Assistant General Counsel) $181,458 $0 $21,422
Teresa L Martin (Principal Accounting) $178,806 $0 $41,456
Lee D Norris (Vp Facilities & Real Est) $170,957 $0 $15,620
Kenneth D Brehm (Principal Operations Officer) $170,433 $0 $38,562
Todd Lambright (Mortgage Sales Manager) $170,263 $0 $7,958
Kimberly Duffy (Vp Hr And Learning) $170,065 $0 $19,143
Michael Stone (Avp Syndication Lending) $167,637 $0 $17,534
Anthony Stripling (Vp Mortgage Operations) $163,936 $0 $31,355
Barbara Burkett (Vp Deposits & Payments) $153,786 $0 $26,893
Tim Thomas (Vp Member Services Call Center) $146,993 $0 $21,869
Kevan Williamson (Vp Information Systems) $143,466 $0 $31,506
Rodney Cowan (Vp Internal Audit) $134,653 $0 $21,609
Elizabeth Stana (Director Product Management) $126,351 $0 $22,960
Drew Putt (Chief Lending Sales Officer) $68,751 $0 $4,319
Richard E Burns (Director) $14,509 $0 $0
Joseph M Mauriello (Chairman Director) $13,397 $0 $0
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990
Filed on Oct. 17, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$101,097,029
Expenses
$93,031,807
Net Income
$8,065,222
Net Assets
$222,574,829
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $95,717,639
94.7%
Investment Income $5,436,400
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$57,010
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,911,726
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $23,129,333
24.9%
Assets/Debt
Total Assets $2,139,644,896
Total Liabilities $1,917,070,067
Net Assets $222,574,829
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Preter (President/Ceo) $642,972 $0 $522,374
John Carew Iii (Svp Strategy) $330,871 $0 $182,402
Kelly M Garmon (Cmo) $327,170 $0 $192,527
Bonnie J Kimmey (Svp Lending) $277,601 $0 $53,510
Gregory Gibson (Cfo) $265,178 $0 $29,688
Eric Broome (Svp Erm/General Counsel) $254,384 $0 $145,995
Cindy Boyles (Svp Organizational Develop) $248,014 $0 $161,798
Todd Lambright (Mortgage Sales Manager) $196,669 $0 $6,184
David A Marlow (Principal Member Impact) $184,649 $0 $17,110
Greg Cook (Principal Consumer Lendi) $181,051 $0 $16,928
Teresa L Martin (Principal Accounting) $172,867 $0 $31,525
Kenneth D Brehm (Vp Consumer Lending) $163,482 $0 $27,948
Anthony Stripling (Vp Mortgage Operations) $162,365 $0 $23,755
Lee D Norris (Vp Facilities & Real Est) $160,281 $0 $17,122
Matthew Havice (Asst General Counsel) $151,330 $0 $16,639
Michael Stone (Avp Syndication Lending) $150,274 $0 $16,771
Janet F Lambert (Mortgage Loan Originator) $143,776 $0 $12,320
Barbara Burkett (Vp Deposits & Payments) $141,624 $0 $21,661
Richard E Burns (Director) $14,066 $0 $0
Joseph M Mauriello (Chairman) $12,262 $0 $0
William E Conine (Director) $11,129 $0 $0
Michael W Baumgartner (Vice Chairman) $10,829 $0 $0
Patrick H Casey (Treasurer) $10,829 $0 $0
David Dickey (Director) $10,829 $0 $0
James L Fowler (Director) $10,829 $0 $0
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990
Filed on Sept. 19, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$90,184,117
Expenses
$82,891,662
Net Income
$7,292,455
Net Assets
$198,916,347
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $85,530,749
94.8%
Investment Income $4,367,678
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $285,690
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,797,048
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $21,633,400
26.1%
Assets/Debt
Total Assets $2,047,209,136
Total Liabilities $1,848,292,789
Net Assets $198,916,347
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Preter (President/Ceo) $391,055 $0 $424,196
William Lusk (Coo) $351,343 $0 $18,456
John Carew Iii (Svp Strategy) $313,608 $0 $177,514
Kelly M Garmon (Cmo) $310,219 $0 $186,704
Bonnie J Kimmey (Svp Lending) $300,795 $0 $240,329
Eric Broome (Svp Erm/General Counsel) $237,298 $0 $155,082
Cindy Boyles (Svp Organizational Develop) $231,285 $0 $161,250
Todd Lambright (Mortgage Sales Manager) $199,357 $0 $13,085
Lorenzo L Brown Sr (Vp Of Is & Pmo) $185,034 $0 $29,423
Erik C Rostholder (Vp Syndication Lending) $167,330 $0 $14,403
Greg Cook (Principal Consumer Lending) $157,315 $0 $22,953
Teresa L Martin (Principal Accounting) $156,478 $0 $33,989
David A Marlow (Principal Member Impact) $153,721 $0 $20,814
Janet F Lambert (Mortgage Loan Originator) $153,214 $0 $20,257
Anthony Stripling (Vp Mortgage Operations) $150,572 $0 $24,923
Kenneth D Brehm (Vp Consumer Lending) $149,547 $0 $34,225
Lee D Norris (Vp Facilities & Real Est) $149,269 $0 $19,278
Michael Stone (Avp Syndication Lending) $137,616 $0 $18,429
Gregory Gibson (Cfo) $74,835 $0 $8,224
Joseph M Mauriello (Chairperson) $11,100 $0 $0
William E Conine (Director) $10,000 $0 $0
Michael W Baumgartner (Vice Chairman) $9,600 $0 $0
Richard E Burns (Director) $9,600 $0 $0
Patrick H Casey (Treasurer) $9,600 $0 $0
David Dickey (Director) $9,600 $0 $0
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990
Filed on Aug. 9, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$89,895,484
Expenses
$79,013,842
Net Income
$10,881,642
Net Assets
$194,635,067
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $85,290,579
94.9%
Investment Income $4,172,866
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $432,039
0.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,380,235
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $19,465,481
24.6%
Assets/Debt
Total Assets $1,828,681,510
Total Liabilities $1,634,046,443
Net Assets $194,635,067
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Preter (President/Ceo) $561,465 $0 $377,959
William Lusk (Coo) $344,616 $0 $140,882
John Carew Iii (Svp Strategy) $305,594 $0 $147,049
Kelly M Garmon (Cmo) $294,946 $0 $156,038
Cindy Boyles (Svp Organizational Development) $221,386 $0 $130,920
Eric Broome (Svp Erm/General Counsel) $219,835 $0 $111,608
Bonnie J Kimmey (Svp Lending) $205,758 $0 $157,272
Lorenzo L Brown Sr (Vp Of Is & Pmo) $180,729 $0 $30,768
Erik C Rostholder (Vp Syndication Lending) $160,244 $0 $13,540
Teresa L Martin (Vp Principal Accounting Officer) $153,038 $0 $21,163
Kenneth D Brehm (Vp Consumer Lending) $151,390 $0 $21,337
Anthony Stripling (Vp Mortgage Operations) $151,088 $0 $26,240
Janet F Lambert (Mortgage Loan Originator) $146,460 $0 $19,208
David A Marlow (Vp Member Impact & Delivery) $145,395 $0 $19,547
Lee D Norris (Vp Facilities & Real Estate) $143,184 $0 $18,816
Kathryn Igou (Vp Branch Innovation) $141,838 $0 $84,947
Michael Stone (Principal Syndication Lending) $129,252 $0 $17,771
Joseph M Mauriello (Chairperson) $10,750 $0 $0
Michael W Baumgartner (Director) $9,524 $0 $0
Richard E Burns (Director) $9,524 $0 $0
William E Conine (Director) $9,524 $0 $0
James L Fowler (Director) $9,524 $0 $0
Joan K Sims (Secretary) $9,524 $0 $0
Patrick H Casey (Director) $9,250 $0 $0
David Dickey (Director) $9,250 $0 $0
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990
Filed on Aug. 11, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$85,347,777
Expenses
$77,355,664
Net Income
$7,992,113
Net Assets
$185,026,084
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $84,043,795
98.5%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,303,982
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,316,777
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $18,347,202
23.7%
Assets/Debt
Total Assets $1,777,033,643
Total Liabilities $1,592,007,559
Net Assets $185,026,084
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Preter (Pres/Ceo & B) $536,338 $0 $389,940
William Lusk (Coo) $327,747 $0 $46,484
John Carew Iii (Svp Strategy) $295,256 $0 $53,814
Kelly M Garmon (Cmo) $276,312 $0 $37,799
Bonnie J Kimmey (Svp Lending) $214,550 $0 $180,984
Eric Broome (Svp Erm/Gen) $208,067 $0 $26,474
Cindy Boyles (Svp Org Dev) $206,754 $0 $28,446
Lorenzo Brown (Vp Of Is & P) $165,254 $0 $28,108
Michael Stone (Prin Syndic) $120,271 $0 $28,154
Greg Cook (Product Mgr) $110,521 $0 $13,976
Julia Lauer (Product Mgr) $109,846 $0 $23,708
Richard Ellis (Avp Compl/Fr) $109,574 $0 $20,419
J Brad Bollier (Avp Bs Lendi) $105,920 $0 $18,784
Joseph M Mauriello (Director) $9,250 $0 $0
William E Conine (Director) $8,150 $0 $0
David Dickey (Director) $7,750 $0 $0
Michael W Baumgartner (Director) $7,750 $0 $0
Patrick H Casey (Director) $7,750 $0 $0
James L Fowler (Director) $7,750 $0 $0
Joan K Sims (Secretary) $7,750 $0 $0
Ervin M Walker (Director) $7,750 $0 $0
Richard E Burns (Director) $7,750 $0 $0
Gary M Ludgood (Director) $7,750 $0 $0
John B White Jr (Director Eme) $5,850 $0 $0
C Edward Heath (Director Eme) $750 $0 $0
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990
Filed on July 3, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$86,385,484
Expenses
$80,119,445
Net Income
$6,266,039
Net Assets
$172,969,901
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $84,732,743
98.1%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,652,741
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,924,191
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $17,109,720
21.4%
Assets/Debt
Total Assets $1,728,837,789
Total Liabilities $1,555,867,888
Net Assets $172,969,901

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$86,083,461
Expenses
$78,243,228
Net Income
$7,840,233
Net Assets
$166,442,687
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $84,856,068
98.6%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,227,393
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,805,525
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $14,961,257
19.1%
Assets/Debt
Total Assets $1,663,262,419
Total Liabilities $1,496,819,732
Net Assets $166,442,687

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated