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North Main Credit Union

  • Cornelia, GA
  • Tax-exempt since Nov. 2001
  • EIN: 58-1354498

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Summary charts: organization finances over time

Revenue
$1.71M (2022)

Expenses
$1.4M (2022)

Total Assets
$30M (2022)

Total Liabilities
$25.6M (2022)

Years with missing data
Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,711,537
Expenses
$1,399,686
Net Income
$311,851
Net Assets
$4,355,422
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,641,113
95.9%
Investment Income $70,424
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $158,564
11.3%
Professional Fundraising Fees $0
Other Salaries and Wages $408,458
29.2%
Assets/Debt
Total Assets $29,981,369
Total Liabilities $25,625,947
Net Assets $4,355,422
Compensation
Key Employees and Officers Compensation Related Other
Melany Ward (President/Ceo) $150,814 $0 $0
Ray Mc Alister (Board Chair) $0 $0 $0
Lawrence Bridges (Director & Vice Chair) $0 $0 $0
Deborah Beam (Director & Supervisory Chair) $0 $0 $0
Barbara Strain (Director & Board Secretary) $0 $0 $0
Amanda Chosewood (Board Member) $0 $0 $0
Adam Durkin (Board Member) $0 $0 $0
Gracie Heinen (Board Member) $0 $0 $0
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Document Links

990
Filed on Nov. 13, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,297,238
Expenses
$1,143,792
Net Income
$153,446
Net Assets
$2,700,429
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,288,119
99.3%
Investment Income $9,119
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $140,000
12.2%
Professional Fundraising Fees $0
Other Salaries and Wages $328,327
28.7%
Assets/Debt
Total Assets $20,141,320
Total Liabilities $17,440,891
Net Assets $2,700,429
Compensation
Key Employees and Officers Compensation Related Other
Melany Ward (President/Ceo) $140,000 $0 $0
Ray Mc Alister (Board Chair) $0 $0 $0
Lawrence Bridges (Director & Vice Chair) $0 $0 $0
Deborah Beam (Director & Supervisory Chair) $0 $0 $0
Barbara Strain (Director & Board Secretary) $0 $0 $0
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Document Links

990
Filed on Nov. 7, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,189,334
Expenses
$1,152,068
Net Income
$37,266
Net Assets
$2,485,845
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,130,473
95.1%
Investment Income $58,861
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $114,576
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $295,843
25.7%
Assets/Debt
Total Assets $15,588,586
Total Liabilities $13,102,741
Net Assets $2,485,845
Compensation
Key Employees and Officers Compensation Related Other
Melany Ward (President/Ceo) $114,576 $0 $0
Ray Mc Alister (Board Chair) $0 $0 $0
Dave Mc Clure (Board Vice Chair) $0 $0 $0
Gay Bramlett (Director & Supervisory Committee Chair) $0 $0 $0
Freddie Dalton (Director) $0 $0 $0
Danny Thomas (Director) $0 $0 $0
Deborah Beam (Board Secretary & Treasurer) $0 $0 $0
Barbara Strain (Director) $0 $0 $0
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Document Links

990
Filed on July 3, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$992,853
Expenses
$969,083
Net Income
$23,770
Net Assets
$2,448,579
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $926,306
93.3%
Investment Income $66,547
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $110,000
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $286,695
29.6%
Assets/Debt
Total Assets $14,732,812
Total Liabilities $12,284,233
Net Assets $2,448,579
Compensation
Key Employees and Officers Compensation Related Other
Melany Ward (President/Ceo) $110,000 $0 $0
Ray Mc Alister (Board Chair) $0 $0 $0
Dave Mc Clure (Board Vice Chair) $0 $0 $0
Gay Bramlett (Director & Supervisory Committee Chair) $0 $0 $0
Freddie Dalton (Director) $0 $0 $0
Danny Thomas (Director) $0 $0 $0
Deborah Beam (Board Secretary & Treasurer) $0 $0 $0
Barbara Strain (Director) $0 $0 $0
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Document Links

990
Filed on Nov. 8, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$801,767
Expenses
$785,767
Net Income
$16,000
Net Assets
$2,424,809
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $750,379
93.6%
Investment Income $51,388
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $108,000
13.7%
Professional Fundraising Fees $0
Other Salaries and Wages $207,756
26.4%
Assets/Debt
Total Assets $13,858,793
Total Liabilities $11,433,984
Net Assets $2,424,809
Compensation
Key Employees and Officers Compensation Related Other
Melany Ward (President/Ceo) $108,000 $0 $0
Ray Mc Alister (Board Chair) $0 $0 $0
Dave Mc Clure (Board Vice Chair) $0 $0 $0
Deborah Beam (Board Secretary & Treasurer) $0 $0 $0
Gay Bramlett (Director & Supervisory Committee Chair) $0 $0 $0
Freddie Dalton (Director) $0 $0 $0
Danny Thomas (Director) $0 $0 $0
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Document Links

990
Filed on Nov. 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$687,996
Expenses
$686,517
Net Income
$1,479
Net Assets
$2,408,809
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $454,248
66.0%
Investment Income $49,203
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $184,545
26.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $89,250
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $240,476
35.0%
Assets/Debt
Total Assets $12,883,786
Total Liabilities $10,474,977
Net Assets $2,408,809

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$663,109
Expenses
$633,874
Net Income
$29,235
Net Assets
$2,407,190
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $483,935
73.0%
Investment Income $41,367
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $137,807
20.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $199,171
31.4%
Assets/Debt
Total Assets $11,963,067
Total Liabilities $9,555,877
Net Assets $2,407,190
Compensation
Key Employees and Officers Compensation Related Other
Melany Ward (Ceo) $85,000 $0 $0
Fredrick Dalton Jr (Board Member) $0 $0 $0
Joye Dodd (Board Secretary) $0 $0 $0
Gay Barmlett (Supervisory Committee Chair) $0 $0 $0
Deborah Beam (President) $0 $0 $0
Brandon Terrell (Credit Committee Chair) $0 $0 $0
Danny Thomas (Board Member) $0 $0 $0
Barbara Harbert (Supervisory Committee Member) $0 $0 $0
William Beam (Credit Committee Member) $0 $0 $0
Ray Mc Alister (Board Member) $0 $0 $0
Tracy Mc Curry (Board Member) $0 $0 $0
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Document Links

990
Filed on May 11, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$702,718
Expenses
$624,533
Net Income
$78,185
Net Assets
$2,405,584
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $530,688
75.5%
Investment Income $37,170
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $134,860
19.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $82,000
13.1%
Professional Fundraising Fees $0
Other Salaries and Wages $109,785
17.6%
Assets/Debt
Total Assets $11,165,320
Total Liabilities $8,759,736
Net Assets $2,405,584
Compensation
Key Employees and Officers Compensation Related Other
Deborah Beam (President) $82,000 $0 $0
Fredrick Dalton Jr (Board Member) $0 $0 $0
Joye Dodd (Board Secretary) $0 $0 $0
Gay Barmlett (Supervisory Committee Chair) $0 $0 $0
Brandon Terrell (Credit Committee Chair) $0 $0 $0
Danny Thomas (Board Member) $0 $0 $0
Barbara Harbert (Supervisory Committee Member) $0 $0 $0
William Beam (Credit Committee Member) $0 $0 $0
Ray Mc Alister (Board Member) $0 $0 $0
Tracy Mc Curry (Board Member) $0 $0 $0
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Document Links

990
Filed on May 15, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$722,287
Expenses
$614,737
Net Income
$107,550
Net Assets
$2,327,336
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $539,232
74.7%
Investment Income $40,390
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $142,665
19.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $81,800
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $118,185
19.2%
Assets/Debt
Total Assets $11,219,819
Total Liabilities $8,892,483
Net Assets $2,327,336
Compensation
Key Employees and Officers Compensation Related Other
Deborah Beam (President) $81,800 $0 $0
Fredrick Dalton Jr (Board Member) $0 $0 $0
Joye Dodd (Board Secretary) $0 $0 $0
Gay Barmlett (Supervisory Committee Chair) $0 $0 $0
Scott Compton (Board Member) $0 $0 $0
Brandon Terrell (Credit Committee Chair) $0 $0 $0
Danny Thomas (Board Member) $0 $0 $0
Barbara Harbert (Supervisory Committee Member) $0 $0 $0
William Beam (Credit Committee Member) $0 $0 $0
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Document Links

990
Filed on May 15, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$680,522
Expenses
$578,976
Net Income
$101,546
Net Assets
$2,219,723
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $515,736
75.8%
Investment Income $38,504
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $126,282
18.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $81,800
14.1%
Professional Fundraising Fees $0
Other Salaries and Wages $48,952
8.5%
Assets/Debt
Total Assets $10,964,835
Total Liabilities $8,745,112
Net Assets $2,219,723

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$674,551
Expenses
$566,329
Net Income
$108,222
Net Assets
$2,118,106
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $508,175
75.3%
Investment Income $50,848
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $115,528
17.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,900
14.1%
Professional Fundraising Fees $0
Other Salaries and Wages $63,391
11.2%
Assets/Debt
Total Assets $10,054,656
Total Liabilities $7,936,550
Net Assets $2,118,106

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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