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Georgia Guard Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$367k (2023)

Expenses
$361k (2023)

Total Assets
$3.86M (2023)

Total Liabilities
$3.51M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$366,806
Expenses
$360,610
Net Income
$6,196
Net Assets
$346,387
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $350,925
95.7%
Investment Income $18,546
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$2,665
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $167,115
46.3%
Assets/Debt
Total Assets $3,860,437
Total Liabilities $3,514,050
Net Assets $346,387
Compensation
Key Employees and Officers Compensation Related Other
Betty Sue Adams (Board Member) $33,917 $0 $0
Anthony Davis (Board Member) $0 $0 $0
Melony Davis (Bod/Sc Mem) $0 $0 $0
Charles Eric Everett (Bod/Sc Chair) $0 $0 $0
Michelle Leavins (Board Secret) $0 $0 $0
Thomas Tj Smith (Bod/Sc Mem) $0 $0 $0
Mark Thompson (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$371,383
Expenses
$311,148
Net Income
$60,235
Net Assets
$339,780
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $335,325
90.3%
Investment Income $31,168
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,890
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $161,497
51.9%
Assets/Debt
Total Assets $3,984,661
Total Liabilities $3,644,881
Net Assets $339,780
Compensation
Key Employees and Officers Compensation Related Other
Mark Thompson (Board Chair) $0 $0 $0
Betty Sue Adams (Board Member) $0 $0 $0
Bobby Banks (Board Member) $0 $0 $0
Anthony Davis (Board Member) $0 $0 $0
Melony Davis (Board Member) $0 $0 $0
Charles Eric Everett (Board Member) $0 $0 $0
Michelle Leavins (Board Secret) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$243,583
Expenses
$289,875
Net Income
-$46,292
Net Assets
$310,633
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $183,777
75.4%
Investment Income $8,675
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $51,131
21.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $157,006
54.2%
Professional Fundraising Fees $0
Other Salaries and Wages $689
0.2%
Assets/Debt
Total Assets $4,674,077
Total Liabilities $4,363,444
Net Assets $310,633
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Tooker (Admin Assist/Treasurer) $49,506 $0 $0
Karen Fowler (Back Office Admin) $36,467 $0 $0
Twanda Ellis (Loan Depart) $26,550 $0 $0
Anna Waters (Msr Front Oper) $26,329 $0 $0
Betty Sue Adams (Loan Dept/Marketing) $9,679 $0 $0
Michelle Leavins (Sec Of Board) $0 $0 $0
Charles Eric Everett (Board Member) $0 $0 $0
Mark Thompson (Chairman Of Board) $0 $0 $0
James Nelson (Board Member) $0 $0 $0
Anthony Davis (Board Of Director) $0 $0 $0
Tamela Johnson (Board Of Directors) $0 $0 $0
Jerry Henson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$250,068
Expenses
$355,629
Net Income
-$105,561
Net Assets
$356,624
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $161,002
64.4%
Investment Income $22,710
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $66,356
26.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $148,941
41.9%
Professional Fundraising Fees $0
Other Salaries and Wages $16,520
4.6%
Assets/Debt
Total Assets $4,412,560
Total Liabilities $4,055,936
Net Assets $356,624
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Tooker (Admin Assist/Treasurer) $44,796 $0 $0
Karen Fowler (Back Office Admin) $32,978 $0 $0
Twanda Ellis (Loan Depart) $26,550 $0 $0
Anna Waters (Msr Front Oper) $23,906 $0 $0
Michelle Leavins (Baord Member) $0 $0 $0
Eric Everett (Board Member/Audit Comm) $0 $0 $0
Bill Ehlers (Board Member) $0 $0 $0
George Fisher (Board Member) $0 $0 $0
Al Covington (Board Of Directors/Credit Comm) $0 $0 $0
Tamela Johnson (Board Of Directors/Credit Comm) $0 $0 $0
James Nelson (Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$320,082
Expenses
$321,835
Net Income
-$1,753
Net Assets
$462,185
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $203,592
63.6%
Investment Income $29,183
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $87,307
27.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $154,819
48.1%
Professional Fundraising Fees $0
Other Salaries and Wages $3,650
1.1%
Assets/Debt
Total Assets $4,083,589
Total Liabilities $3,621,404
Net Assets $462,185
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Tooker (Admin Assist/Treasurer) $38,000 $0 $0
Charlie Neely (Chairperson) $0 $0 $0
Jackie Mckennie (Secretary) $0 $0 $0
Debra Montford (President) $0 $0 $0
Chas Eric Everett (Audit Chair) $0 $0 $0
Robert Tadlock (Cc Chair) $0 $0 $0
Al Covington (Credit Comm) $0 $0 $0
George Fisher (Board Member) $0 $0 $0
Mark Thompson (Budget) $0 $0 $0
William Ehlers (Board Member) $0 $0 $0
James Nelson (Board Member) $0 $0 $0
Karen Fowler (Back Office Admin) $0 $0 $0
Anna Waters (Msr Front Oper) $0 $0 $0
Betty Sue Adams (Loan Depart) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$316,854
Expenses
$291,016
Net Income
$25,838
Net Assets
$463,938
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $194,361
61.3%
Investment Income $22,744
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $99,749
31.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $55,549
19.1%
Professional Fundraising Fees $0
Other Salaries and Wages $75,288
25.9%
Assets/Debt
Total Assets $4,291,455
Total Liabilities $3,827,517
Net Assets $463,938
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Debra Montford (President) $55,549 $0 $0
Charlie Neely (Chairperson) $0 $0 $0
Jackie Mckennie (Secretary) $0 $0 $0
Chas Eric Everett (Audit Chair) $0 $0 $0
Robert Tadlock (Cc Chair) $0 $0 $0
Al Covington (Credit Comm) $0 $0 $0
George Fisher (Board Member) $0 $0 $0
Mark Thompson (Budget) $0 $0 $0
William Ehlers (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$292,329
Expenses
$294,576
Net Income
-$2,247
Net Assets
$438,100
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $182,101
62.3%
Investment Income $16,728
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $93,500
32.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $53,369
18.1%
Professional Fundraising Fees $0
Other Salaries and Wages $93,416
31.7%
Assets/Debt
Total Assets $4,256,410
Total Liabilities $3,818,310
Net Assets $438,100
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Debra Montford (Manager) $53,369 $0 $0
Charlie Neely (Chairperson) $0 $0 $0
Jackie Mckenzie (Secretary) $0 $0 $0
George Fisher (Board Member) $0 $0 $0
Richard Thompson (Supervisory Committee Chairperson) $0 $0 $0
William C Ehlers (Board Member) $0 $0 $0
Mark H Thompson (Supervisory Committee Chairperson) $0 $0 $0
Charles E Everett (Board Member) $0 $0 $0
Covington Alvin W (Board Member) $0 $0 $0
Robert Tadlock (Board Member) $0 $0 $0
Kevin O Mcmakin (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$306,379
Expenses
$296,907
Net Income
$9,472
Net Assets
$440,348
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $197,198
64.4%
Investment Income $12,954
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $96,227
31.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $54,886
18.5%
Professional Fundraising Fees $0
Other Salaries and Wages $86,138
29.0%
Assets/Debt
Total Assets $4,258,558
Total Liabilities $3,818,210
Net Assets $440,348
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Debra Montford (Manager) $54,886 $0 $0
Charlie Neely (Chairperson) $0 $0 $0
Jackie Mckenzie (Secretary) $0 $0 $0
George Fisher (Board Member) $0 $0 $0
Richard Thompson (Supervisory Committee Chairperson) $0 $0 $0
Kenneth Waldrep (Vice Chairperson) $0 $0 $0
William C Ehlers (Board Member) $0 $0 $0
Mark H Thompson (Supervisory Committee Chairperson) $0 $0 $0
Charles E Everett (Board Member) $0 $0 $0
Covington Alvin W (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$319,010
Expenses
$307,769
Net Income
$11,241
Net Assets
$440,202
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $202,241
63.4%
Investment Income $4,702
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $112,067
35.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,162,614
Total Liabilities $3,722,412
Net Assets $440,202
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Debra Montford (Manager) $59,896 $0 $0
Charlie Neely (Chairperson) $0 $0 $0
Jackie Mckenzie (Secretary) $0 $0 $0
George Fisher (Board Member) $0 $0 $0
Richard Thompson (Supervisory Committee Chairperson) $0 $0 $0
Kenneth Waldrep (Vice Chairperson) $0 $0 $0
William C Ehlers (Board Member) $0 $0 $0
Mark H Thompson (Supervisory Committee Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$347,014
Expenses
$357,801
Net Income
-$10,787
Net Assets
$428,961
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $210,451
60.6%
Investment Income $6,554
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $130,009
37.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,294,921
Total Liabilities $3,865,960
Net Assets $428,961
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Debra Montford (Manager) $52,708 $0 $0
Charlie Neely (Chairperson) $0 $0 $0
Jackie Mckenzie (Secretary) $0 $0 $0
George Fisher (Board Member) $0 $0 $0
Harold Carlisle (Supervisory Committee Chairperson) $0 $0 $0
Kenneth Waldrep (Vice Chairperson) $0 $0 $0
William C Ehlers (Board Member) $0 $0 $0
Mark H Thompson (Supervisory Committee Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$385,602
Expenses
$428,917
Net Income
-$43,315
Net Assets
$439,749
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $239,130
62.0%
Investment Income $7,819
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $138,653
36.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,822,131
Total Liabilities $4,382,382
Net Assets $439,749
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Debra Montford (Manager) $56,650 $0 $0
Charlie Neely (Chairman Of Board Of Directors) $0 $0 $0
Jackie Mckenzie (Secretary) $0 $0 $0
George Fisher (Board Member) $0 $0 $0
Larry Mclendon (Supervisory Committee Chairperson) $0 $0 $0
Harold Carlisle (Supervisory Committee Chairperson) $0 $0 $0
Kenneth Waldrep (Board Member) $0 $0 $0
Paul Jossey (Vice President) $0 $0 $0
William C Ehlers (Board Member) $0 $0 $0
Rosalyn K Reese (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$412,762
Expenses
$404,557
Net Income
$8,205
Net Assets
$483,064
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $249,978
60.6%
Investment Income $9,572
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $153,212
37.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $204,229
50.5%
Assets/Debt
Total Assets $4,788,940
Total Liabilities $4,305,876
Net Assets $483,064

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$405,797
Expenses
$413,781
Net Income
-$7,984
Net Assets
$475,069
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $230,111
56.7%
Investment Income $16,075
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $159,611
39.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $158,248
38.2%
Assets/Debt
Total Assets $4,153,873
Total Liabilities $3,678,804
Net Assets $475,069

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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