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1 St Choice Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Summary charts: organization finances over time

Revenue
$3.4M (2023)

Expenses
$3.29M (2023)

Total Assets
$40.2M (2023)

Total Liabilities
$36.7M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,398,540
Expenses
$3,289,664
Net Income
$108,876
Net Assets
$3,474,381
Notable Sources of Revenue Percent of Total Revenue
Contributions $635,665
18.7%
Program Services $2,154,834
63.4%
Investment Income $356,727
10.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $251,314
7.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $203,206
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $732,114
22.3%
Assets/Debt
Total Assets $40,163,724
Total Liabilities $36,689,343
Net Assets $3,474,381
Compensation
Key Employees and Officers Compensation Related Other
Dina Hairston (Coo) $156,583 $0 $0
Claudie Johnson (Ceo) $46,623 $0 $0
Paresh Patel (Technology Committee Chair) $0 $0 $0
Sheilah Montgomery (Board Secretary) $0 $0 $0
Charlene Turner (Director) $0 $0 $0
Howard Mosby (Chairman Of The Board) $0 $0 $0
James E Wright Sr (Nominating Committee Chair) $0 $0 $0
Reginald Lindsay (Credit Committee Chair) $0 $0 $0
Eddie Cheung (Supervisory Committee Chair) $0 $0 $0
Alonzo Llorens (Vice Chairman) $0 $0 $0
Marsha Hahn (Ceo) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,929,507
Expenses
$2,273,779
Net Income
$655,728
Net Assets
$3,520,258
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,190,600
40.6%
Program Services $1,389,562
47.4%
Investment Income $255,221
8.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $94,124
3.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $364,520
16.0%
Professional Fundraising Fees $0
Other Salaries and Wages $397,543
17.5%
Assets/Debt
Total Assets $38,566,816
Total Liabilities $35,046,558
Net Assets $3,520,258
Compensation
Key Employees and Officers Compensation Related Other
Dina Hairston (Ceo) $168,270 $0 $0
Claudie Johnson (Ceo) $160,000 $0 $0
Jameka Lain (Ceo) $36,250 $0 $0
Paresh Patel (Technology Committee Chair) $0 $0 $0
Sheilah Montgomery (Board Secretary) $0 $0 $0
Charlene Turner (Director) $0 $0 $0
Howard Mosby (Chairman Of The Board) $0 $0 $0
James E Wright Sr (Nominating Committee Chair) $0 $0 $0
Reginald Lindsay (Credit Committee Chair) $0 $0 $0
Eddie Cheung (Supervisory Committee Chair) $0 $0 $0
Alonzo Llorens (Vice Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,831,843
Expenses
$2,263,406
Net Income
$568,437
Net Assets
$2,808,133
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,659,311
93.9%
Investment Income $96,445
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $366
0.0%
Net Inventory Sales $0
Other Revenue $75,721
2.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $229,607
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $129,250
5.7%
Assets/Debt
Total Assets $36,322,737
Total Liabilities $33,514,604
Net Assets $2,808,133
Compensation
Key Employees and Officers Compensation Related Other
Jameka Lain (Ceo) $121,169 $0 $0
Cassius F Butts (Ceo) $100,438 $0 $0
Tonya Shivers (Branch Manager) $35,164 $0 $0
Claudie Johnson (Ceo) $8,000 $0 $0
Sheilah Montgomery (Board Secretary) $0 $0 $0
Archie Jones (Director) $0 $0 $0
Charlene Turner (Director) $0 $0 $0
Reginald Lindsay (Credit Committee Chair) $0 $0 $0
Howard Mosby (Chairman Of The Board) $0 $0 $0
James E Wright Sr (Nominating Committee Chair) $0 $0 $0
Paresh Patel (Technology Committee Chair) $0 $0 $0
Eddie Cheung (Supervisory Committee Chair) $0 $0 $0
Alonzo Llorens (Vice Chairman) $0 $0 $0
Dina Hairston (Ceo) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,887,301
Expenses
$1,965,894
Net Income
-$78,593
Net Assets
$2,239,698
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,621,148
85.9%
Investment Income $175,982
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $14,858
0.8%
Net Inventory Sales $0
Other Revenue $75,313
4.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $159,961
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $331,050
16.8%
Assets/Debt
Total Assets $31,721,353
Total Liabilities $29,481,655
Net Assets $2,239,698
Compensation
Key Employees and Officers Compensation Related Other
Cassius F Butts (Ceo) $98,077 $0 $0
Jameka Lain (Ceo) $57,846 $0 $0
Tonya Shivers (Branch Manager) $53,995 $0 $0
Tom Lindley (Manager Of Lending) $29,977 $0 $0
John De Laigle (Branch Manager) $15,267 $0 $0
Eric Dunlap (Manager Of Lending) $6,440 $0 $0
Sharon R Odom (Ceo) $4,038 $0 $0
Charlene Turner (Director) $0 $0 $0
Archie Jones (Director) $0 $0 $0
Reginald Lindsay (Credit Committee Chair) $0 $0 $0
Howard Mosby (Chairman Of The Board) $0 $0 $0
James E Wright Sr (Nominating Committee Chair) $0 $0 $0
Alonzo Llorens (Vice Chairman) $0 $0 $0
Sheilah Montgomery (Board Secretary) $0 $0 $0
Paresh Patel (Technology Committee Chair) $0 $0 $0
Eddie Cheung (Supervisory Committee Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,718,263
Expenses
$1,767,227
Net Income
-$48,964
Net Assets
$2,318,291
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,368,449
79.6%
Investment Income $230,083
13.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $119,731
7.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $263,750
14.9%
Professional Fundraising Fees $0
Other Salaries and Wages $365,781
20.7%
Assets/Debt
Total Assets $25,155,828
Total Liabilities $22,837,537
Net Assets $2,318,291
Compensation
Key Employees and Officers Compensation Related Other
Sharon R Odom (Ceo) $150,000 $0 $0
Tom Lindley (Manager Of Lending) $66,950 $0 $0
Jameka Lain (Branch Manager) $46,800 $0 $0
James E Wright Sr (Nominating Committee Chair) $0 $0 $0
Howard Mosby (Chairman Of The Board) $0 $0 $0
Reginald Lindsay (Credit Committee Chair) $0 $0 $0
Alonzo Llorens (Board Vice Chair) $0 $0 $0
Eddie Cheung (Supervisory Committee Chair) $0 $0 $0
Paresh Patel (Technology Committee Chair) $0 $0 $0
Sheilah Montgomery (Secretary Alco Committee Chai) $0 $0 $0
Archie Jones (Director) $0 $0 $0
Charlene Turner (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,600,147
Expenses
$1,808,585
Net Income
-$208,438
Net Assets
$2,367,255
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,307,519
81.7%
Investment Income $171,111
10.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $121,517
7.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $264,362
14.6%
Professional Fundraising Fees $0
Other Salaries and Wages $352,814
19.5%
Assets/Debt
Total Assets $24,777,856
Total Liabilities $22,410,601
Net Assets $2,367,255
Compensation
Key Employees and Officers Compensation Related Other
Sharon R Odom (Ceo) $162,620 $0 $0
John De Laigle (Senior Loan Officer) $53,524 $0 $0
Jameka Lain (Branch Manager) $48,218 $0 $0
James E Wright Sr (Nominating Committee Chair) $0 $0 $0
Howard Mosby (Chairman Of The Board) $0 $0 $0
Reginald Lindsay (Credit Committee Chair) $0 $0 $0
Alonzo Llorens (Board Vice Chair) $0 $0 $0
Eddie Cheung (Supervisory Committee Chair) $0 $0 $0
Paresh Patel (Technology Committee Chair) $0 $0 $0
Sheilah Montgomery (Secretary Alco Committee Chai) $0 $0 $0
Archie Jones (Member) $0 $0 $0
Charlene Turner (Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,538,403
Expenses
$1,826,407
Net Income
-$288,004
Net Assets
$2,613,693
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,940
0.2%
Program Services $1,350,120
87.8%
Investment Income $80,644
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $104,699
6.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $153,395
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $346,644
19.0%
Assets/Debt
Total Assets $23,545,004
Total Liabilities $20,931,311
Net Assets $2,613,693

No Document Links

The IRS has provided extracted financial data for this filing, but has not yet released the source documents.

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,529,588
Expenses
$1,472,604
Net Income
$56,984
Net Assets
$2,901,697
Notable Sources of Revenue Percent of Total Revenue
Contributions $11,060
0.7%
Program Services $1,347,072
88.1%
Investment Income $66,247
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $105,209
6.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $129,402
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $353,273
24.0%
Assets/Debt
Total Assets $22,736,376
Total Liabilities $19,834,679
Net Assets $2,901,697

No Document Links

The IRS has provided extracted financial data for this filing, but has not yet released the source documents.

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,545,289
Expenses
$1,450,102
Net Income
$95,187
Net Assets
$2,844,713
Notable Sources of Revenue Percent of Total Revenue
Contributions $28,000
1.8%
Program Services $1,349,429
87.3%
Investment Income $83,959
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,550
Net Inventory Sales $0
Other Revenue $86,451
5.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $136,715
9.4%
Professional Fundraising Fees $0
Other Salaries and Wages $361,368
24.9%
Assets/Debt
Total Assets $21,569,189
Total Liabilities $18,724,476
Net Assets $2,844,713

No Document Links

The IRS has provided extracted financial data for this filing, but has not yet released the source documents.

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,611,083
Expenses
$1,627,247
Net Income
-$16,164
Net Assets
$2,749,526
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,439,782
89.4%
Investment Income $94,723
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,601
Net Inventory Sales $0
Other Revenue $80,179
5.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $488,105
30.0%
Assets/Debt
Total Assets $20,991,554
Total Liabilities $18,242,028
Net Assets $2,749,526
Compensation
Key Employees and Officers Compensation Related Other
Daniel Caldwell (Ceo) $70,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$0
Expenses
$0
Net Income
$0
Net Assets
$3,182,910
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,182,910
Total Liabilities $0
Net Assets $3,182,910
Compensation
Key Employees and Officers Compensation Related Other
Eddie Cheung (Supervisory) $0 $0 $0
James E Wright (Chairmain) $0 $0 $0
Marlene Stiggers (Co Chair) $0 $0 $0
Brenda Tookes (Secretary) $0 $0 $0
Calvin Cook (Alco Chair) $0 $0 $0
Dr Cyril Spann (Credit Chair) $0 $0 $0
James Reed (Expansion Ch) $0 $0 $0
Paresh Patel (Tech Chair) $0 $0 $0
Sheilah Montgomery (Ceo) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,001
Expenses
$0
Net Income
$1,001
Net Assets
$3,182,910
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,001
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,182,910
Total Liabilities $0
Net Assets $3,182,910

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$0
Expenses
$0
Net Income
$0
Net Assets
$3,181,909
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,181,909
Total Liabilities $0
Net Assets $3,181,909

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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