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Mutual Savings Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Summary charts: organization finances over time

Revenue
$3M (2023)

Expenses
$2.83M (2023)

Total Assets
$73.9M (2023)

Total Liabilities
$63.4M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,002,988
Expenses
$2,829,215
Net Income
$173,773
Net Assets
$10,535,363
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,322,621
77.3%
Investment Income $688,117
22.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$7,750
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $453,316
16.0%
Professional Fundraising Fees $0
Other Salaries and Wages $761,230
26.9%
Assets/Debt
Total Assets $73,910,407
Total Liabilities $63,375,044
Net Assets $10,535,363
Compensation
Key Employees and Officers Compensation Related Other
Elliott C Moon Jr (Ceo) $241,657 $0 $0
Emily Oami (Vp & Controller) $120,996 $0 $0
Jennifer Fiorenza (Director And Contract Employee) $26,325 $0 $0
James Anderson (Chairman) $0 $0 $0
Brian Arnberger (Director And Secretary) $0 $0 $0
David Blakely (Director) $0 $0 $0
James Bray (Director) $0 $0 $0
Phil Buchanan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Lisa Shannon Garmon (Director) $0 $0 $0
Brian Hall (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,739,562
Expenses
$2,433,246
Net Income
$306,316
Net Assets
$10,361,589
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,222,665
81.1%
Investment Income $516,897
18.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $263,796
10.8%
Professional Fundraising Fees $0
Other Salaries and Wages $996,468
41.0%
Assets/Debt
Total Assets $81,683,568
Total Liabilities $71,321,979
Net Assets $10,361,589
Compensation
Key Employees and Officers Compensation Related Other
Elliott C Moon Jr (Ceo) $169,323 $0 $0
Jennifer Fiorenza (Director And Contract Employee) $66,389 $0 $0
James Anderson (Chairman) $0 $0 $0
David Blakely (Director) $0 $0 $0
James Bray (Director) $0 $0 $0
Phil Buchanan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Shannon Garmon (Director) $0 $0 $0
Brian Hall (Director) $0 $0 $0
Brian Arnberger (Director) $0 $0 $0
Alpa Patel (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,598,757
Expenses
$2,398,273
Net Income
$200,484
Net Assets
$10,055,272
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,144,130
82.5%
Investment Income $454,627
17.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $585,808
24.4%
Professional Fundraising Fees $0
Other Salaries and Wages $777,561
32.4%
Assets/Debt
Total Assets $84,946,744
Total Liabilities $74,891,472
Net Assets $10,055,272
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Fiorenza (Retiring Ceo) $207,077 $0 $0
Tracy Serrero (Vp & Controller) $139,320 $0 $0
Elliott C Moon Jr (Ceo) $122,250 $0 $0
Alpa Patel (Director) $0 $0 $0
James Anderson (Director) $0 $0 $0
David Blakely (Director) $0 $0 $0
James Bray (Chairman) $0 $0 $0
Phil Buchanan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Shannon Garmon (Director) $0 $0 $0
Brian Hannon (Director) $0 $0 $0
Brian Arnberger (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,854,776
Expenses
$2,609,137
Net Income
$245,639
Net Assets
$9,854,787
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,302,833
80.7%
Investment Income $551,943
19.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $685,882
26.3%
Professional Fundraising Fees $0
Other Salaries and Wages $622,574
23.9%
Assets/Debt
Total Assets $78,365,558
Total Liabilities $68,510,771
Net Assets $9,854,787
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Fiorenza (Ceo) $245,323 $0 $0
Green Lee Smith (Vp Treasury & Compliance) $177,726 $0 $0
Tracy Serrero (Vp & Controller) $125,657 $0 $0
Alpa Patel (Director) $0 $0 $0
James Anderson (Director) $0 $0 $0
David Blakely (Director) $0 $0 $0
James Bray (Chairman) $0 $0 $0
Mike Bryan (Director) $0 $0 $0
Phil Buchanan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Shannon Garmon (Director) $0 $0 $0
Brian Hannon (Director) $0 $0 $0
Meena Beyers (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,038,343
Expenses
$2,836,440
Net Income
$201,903
Net Assets
$9,609,151
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,384,568
78.5%
Investment Income $653,775
21.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $665,057
23.4%
Professional Fundraising Fees $0
Other Salaries and Wages $668,947
23.6%
Assets/Debt
Total Assets $70,784,220
Total Liabilities $61,175,069
Net Assets $9,609,151
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Fiorenza (Ceo) $238,490 $0 $0
Green Lee Smith (Vp Treasury & Compliance) $172,752 $0 $0
Tracy Serrero (Vp & Controller) $120,804 $0 $0
Alpa Patel (Director) $0 $0 $0
James Anderson (Director) $0 $0 $0
David Blakely (Director) $0 $0 $0
James Bray (Chairman) $0 $0 $0
Mike Bryan (Director) $0 $0 $0
Phil Buchanan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Shannon Garmon (Director) $0 $0 $0
Brian Hannon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,886,440
Expenses
$2,552,308
Net Income
$334,132
Net Assets
$9,407,348
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,330,470
80.7%
Investment Income $555,970
19.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $641,315
25.1%
Professional Fundraising Fees $0
Other Salaries and Wages $679,007
26.6%
Assets/Debt
Total Assets $68,318,292
Total Liabilities $58,910,944
Net Assets $9,407,348
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Fiorenza (Ceo) $230,931 $0 $0
Green Lee Smith (Vp Treasury & Compliance) $167,328 $0 $0
Tracy Serrero (Vp & Controller) $114,787 $0 $0
Alpa Patel (Chair) $0 $0 $0
James Anderson (Director) $0 $0 $0
David Blakely (Director) $0 $0 $0
James Bray (Director) $0 $0 $0
Mike Bryan (Director) $0 $0 $0
Phil Buchanan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Shannon Garmon (Director) $0 $0 $0
Brian Hannon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,844,016
Expenses
$2,591,680
Net Income
$252,336
Net Assets
$9,073,216
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,312,176
81.3%
Investment Income $531,840
18.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $612,228
23.6%
Professional Fundraising Fees $0
Other Salaries and Wages $719,129
27.7%
Assets/Debt
Total Assets $71,941,386
Total Liabilities $62,868,170
Net Assets $9,073,216
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Fiorenza (Ceo) $221,856 $0 $0
Green Lee Smith (Vp Treasury & Compliance) $159,480 $0 $0
Tracy Serrero (Vp & Controller) $108,446 $0 $0
Alpa Patel (Chair) $0 $0 $0
James Anderson (Director) $0 $0 $0
David Blakely (Director) $0 $0 $0
James Bray (Director) $0 $0 $0
Mike Bryan (Director) $0 $0 $0
Phil Buchanan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Shannon Garmon (Director) $0 $0 $0
Brian Hannon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,821,670
Expenses
$2,563,622
Net Income
$258,048
Net Assets
$8,820,880
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,360,631
83.7%
Investment Income $461,039
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $603,995
23.6%
Professional Fundraising Fees $0
Other Salaries and Wages $659,684
25.7%
Assets/Debt
Total Assets $76,574,654
Total Liabilities $67,753,774
Net Assets $8,820,880
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Fiorenza (Ceo) $217,109 $0 $0
Thomas Gleason (Coo) $161,080 $0 $0
Tracy Mizell (Vp & Controller) $105,007 $0 $0
Alpa Patel (Director) $0 $0 $0
Tommy Graham (Director) $0 $0 $0
Brian T Hannon (Director) $0 $0 $0
James Anderson (Director) $0 $0 $0
James Bray (Director) $0 $0 $0
Mike Bryan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Teresa Greenwood (Director) $0 $0 $0
Sheree Sturgis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,758,101
Expenses
$2,491,925
Net Income
$266,176
Net Assets
$8,562,832
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,368,383
85.9%
Investment Income $389,718
14.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $588,419
23.6%
Professional Fundraising Fees $0
Other Salaries and Wages $654,435
26.3%
Assets/Debt
Total Assets $67,568,996
Total Liabilities $59,006,164
Net Assets $8,562,832
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Fiorenza (Ceo) $212,221 $0 $0
Thomas Gleason (Coo) $157,339 $0 $0
Tracy Mizell (Vp & Controller) $101,175 $0 $0
Alpa Patel (Director) $0 $0 $0
Tommy Graham (Director) $0 $0 $0
Brian T Hannon (Director) $0 $0 $0
James Anderson (Director) $0 $0 $0
James Bray (Director) $0 $0 $0
Mike Bryan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Teresa Greenwood (Director) $0 $0 $0
Sheree Sturgis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,759,252
Expenses
$2,525,859
Net Income
$233,393
Net Assets
$8,296,656
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,303,391
83.5%
Investment Income $455,861
16.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $454,261
18.0%
Professional Fundraising Fees $0
Other Salaries and Wages $688,044
27.2%
Assets/Debt
Total Assets $66,398,610
Total Liabilities $58,101,954
Net Assets $8,296,656
Compensation
Key Employees and Officers Compensation Related Other
Jennifer Fiorenza (Ceo) $208,719 $0 $0
Thomas Gleason (Coo) $154,690 $0 $0
Tommy Graham (Director) $0 $0 $0
Brian T Hannon (Director) $0 $0 $0
Sam Burch (Director) $0 $0 $0
Alpa Patel (Director) $0 $0 $0
James Anderson (Director) $0 $0 $0
James Bray (Director) $0 $0 $0
Mike Bryan (Director) $0 $0 $0
Ron Forster (Director) $0 $0 $0
Teresa Greenwood (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,765,555
Expenses
$2,640,782
Net Income
$124,773
Net Assets
$8,063,263
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,331,609
84.3%
Investment Income $433,946
15.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $449,773
17.0%
Professional Fundraising Fees $0
Other Salaries and Wages $672,968
25.5%
Assets/Debt
Total Assets $69,797,267
Total Liabilities $61,734,004
Net Assets $8,063,263
Compensation
Key Employees and Officers Compensation Related Other
Thomas Gleason (Coo) $140,467 $0 $0
Jennifer Fiorenza (Ceo) $127,500 $0 $0
Denise Bonner (Director) $0 $0 $0
Richard Crenshaw (Director) $0 $0 $0
Tommy Graham (Director) $0 $0 $0
Brian T Hannon (Director) $0 $0 $0
Charles C Moore (Director) $0 $0 $0
Lee Smith (Director) $0 $0 $0
Sam Burch (Director) $0 $0 $0
Alpa Patel (Director) $0 $0 $0
Kelley Daviss (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,885,085
Expenses
$2,598,889
Net Income
$286,196
Net Assets
$7,938,490
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,399,560
83.2%
Investment Income $485,525
16.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $391,165
15.1%
Professional Fundraising Fees $0
Other Salaries and Wages $687,612
26.5%
Assets/Debt
Total Assets $68,762,757
Total Liabilities $60,824,267
Net Assets $7,938,490

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,846,421
Expenses
$2,705,346
Net Income
$141,075
Net Assets
$7,652,294
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,265,880
79.6%
Investment Income $580,541
20.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $358,903
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $721,118
26.7%
Assets/Debt
Total Assets $67,148,657
Total Liabilities $59,496,363
Net Assets $7,652,294

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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