Radiant Credit Union

  • Gainesville, FL
  • Tax exemption issued: Sept. 2021
  • EIN: 59-0808589

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Organizations with gross receipts of less than $50,000 can file the form 990-N postcard filing, which doesn’t include financial details. All Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$55,611,981
Expenses
$50,603,854
Net Income
$5,008,127
Net Assets
$665,109,520
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,459,589
67.4%
Investment Income $6,052,124
10.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $170,272
0.3%
Net Inventory Sales $0
Other Revenue $11,929,996
21.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,796,630
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $11,723,222
23.2%
Assets/Debt
Total Assets $855,283,975
Total Liabilities $190,174,455
Net Assets $665,109,520
Compensation
Key Employees and Officers Compensation Related Other
Thomas Barnard (President/ceo) $521,286 $0 $36,406
Kelly Chesser (Coo) $245,708 $0 $28,410
Trey Presnell (Cfo) $238,996 $0 $28,528
Andrew Cuomo (Cpo) $233,509 $0 $28,528
Matthew Braddy (Clo) $222,318 $0 $27,873
Wes Strickland (Vp Of Marketing) $169,516 $0 $10,433
Tannia Weaver (Vp Of Risk/compliance) $158,029 $0 $9,148
Brandon Love (Cio) $158,026 $0 $15,662
Josh Emerson (Vp Of Credit) $155,844 $0 $9,290
Kimberly Maxwell (Vp Of It) $148,410 $0 $8,943
Eric Whisler (Contact Center Director) $131,575 $0 $7,900
Chad King (Chairman) $3,203 $0 $0
David Nicholson (Treasurer) $2,846 $0 $0
John Power (Director) $1,659 $0 $0
Cynthia S Brochu (Vice Chairperson) $1,492 $0 $0
Jane Taylor (Secretary) $1,173 $0 $0
Calvin Decoursey (Director) $1,006 $0 $0
Sharon Papciak (Director) $0 $0 $0
April Savarese (Director) $0 $0 $0
Charles Geiger Sr (Director) $0 $0 $0
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Document Links

990
Filed on Oct. 14, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$49,826,074
Expenses
$47,045,579
Net Income
$2,780,495
Net Assets
$659,628,871
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $33,414,486
67.1%
Investment Income $5,046,797
10.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,558
Net Inventory Sales $0
Other Revenue $11,370,349
22.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,784,857
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $10,931,405
23.2%
Assets/Debt
Total Assets $803,487,053
Total Liabilities $143,858,182
Net Assets $659,628,871
Compensation
Key Employees and Officers Compensation Related Other
Thomas Barnard (President/ceo) $494,444 $0 $37,258
Kelly Chesser (Coo) $231,699 $0 $29,195
Trey Presnell (Cfo) $219,264 $0 $28,243
Brandon Love (Cto) $216,861 $0 $26,868
Matthew Braddy (Clo) $213,478 $0 $28,413
Andrew Cuomo (Cpo) $210,592 $0 $28,243
Albert Strickland (Vp Of Marketing) $158,726 $0 $27,600
Tannia Weaver (Vp Of Risk/compliance) $151,459 $0 $14,816
Josh Emerson (Vp Of Credit) $145,577 $0 $20,096
Kimberly Maxwell (Vp Of Operations) $127,502 $0 $25,038
Eric Whisler (Contact Center Director) $123,004 $0 $13,574
Sharon Papciak (Director) $3,482 $0 $0
Charles Geiger Sr (Director) $3,472 $0 $0
David Nicholson (Director) $3,391 $0 $0
Chad King (Vice Chairman) $2,466 $0 $0
Patrick Fitzgerald (Director Until 2/2023) $1,610 $0 $0
Calvin Decoursey (Chairman) $1,607 $0 $0
John Power (Director) $1,562 $0 $0
Jane Taylor (Secretary) $1,512 $0 $0
Cynthia S Brochu (Treasurer) $1,200 $0 $0
April Savarese (Director As Of 2/2023) $0 $0 $0
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Document Links

990
Filed on Nov. 14, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$40,380,300
Expenses
$34,980,000
Net Income
$5,400,300
Net Assets
$657,056,423
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,214,913
67.4%
Investment Income $2,337,393
5.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$12,273
Net Inventory Sales $0
Other Revenue $10,840,267
26.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,651,048
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $10,232,533
29.3%
Assets/Debt
Total Assets $749,270,618
Total Liabilities $92,214,195
Net Assets $657,056,423
Compensation
Key Employees and Officers Compensation Related Other
Thomas Barnard (President/ceo) $459,027 $0 $33,797
Kelly Chesser (Coo) $232,068 $0 $28,606
Brandon Love (Cto) $211,845 $0 $28,114
Matthew Braddy (Clo) $193,776 $0 $27,394
Trey Presnell (Cfo) $185,317 $0 $26,558
Andrew Cuomo (Cpo) $182,122 $0 $26,578
Albert Strickland (Vp Of Marketing) $161,224 $0 $21,938
Tannia Weaver (Vp Of Risk/compliance) $151,803 $0 $19,069
Josh Emerson (Vp Of Credit) $150,904 $0 $13,779
Kimberly Maxwell (Vp Of Operations) $128,604 $0 $24,054
Carol Tucker (Regional Director Of Member Experience) $121,761 $0 $14,067
David Nicholson (Director) $5,599 $0 $0
Chad King (Vice Chairman) $4,623 $0 $0
Charles Geiger Sr (Director) $3,140 $0 $0
Calvin Decoursey (Chairman) $1,156 $0 $0
Jane Taylor (Secretary) $728 $0 $0
John Power (Director) $603 $0 $0
Cynthia S Brochu (Treasurer) $0 $0 $0
Patrick Fitzgerald (Director) $0 $0 $0
Sharon Papciak (Director) $0 $0 $0
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Document Links

990
Filed on Dec. 20, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,731,636
Expenses
$27,893,079
Net Income
$4,838,557
Net Assets
$658,694,081
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,050,906
70.4%
Investment Income $884,082
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$701,950
Net Inventory Sales $0
Other Revenue $9,498,598
29.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,261,800
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $9,315,796
33.4%
Assets/Debt
Total Assets $703,310,605
Total Liabilities $44,616,524
Net Assets $658,694,081
Compensation
Key Employees and Officers Compensation Related Other
Thomas Barnard (President/ceo) $419,810 $0 $40,702
Kelly Chesser (Coo) $214,177 $0 $27,381
Brandon Love (Cto) $192,609 $0 $11,385
Joseph Akins (Former Ceo) $191,986 $0 $0
Suzanne Friis (Former Vp Of Operations) $163,356 $0 $396
John Power (Director) $2,240 $0 $0
Patrick Fitzgerald (Director) $1,971 $0 $0
David Nicholson (Director) $856 $0 $0
Calvin Decoursey (Chairman) $0 $0 $0
Chad King (Vice Chairman) $0 $0 $0
Cynthia S Brochu (Treasurer) $0 $0 $0
Jane Taylor (Secretary) $0 $0 $0
Charles Geiger Sr (Director) $0 $0 $0
Sharon Papciak (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 8, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains financial information from tax returns processed by the IRS since the 2012 calendar years, as well as data extracted from digital filings. IRS summary data also includes limited older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits for nonprofit organizations that spent $750,000 or more in federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Most organizations that have been recognized as tax exempt by the IRS have to file the Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file the Form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard," which does not contain financial details. Churches are not required to file Form 990.

Nonprofit Explorer has organizations that are claiming tax exemption in any of the 27 subsections of the 501(c) section of the tax code. Taxable trusts and private foundations that are required to file a form 990PF are also included.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes Employer Identification Numbers and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

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