PROPUBLICA Expose Corruption. Defend Truth. Support Investigative Journalism.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Radiant Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$40.4M (2022)

Expenses
$35M (2022)

Total Assets
$749M (2022)

Total Liabilities
$92.2M (2022)

Source: Form 990 tax filings from 2021 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$40,380,300
Expenses
$34,980,000
Net Income
$5,400,300
Net Assets
$657,056,423
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,214,913
67.4%
Investment Income $2,337,393
5.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$12,273
Net Inventory Sales $0
Other Revenue $10,840,267
26.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,651,048
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $10,232,533
29.3%
Assets/Debt
Total Assets $749,270,618
Total Liabilities $92,214,195
Net Assets $657,056,423
Compensation
Key Employees and Officers Compensation Related Other
Thomas Barnard (President/Ceo) $459,027 $0 $33,797
Kelly Chesser (Coo) $232,068 $0 $28,606
Brandon Love (Cto) $211,845 $0 $28,114
Matthew Braddy (Clo) $193,776 $0 $27,394
Trey Presnell (Cfo) $185,317 $0 $26,558
Andrew Cuomo (Cpo) $182,122 $0 $26,578
Albert Strickland (Vp Of Marketing) $161,224 $0 $21,938
Tannia Weaver (Vp Of Risk/Compliance) $151,803 $0 $19,069
Josh Emerson (Vp Of Credit) $150,904 $0 $13,779
Kimberly Maxwell (Vp Of Operations) $128,604 $0 $24,054
Carol Tucker (Regional Director Of Member Experience) $121,761 $0 $14,067
David Nicholson (Director) $5,599 $0 $0
Chad King (Vice Chairman) $4,623 $0 $0
Charles Geiger Sr (Director) $3,140 $0 $0
Calvin Decoursey (Chairman) $1,156 $0 $0
Jane Taylor (Secretary) $728 $0 $0
John Power (Director) $603 $0 $0
Cynthia S Brochu (Treasurer) $0 $0 $0
Patrick Fitzgerald (Director) $0 $0 $0
Sharon Papciak (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,731,636
Expenses
$27,893,079
Net Income
$4,838,557
Net Assets
$658,694,081
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,050,906
70.4%
Investment Income $884,082
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$701,950
Net Inventory Sales $0
Other Revenue $9,498,598
29.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,261,800
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $9,315,796
33.4%
Assets/Debt
Total Assets $703,310,605
Total Liabilities $44,616,524
Net Assets $658,694,081
Compensation
Key Employees and Officers Compensation Related Other
Thomas Barnard (President/Ceo) $419,810 $0 $40,702
Kelly Chesser (Coo) $214,177 $0 $27,381
Brandon Love (Cto) $192,609 $0 $11,385
Joseph Akins (Former Ceo) $191,986 $0 $0
Suzanne Friis (Former Vp Of Operations) $163,356 $0 $396
John Power (Director) $2,240 $0 $0
Patrick Fitzgerald (Director) $1,971 $0 $0
David Nicholson (Director) $856 $0 $0
Calvin Decoursey (Chairman) $0 $0 $0
Chad King (Vice Chairman) $0 $0 $0
Cynthia S Brochu (Treasurer) $0 $0 $0
Jane Taylor (Secretary) $0 $0 $0
Charles Geiger Sr (Director) $0 $0 $0
Sharon Papciak (Director) $0 $0 $0

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »