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State Chartered Credit Unions In Florida

1 St Street Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.52M (2023)

Expenses
$1.14M (2023)

Total Assets
$33.8M (2023)

Total Liabilities
$29.5M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,520,782
Expenses
$1,139,057
Net Income
$381,725
Net Assets
$4,282,646
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,118,148
73.5%
Investment Income $402,634
26.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $181,542
15.9%
Professional Fundraising Fees $0
Other Salaries and Wages $184,847
16.2%
Assets/Debt
Total Assets $33,820,328
Total Liabilities $29,537,682
Net Assets $4,282,646
Compensation
Key Employees and Officers Compensation Related Other
Arthur C Hart (Former Ceo) $107,767 $0 $0
Dawn T Gonzalez (Ceo) $73,775 $0 $0
Dr Clifford Smith (Board Chairperson Board Member) $0 $0 $0
Norman Stockton (Board Treasurer) $0 $0 $0
Donita Sumney (Board Secretary) $0 $0 $0
Kathie Micko (Supervisory Committe Member) $0 $0 $0
April Bryan (Supervisory Committee Chairperson) $0 $0 $0
Randy Boyd (Board Vice Chairperson Board Member) $0 $0 $0
Paul Kurtz (Board Member) $0 $0 $0
Sharon Hurskin (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,367,644
Expenses
$1,173,638
Net Income
$194,006
Net Assets
$3,960,065
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $592,043
43.3%
Investment Income $266,713
19.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $508,888
37.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $108,522
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $224,452
19.1%
Assets/Debt
Total Assets $38,204,185
Total Liabilities $34,244,120
Net Assets $3,960,065
Compensation
Key Employees and Officers Compensation Related Other
Arthur C Hart (Ceo) $108,522 $0 $0
Norman Stockton (Treasurer) $0 $0 $0
Paul Kurtz (Board Member) $0 $0 $0
Dr Clifford E Smith Jr (Chair) $0 $0 $0
Randy Boyd (Vice Chair) $0 $0 $0
Donita Sumney (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,236,235
Expenses
$1,231,072
Net Income
$5,163
Net Assets
$3,706,915
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $994,042
80.4%
Investment Income $242,193
19.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $131,053
10.6%
Professional Fundraising Fees $0
Other Salaries and Wages $173,086
14.1%
Assets/Debt
Total Assets $39,446,205
Total Liabilities $35,739,290
Net Assets $3,706,915
Compensation
Key Employees and Officers Compensation Related Other
Arthur C Hart (Ceo) $99,870 $0 $31,183
Clifford E Smith (Director) $0 $0 $0
Norman J Stockton (Director) $0 $0 $0
Donita J Sumney (Director) $0 $0 $0
Randy Boyd (Director) $0 $0 $0
Paul R Kurtz (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,358,075
Expenses
$1,401,369
Net Income
-$43,294
Net Assets
$3,701,752
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,002,958
73.9%
Investment Income $355,117
26.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $97,831
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $297,747
21.2%
Assets/Debt
Total Assets $35,721,958
Total Liabilities $32,020,206
Net Assets $3,701,752
Compensation
Key Employees and Officers Compensation Related Other
Arthur C Hart (Ceo) $97,831 $0 $0
Clifford E Smith (Director) $0 $0 $0
Norman J Stockton (Director) $0 $0 $0
Donita J Sumney (Director) $0 $0 $0
Randy Boyd (Director) $0 $0 $0
Paul R Kurtz (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,470,974
Expenses
$1,386,282
Net Income
$84,692
Net Assets
$3,745,046
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,079,914
73.4%
Investment Income $391,060
26.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $92,212
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $218,934
15.8%
Assets/Debt
Total Assets $31,224,237
Total Liabilities $27,479,191
Net Assets $3,745,046
Compensation
Key Employees and Officers Compensation Related Other
Arthur C Hart (Ceo) $92,212 $0 $0
Clifford E Smith (Director) $0 $0 $0
Norman J Stockton (Director) $0 $0 $0
Donita J Sumney (Director) $0 $0 $0
Randy Boyd (Director) $0 $0 $0
Paul R Kurtz (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,403,457
Expenses
$1,238,077
Net Income
$165,380
Net Assets
$3,660,354
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,062,451
75.7%
Investment Income $341,006
24.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $93,618
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $262,494
21.2%
Assets/Debt
Total Assets $29,445,560
Total Liabilities $25,785,206
Net Assets $3,660,354
Compensation
Key Employees and Officers Compensation Related Other
Arthur Hart (Ceo) $93,618 $0 $0
Dr Clifford Smith (Director) $0 $0 $0
Norman Stockton (Director) $0 $0 $0
Donna Sumney (Director) $0 $0 $0
Randy Boyd (Director) $0 $0 $0
Paul Kurtz (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,293,574
Expenses
$1,125,975
Net Income
$167,599
Net Assets
$3,494,974
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,034,142
79.9%
Investment Income $259,432
20.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $86,939
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $233,186
20.7%
Assets/Debt
Total Assets $30,826,655
Total Liabilities $27,331,681
Net Assets $3,494,974

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,264,425
Expenses
$1,138,708
Net Income
$125,717
Net Assets
$3,327,375
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,058,877
83.7%
Investment Income $205,548
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $103,284
9.1%
Professional Fundraising Fees $0
Other Salaries and Wages $204,921
18.0%
Assets/Debt
Total Assets $29,936,831
Total Liabilities $26,609,456
Net Assets $3,327,375
Compensation
Key Employees and Officers Compensation Related Other
Elaine Karins (Former Ceo) $54,486 $0 $0
Arthur Hart (Ceo) $48,798 $0 $0
Dr Clifford Smith (Director) $0 $0 $0
Norman Stockton (Director) $0 $0 $0
Donita Sumney (Director) $0 $0 $0
Randy Boyd (Director) $0 $0 $0
Charles Joseph (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,238,891
Expenses
$1,088,032
Net Income
$150,859
Net Assets
$3,201,658
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,036,602
83.7%
Investment Income $202,289
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $83,955
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $243,492
22.4%
Assets/Debt
Total Assets $28,212,727
Total Liabilities $25,011,069
Net Assets $3,201,658
Compensation
Key Employees and Officers Compensation Related Other
Elaine Karins (President/Ceo) $83,955 $0 $0
Lorna Alston (Director) $0 $0 $0
Dr Clifford Smith (Director) $0 $0 $0
Norman Stockton (Director) $0 $0 $0
Donita Sumney (Director) $0 $0 $0
Kevin Mcelyea (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,215,030
Expenses
$1,060,970
Net Income
$154,060
Net Assets
$3,050,799
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,035,510
85.2%
Investment Income $179,520
14.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $79,639
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $233,673
22.0%
Assets/Debt
Total Assets $26,786,131
Total Liabilities $23,735,332
Net Assets $3,050,799
Compensation
Key Employees and Officers Compensation Related Other
Elaine Karins (President/Ceo) $79,639 $0 $0
Lorna Alston (Director) $0 $0 $0
Dr Clifford Smith (Director) $0 $0 $0
Norman Stockton (Director) $0 $0 $0
Donita Sumney (Director) $0 $0 $0
Kevin Mcelyea (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,189,588
Expenses
$1,113,063
Net Income
$76,525
Net Assets
$2,896,739
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,039,218
87.4%
Investment Income $150,370
12.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $71,766
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $242,087
21.7%
Assets/Debt
Total Assets $26,041,857
Total Liabilities $23,145,118
Net Assets $2,896,739
Compensation
Key Employees and Officers Compensation Related Other
Elaine Karins (President/Ceo) $71,766 $0 $0
Gil Leacock (Director) $0 $0 $0
Dr Clifford Smith (Director) $0 $0 $0
Norman Stockton (Director) $0 $0 $0
Donita Sumney (Director) $0 $0 $0
Kevin Mcelyea (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,222,829
Expenses
$1,068,805
Net Income
$154,024
Net Assets
$2,820,214
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $991,232
81.1%
Investment Income $231,597
18.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $71,877
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $243,214
22.8%
Assets/Debt
Total Assets $25,160,436
Total Liabilities $22,340,222
Net Assets $2,820,214

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,209,771
Expenses
$1,181,669
Net Income
$28,102
Net Assets
$2,666,190
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $922,055
76.2%
Investment Income $287,716
23.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $110,331
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $165,500
14.0%
Assets/Debt
Total Assets $23,104,362
Total Liabilities $20,438,172
Net Assets $2,666,190

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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