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State Chartered Credit Unions In Florida

Community South Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$13.8M (2023)

Expenses
$12M (2023)

Total Assets
$229M (2023)

Total Liabilities
$181M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,820,741
Expenses
$12,010,181
Net Income
$1,810,560
Net Assets
$47,305,656
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,596,743
98.4%
Investment Income $223,998
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $915,742
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,157,436
18.0%
Assets/Debt
Total Assets $228,698,998
Total Liabilities $181,393,342
Net Assets $47,305,656
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $273,618 $0 $0
Wayland Fulford (Senior Vice President, Clo) $173,575 $0 $0
Nina Adams (Senior Vice President, Cfo) $143,421 $0 $0
Rebecca Spencer (Senior Vice President Of Branch Operations) $116,171 $0 $0
Tracy Newsom (Vp Of Operations) $114,183 $0 $0
Summer Forehand (Avp, Mortgage) $94,773 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chair) $0 $0 $0
Fred Buchanan (Secretary Treasurer) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0
Derek Chadwell (Board Member) $0 $0 $0
Howard Hodge Iii (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,944,013
Expenses
$7,786,574
Net Income
$3,157,439
Net Assets
$27,326,839
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,719,243
97.9%
Investment Income $224,770
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $798,363
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,907,863
24.5%
Assets/Debt
Total Assets $199,432,607
Total Liabilities $172,105,768
Net Assets $27,326,839
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $238,825 $0 $0
Kenneth Ray Mitchell (Executive Vice President, Clo) $158,721 $0 $0
Nina Adams (Senior Vice President, Cfo) $158,641 $0 $0
Rebecca Spencer (Vice President Of Branch Operations) $123,255 $0 $0
Summer Forehand (Avp, Mortgage) $93,863 $0 $0
Wayland Fulford (Senior Vice President / Clo) $25,058 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chair) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Secretary Treasurer) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0
Derek Chadwell (Board Member) $0 $0 $0
Howard Hodge Iii (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,136,574
Expenses
$8,009,845
Net Income
$2,126,729
Net Assets
$21,351,373
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,911,835
97.8%
Investment Income $224,739
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $633,979
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,836,154
22.9%
Assets/Debt
Total Assets $187,544,118
Total Liabilities $166,192,745
Net Assets $21,351,373
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $187,869 $0 $0
Kenneth Ray Mitchell (Executive Vice President, Clo) $164,639 $0 $0
Nina Adams (Senior Vice President, Cfo) $118,197 $0 $0
Rebecca Spencer (Vice President Of Branch Operations) $95,737 $0 $0
Ruth Gould (Vice President, Compliance) $67,537 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chair) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Secretary Treasurer) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0
Derek Chadwell (Board Member) $0 $0 $0
Howard Hodge Iii (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,540,463
Expenses
$7,706,703
Net Income
$1,833,760
Net Assets
$19,585,662
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,180,959
96.2%
Investment Income $359,504
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $581,573
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,361,852
17.7%
Assets/Debt
Total Assets $161,931,375
Total Liabilities $142,345,713
Net Assets $19,585,662
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $191,422 $0 $0
Kenneth Ray Mitchell (Executive Vice President, Clo) $146,148 $0 $0
Nina Adams (Senior Vice President, Cfo) $99,650 $0 $0
Rebecca Spencer (Vice President Of Branch Operations) $76,692 $0 $0
Ruth Gould (Vice President, Compliance) $67,661 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chair) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Secretary Treasurer) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0
Derek Chadwell (Board Member) $0 $0 $0
Howard Hodge Iii (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,567,926
Expenses
$7,924,334
Net Income
$1,643,592
Net Assets
$18,169,652
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,096,168
95.1%
Investment Income $471,758
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $581,573
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,270,985
16.0%
Assets/Debt
Total Assets $135,071,126
Total Liabilities $116,901,474
Net Assets $18,169,652
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $191,422 $0 $0
Kenneth Ray Mitchell (Executive Vice President, Clo) $146,148 $0 $0
Nina Adams (Senior Vice President, Cfo) $99,650 $0 $0
Rebecca Spencer (Vice President Of Branch Operations) $76,692 $0 $0
Ruth Gould (Vice President, Compliance) $67,661 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chair) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Secretary Treasurer) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0
Derek Chadwell (Board Member) $0 $0 $0
Howard Hodge Iii (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,038,857
Expenses
$7,150,134
Net Income
$1,888,723
Net Assets
$16,572,278
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,755,875
96.9%
Investment Income $282,982
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $618,249
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,057,075
14.8%
Assets/Debt
Total Assets $128,994,985
Total Liabilities $112,422,707
Net Assets $16,572,278
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $188,336 $0 $0
Kenneth Ray Mitchell (Executive Vice President) $140,164 $0 $0
Nina D Adams (Senior Vice President) $95,514 $0 $0
Rebecca Spencer (Vice President Of Operations) $72,385 $0 $0
Ruth Gould (Vice President Of Compliance) $64,780 $0 $0
Vickie Williams (Vice President Of Marketing) $57,070 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chair) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Board Member Secretary) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0
Derek Chadwell (Board Member) $0 $0 $0
Howard Hodge Iii (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,558,280
Expenses
$8,882,472
Net Income
$675,808
Net Assets
$14,939,060
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,339,423
97.7%
Investment Income $218,857
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $493,843
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,049,784
11.8%
Assets/Debt
Total Assets $114,384,664
Total Liabilities $99,445,604
Net Assets $14,939,060
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $148,309 $0 $0
Kenneth Ray Mitchell (Executive Vice Presidentclo) $126,616 $0 $0
Nina Adams (Senior Vice President Cfo) $87,636 $0 $0
Rebecca Spencer (Vice President Of Operations) $69,980 $0 $0
Ruth Gould (Vice President Of Compliance) $61,302 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chairman) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Board Member) $0 $0 $0
William Calvin Stevenson (Board Member) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0
Derek Chadwell (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,235,671
Expenses
$8,272,310
Net Income
$963,361
Net Assets
$14,423,356
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,005,777
97.5%
Investment Income $229,894
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $383,810
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,030,708
12.5%
Assets/Debt
Total Assets $110,840,622
Total Liabilities $96,417,266
Net Assets $14,423,356
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Ray Mitchell (Vice President) $146,587 $0 $0
Jan L Page (President Ceo) $145,962 $0 $0
Nina Adams (Vice President) $91,261 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chairman) $0 $0 $0
Edward Chadwell (Board Member) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Board Member) $0 $0 $0
William Calvin Stevenson (Board Member) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,232,757
Expenses
$6,790,338
Net Income
$1,442,419
Net Assets
$13,552,328
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,861,478
95.5%
Investment Income $371,279
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $363,865
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $994,852
14.7%
Assets/Debt
Total Assets $108,970,397
Total Liabilities $95,418,069
Net Assets $13,552,328
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $143,763 $0 $0
Kenneth Ray Mitchell (Vice President) $134,097 $0 $0
Nina Adams (Vice President) $86,005 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chairman) $0 $0 $0
Edward Chadwell (Board Member) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Board Member) $0 $0 $0
William Calvin Stevenson (Board Member) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,904,586
Expenses
$5,767,438
Net Income
$1,137,148
Net Assets
$12,165,276
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,465,362
93.6%
Investment Income $439,224
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $324,830
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $888,142
15.4%
Assets/Debt
Total Assets $98,833,550
Total Liabilities $86,668,274
Net Assets $12,165,276
Compensation
Key Employees and Officers Compensation Related Other
Jan L Page (President Ceo) $132,716 $0 $0
Kenneth Ray Mitchell (Vice President) $108,025 $0 $0
Nina Adams (Vice President) $84,089 $0 $0
Ira J Carter (Board Chairman) $0 $0 $0
Thomas Cook (Board Vice Chairman) $0 $0 $0
Edward Chadwell (Board Member) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Board Member) $0 $0 $0
William Calvin Stevenson (Board Member) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,014,667
Expenses
$5,594,202
Net Income
$420,465
Net Assets
$11,015,773
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,552,354
92.3%
Investment Income $462,313
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $308,548
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $842,644
15.1%
Assets/Debt
Total Assets $94,704,970
Total Liabilities $83,689,197
Net Assets $11,015,773
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Ray Mitchell (Vice President) $119,299 $0 $0
Jan L Page (President Ceo) $118,361 $0 $0
Nina Adams (Vice President) $70,888 $0 $0
Ira J Carter (Chairman Of The Board) $0 $0 $0
Thomas Cook (Vice Chairman) $0 $0 $0
Edward Chadwell (Board Member) $0 $0 $0
Jerry Campbell (Board Member) $0 $0 $0
Fred Buchanan (Board Member) $0 $0 $0
William Calvin Stevenson (Board Member) $0 $0 $0
Steve Whittington (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,993,138
Expenses
$5,357,647
Net Income
$635,491
Net Assets
$10,793,222
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,398,079
90.1%
Investment Income $595,059
9.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $321,284
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $839,424
15.7%
Assets/Debt
Total Assets $92,019,806
Total Liabilities $81,226,584
Net Assets $10,793,222

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,883,497
Expenses
$5,467,408
Net Income
$416,089
Net Assets
$10,157,731
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,160,215
87.7%
Investment Income $723,282
12.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $273,344
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $778,629
14.2%
Assets/Debt
Total Assets $88,858,837
Total Liabilities $78,701,106
Net Assets $10,157,731

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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