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State Chartered Credit Unions In Florida

Calhoun Liberty Employees Credit Un

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$7.86M (2023)

Expenses
$6.45M (2023)

Total Assets
$123M (2023)

Total Liabilities
$114M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,862,743
Expenses
$6,453,998
Net Income
$1,408,745
Net Assets
$9,309,726
Notable Sources of Revenue Percent of Total Revenue
Contributions $350,000
4.5%
Program Services $5,971,007
75.9%
Investment Income $739,286
9.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $802,450
10.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,459,123
22.6%
Assets/Debt
Total Assets $123,153,567
Total Liabilities $113,843,841
Net Assets $9,309,726
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Ceo) $216,417 $0 $60,720
Reb Schmidt (Cfo) $154,113 $0 $0
Terri Waldon (Coo) $151,034 $0 $36,864
Shelly Burns (Clo) $124,327 $0 $23,096
Annie Jo Dawson (Bod Chair) $0 $0 $0
Judy Franklin (Bod Secretar) $0 $0 $0
Gene Free (Bod) $0 $0 $0
Danny Hassig Jr (Bod Vice Cha) $0 $0 $0
Diane Long (Bod Treas/Ac) $0 $0 $0
Elaine Barber (Audit Comm M) $0 $0 $0
Judy Franklin (Audit Comm M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,518,385
Expenses
$4,295,862
Net Income
$1,222,523
Net Assets
$8,147,795
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,482,181
81.2%
Investment Income $338,550
6.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $697,654
12.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,301,619
30.3%
Assets/Debt
Total Assets $108,741,379
Total Liabilities $100,593,584
Net Assets $8,147,795
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Ceo) $202,217 $0 $23,858
Reb Schmidt (Cfo) $162,349 $0 $0
Terri Waldon (Coo) $148,942 $0 $19,998
Shelly Burns (Clo) $123,654 $0 $8,519
Annie Jo Dawson (Bod Chair) $0 $0 $0
Judy Franklin (Bod Secretar) $0 $0 $0
Gene Free (Bod) $0 $0 $0
Danny Hassig Jr (Bod Vice Cha) $0 $0 $0
Diane Long (Bod Treasure) $0 $0 $0
Elaine Barber (Sc Member) $0 $0 $0
Dannie Bracewell (Sc Chair) $0 $0 $0
Carolyn Larkins (Sc Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,607,880
Expenses
$3,896,867
Net Income
$711,013
Net Assets
$6,969,392
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,719,346
80.7%
Investment Income $218,410
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $670,124
14.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,083,085
27.8%
Assets/Debt
Total Assets $86,884,903
Total Liabilities $79,915,511
Net Assets $6,969,392
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Ceo) $205,360 $0 $38,532
Reb Schmidt (Cfo) $130,080 $0 $0
Terri Waldon (Coo) $116,977 $0 $16,319
Shelly Burns (Clo) $96,537 $0 $4,523
Annie Jo Dawson (Bod Chair) $0 $0 $0
Judy Franklin (Bod Secretar) $0 $0 $0
Gene Free (Bod) $0 $0 $0
Danny Hassig Jr (Bod Vice Cha) $0 $0 $0
Diane Long (Bod Treasure) $0 $0 $0
Elaine Barber (Sc Member) $0 $0 $0
Dannie Bracewell (Sc Chair) $0 $0 $0
Carolyn Larkins (Sc Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,826,141
Expenses
$3,333,449
Net Income
$492,692
Net Assets
$6,258,504
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,430,948
89.7%
Investment Income $395,193
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $162,206
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $656,830
19.7%
Assets/Debt
Total Assets $78,400,640
Total Liabilities $72,142,136
Net Assets $6,258,504
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Ceo) $162,206 $0 $0
Rebecca Schmidt (Cfo) $70,643 $0 $0
Terri Waldron (Coo) $68,773 $0 $0
Cindy Golden (Key Employee) $58,111 $0 $0
Sonya Edenfield (Key Employee) $53,528 $0 $0
Shelly Burns (Key Employee) $13,000 $0 $0
Gene Free (Director) $0 $0 $0
Danny Hassig (Director) $0 $0 $0
Diane Long (Director) $0 $0 $0
Annie Joe Dawson (Chairwoman) $0 $0 $0
Judy Franklin (Secretary) $0 $0 $0
Dannie Bracewell (Supervisory Committee) $0 $0 $0
Elaine Barber (Supervisory Committee) $0 $0 $0
Carolyn Larkins (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,450,769
Expenses
$2,969,230
Net Income
$481,539
Net Assets
$5,765,687
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,868,934
83.1%
Investment Income $581,835
16.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $82,021
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $542,137
18.3%
Assets/Debt
Total Assets $62,408,141
Total Liabilities $56,642,454
Net Assets $5,765,687
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Manager) $82,021 $0 $0
Ralph Whitfield (Director) $0 $0 $0
Danny Hassig (Director) $0 $0 $0
Diane Long (Director) $0 $0 $0
Annie Joe Dawson (Chairwoman) $0 $0 $0
Judy Franklin (Secretary) $0 $0 $0
Dannie Bracewell (Supervisory Committee) $0 $0 $0
Gene Free (Supervisory Committee) $0 $0 $0
Carolyn Larkins (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,703,574
Expenses
$2,354,879
Net Income
$348,695
Net Assets
$5,284,147
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,509,974
92.8%
Investment Income $193,600
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $129,434
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $475,068
20.2%
Assets/Debt
Total Assets $59,966,708
Total Liabilities $54,682,561
Net Assets $5,284,147
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Manager) $129,434 $0 $0
Ralph Whitfield (Director) $0 $0 $0
Danny Hassig (Director) $0 $0 $0
Diane Long (Director) $0 $0 $0
Annie Joe Dawson (Chairwoman) $0 $0 $0
Judy Franklin (Secretary) $0 $0 $0
Dannie Bracewell (Supervisory Committee) $0 $0 $0
Gene Free (Supervisory Committee) $0 $0 $0
Carolyn Larkins (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,240,697
Expenses
$1,835,732
Net Income
$404,965
Net Assets
$4,935,452
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,083,705
93.0%
Investment Income $156,992
7.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $95,620
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $426,289
23.2%
Assets/Debt
Total Assets $40,023,769
Total Liabilities $35,088,317
Net Assets $4,935,452
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Manager) $95,620 $0 $0
Ralph Whitfield (Director) $0 $0 $0
Danny Hassig (Director) $0 $0 $0
Diane Long (Director) $0 $0 $0
Annie Joe Dawson (Chairwoman) $0 $0 $0
Judy Franklin (Secretary) $0 $0 $0
Dannie Bracewell (Supervisory Committee) $0 $0 $0
Terri Waldron (Supervisory Committee) $0 $0 $0
Carolyn Larkins (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,905,841
Expenses
$1,702,733
Net Income
$203,108
Net Assets
$4,530,487
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,703,863
89.4%
Investment Income $152,639
8.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $49,339
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,534
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $401,915
23.6%
Assets/Debt
Total Assets $37,392,946
Total Liabilities $32,862,459
Net Assets $4,530,487
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Manager) $78,534 $0 $0
Ralph Whitfield (Director) $0 $0 $0
Danny Hassig (Director) $0 $0 $0
Diane Long (Director) $0 $0 $0
Annie Joe Dawson (Chairwoman) $0 $0 $0
Judy Franklin (Secretary) $0 $0 $0
Dannie Bracewell (Supervisory Committee) $0 $0 $0
Terri Waldron (Supervisory Committee) $0 $0 $0
Carolyn Larkins (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,520,728
Expenses
$1,433,953
Net Income
$86,775
Net Assets
$4,327,379
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,366,694
89.9%
Investment Income $111,365
7.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $42,669
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $74,773
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $372,516
26.0%
Assets/Debt
Total Assets $32,663,178
Total Liabilities $28,335,799
Net Assets $4,327,379
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Manager) $74,773 $0 $0
Ralph Whitfield (Director) $0 $0 $0
Danny Hassig (Director) $0 $0 $0
Diane Long (Director) $0 $0 $0
Annie Joe Dawson (Chairwoman) $0 $0 $0
Judy Franklin (Secretary) $0 $0 $0
Dannie Bracewell (Supervisory Committee) $0 $0 $0
Terri Waldron (Supervisory Committee) $0 $0 $0
Carolyn Larkins (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,294,934
Expenses
$1,247,495
Net Income
$47,439
Net Assets
$4,240,604
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,138,947
88.0%
Investment Income $124,424
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $31,563
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $69,956
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $387,893
31.1%
Assets/Debt
Total Assets $30,519,019
Total Liabilities $26,278,415
Net Assets $4,240,604
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Thomas Flowers (Manager) $69,956 $0 $0
Ralph Whitfield (Director) $0 $0 $0
Danny Hassig (Director) $0 $0 $0
Diane Long (Director) $0 $0 $0
Annie Joe Dawson (Chairwoman) $0 $0 $0
Judy Franklin (Secretary) $0 $0 $0
Dannie Bracewell (Supervisory Committee) $0 $0 $0
Terri Waldron (Supervisory Committee) $0 $0 $0
Carolyn Larkins (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,258,912
Expenses
$1,405,983
Net Income
-$147,071
Net Assets
$4,193,165
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $774,310
61.5%
Investment Income $112,632
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $371,970
29.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $472,972
33.6%
Assets/Debt
Total Assets $29,727,145
Total Liabilities $25,533,980
Net Assets $4,193,165
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Diane Long (Manager) $55,314 $0 $0
Ralph Whitfield (Director) $0 $0 $0
Danny Hassig (Chairman) $0 $0 $0
Kelli Dunn (Treasurer) $0 $0 $0
Annie Joe Dawson (Vice President) $0 $0 $0
Judy Franklin (Secretary) $0 $0 $0
Dannie Bracewell (Supervisory Committee) $0 $0 $0
Mary Lou Taylor (Supervisory Committee) $0 $0 $0
Carolyn Larkins (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,392,139
Expenses
$1,287,991
Net Income
$104,148
Net Assets
$4,340,236
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $875,749
62.9%
Investment Income $124,332
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $392,058
28.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $476,076
37.0%
Assets/Debt
Total Assets $28,887,534
Total Liabilities $24,547,298
Net Assets $4,340,236

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,480,179
Expenses
$1,468,162
Net Income
$12,017
Net Assets
$4,236,088
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $968,049
65.4%
Investment Income $144,209
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $367,921
24.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $472,099
32.2%
Assets/Debt
Total Assets $27,566,879
Total Liabilities $23,330,791
Net Assets $4,236,088

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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