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State Chartered Credit Unions In Florida

340 Ecco Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$721k (2023)

Expenses
$679k (2023)

Total Assets
$19.5M (2023)

Total Liabilities
$14.5M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$720,790
Expenses
$679,485
Net Income
$41,305
Net Assets
$5,041,001
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $775,492
> 100%
Investment Income $107,812
15.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$162,514
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $113,661
16.7%
Professional Fundraising Fees $0
Other Salaries and Wages $114,549
16.9%
Assets/Debt
Total Assets $19,499,034
Total Liabilities $14,458,033
Net Assets $5,041,001
Compensation
Key Employees and Officers Compensation Related Other
Stephanie H Graves (President) $58,891 $0 $0
John Walker (Former Presi) $54,770 $0 $0
Wa Lowery (Treasurer) $0 $0 $0
Donald Ragland (Security) $0 $0 $0
Dennis Cooper (Chairman) $0 $0 $0
David Hart (Vice Chairma) $0 $0 $0
Paul Bradley (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$783,000
Expenses
$573,976
Net Income
$209,024
Net Assets
$4,999,696
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $690,427
88.2%
Investment Income $92,573
11.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $80,280
14.0%
Assets/Debt
Total Assets $23,271,046
Total Liabilities $18,271,350
Net Assets $4,999,696
Compensation
Key Employees and Officers Compensation Related Other
Wa Lowery (Secretary) $0 $0 $0
Donald Ragland (Chairman) $0 $0 $0
Dennis Cooper (Vice Chairma) $0 $0 $0
David Hart (Treasurer) $0 $0 $0
Paul Bradley (Security) $0 $0 $0
John C Walker (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$704,892
Expenses
$583,930
Net Income
$120,962
Net Assets
$4,790,672
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $617,588
87.6%
Investment Income $87,304
12.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $114,670
19.6%
Assets/Debt
Total Assets $24,853,995
Total Liabilities $20,063,323
Net Assets $4,790,672
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $143,104 $0 $0
John C Walker (Vice Preside) $26,860 $0 $2,686
Wa Lowery (Chairman) $0 $0 $0
Donald Ragland (Treasurer) $0 $0 $0
Dennis Cooper (Security) $0 $0 $0
David Hart (Vice Chairma) $0 $0 $0
Harry Welter (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$813,797
Expenses
$650,053
Net Income
$163,744
Net Assets
$4,669,710
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $679,270
83.5%
Investment Income $134,527
16.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $58,035
8.9%
Assets/Debt
Total Assets $24,830,335
Total Liabilities $20,160,625
Net Assets $4,669,710
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $148,492 $0 $0
Wa Lowery (Chairman) $0 $0 $0
Donald Ragland (Treasurer) $0 $0 $0
Dennis Cooper (Security) $0 $0 $0
Malcom Cobb (Vice Chairma) $0 $0 $0
Harry Welter (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$862,385
Expenses
$651,317
Net Income
$211,068
Net Assets
$4,505,966
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $700,412
81.2%
Investment Income $161,973
18.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $60,707
9.3%
Assets/Debt
Total Assets $22,553,063
Total Liabilities $18,047,097
Net Assets $4,505,966
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $143,390 $0 $0
Wa Lowery (Treasurer) $0 $0 $0
Donald Ragland (Security) $0 $0 $0
Dennis Cooper (Chairman) $0 $0 $0
Malcom Cobb (Secretary) $0 $0 $0
Harry Welter (Vice Charima) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$856,558
Expenses
$633,190
Net Income
$223,368
Net Assets
$4,294,898
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $667,090
77.9%
Investment Income $189,468
22.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $141,087
22.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $22,970,870
Total Liabilities $18,675,972
Net Assets $4,294,898
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $141,087 $0 $0
Wa Lowery (Security) $0 $0 $0
Donald Ragland (Chairman) $0 $0 $0
Dennis Cooper (Vice Chairman) $0 $0 $0
Malcom Cobb (Treasurer) $0 $0 $0
Harry Welter (Secretrary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$809,729
Expenses
$619,224
Net Income
$190,505
Net Assets
$4,071,530
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $669,345
82.7%
Investment Income $140,384
17.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $132,152
21.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $23,648,747
Total Liabilities $19,577,217
Net Assets $4,071,530
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $132,152 $0 $0
Wa Lowery (Chairman) $0 $0 $0
Donald Ragland (Vice Chairman) $0 $0 $0
Dennis Cooper (Treasurer) $0 $0 $0
Malcom Cobb (Secretary) $0 $0 $0
Harry Welter (Security) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$774,370
Expenses
$603,414
Net Income
$170,956
Net Assets
$3,881,025
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $652,168
84.2%
Investment Income $122,202
15.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $128,888
21.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $23,471,592
Total Liabilities $19,590,567
Net Assets $3,881,025
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $128,888 $0 $0
Harry Welter (Chairman) $0 $0 $0
Dennis Cooper (Secretary) $0 $0 $0
Wa Lowery (Vice Chairman) $0 $0 $0
Donald Ragland (Treasurer) $0 $0 $0
Malcolm Cobb (Security) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$787,260
Expenses
$598,724
Net Income
$188,536
Net Assets
$3,710,069
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $668,901
85.0%
Investment Income $118,359
15.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $119,456
20.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $22,073,252
Total Liabilities $18,363,183
Net Assets $3,710,069
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $119,456 $0 $0
Harry Welter (Vice Chairman) $0 $0 $0
Larry Glover (Security) $0 $0 $0
Wa Lowery (Secretary) $0 $0 $0
Donald Ragland (Treasurer) $0 $0 $0
Malcolm Cobb (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$736,280
Expenses
$597,189
Net Income
$139,091
Net Assets
$3,521,533
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $636,083
86.4%
Investment Income $100,197
13.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $115,201
19.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $21,843,175
Total Liabilities $18,321,642
Net Assets $3,521,533
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $115,201 $0 $0
Harry Welter (Secretary) $0 $0 $0
Larry Glover (Security) $0 $0 $0
Wa Lowery (Treasurer) $0 $0 $0
Donald Ragland (Chairman) $0 $0 $0
Malcolm Cobb (Vice Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$760,101
Expenses
$622,383
Net Income
$137,718
Net Assets
$3,382,442
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $666,448
87.7%
Investment Income $93,653
12.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $116,850
18.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $21,651,668
Total Liabilities $18,269,226
Net Assets $3,382,442
Compensation
Key Employees and Officers Compensation Related Other
Charles O'quinn (President) $116,850 $0 $0
Harry Welter (Treasurer) $0 $0 $0
Larry Glover (Security) $0 $0 $0
Wa Lowery (Chairman) $0 $0 $0
Donald Ragland (Vice Chairman) $0 $0 $0
Malcolm Cobb (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$778,009
Expenses
$631,352
Net Income
$146,657
Net Assets
$3,244,724
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $677,635
87.1%
Investment Income $100,374
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $109,438
17.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $20,592,314
Total Liabilities $17,347,590
Net Assets $3,244,724

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$800,250
Expenses
$674,050
Net Income
$126,200
Net Assets
$3,098,067
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $688,962
86.1%
Investment Income $111,288
13.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $105,571
15.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $19,252,488
Total Liabilities $16,154,421
Net Assets $3,098,067

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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