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State Chartered Credit Unions In Florida

484 Ecu Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.11M (2024)

Expenses
$1.89M (2024)

Total Assets
$36.4M (2024)

Total Liabilities
$30.7M (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,108,057
Expenses
$1,889,882
Net Income
$218,175
Net Assets
$5,778,134
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,023,118
48.5%
Investment Income $1,084,939
51.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $105,619
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $538,076
28.5%
Assets/Debt
Total Assets $36,443,666
Total Liabilities $30,665,532
Net Assets $5,778,134
Compensation
Key Employees and Officers Compensation Related Other
Susan Langley (Ceo) $105,619 $0 $0
Kenneth O'leary (Board Vice Chairperson) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Steven Harris (Board Chairperson) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Kenneth Banks (Board Secretary) $0 $0 $0
Floyd Miller (Board Member) $0 $0 $0
Timothy Burger (Board Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,887,902
Expenses
$1,657,229
Net Income
$230,673
Net Assets
$5,434,725
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $971,846
51.5%
Investment Income $927,806
49.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$11,750
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $94,990
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $532,368
32.1%
Assets/Debt
Total Assets $37,371,332
Total Liabilities $31,936,607
Net Assets $5,434,725
Compensation
Key Employees and Officers Compensation Related Other
Susan Langley (Ceo) $94,990 $0 $0
Kenneth O'leary (Board Vice Chairperson) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Steven Harris (Board Chairperson) $0 $0 $0
Ronald Reagan (Supervisory Committee Member) $0 $0 $0
Thomas W Reichert (Supervisory Committee Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Kenneth Banks (Board Secretary) $0 $0 $0
Floyd Miller (Board Member) $0 $0 $0
Timothy Burger (Board Treasurer) $0 $0 $0
David Moulton (Supervisory Committee Chairperson) $0 $0 $0
Linda Benoit (Supervisory Committee Member) $0 $0 $0
Deborah Simmons (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,369,133
Expenses
$1,340,622
Net Income
$28,511
Net Assets
$4,976,915
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $992,554
72.5%
Investment Income $376,579
27.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $83,600
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $416,947
31.1%
Assets/Debt
Total Assets $40,288,490
Total Liabilities $35,311,575
Net Assets $4,976,915
Compensation
Key Employees and Officers Compensation Related Other
Susan Langley (Ceo) $83,600 $0 $0
Kenneth O'leary (Director) $0 $0 $0
Leslie Brady (Director) $0 $0 $0
Edwin Nolan (Director) $0 $0 $0
Steven Harris (Director) $0 $0 $0
Kenneth Banks (Director) $0 $0 $0
Floyd Miller (Director) $0 $0 $0
Timothy Burger (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,292,935
Expenses
$1,267,289
Net Income
$25,646
Net Assets
$5,396,955
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,127,557
87.2%
Investment Income $165,378
12.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $86,821
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $395,885
31.2%
Assets/Debt
Total Assets $40,457,877
Total Liabilities $35,060,922
Net Assets $5,396,955
Compensation
Key Employees and Officers Compensation Related Other
Susan Langley (Ceo) $86,821 $0 $0
Kenneth O'leary (Director) $0 $0 $0
Leslie Brady (Director) $0 $0 $0
Edwin Nolan (Director) $0 $0 $0
Steven Harris (Director) $0 $0 $0
Kenneth Banks (Director) $0 $0 $0
Floyd Miller (Director) $0 $0 $0
Timothy Burger (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,415,593
Expenses
$1,389,643
Net Income
$25,950
Net Assets
$5,376,900
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $312,248
22.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,103,345
77.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $498,674
35.9%
Assets/Debt
Total Assets $38,291,327
Total Liabilities $32,914,427
Net Assets $5,376,900
Compensation
Key Employees and Officers Compensation Related Other
Steve Harris (Chairman) $0 $0 $0
Kenneth O'leary (Vice Chairman) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Timohty Burger (Treasurer) $0 $0 $0
Kenneth Banks (Secretary) $0 $0 $0
Floyd Miller (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,693,406
Expenses
$1,620,418
Net Income
$72,988
Net Assets
$5,311,731
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $385,301
22.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,308,105
77.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $88,501
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $509,996
31.5%
Assets/Debt
Total Assets $33,379,068
Total Liabilities $28,067,337
Net Assets $5,311,731
Compensation
Key Employees and Officers Compensation Related Other
Susan Langley (President) $88,501 $0 $0
Steve Harris (Chairman) $0 $0 $0
Kenneth O'leary (Vice Chairman) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Timohty Burger (Treasurer) $0 $0 $0
Kenneth Banks (Secretary) $0 $0 $0
Floyd Miller (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,650,036
Expenses
$1,641,866
Net Income
$8,170
Net Assets
$5,066,743
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $346,072
21.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,303,964
79.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $100,680
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $413,841
25.2%
Assets/Debt
Total Assets $33,927,214
Total Liabilities $28,860,471
Net Assets $5,066,743
Compensation
Key Employees and Officers Compensation Related Other
Lawrence G Roland (President) $100,680 $0 $0
Steve Harris (Chairman) $0 $0 $0
Kenneth O'leary (Vice Chairman) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Timohty Burger (Treasurer) $0 $0 $0
Kenneth Banks (Secretary) $0 $0 $0
Floyd Miller (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,629,729
Expenses
$1,583,318
Net Income
$46,411
Net Assets
$5,150,841
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $347,207
21.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,282,522
78.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $99,277
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $460,365
29.1%
Assets/Debt
Total Assets $36,405,371
Total Liabilities $31,254,530
Net Assets $5,150,841
Compensation
Key Employees and Officers Compensation Related Other
Lawrence G Roland (President) $99,277 $0 $0
Steve Harris (Chairman) $0 $0 $0
Kenneth O'leary (Vice Chairman) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Timohty Burger (Treasurer) $0 $0 $0
Jennifer Lalani (Board Member) $0 $0 $0
Kenneth Banks (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,394,358
Expenses
$1,465,601
Net Income
-$71,243
Net Assets
$5,116,764
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $323,925
23.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,070,433
76.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $100,230
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $425,093
29.0%
Assets/Debt
Total Assets $37,100,142
Total Liabilities $31,983,378
Net Assets $5,116,764
Compensation
Key Employees and Officers Compensation Related Other
Lawrence G Roland (President) $100,230 $0 $0
Steve Harris (Chairman) $0 $0 $0
Kenneth O'leary (Vice Chairman) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Timohty Burger (Treasurer) $0 $0 $0
Jennifer Lalani (Board Member) $0 $0 $0
Kenneth Banks (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,395,060
Expenses
$1,527,344
Net Income
-$132,284
Net Assets
$5,027,848
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $346,474
24.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,048,586
75.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $117,972
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $481,218
31.5%
Assets/Debt
Total Assets $36,427,268
Total Liabilities $31,399,420
Net Assets $5,027,848
Compensation
Key Employees and Officers Compensation Related Other
Lawrence G Roland (President) $117,972 $0 $0
Steve Harris (Chairman) $0 $0 $0
Kenneth O'leary (Vice Chairman) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Timohty Burger (Treasurer) $0 $0 $0
Jennifer Lalani (Board Member) $0 $0 $0
Kenneth Banks (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,454,152
Expenses
$1,508,108
Net Income
-$53,956
Net Assets
$5,329,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $322,940
22.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,131,212
77.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $112,899
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $518,013
34.3%
Assets/Debt
Total Assets $35,206,343
Total Liabilities $29,877,306
Net Assets $5,329,037
Compensation
Key Employees and Officers Compensation Related Other
Lawrence G Roland (President) $112,899 $0 $0
Steve Harris (Chairman) $0 $0 $0
Kenneth O'leary (Vice Chairman) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Timohty Burger (Treasurer) $0 $0 $0
Jennifer Lalani (Board Member) $0 $0 $0
Kenneth Banks (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,386,134
Expenses
$1,529,612
Net Income
-$143,478
Net Assets
$5,404,059
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $226,111
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,160,023
83.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $630,801
41.2%
Assets/Debt
Total Assets $34,786,738
Total Liabilities $29,382,679
Net Assets $5,404,059
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steve Harris (Chairman) $0 $0 $0
Kenneth O'leary (Vice Chairman) $0 $0 $0
Leslie Brady (Board Member) $0 $0 $0
Edwin Nolan (Board Member) $0 $0 $0
Robert Dyer (Board Member) $0 $0 $0
Jennifer Lalani (Treasurer) $0 $0 $0
Kenneth Banks (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,527,893
Expenses
$1,622,154
Net Income
-$94,261
Net Assets
$5,547,565
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $205,824
13.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,322,069
86.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $624,796
38.5%
Assets/Debt
Total Assets $35,060,005
Total Liabilities $29,512,440
Net Assets $5,547,565

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,591,599
Expenses
$1,695,560
Net Income
-$103,961
Net Assets
$5,641,704
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $176,826
11.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,414,773
88.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $601,579
35.5%
Assets/Debt
Total Assets $34,255,749
Total Liabilities $28,614,045
Net Assets $5,641,704

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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