Pendleton County Farmers Fire Insurance Company

May Ann Ammerman

Falmouth, KY
Tax-exempt since May 1926
EIN: 61-0304990

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Type of Nonprofit

Designated as a 501(c)(15) Mutual insurance companies or associations which provide insurance to members substantially at cost.

Donations to this organization are not tax deductible.

Revenue

$734k (2024)

Expenses

$634k (2024)

Total Assets

$689k (2024)

Total Liabilities

$97.9k (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Revenue

$733,616

Expenses

$634,160

Net Income

$99,456

Net Assets

$590,659

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$683,791	93.2%
Investment Income	$16,945	2.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	-$2,794
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$35,674	4.9%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$91,801	14.5%
Professional Fundraising Fees	$0
Other Salaries and Wages	$13,344	2.1%

Assets/Debt
Total Assets	$688,600
Total Liabilities	$97,941
Net Assets	$590,659

Compensation

Key Employees and Officers	Compensation	Related	Other
Barry D Moore (Vice Preside)	$25,980	$0	$0
Ron Schwarberg (Director)	$24,861	$0	$0
Dennis Gosney (Treasurer)	$14,780	$0	$0
Carl Gray (Director)	$11,330	$0	$0
Wayne Biddle (President)	$4,950	$0	$0
Sam Mcclanahan (Secretary)	$3,075	$0	$0
Millie Blades (Director)	$2,405	$0	$0
Stacey Tackett (Director)	$1,965	$0	$0
Frank Hanser (Director)	$1,500	$0	$0
Brandon Winkle (Director)	$955	$0	$0

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990

Filed on May 5, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2023

Revenue

$608,781

Expenses

$644,664

Net Income

-$35,883

Net Assets

$476,319

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$573,002	94.1%
Investment Income	$14,802	2.4%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	-$4,260
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$25,237	4.1%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$92,331	14.3%
Professional Fundraising Fees	$0
Other Salaries and Wages	$26,632	4.1%

Assets/Debt
Total Assets	$574,549
Total Liabilities	$98,230
Net Assets	$476,319

Compensation

Key Employees and Officers	Compensation	Related	Other
Ron Schwarberg (Director)	$28,310	$0	$0
Barry D Moore (Vice Preside)	$22,995	$0	$0
Randy Mudd (Director)	$13,675	$0	$0
Dennis Gosney (Treasurer)	$10,947	$0	$0
Wayne Biddle (President)	$5,075	$0	$0
Sam Mcclanahan (Secretary)	$3,024	$0	$0
Stacey Tackett (Director)	$2,840	$0	$0
Carl Gray (Director)	$2,270	$0	$0
Millie Blades (Director)	$1,845	$0	$0
Frank Hanser (Director)	$1,200	$0	$0
Brandon Winkle (Director)	$150	$0	$0

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990

Filed on May 10, 2024

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Fiscal Year Ending Dec.
2022

Revenue

$580,498

Expenses

$665,407

Net Income

-$84,909

Net Assets

$512,202

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$555,766	95.7%
Investment Income	$2,503	0.4%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$13,427	2.3%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$8,802	1.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$75,854	11.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$6,630	1.0%

Assets/Debt
Total Assets	$567,214
Total Liabilities	$55,012
Net Assets	$512,202

Compensation

Key Employees and Officers	Compensation	Related	Other
Ron Schwarberg (Director)	$23,998	$0	$0
Barry D Moore (Vice Preside)	$20,880	$0	$0
Dennis Gosney (Director)	$9,720	$0	$0
Wayne Biddle (President)	$4,800	$0	$0
Sam Mcclanahan (Director)	$4,030	$0	$0
Randy Mudd (Director)	$3,700	$0	$0
Millie Blades (Secretary)	$3,281	$0	$0
Carl Gray (Director)	$2,140	$0	$0
Stacey Tackett (Director)	$1,250	$0	$0
Brandon Winkle (Director)	$1,055	$0	$0
Frank Hanser (Director)	$1,000	$0	$0

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990

Filed on June 8, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2021

Revenue

$600,554

Expenses

$476,827

Net Income

$123,727

Net Assets

$597,111

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$578,744	96.4%
Investment Income	$5,492	0.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$12,888	2.1%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$3,430	0.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$52,672	11.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$21,951	4.6%

Assets/Debt
Total Assets	$642,527
Total Liabilities	$45,416
Net Assets	$597,111

Compensation

Key Employees and Officers	Compensation	Related	Other
Barry D Moore (Vice Preside)	$21,228	$0	$0
Paula Wright (Treasurer)	$8,308	$0	$0
Randy Mudd (Director)	$5,385	$0	$0
Wayne Biddle (President)	$4,800	$0	$0
Millie Blades (Secretary)	$3,060	$0	$0
Sam Mcclanahan (Director)	$2,545	$0	$0
Dennis Gosney (Director)	$1,906	$0	$0
Carl Gray (Director)	$1,850	$0	$0
Stacey Tackett (Director)	$1,800	$0	$0
Brandon Winkle (Director)	$915	$0	$0
Frank Hanser (Director)	$875	$0	$0

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990

Filed on May 4, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2020

Revenue

$581,210

Expenses

$655,802

Net Income

-$74,592

Net Assets

$473,384

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$563,246	96.9%
Investment Income	$2,194	0.4%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$12,902	2.2%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$2,868	0.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$58,558	8.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$14,293	2.2%

Assets/Debt
Total Assets	$640,731
Total Liabilities	$167,347
Net Assets	$473,384

Compensation

Key Employees and Officers	Compensation	Related	Other
Barry D Moore (Vice Preside)	$21,940	$0	$0
Paula Wright (Treasurer)	$14,655	$0	$0
Randy Mudd (Director)	$4,895	$0	$0
Wayne Biddle (President)	$4,800	$0	$0
Millie Blades (Secretary)	$2,598	$0	$0
Carl Gray (Director)	$2,230	$0	$0
Denny Gosney (Director)	$1,885	$0	$0
Sam Mcclanahan (Director)	$1,430	$0	$0
William H Browning (Director)	$1,375	$0	$0
Frank Hanser (Director)	$1,375	$0	$0
Stacey Tackett (Director)	$1,375	$0	$0

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990

Filed on March 1, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2019

Revenue

$555,527

Expenses

$529,783

Net Income

$25,744

Net Assets

$547,549

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$524,495	94.4%
Investment Income	$7,408	1.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$14,400	2.6%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$9,224	1.7%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$67,524	12.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$12,315	2.3%

Assets/Debt
Total Assets	$630,464
Total Liabilities	$82,915
Net Assets	$547,549

Compensation

Key Employees and Officers	Compensation	Related	Other
Paula Wright (Treasurer)	$26,608	$0	$0
Barry D Moore (Vice Preside)	$19,629	$0	$0
Randy Mudd (Director)	$7,230	$0	$0
Wayne Biddle (President)	$3,150	$0	$0
Carl Gray (Director)	$2,855	$0	$0
Millie Blades (Secretary)	$2,307	$0	$0
Denny Gosney (Director)	$1,900	$0	$0
Frank Hanser (Director)	$1,235	$0	$0
William H Browning (Director)	$1,000	$0	$0
Sam Mcclanahan (Director)	$860	$0	$0
Stacey Tackett (Director)	$750	$0	$0

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990

Filed on July 15, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2018

Revenue

$534,997

Expenses

$507,431

Net Income

$27,566

Net Assets

$520,730

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$513,744	96.0%
Investment Income	$4,695	0.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$14,400	2.7%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$2,158	0.4%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$71,615	14.1%
Professional Fundraising Fees	$0
Other Salaries and Wages	$0

Assets/Debt
Total Assets	$604,931
Total Liabilities	$84,201
Net Assets	$520,730

Compensation

Key Employees and Officers	Compensation	Related	Other
Paula Wright (Director)	$23,430	$0	$0
Monte Clos (Treasurer)	$19,958	$0	$0
Barry D Moore (President)	$11,555	$0	$0
Randy Mudd (Director)	$5,220	$0	$0
Millie Blades (Secretary)	$2,692	$0	$0
Frank Hanser (Director)	$2,200	$0	$0
Carl Gray (Vice Preside)	$1,860	$0	$0
Denny Gosney (Director)	$1,625	$0	$0
William H Browning (Director)	$1,375	$0	$0
Wayne Biddle (Director)	$1,325	$0	$0
Rodney Miles (Director)	$375	$0	$0

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990

Filed on May 13, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2017

Revenue

$529,551

Expenses

$541,782

Net Income

-$12,231

Net Assets

$491,946

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$510,213	96.3%
Investment Income	$3,338	0.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$13,550	2.6%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$2,450	0.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$72,171	13.3%
Professional Fundraising Fees	$0
Other Salaries and Wages	$0

Assets/Debt
Total Assets	$561,933
Total Liabilities	$69,987
Net Assets	$491,946

Compensation

Key Employees and Officers	Compensation	Related	Other
Paula Wright (Director)	$23,457	$0	$0
Monte Clos (Treasurer)	$17,762	$0	$0
Barry D Moore (President)	$11,506	$0	$0
Randy Mudd (Director)	$6,560	$0	$0
Millie Blades (Secretary)	$3,181	$0	$0
Carl Gray (Vice Preside)	$2,225	$0	$0
Frank Hanser (Director)	$1,805	$0	$0
Denny Gosney (Director)	$1,745	$0	$0
Wayne Biddle (Director)	$1,625	$0	$0
William H Browning (Director)	$1,555	$0	$0
Rodney Miles (Director)	$750	$0	$0

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990

Filed on May 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2016

Revenue

$517,719

Expenses

$490,613

Net Income

$27,106

Net Assets

$502,866

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$496,366	95.9%
Investment Income	$4,383	0.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$14,200	2.7%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$2,770	0.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$67,047	13.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$0

Assets/Debt
Total Assets	$587,506
Total Liabilities	$84,640
Net Assets	$502,866

Compensation

Key Employees and Officers	Compensation	Related	Other
Paula Wright (Director)	$21,359	$0	$0
Monte Clos (Treasurer)	$20,030	$0	$0
Barry D Moore (President)	$10,667	$0	$0
Millie Blades (Secretary)	$3,371	$0	$0
Randy Mudd (Director)	$2,335	$0	$0
Carl Gray (Vice Preside)	$2,200	$0	$0
Frank Hanser (Director)	$2,055	$0	$0
Denny Gosney (Director)	$1,685	$0	$0
William H Browning (Director)	$1,595	$0	$0
Wayne Biddle (Director)	$1,250	$0	$0
Mary Caldwell (Director)	$500	$0	$0

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990

Filed on May 12, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2015

Revenue

$480,670

Expenses

$479,790

Net Income

$880

Net Assets

$527,169

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$460,532	95.8%
Investment Income	$4,823	1.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$14,000	2.9%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$1,315	0.3%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$61,043	12.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$0

Assets/Debt
Total Assets	$543,951
Total Liabilities	$16,782
Net Assets	$527,169

Compensation

Key Employees and Officers	Compensation	Related	Other
Paula Wright (Director)	$22,276	$0	$0
Monte Clos (Treasurer)	$18,880	$0	$0
Barry D Moore (President)	$6,410	$0	$0
Millie Blades (Secretary)	$3,217	$0	$0
Carl Gray (Vice Preside)	$2,245	$0	$0
William H Browning (Director)	$1,505	$0	$0
Frank Hanser (Director)	$1,460	$0	$0
Randy Mudd (Director)	$1,435	$0	$0
Wayne Biddle (Director)	$1,375	$0	$0
Denny Gosney (Director)	$1,365	$0	$0
Mary Caldwell (Director)	$875	$0	$0

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990

Filed on May 13, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2014

Revenue

$448,768

Expenses

$426,848

Net Income

$21,920

Net Assets

$526,289

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$428,090	95.4%
Investment Income	$4,471	1.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$14,000	3.1%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$2,207	0.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$55,855	13.1%
Professional Fundraising Fees	$0
Other Salaries and Wages	$0

Assets/Debt
Total Assets	$526,289
Total Liabilities	$0
Net Assets	$526,289

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2013

Revenue

$441,580

Expenses

$409,160

Net Income

$32,420

Net Assets

$510,183

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$417,843	94.6%
Investment Income	$3,426	0.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$14,400	3.3%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$5,911	1.3%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$50,781	12.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$0

Assets/Debt
Total Assets	$510,183
Total Liabilities	$0
Net Assets	$510,183

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2012

Revenue

$416,350

Expenses

$413,238

Net Income

$3,112

Net Assets

$469,457

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$397,041	95.4%
Investment Income	$3,701	0.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$14,400	3.5%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$1,208	0.3%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$40,167	9.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$14,172	3.4%

Assets/Debt
Total Assets	$469,457
Total Liabilities	$0
Net Assets	$469,457

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Revenue

$408,575

Expenses

$428,724

Net Income

-$20,149

Net Assets

$458,900

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$387,845	94.9%
Investment Income	$6,730	1.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$14,000	3.4%
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$37,354	8.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$12,863	3.0%

Assets/Debt
Total Assets	$458,900
Total Liabilities	$0
Net Assets	$458,900

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

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Pendleton County Farmers Fire Insurance Company

Organization summary

Type of Nonprofit

Summary charts: organization finances over time

Revenue $734k (2024)

Expenses $634k (2024)

Total Assets $689k (2024)

Total Liabilities $97.9k (2024)

Tax Filings by Year

Fiscal Year Ending Dec. 2024

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2023

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2022

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2021

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2020

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2019

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2018

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2017

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2016

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2015

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2014

Extracted Financial Data

Extracted Financial Data from Form 990

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990

Fiscal Year Ending Dec. 2013

Extracted Financial Data

Extracted Financial Data from Form 990

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990

Fiscal Year Ending Dec. 2012

Revenue

$734k (2024)

Expenses

$634k (2024)

Total Assets

$689k (2024)

Total Liabilities

$97.9k (2024)

Fiscal Year Ending Dec.
2024

Fiscal Year Ending Dec.
2023

Fiscal Year Ending Dec.
2022

Fiscal Year Ending Dec.
2021

Fiscal Year Ending Dec.
2020

Fiscal Year Ending Dec.
2019

Fiscal Year Ending Dec.
2018

Fiscal Year Ending Dec.
2017

Fiscal Year Ending Dec.
2016

Fiscal Year Ending Dec.
2015

Fiscal Year Ending Dec.
2014

Fiscal Year Ending Dec.
2013

Fiscal Year Ending Dec.
2012

Fiscal Year Ending Dec.
2011

Fiscal Year Ending Dec.
2010

Fiscal Year Ending Dec.
2009

Fiscal Year Ending Dec.
2008

Fiscal Year Ending Dec.
2007

Fiscal Year Ending Dec.
2005