PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Epb Employees Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.59M (2023)

Expenses
$1.57M (2023)

Total Assets
$40.6M (2023)

Total Liabilities
$37.1M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,587,595
Expenses
$1,572,440
Net Income
$15,155
Net Assets
$3,474,243
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,587,595
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $128,796
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $351,558
22.4%
Assets/Debt
Total Assets $40,581,151
Total Liabilities $37,106,908
Net Assets $3,474,243
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Ceo) $128,796 $0 $0
James C Million (Board Member) $0 $0 $0
Angela Love (Board Member) $0 $0 $0
David Lee (Board Member) $0 $0 $0
Sandee Bingham (Vice President) $0 $0 $0
Dale Mcleod (President) $0 $0 $0
Wendall Boring (Treasurer) $0 $0 $0
Bryan Betty (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,322,569
Expenses
$1,004,525
Net Income
$318,044
Net Assets
$3,316,583
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,322,569
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $97,358
9.7%
Professional Fundraising Fees $0
Other Salaries and Wages $265,010
26.4%
Assets/Debt
Total Assets $41,594,068
Total Liabilities $38,277,485
Net Assets $3,316,583
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Ceo) $97,358 $0 $0
James C Million (Board Member) $0 $0 $0
Angela Love (Board Member) $0 $0 $0
David Lee (Board Member) $0 $0 $0
Sandee Bingham (Vice President) $0 $0 $0
Dale Mcleod (President) $0 $0 $0
Wendall Boring (Treasurer) $0 $0 $0
Pam Baker (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,152,494
Expenses
$1,048,631
Net Income
$103,863
Net Assets
$4,028,749
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,152,494
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $92,311
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $228,779
21.8%
Assets/Debt
Total Assets $41,855,964
Total Liabilities $37,827,215
Net Assets $4,028,749
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Manager) $92,311 $0 $0
James C Million (Board Member) $0 $0 $0
Ken Jones (Board Member) $0 $0 $0
David Lee (Board Member) $0 $0 $0
Sandee Bingham (Vice President) $0 $0 $0
Dale Mcleod (Board Member) $0 $0 $0
Wendall Boring (Treasurer) $0 $0 $0
Pam Baker (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,157,528
Expenses
$1,125,860
Net Income
$31,668
Net Assets
$3,426,839
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,157,528
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $83,547
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $207,654
18.4%
Assets/Debt
Total Assets $34,876,875
Total Liabilities $31,450,036
Net Assets $3,426,839
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Manager) $83,547 $0 $0
Sandee Bingham (Vice President) $0 $0 $0
Pam Baker (Secretary) $0 $0 $0
Adam Jones (Treasurer) $0 $0 $0
David Lee (Board Member) $0 $0 $0
James C Million (Board Member) $0 $0 $0
Wendell Boring (Board Member) $0 $0 $0
Dale Mcleod (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,166,146
Expenses
$1,084,183
Net Income
$81,963
Net Assets
$3,087,040
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,166,146
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $76,772
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $210,154
19.4%
Assets/Debt
Total Assets $27,606,655
Total Liabilities $24,519,615
Net Assets $3,087,040
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Manager) $76,772 $0 $0
Sandee Bingham (Vice President) $0 $0 $0
Pam Baker (Secretary) $0 $0 $0
Adam Jones (Treasurer) $0 $0 $0
Lamar Threat (Board Member) $0 $0 $0
James C Million (Board Member) $0 $0 $0
David Lee (Board Member) $0 $0 $0
Dale Mcleod (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,088,172
Expenses
$954,363
Net Income
$133,809
Net Assets
$2,891,674
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,088,172
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $72,226
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $216,600
22.7%
Assets/Debt
Total Assets $28,624,370
Total Liabilities $25,732,696
Net Assets $2,891,674
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Manager) $72,226 $0 $0
Sandee Bingham (Vice President) $0 $0 $0
Pam Baker (Secretary) $0 $0 $0
Adam Jones (Treasurer) $0 $0 $0
Lamar Threat (Board Member) $0 $0 $0
James C Million (Board Member) $0 $0 $0
David Lee (Board Member) $0 $0 $0
Dale Mcleod (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$953,838
Expenses
$883,299
Net Income
$70,539
Net Assets
$2,795,877
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $953,838
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $69,384
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $205,453
23.3%
Assets/Debt
Total Assets $28,816,955
Total Liabilities $26,021,078
Net Assets $2,795,877
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Manager) $69,384 $0 $0
Sandee Bingham (Vice President) $0 $0 $0
Pam Baker (Secretary) $0 $0 $0
Adam Jones (Treasurer) $0 $0 $0
Lamar Threat (Board Member) $0 $0 $0
James C Million (Board Member) $0 $0 $0
David Lee (Board Member) $0 $0 $0
Dale Mcleod (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$838,852
Expenses
$1,502,092
Net Income
-$663,240
Net Assets
$2,391,780
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $838,852
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $69,618
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $630,984
42.0%
Assets/Debt
Total Assets $28,728,436
Total Liabilities $26,336,656
Net Assets $2,391,780
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Manager) $69,618 $0 $0
Lamar Threat (Board Member) $0 $0 $0
James C Million (Board Member) $0 $0 $0
David Lee (Board Member) $0 $0 $0
Dale Mcleod (President) $0 $0 $0
Sandee Bingham (Vice President) $0 $0 $0
Katie King (Secretary) $0 $0 $0
Adam Jones (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$825,158
Expenses
$1,213,228
Net Income
-$388,070
Net Assets
$3,084,344
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $825,158
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $70,210
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $234,645
19.3%
Assets/Debt
Total Assets $29,180,771
Total Liabilities $26,096,427
Net Assets $3,084,344
Compensation
Key Employees and Officers Compensation Related Other
Jerry B Trotter (Manager) $70,210 $0 $375
Lamar Threat (Board Member) $0 $0 $0
James C Million (Board Member) $0 $0 $0
Adam Jones (Board Member) $0 $0 $0
Kathryn S King (Board Member) $0 $0 $0
Mark Fletcher (Past President) $0 $0 $0
Billy Glenn Kennedy (Interim President) $0 $0 $0
Sandara Bingham (Secretary) $0 $0 $0
Dale R Mcleod (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$870,809
Expenses
$880,588
Net Income
-$9,779
Net Assets
$3,628,357
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $870,809
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $112,490
12.8%
Professional Fundraising Fees $0
Other Salaries and Wages $229,266
26.0%
Assets/Debt
Total Assets $29,200,460
Total Liabilities $25,572,103
Net Assets $3,628,357
Compensation
Key Employees and Officers Compensation Related Other
Nadine Freeman (Manager) $87,740 $0 $0
Jerry B Trotter (Manager) $24,750 $0 $0
Lamar Threat (Board Member) $0 $0 $0
John Noll (Board Member) $0 $0 $0
Adam Jones (Board Member) $0 $0 $0
Mark Fletcher (President) $0 $0 $0
Glenn Kennedy (Vice President) $0 $0 $0
Sandara Bingham (Secretary) $0 $0 $0
Dale Mcleod (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$949,654
Expenses
$945,864
Net Income
$3,790
Net Assets
$3,625,618
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $949,654
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $71,533
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $240,247
25.4%
Assets/Debt
Total Assets $29,086,894
Total Liabilities $25,461,276
Net Assets $3,625,618
Compensation
Key Employees and Officers Compensation Related Other
Nadine Freeman (Manager) $71,533 $0 $0
Lamar Threat (Board Member) $0 $0 $0
Monica Middlebrooks (Board Member) $0 $0 $0
John Noll (Board Member) $0 $0 $0
Mark Fletcher (President) $0 $0 $0
Glenn Kennedy (Vice President) $0 $0 $0
Sandara Bingham (Secretary) $0 $0 $0
Dale Mcleod (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,059,707
Expenses
$1,100,633
Net Income
-$40,926
Net Assets
$3,411,362
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,059,707
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $70,876
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $239,285
21.7%
Assets/Debt
Total Assets $29,018,976
Total Liabilities $25,607,614
Net Assets $3,411,362

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,225,026
Expenses
$1,373,892
Net Income
-$148,866
Net Assets
$3,579,591
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,225,026
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $70,130
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $239,794
17.5%
Assets/Debt
Total Assets $30,504,902
Total Liabilities $26,925,311
Net Assets $3,579,591

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »