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Bowater Employees Credit Union

  • Calhoun, TN
  • Tax-exempt since June 1952
  • EIN: 62-0553259

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$15.2M (2023)

Expenses
$12.1M (2023)

Total Assets
$256M (2023)

Total Liabilities
$233M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,164,063
Expenses
$12,148,612
Net Income
$3,015,451
Net Assets
$22,675,885
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,164,063
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $189,035
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $3,062,945
25.2%
Assets/Debt
Total Assets $255,580,708
Total Liabilities $232,904,823
Net Assets $22,675,885
Compensation
Key Employees and Officers Compensation Related Other
Matthew Holden (Ceo) $182,368 $0 $37,783
Thomas J Elliott (Director) $6,667 $0 $0
David Lattimore (Chairman) $0 $0 $0
Jamie Creekmore (Treasurer) $0 $0 $0
Travis Giles (Vice Chairperson) $0 $0 $0
Clara Pat Burger (Director) $0 $0 $0
Jean Ann Toomey (Secretary) $0 $0 $0
Todd Harris (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 27, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,161,157
Expenses
$9,674,319
Net Income
$2,486,838
Net Assets
$20,051,020
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,130,251
99.7%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $30,906
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $158,939
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,761,557
28.5%
Assets/Debt
Total Assets $258,960,499
Total Liabilities $238,909,479
Net Assets $20,051,020
Compensation
Key Employees and Officers Compensation Related Other
Matthew Holden (Ceo) $155,701 $0 $34,740
Jamie Creekmore (Treasurer) $3,238 $0 $0
David Lattimore (Chairman) $0 $0 $0
Travis Giles (Vice Chairperson) $0 $0 $0
Pat Burger (Director) $0 $0 $0
Jean Ann Toomey (Secretary) $0 $0 $0
Thomas J Elliott (Director) $0 $0 $0
Todd Harris (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 26, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,965,826
Expenses
$8,573,725
Net Income
$1,392,101
Net Assets
$17,592,681
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,965,826
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $130,893
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,429,703
28.3%
Assets/Debt
Total Assets $238,168,632
Total Liabilities $220,575,951
Net Assets $17,592,681
Compensation
Key Employees and Officers Compensation Related Other
Matthew Holden (Ceo) $126,089 $0 $33,465
Travis Giles (Vice Chairperson) $4,804 $0 $0
David Lattimore (Chairman) $0 $0 $0
Jamie Creekmore (Treasurer) $0 $0 $0
Pat Burger (Director) $0 $0 $0
Jean Ann Toomey (Secretary) $0 $0 $0
Thomas J Elliott (Director) $0 $0 $0
Todd Harris (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 28, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,573,362
Expenses
$9,049,400
Net Income
$523,962
Net Assets
$16,209,738
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,573,362
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $286,123
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,161,527
23.9%
Assets/Debt
Total Assets $210,207,588
Total Liabilities $193,997,850
Net Assets $16,209,738
Compensation
Key Employees and Officers Compensation Related Other
Denley C Hines (Ceo) $276,110 $0 $48,226
Troy F Giles (Director) $5,267 $0 $0
Travis Giles (Vice Chairperson) $3,605 $0 $0
Jamie Creekmore (Treasurer) $1,141 $0 $0
Thomas J Elliott (Director) $0 $0 $0
Jean Ann Toomey (Secretary) $0 $0 $0
Pat Burger (Director) $0 $0 $0
David Lattimore (Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on May 13, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,610,618
Expenses
$9,094,961
Net Income
$515,657
Net Assets
$15,679,594
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,610,618
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $279,771
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,044,657
22.5%
Assets/Debt
Total Assets $176,601,323
Total Liabilities $160,921,729
Net Assets $15,679,594
Compensation
Key Employees and Officers Compensation Related Other
Denley C Hines (Ceo) $259,300 $0 $38,414
Travis Giles (Vice Chairperson) $6,641 $0 $0
Thomas J Elliott (Director) $5,438 $0 $0
Jamie Creekmore (Treasurer) $4,905 $0 $0
David Lattimore (Chairman) $3,487 $0 $0
Troy F Giles (Director) $0 $0 $0
Pat Burger (Director) $0 $0 $0
Jean Ann Toomey (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,579,409
Expenses
$8,096,978
Net Income
$482,431
Net Assets
$15,150,799
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,579,409
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $352,408
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,960,153
24.2%
Assets/Debt
Total Assets $162,959,666
Total Liabilities $147,808,867
Net Assets $15,150,799
Compensation
Key Employees and Officers Compensation Related Other
Denley C Hines (Ceo) $340,291 $0 $51,889
David Lattimore (Chairman) $6,303 $0 $0
Thomas J Elliott (Director) $3,436 $0 $0
Travis Giles (Vice Chairperson) $1,337 $0 $0
Troy F Giles (Director) $1,041 $0 $0
Jamie Creekmore (Treasurer) $0 $0 $0
Pat Burger (Director) $0 $0 $0
Jean Ann Toomey (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,640,707
Expenses
$7,415,354
Net Income
$225,353
Net Assets
$14,671,400
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,640,707
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $341,759
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,690,767
22.8%
Assets/Debt
Total Assets $157,805,356
Total Liabilities $143,133,956
Net Assets $14,671,400
Compensation
Key Employees and Officers Compensation Related Other
Denley C Hines (Presidentceo) $176,651 $0 $45,734
Glenna W Pritchett (Vp Accountingcfo) $90,990 $0 $28,384
David Lattimore (Chairperson) $4,488 $0 $0
Troy F Giles (Director) $3,889 $0 $0
Travis Giles (Vice Chairperson) $3,740 $0 $0
Thomas J Elliott (Director) $1,359 $0 $0
Jamie Creekmore (Director) $0 $0 $0
R Todd Harris (Treasurer) $0 $0 $0
Pat Burger (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,961,417
Expenses
$6,679,815
Net Income
$281,602
Net Assets
$14,445,287
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,961,417
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $212,659
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,684,811
25.2%
Assets/Debt
Total Assets $149,039,378
Total Liabilities $134,594,091
Net Assets $14,445,287
Compensation
Key Employees and Officers Compensation Related Other
Denley C Hines (Presidentceo) $170,262 $0 $42,397
Jamie Creekmore (Director) $3,969 $0 $0
David Lattimore (Chairperson) $3,505 $0 $0
Thomas J Elliott (Director) $2,475 $0 $0
Travis Giles (Vice Chairperson) $1,571 $0 $0
Troy F Giles (Director) $891 $0 $0
R Todd Harris (Treasurer) $0 $0 $0
Pat Burger (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,559,267
Expenses
$6,259,279
Net Income
$299,988
Net Assets
$14,156,016
Notable Sources of Revenue Percent of Total Revenue
Contributions $4,950
0.1%
Program Services $6,554,317
99.9%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $328,216
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,594,185
25.5%
Assets/Debt
Total Assets $147,063,671
Total Liabilities $132,907,655
Net Assets $14,156,016
Compensation
Key Employees and Officers Compensation Related Other
Denley Hines (Presidentceo) $269,209 $0 $59,007
David Lattimore (Chairperson) $4,767 $0 $0
Troy F Giles (Director) $4,686 $0 $0
Travis Giles (Vice Chairperson) $3,626 $0 $0
Pat Burger (Director) $0 $0 $0
R Todd Harris (Treasurer) $0 $0 $0
Thomas J Elliott (Director) $0 $0 $0
Jamie Creekmore (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 2, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
View Filing (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,979,583
Expenses
$5,960,916
Net Income
$1,018,667
Net Assets
$13,851,404
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,979,583
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $193,826
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,389,318
23.3%
Assets/Debt
Total Assets $146,498,461
Total Liabilities $132,647,057
Net Assets $13,851,404
Compensation
Key Employees and Officers Compensation Related Other
Denley Hines (Presidentceo) $155,380 $0 $38,446
David Lattimore (Chairperson) $6,066 $0 $0
Troy F Giles (Vice Chairperson) $3,828 $0 $0
Travis Giles (Director) $3,485 $0 $0
Pat Burger (Director) $0 $0 $0
Danny H Rice (Treasurer) $0 $0 $0
R Todd Harris (Director) $0 $0 $0
Thomas J Elliott (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 18, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,063,467
Expenses
$5,755,400
Net Income
$308,067
Net Assets
$12,833,638
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,063,467
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $326,132
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,209,376
21.0%
Assets/Debt
Total Assets $140,979,369
Total Liabilities $128,145,731
Net Assets $12,833,638
Compensation
Key Employees and Officers Compensation Related Other
Denley Hines (Presidentceo) $274,332 $0 $51,800
Thomas J Elliott (Director) $3,118 $0 $0
David Lattimore (Chairperson) $3,103 $0 $0
Travis Giles (Director) $3,076 $0 $0
Troy F Giles (Vice Chairperson) $1,439 $0 $0
Pat Burger (Director) $0 $0 $0
Danny H Rice (Treasurer) $0 $0 $0
R Todd Harris (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,161,764
Expenses
$5,843,390
Net Income
$318,374
Net Assets
$12,525,571
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,161,764
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $184,717
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,150,648
19.7%
Assets/Debt
Total Assets $137,336,671
Total Liabilities $124,811,100
Net Assets $12,525,571

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,364,108
Expenses
$5,950,127
Net Income
$413,981
Net Assets
$12,231,450
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,364,108
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $234,353
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,013,495
17.0%
Assets/Debt
Total Assets $135,504,916
Total Liabilities $123,273,466
Net Assets $12,231,450

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated