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Collegedale Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.04M (2023)

Expenses
$1.93M (2023)

Total Assets
$44.9M (2023)

Total Liabilities
$41.4M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,038,147
Expenses
$1,925,891
Net Income
$112,256
Net Assets
$3,503,293
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,476,794
72.5%
Investment Income $555,392
27.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,961
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $77,100
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $639,876
33.2%
Assets/Debt
Total Assets $44,874,292
Total Liabilities $41,370,999
Net Assets $3,503,293
Compensation
Key Employees and Officers Compensation Related Other
Joy Traxler (Ceo) $77,100 $0 $0
David Ruhling (Chairman) $0 $0 $0
John Beckett (Director) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Paul Smith (Director) $0 $0 $0
Debbie Collins (Director) $0 $0 $0
Gary Edgemon (Director) $0 $0 $0
Mark Hyder (Director) $0 $0 $0
Canute Birch (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,803,539
Expenses
$1,989,580
Net Income
-$186,041
Net Assets
$3,461,800
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,500,767
83.2%
Investment Income $302,772
16.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $63,371
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $512,378
25.8%
Assets/Debt
Total Assets $47,522,225
Total Liabilities $44,060,425
Net Assets $3,461,800
Compensation
Key Employees and Officers Compensation Related Other
Joy Traxler (Ceo) $63,371 $0 $9,836
David Ruhling (Chairman) $0 $0 $0
John Beckett (Director) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Paul Smith (Director) $0 $0 $0
Parlia Moore (Director) $0 $0 $0
Gary Edgemon (Director) $0 $0 $0
Debbie Collins (Director) $0 $0 $0
Mark Hyder (Director) $0 $0 $0
Doug Frood (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,737,096
Expenses
$1,784,503
Net Income
-$47,407
Net Assets
$3,647,842
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,479,639
85.2%
Investment Income $176,346
10.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $81,111
4.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $589,837
33.1%
Assets/Debt
Total Assets $51,675,417
Total Liabilities $48,027,575
Net Assets $3,647,842
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Errol Eder (General Manager) $56,942 $0 $0
Joy Traxler (President/Ceo) $52,200 $0 $16,676
Kim Abernathy (Assistant Manager/Hr Manager) $44,005 $0 $15,595
David Ruhling (Board Chairman) $0 $0 $0
Gary Edgemon (Board Vice Chairman) $0 $0 $0
Olson Perry (Board Secretary) $0 $0 $0
Mark Hyder (Board Treasurer) $0 $0 $0
Inelda Hefferlin (Board Member) $0 $0 $0
Paul Smith (Board Member) $0 $0 $0
Archie Moore (Board Member) $0 $0 $0
Debbie Collins (Board Member) $0 $0 $0
Richard Erickson (Board Member) $0 $0 $0
John Beckett (Committee Member) $0 $0 $0
Canute Birch (Committee Member) $0 $0 $0
George Fuller (Committee Member) $0 $0 $0
Eric Christensen (Committee Member) $0 $0 $0
Dennis Steele (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,779,234
Expenses
$1,900,519
Net Income
-$121,285
Net Assets
$3,695,248
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,402,186
78.8%
Investment Income $326,580
18.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $50,468
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $639,647
33.7%
Assets/Debt
Total Assets $50,951,849
Total Liabilities $47,256,601
Net Assets $3,695,248
Compensation
Key Employees and Officers Compensation Related Other
Errol Eder (General Mana) $86,165 $0 $5,533
Joy Traxler (Controller/) $62,975 $0 $16,226
David Ruhling (Board Charim) $0 $0 $0
Richard Erickson (Board Vice C) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Paul Smith (Board Member) $0 $0 $0
Archie Moore (Board Member) $0 $0 $0
Inelda Hefferlin (Board Member) $0 $0 $0
Dennis Steele (Treasurer) $0 $0 $0
Lisa Gano (Board Member) $0 $0 $0
Gary Edgmon (Board Member) $0 $0 $0
William Phillips (Committee Me) $0 $0 $0
Fred R Fuller (Committee Me) $0 $0 $0
John Beckett (Committee Me) $0 $0 $0
Gerald D Peel (Committee Me) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,899,836
Expenses
$1,882,126
Net Income
$17,710
Net Assets
$3,816,534
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,357,837
71.5%
Investment Income $506,350
26.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $35,649
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $666,045
35.4%
Assets/Debt
Total Assets $42,881,064
Total Liabilities $39,064,530
Net Assets $3,816,534
Compensation
Key Employees and Officers Compensation Related Other
Errol Eder (General Mana) $83,788 $0 $699
Joy Traxler (Controller/) $56,840 $0 $15,739
David Ruhling (Board Charim) $0 $0 $0
Richard Erickson (Board Vice C) $0 $0 $0
Dennis Steele (Treasurer) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Archie Moore (Board Member) $0 $0 $0
Gary Edgmon (Board Member) $0 $0 $0
Inelda Hefferlin (Board Member) $0 $0 $0
Lisa Gano (Board Member) $0 $0 $0
Paul Smith (Board Member) $0 $0 $0
Angelica Batista (Nominating C) $0 $0 $0
Eric Christensen (Nominating C) $0 $0 $0
Merritt Mclafferty (Nominating C) $0 $0 $0
John Beckett (Delinquency) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,890,125
Expenses
$1,755,052
Net Income
$135,073
Net Assets
$3,798,823
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,391,484
73.6%
Investment Income $443,277
23.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $55,364
2.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $644,420
36.7%
Assets/Debt
Total Assets $45,657,970
Total Liabilities $41,859,147
Net Assets $3,798,823
Compensation
Key Employees and Officers Compensation Related Other
Errol Eder (General Mana) $72,983 $0 $0
Joy Traxler (Controller/) $26,130 $0 $0
David Ruhling (Board Charim) $0 $0 $0
Richard Erickson (Board Vice C) $0 $0 $0
Dennis Steele (Treasurer) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Archie Moore (Board Member) $0 $0 $0
Gary Edgmon (Board Member) $0 $0 $0
Inelda Hefferlin (Board Member) $0 $0 $0
Lisa Gano (Board Member) $0 $0 $0
Paul Smith (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,681,538
Expenses
$1,619,860
Net Income
$61,678
Net Assets
$3,663,750
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,321,682
78.6%
Investment Income $318,587
18.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $41,269
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $557,140
34.4%
Assets/Debt
Total Assets $44,135,553
Total Liabilities $40,471,803
Net Assets $3,663,750

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,580,185
Expenses
$1,634,789
Net Income
-$54,604
Net Assets
$3,602,072
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $965,449
61.1%
Investment Income $254,441
16.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $11,081
0.7%
Net Inventory Sales $0
Other Revenue $349,214
22.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $137,865
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $433,360
26.5%
Assets/Debt
Total Assets $43,620,708
Total Liabilities $40,018,636
Net Assets $3,602,072
Compensation
Key Employees and Officers Compensation Related Other
Errol Eder (General Manager) $76,611 $0 $4,815
Kristal Cloutier (Controller) $52,833 $0 $3,605
David Ruhling (Board Chairman) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Paul G Smith (Board Member) $0 $0 $0
Inelda Hefferlin (Board Member) $0 $0 $0
Richard Erickson (Vice Chairman) $0 $0 $0
Cindy Mc Caughan (Treasurer) $0 $0 $0
John Beckett (Board Member) $0 $0 $0
Parlia Archie Moore (Board Member) $0 $0 $0
Dennis Steele Jr (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,540,744
Expenses
$1,519,559
Net Income
$21,185
Net Assets
$3,656,676
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,024,459
66.5%
Investment Income $158,646
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$11,364
Net Inventory Sales $0
Other Revenue $369,003
23.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $136,426
9.0%
Professional Fundraising Fees $0
Other Salaries and Wages $407,163
26.8%
Assets/Debt
Total Assets $41,215,231
Total Liabilities $37,558,555
Net Assets $3,656,676
Compensation
Key Employees and Officers Compensation Related Other
Errol Eder (General Manager) $75,049 $0 $3,969
Kristal Cloutier (Controller) $51,743 $0 $5,665
David Ruhling (Board Chairman) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Paul G Smith (Board Member) $0 $0 $0
Inelda Hefferlin (Board Member) $0 $0 $0
Richard Erickson (Vice Chairman) $0 $0 $0
Cindy Mc Caughan (Treasurer) $0 $0 $0
John Beckett (Board Member) $0 $0 $0
Parlia Archie Moore (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,601,256
Expenses
$1,551,134
Net Income
$50,122
Net Assets
$3,635,491
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,078,734
67.4%
Investment Income $109,612
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$19,797
Net Inventory Sales $0
Other Revenue $432,707
27.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $162,441
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $367,007
23.7%
Assets/Debt
Total Assets $37,769,625
Total Liabilities $34,134,134
Net Assets $3,635,491
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Randall White (President) $81,913 $0 $7,806
Kristal Cloutier (Controller) $48,573 $0 $3,771
Errol Eder (General Manager) $12,549 $0 $0
David Ruhling (Board Chairman) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Paul G Smith (Board Member) $0 $0 $0
Inelda Hefferlin (Board Member) $0 $0 $0
Richard Erickson (Vice Chairman) $0 $0 $0
Cindy Mc Caughan (Treasurer) $0 $0 $0
John Beckett (Board Member) $0 $0 $0
Parlia Archie Moore (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,612,635
Expenses
$1,546,805
Net Income
$65,830
Net Assets
$3,585,369
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,128,543
70.0%
Investment Income $59,636
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14,372
Net Inventory Sales $0
Other Revenue $438,828
27.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $170,491
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $384,451
24.9%
Assets/Debt
Total Assets $40,077,546
Total Liabilities $36,492,177
Net Assets $3,585,369
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Randall White (President) $91,482 $0 $5,770
Kristal Turner Cloutier (Controller) $47,883 $0 $3,002
David Ruhling (Board Chairman) $0 $0 $0
Olson Perry (Secretary) $0 $0 $0
Errol Eder (Board Member) $0 $0 $0
Paul G Smith (Board Member) $0 $0 $0
Inelda Hefferlin (Board Member) $0 $0 $0
Richard Erickson (Vice Chairman) $0 $0 $0
Cindy Mc Caughan (Treasurer) $0 $0 $0
John Beckett (Board Member) $0 $0 $0
Parlia Archie Moore (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,691,393
Expenses
$1,606,208
Net Income
$85,185
Net Assets
$3,519,539
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,208,589
71.5%
Investment Income $53,999
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income -$666
Net Fundraising $0
Sales of Assets -$23,533
Net Inventory Sales $0
Other Revenue $453,004
26.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $166,372
10.4%
Professional Fundraising Fees $0
Other Salaries and Wages $397,977
24.8%
Assets/Debt
Total Assets $34,875,225
Total Liabilities $31,355,686
Net Assets $3,519,539

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,704,736
Expenses
$1,622,203
Net Income
$82,533
Net Assets
$3,434,354
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,221,444
71.7%
Investment Income $75,947
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$4,448
Net Fundraising $0
Sales of Assets -$3,528
Net Inventory Sales $0
Other Revenue $415,321
24.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $154,609
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $384,586
23.7%
Assets/Debt
Total Assets $37,606,937
Total Liabilities $34,172,583
Net Assets $3,434,354

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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