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Koin Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.45M (2023)

Expenses
$1.81M (2023)

Total Assets
$38.5M (2023)

Total Liabilities
$35M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,445,218
Expenses
$1,812,740
Net Income
-$367,522
Net Assets
$3,526,869
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,030,844
71.3%
Investment Income $280,083
19.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $134,291
9.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $519,601
28.7%
Assets/Debt
Total Assets $38,532,997
Total Liabilities $35,006,128
Net Assets $3,526,869
Compensation
Key Employees and Officers Compensation Related Other
Doug Clinton (Ceo) $141,819 $0 $458
Owen Jones (Vice Chairman) $0 $0 $0
Tracy Brooks (Secretary) $0 $0 $0
Steve Acklin (Treasurer) $0 $0 $0
Shawn Tobe (Board Member) $0 $0 $0
Mike Puckett (Chairman) $0 $0 $0
Sara Mofield (Board Member) $0 $0 $0
Janice Bell (Board Member) $0 $0 $0
Shayne Gilpin (Supervisory Committee) $0 $0 $0
Mickie Malham (Supervisory Committee) $0 $0 $0
Shelby Sawyer (Board Member) $0 $0 $0
Mike Neill (Board Member) $0 $0 $0
Jason Henderson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,203,640
Expenses
$1,654,806
Net Income
-$451,166
Net Assets
$4,014,136
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $855,905
71.1%
Investment Income $206,623
17.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $141,112
11.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $487,062
29.4%
Assets/Debt
Total Assets $42,251,248
Total Liabilities $38,237,112
Net Assets $4,014,136
Compensation
Key Employees and Officers Compensation Related Other
Doug Clinton (Ceo) $132,990 $0 $0
Owen Jones (Vice Chairman) $0 $0 $0
Tracy Brooks (Secretary) $0 $0 $0
Steve Acklin (Board Member) $0 $0 $0
David Yowell (Board Member) $0 $0 $0
Mike Puckett (Board Member) $0 $0 $0
Sara Mofield (Board Member) $0 $0 $0
Janice Bell (Board Member) $0 $0 $0
Shayne Gilpin (Supervisory Committee) $0 $0 $0
Mickie Malham (Supervisory Committee) $0 $0 $0
Mary Anne Maulbeck (Supervisory Committee) $0 $0 $0
Phyliss Young (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,242,004
Expenses
$1,483,845
Net Income
-$241,841
Net Assets
$4,465,302
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $924,264
74.4%
Investment Income $158,001
12.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $159,739
12.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $404,565
27.3%
Assets/Debt
Total Assets $47,682,396
Total Liabilities $43,217,094
Net Assets $4,465,302
Compensation
Key Employees and Officers Compensation Related Other
Doug Clinton (Ceo) $126,623 $0 $0
Keith Bevill (Chairman) $0 $0 $0
Owen Jones (Vice Chairman) $0 $0 $0
Royce Armstrong (Treasurer) $0 $0 $0
Tracy Brooks (Secretary) $0 $0 $0
Mike Puckett (Board Member) $0 $0 $0
Mickie Maham (Board Member) $0 $0 $0
Steve Acklin (Board Member) $0 $0 $0
David Yowell (Board Member) $0 $0 $0
Phyllis Young (Chairman) $0 $0 $0
Phil Byrd (Board Member) $0 $0 $0
Mary Anne Maulbeck (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,626,571
Expenses
$1,607,561
Net Income
$19,010
Net Assets
$4,707,143
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,075,497
66.1%
Investment Income $316,512
19.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $234,562
14.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $461,887
28.7%
Assets/Debt
Total Assets $47,267,745
Total Liabilities $42,560,602
Net Assets $4,707,143
Compensation
Key Employees and Officers Compensation Related Other
Doug Clinton (Ceo) $122,457 $0 $0
Keith Bevill (Chairman) $0 $0 $0
Owen Jones (Vice Chairman) $0 $0 $0
Royce Armstrong (Treasurer) $0 $0 $0
Tracy Brooks (Secretary) $0 $0 $0
Mike Puckett (Board Member) $0 $0 $0
Ron Chandler (Board Member) $0 $0 $0
Steve Acklin (Board Member) $0 $0 $0
Shelly Richardson (Board Member) $0 $0 $0
David Yowell (Board Member) $0 $0 $0
Phyllis Young (Chairman) $0 $0 $0
Phil Byrd (Board Member) $0 $0 $0
Mary Anne Maulbeck (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,711,632
Expenses
$1,653,056
Net Income
$58,576
Net Assets
$4,710,694
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,081,739
63.2%
Investment Income $425,140
24.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $204,753
12.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $155,005
9.4%
Professional Fundraising Fees $0
Other Salaries and Wages $372,376
22.5%
Assets/Debt
Total Assets $43,521,400
Total Liabilities $38,810,706
Net Assets $4,710,694
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Douglas P Clinton (Ceo/Manager) $155,005 $0 $0
Ron Chandler (Chairman) $0 $0 $0
Jeff Gilliam (Secretary) $0 $0 $0
Art Tennille (Vice Chairman) $0 $0 $0
Royce Armstrong (Treasurer) $0 $0 $0
Tracy Brooks (Secretary) $0 $0 $0
Mike Puckett (Board Mbr.) $0 $0 $0
Angla Cain (Board Mbr.) $0 $0 $0
D Keith Bevill (Board Mbr.) $0 $0 $0
Josh Hartz (Board Mbr.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,605,788
Expenses
$1,479,776
Net Income
$126,012
Net Assets
$4,652,118
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,071,452
66.7%
Investment Income $335,985
20.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $198,351
12.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $244,429
16.5%
Professional Fundraising Fees $0
Other Salaries and Wages $139,120
9.4%
Assets/Debt
Total Assets $43,679,291
Total Liabilities $39,027,173
Net Assets $4,652,118
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Ron Chandler (Chairman) $0 $0 $0
Jeff Gilliam (Secretary) $0 $0 $0
Art Tennille (Official) $0 $0 $0
Royce Armstrong (Official) $0 $0 $0
Tracy Brooks (Official) $0 $0 $0
Mike Puckett (Board Mbr.) $0 $0 $0
Angla Cain (Official) $0 $0 $0
D Keith Bevill (Official) $0 $0 $0
Douglas P Clinton (Ceo/Manager) $0 $42,793 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,425,190
Expenses
$1,345,019
Net Income
$80,171
Net Assets
$4,506,433
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,053,751
73.9%
Investment Income $253,119
17.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $118,320
8.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $315,279
23.4%
Professional Fundraising Fees $0
Other Salaries and Wages $138,676
10.3%
Assets/Debt
Total Assets $43,817,851
Total Liabilities $39,311,418
Net Assets $4,506,433
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wade Stapleton (Ceo/Manager) $110,628 $0 $0
John Gardner (Chair) $0 $0 $0
Dan Johnson (Board Secy.) $0 $0 $0
Art Tennille (Official) $0 $0 $0
Royce Armstrong (Official) $0 $0 $0
Jim Forrester (Board Mbr) $0 $0 $0
Mike Puckett (Board Mbr.) $0 $0 $0
David Jamieson (Board Mbr.) $0 $0 $0
John Jared (Board Mbr) $0 $0 $0
Ron Chandler (Board Mbr.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,525,079
Expenses
$2,611,804
Net Income
-$1,086,725
Net Assets
$4,376,914
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,080,888
70.9%
Investment Income $261,421
17.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $182,770
12.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $305,085
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $140,512
5.4%
Assets/Debt
Total Assets $46,107,685
Total Liabilities $41,730,771
Net Assets $4,376,914
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wade Stapleton (Ceo/Manager) $107,603 $0 $0
John Gardner (Chair) $0 $0 $0
Dan Johnson (Board Secy.) $0 $0 $0
Art Tennille (Official) $0 $0 $0
Royce Armstrong (Official) $0 $0 $0
Jim Forrester (Board Mbr) $0 $0 $0
Mike Puckett (Board Mbr.) $0 $0 $0
David Jamieson (Board Mbr.) $0 $0 $0
John Jared (Board Mbr) $0 $0 $0
Ron Chandler (Board Mbr.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,837,080
Expenses
$2,531,448
Net Income
-$694,368
Net Assets
$5,460,653
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,444,275
78.6%
Investment Income $211,433
11.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $181,372
9.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $321,729
12.7%
Professional Fundraising Fees $0
Other Salaries and Wages $257,353
10.2%
Assets/Debt
Total Assets $48,054,345
Total Liabilities $42,593,692
Net Assets $5,460,653
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wade Stapleton (Ceo/Manager) $114,092 $0 $0
John Gardner (Board Member) $0 $0 $0
Blank Line (Blank Line) $0 $0 $0
Anglea Cain (Board Secy.) $0 $0 $0
Art Tennille (Official) $0 $0 $0
Royce Armstrong (Official) $0 $0 $0
Jim Forrester (Board Mbr) $0 $0 $0
David Chandler (Board Mbr.) $0 $0 $0
Blank Line (Blank Line) $0 $0 $0
Amy Thompson (Board Mbr) $0 $0 $0
Blank Line (Blank Line) $0 $0 $0
Donnie Baldwin (Official) $0 $0 $0
Mike Puckett (Official) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,608,927
Expenses
$1,320,512
Net Income
$288,415
Net Assets
$6,157,916
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,217,419
75.7%
Investment Income $200,804
12.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $190,704
11.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $276,596
20.9%
Professional Fundraising Fees $0
Other Salaries and Wages $177,878
13.5%
Assets/Debt
Total Assets $48,861,644
Total Liabilities $42,703,728
Net Assets $6,157,916
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wade Stapleton (Ceo/Manager) $103,880 $0 $0
Philip Byrd (Employee) $63,044 $0 $0
Monica Jackson (Employee) $44,650 $0 $0
Teri Brown (Employee) $32,200 $0 $0
John Gardner (Board Member) $0 $0 $0
Blank Line (Bd. Member) $0 $0 $0
Anglea Cain (Board Secy.) $0 $0 $0
David Jamieson (Bd. Member) $0 $0 $0
Emmett Wood (Board Mbr.) $0 $0 $0
Jim Forrester (Board Mbr) $0 $0 $0
David Chandler (Board Mbr.) $0 $0 $0
Blank Line (Blank Line) $0 $0 $0
Amy Thompson (Board Mbr) $0 $0 $0
Blank Line (Blank Line) $0 $0 $0
Blank Line (Blank Line) $0 $0 $0
Donnie Baldwin (Official) $0 $0 $0
Mike Puckett (Official) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,546,231
Expenses
$1,439,088
Net Income
$107,143
Net Assets
$5,860,333
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,194,401
77.2%
Investment Income $179,674
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $172,156
11.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $299,017
20.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $47,944,923
Total Liabilities $42,084,590
Net Assets $5,860,333
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wade Stapleton (Ceo/Manager) $104,656 $0 $0
Philip Byrd (Employee) $63,333 $0 $0
Brian Trotter (Employee) $52,127 $0 $0
Monica Jackson (Employee) $46,224 $0 $0
Teri Brown (Employee) $32,676 $0 $0
John Gardner (Board Member) $0 $0 $0
Sam House (Bd. Member) $0 $0 $0
Anglea Cain (Board Secy.) $0 $0 $0
David Jamieson (Bd. Member) $0 $0 $0
Emmett Wood (Board Mbr.) $0 $0 $0
Jim Forrester (Board Mbr) $0 $0 $0
David Chandler (Board Mbr.) $0 $0 $0
Donnie Baldwin (Bd. Member) $0 $0 $0
Amy Thompson (Board Mbr) $0 $0 $0
John Gardner (Bd Mbr) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,679,134
Expenses
$1,443,740
Net Income
$235,394
Net Assets
$5,792,660
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,285,355
76.5%
Investment Income $187,403
11.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $206,376
12.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $48,578,019
Total Liabilities $42,785,359
Net Assets $5,792,660

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,691,871
Expenses
$1,510,547
Net Income
$181,324
Net Assets
$5,550,365
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,295,317
76.6%
Investment Income $220,630
13.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $175,924
10.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $271,918
18.0%
Professional Fundraising Fees $0
Other Salaries and Wages $138,955
9.2%
Assets/Debt
Total Assets $45,217,033
Total Liabilities $39,666,668
Net Assets $5,550,365

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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