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C E M C Employees Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$132k (2023)

Expenses
$119k (2023)

Total Assets
$2.52M (2023)

Total Liabilities
$2.09M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$132,476
Expenses
$119,080
Net Income
$13,396
Net Assets
$435,822
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $109,098
82.4%
Investment Income $23,378
17.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $45,901
38.5%
Assets/Debt
Total Assets $2,521,662
Total Liabilities $2,085,840
Net Assets $435,822
Compensation
Key Employees and Officers Compensation Related Other
Scott Bagwell (Board Chair) $0 $0 $0
Kevin Cain (Board Vice C) $0 $0 $0
Ashley Gibbs (Board Member) $0 $0 $0
Julie Wallace (Board Member) $0 $0 $0
Christy Gentry (Board Sec/Tr) $0 $0 $0
Teresa Brown (Supervisory) $0 $0 $0
Magan Morgan (Supervisory) $0 $0 $0
Kayla Jackson (Superviosry) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Vicki Bostain (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$123,556
Expenses
$110,925
Net Income
$12,631
Net Assets
$439,272
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $117,227
94.9%
Investment Income $6,329
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $70,794
63.8%
Assets/Debt
Total Assets $2,423,611
Total Liabilities $1,984,339
Net Assets $439,272
Compensation
Key Employees and Officers Compensation Related Other
Gary Peterson (President) $0 $0 $0
Kevin Cain (Vice Preside) $0 $0 $0
Ashley Gibbs (Board Member) $0 $0 $0
Scott Bagwell (Board Member) $0 $0 $0
Christy Gentry (Board Sec/Tr) $0 $0 $0
Kayla Jackson (Superviosry) $0 $0 $0
Teresa Brown (Supervisory) $0 $0 $0
Magan Morgan (Supervisory) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$115,702
Expenses
$110,047
Net Income
$5,655
Net Assets
$427,992
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $112,167
96.9%
Investment Income $458
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,077
2.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $76,160
69.2%
Assets/Debt
Total Assets $2,352,612
Total Liabilities $1,924,620
Net Assets $427,992
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $50,015 $0 $0
Joanie Baggett (Employee) $0 $0 $0
Scott Bagwell (Board Member) $0 $0 $0
Kevin Cain (Vice Preside) $0 $0 $0
Gary Peterson (President) $0 $0 $0
Christy Gentry (Board Sec/Tr) $0 $0 $0
Kayla Jackson (Superviosry) $0 $0 $0
Ashley Gibbs (Board Member) $0 $0 $0
Teresa Brown (Supervisory) $0 $0 $0
Magan Morgan (Supervisory) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$118,097
Expenses
$154,394
Net Income
-$36,297
Net Assets
$422,337
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $116,691
98.8%
Investment Income $877
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $529
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $78,415
50.8%
Assets/Debt
Total Assets $2,466,297
Total Liabilities $2,043,960
Net Assets $422,337
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $51,095 $0 $0
Gary Peterson (President) $0 $0 $0
Kevin Cain (Vice Preside) $0 $0 $0
Joan Evans (Secretary/Tr) $0 $0 $0
Scott Bagwell (Board Member) $0 $0 $0
Christy Gentry (Board Member) $0 $0 $0
Carolyn Dozier (Supervisory) $0 $0 $0
Mary Ann Tobler (Supervisory) $0 $0 $0
Kayla Jackson (Superviosry) $0 $0 $0
Vicki Bostain (Credit Com C) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$132,021
Expenses
$147,006
Net Income
-$14,985
Net Assets
$469,074
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $117,129
88.7%
Investment Income $4,402
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,490
7.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $87,927
59.8%
Assets/Debt
Total Assets $2,341,901
Total Liabilities $1,872,827
Net Assets $469,074
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $49,270 $0 $0
Gary Peterson (President) $0 $0 $0
Kevin Cain (Vice Preside) $0 $0 $0
Joan Evans (Secretary/Tr) $0 $0 $0
Scott Bagwell (Board Member) $0 $0 $0
Christy Gentry (Board Member) $0 $0 $0
Carolyn Dozier (Supervisory) $0 $0 $0
Mary Ann Tobler (Supervisory) $0 $0 $0
Kayla Jackson (Superviosry) $0 $0 $0
Vicki Bostain (Credit Com C) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$120,268
Expenses
$115,778
Net Income
$4,490
Net Assets
$484,058
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $107,228
89.2%
Investment Income $9,990
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,050
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $79,719
68.9%
Assets/Debt
Total Assets $2,443,333
Total Liabilities $1,959,275
Net Assets $484,058
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $40,550 $0 $0
Gary Peterson (President) $0 $0 $0
Kevin Cain (Vice Preside) $0 $0 $0
Joan Evans (Secretary/Tr) $0 $0 $0
Scott Bagwell (Board Member) $0 $0 $0
Christy Gentry (Board Member) $0 $0 $0
Carolyn Dozier (Supervisory) $0 $0 $0
Mary Ann Tobler (Supervisory) $0 $0 $0
Kayla Jackson (Superviosry) $0 $0 $0
Vicki Bostain (Credit Com C) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$118,034
Expenses
$201,379
Net Income
-$83,345
Net Assets
$479,568
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $105,923
89.7%
Investment Income $10,812
9.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,299
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $83,016
41.2%
Assets/Debt
Total Assets $3,283,517
Total Liabilities $2,803,949
Net Assets $479,568
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $49,365 $0 $0
Gary Peterson (Chairman) $0 $0 $0
Annebelle Chester (Vice Chairpe) $0 $0 $0
Joan Evans (Secretary/Tr) $0 $0 $0
Christy Gentry (Board Member) $0 $0 $0
Kevin Cain (Board Member) $0 $0 $0
Angie Adkins (Supervisor C) $0 $0 $0
Carolyn Dozier (Supervisory) $0 $0 $0
Mary Ann Tobler (Supervisory) $0 $0 $0
Vicki Bostain (Credit Com C) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$111,328
Expenses
$135,035
Net Income
-$23,707
Net Assets
$562,913
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $106,392
95.6%
Investment Income $4,764
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $172
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $78,246
57.9%
Assets/Debt
Total Assets $2,467,381
Total Liabilities $1,904,468
Net Assets $562,913
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $47,037 $0 $0
Michael Blackwell (Chairman) $0 $0 $0
Annebelle Chester (Vice Chairpe) $0 $0 $0
Joan Evans (Secretary/Tr) $0 $0 $0
Gary Peterson (Board Member) $0 $0 $0
Kevin Cain (Board Member) $0 $0 $0
Angie Adkins (Supervisor C) $0 $0 $0
Carolyn Dozier (Supervisory) $0 $0 $0
Mary Ann Tobler (Supervisory) $0 $0 $0
Vicki Bostain (Credit Com C) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$117,355
Expenses
$141,462
Net Income
-$24,107
Net Assets
$586,622
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $112,802
96.1%
Investment Income $4,167
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $386
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $79,327
56.1%
Assets/Debt
Total Assets $2,368,518
Total Liabilities $1,781,896
Net Assets $586,622
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $46,375 $0 $0
Michael Blackwell (Chairman) $0 $0 $0
Annebelle Chester (Vice Chairpe) $0 $0 $0
Joan Evans (Secretary/Tr) $0 $0 $0
Gary Peterson (Board Member) $0 $0 $0
Kevin Cain (Board Member) $0 $0 $0
Angie Adkins (Supervisor C) $0 $0 $0
Carolyn Dozier (Supervisory) $0 $0 $0
Mary Ann Tobler (Supervisory) $0 $0 $0
Vicki Bostain (Credit Com C) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$109,161
Expenses
$153,139
Net Income
-$43,978
Net Assets
$610,729
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $104,280
95.5%
Investment Income $4,682
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $199
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $78,581
51.3%
Assets/Debt
Total Assets $2,677,309
Total Liabilities $2,066,580
Net Assets $610,729
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $46,081 $0 $0
Michael Blackwell (Board Chairm) $0 $0 $0
Annebelle Chester (Vice Chairpe) $0 $0 $0
Joan Evans (Secretary/Tr) $0 $0 $0
Gary Peterson (Board Member) $0 $0 $0
Kevin Cain (Board Member) $0 $0 $0
Angie Adkins (Supervisor C) $0 $0 $0
Mary Ann Tobler (Supervisory) $0 $0 $0
Carolyn Dozier (Supervisory) $0 $0 $0
Vicki Bostain (Credit Com C) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$121,646
Expenses
$129,062
Net Income
-$7,416
Net Assets
$654,983
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $116,816
96.0%
Investment Income $4,057
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $773
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $75,653
58.6%
Assets/Debt
Total Assets $2,787,998
Total Liabilities $2,133,015
Net Assets $654,983
Compensation
Key Employees and Officers Compensation Related Other
Lori Von Palko (Manager) $75,653 $0 $0
Gary Peterson (Board Member) $0 $0 $0
Kevin Cain (Board Member) $0 $0 $0
Joan Evans (Board Member) $0 $0 $0
Annebelle Chester () $0 $0 $0
Michael Blackwell (Board Member) $0 $0 $0
Mary Ann Tobler (Supervisory) $0 $0 $0
Carolyn Dozier (Supervisory) $0 $0 $0
Angie Adkins (Supervisory) $0 $0 $0
Toni Atkins (Credit Com M) $0 $0 $0
Vicki Bostain (Credit Com M) $0 $0 $0
Jamie Byard (Credit Com M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$128,174
Expenses
$135,386
Net Income
-$7,212
Net Assets
$603,036
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $123,245
96.2%
Investment Income $3,694
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,235
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $69,834
51.6%
Assets/Debt
Total Assets $3,090,693
Total Liabilities $2,487,657
Net Assets $603,036

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$141,083
Expenses
$136,275
Net Income
$4,808
Net Assets
$610,248
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $136,156
96.5%
Investment Income $4,246
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $681
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $62,505
45.9%
Assets/Debt
Total Assets $3,098,983
Total Liabilities $2,488,735
Net Assets $610,248

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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