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St Thomas Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$2.15M (2023)

Expenses
$1.85M (2023)

Total Assets
$36.3M (2023)

Total Liabilities
$32.5M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,154,310
Expenses
$1,853,442
Net Income
$300,868
Net Assets
$3,858,721
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,890,103
87.7%
Investment Income $264,207
12.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $181,842
9.8%
Professional Fundraising Fees $0
Other Salaries and Wages $285,275
15.4%
Assets/Debt
Total Assets $36,326,618
Total Liabilities $32,467,897
Net Assets $3,858,721
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chloe Nguyen (Vice President) $92,841 $0 $17,771
William Dunn (President) $89,000 $0 $16,858
John Raphael (Board Of Directors Chairperson) $0 $0 $0
Robert Poteete (Board Of Directors Vice Chair Person) $0 $0 $0
Sherry Warren (Board Of Directors Treasurer) $0 $0 $0
Wanda Hooper (Board Of Directors Seccretary) $0 $0 $0
Lisa Dillehay (Board Of Directors) $0 $0 $0
Judy Cummings (Board Of Directors) $0 $0 $0
Beth Smith (Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,631,828
Expenses
$1,445,021
Net Income
$186,807
Net Assets
$3,557,690
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,539,477
94.3%
Investment Income $92,351
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $142,931
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $269,832
18.7%
Assets/Debt
Total Assets $35,431,757
Total Liabilities $31,874,067
Net Assets $3,557,690
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chloe Nguyen (Vice President) $75,993 $75,993 $0
William Dunn (President) $66,938 $66,938 $0
John Raphael (Board Of Directors Chairperson) $0 $0 $0
Robert Poteete (Board Of Directors Vice Chair Person) $0 $0 $0
Sherry Warren (Board Of Directors Treasurer) $0 $0 $0
Beth Smith (Board Member Secretary) $0 $0 $0
Derrick Cox (Board Of Directors) $0 $0 $0
Judy Cummings (Board Of Directors) $0 $0 $0
Wanda Hooper (Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,471,887
Expenses
$1,380,086
Net Income
$91,801
Net Assets
$3,370,775
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,430,934
97.2%
Investment Income $40,953
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $134,270
9.7%
Professional Fundraising Fees $0
Other Salaries and Wages $231,008
16.7%
Assets/Debt
Total Assets $33,409,683
Total Liabilities $30,038,908
Net Assets $3,370,775
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chloe Nguyen (Vice President) $69,742 $0 $69,742
William Dunn (President) $64,527 $0 $64,527
John Raphael (Board Of Directors Chairperson) $0 $0 $0
Robert Poteete (Board Of Directors Vice Chair Person) $0 $0 $0
Sherry Warren (Board Of Directors Treasurer) $0 $0 $0
Beth Smith (Board Member Secretary) $0 $0 $0
Derrick Cox (Board Of Directors) $0 $0 $0
Christina O'connor (Board Of Directors) $0 $0 $0
Wanda Hooper (Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,546,875
Expenses
$1,512,389
Net Income
$34,486
Net Assets
$3,278,849
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,444,165
93.4%
Investment Income $102,710
6.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $134,908
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $254,333
16.8%
Assets/Debt
Total Assets $31,009,145
Total Liabilities $27,730,296
Net Assets $3,278,849
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chloe Nguyen (Vice President) $70,425 $0 $0
William Dunn (President) $64,483 $0 $0
Derrick Cox (Board Of Directors Chairperson) $0 $0 $0
John Raphael (Board Of Directors Vice Chairperson) $0 $0 $0
Sherry Warren (Board Of Directors Treasurer) $0 $0 $0
Beth Smith (Board Member Secretary) $0 $0 $0
Robert Poteete (Board Of Directors) $0 $0 $0
Christina O'connor (Board O F Directors) $0 $0 $0
Wanda Hooper (Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,589,895
Expenses
$1,478,901
Net Income
$110,994
Net Assets
$3,244,235
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,457,781
91.7%
Investment Income $132,114
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $119,652
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $295,084
20.0%
Assets/Debt
Total Assets $27,345,203
Total Liabilities $24,100,968
Net Assets $3,244,235
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
William Dunn (President) $69,733 $0 $0
Chloe Nguyen (Vice President) $68,615 $0 $0
Derrick Cox (Board Of Directors Chairperson) $0 $0 $0
John Raphael (Board Of Directors Vice Chairperson) $0 $0 $0
Sherry Warren (Board Of Directors Treasurer) $0 $0 $0
Beth Smith (Board Member Secretary) $0 $0 $0
Patricia Hutchinson (Board Of Directors) $0 $0 $0
Christina O'connor (Board O F Directors) $0 $0 $0
Susan Fussell (Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,882,111
Expenses
$1,417,608
Net Income
$464,503
Net Assets
$3,132,919
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,763,877
93.7%
Investment Income $118,234
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $184,010
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $280,751
19.8%
Assets/Debt
Total Assets $26,050,335
Total Liabilities $22,917,416
Net Assets $3,132,919
Compensation
Key Employees and Officers Compensation Related Other
Mary Coleman (General Manager) $76,144 $0 $0
Chloe Nguyen (Financial Manager) $63,303 $0 $0
William Dunn (Operations Manager) $44,564 $0 $0
Derrick Cox (Board Of Directors Chairperson) $0 $0 $0
Susan Fussell (Board Of Directors Vice Chair/Treasurer) $0 $0 $0
John Raphael (Board Member) $0 $0 $0
Deborah Pitts (Board Member) $0 $0 $0
Beth Smith (Board Member Secretary) $0 $0 $0
Patricia Hutchinson (Board Member) $0 $0 $0
Deborah Crunk (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,467,892
Expenses
$1,343,305
Net Income
$124,587
Net Assets
$2,666,455
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,410,907
96.1%
Investment Income $56,985
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $166,551
12.4%
Professional Fundraising Fees $0
Other Salaries and Wages $293,977
21.9%
Assets/Debt
Total Assets $26,182,574
Total Liabilities $23,516,119
Net Assets $2,666,455
Compensation
Key Employees and Officers Compensation Related Other
Mary Coleman (General Manager) $74,610 $0 $0
Chloe Nguyen (Financial Manager) $67,384 $0 $0
William Dunn (Operations Manager) $47,456 $0 $0
Derrick Cox (Board Of Directors Chairperson) $0 $0 $0
Sherry Warren (Board Of Directors Vice Chairperson) $0 $0 $0
Susan Fussell (Board Of Directors Secretary/Treasurer) $0 $0 $0
Deborah Pitts (Board Member) $0 $0 $0
Beth Smith (Board Member) $0 $0 $0
Patricia Hutchinson (Board Member) $0 $0 $0
Deborah Crunk (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,445,516
Expenses
$1,355,073
Net Income
$90,443
Net Assets
$2,519,727
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,402,232
97.0%
Investment Income $43,284
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $178,729
13.2%
Professional Fundraising Fees $0
Other Salaries and Wages $300,068
22.1%
Assets/Debt
Total Assets $25,954,727
Total Liabilities $23,435,000
Net Assets $2,519,727
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Coleman (General Manager) $76,273 $0 $0
Chloe Nguyen (Financial Manager) $60,421 $0 $0
William Dunn (Operations Manager) $42,035 $0 $0
Derrick Cox (Board Of Directors Chairperson) $0 $0 $0
Sherry Warren (Board Of Directors Vice Chairperson) $0 $0 $0
Susan Fussell (Board Of Directors Secretary/Treasurer) $0 $0 $0
Deborah Pitts (Board Member) $0 $0 $0
Beth Smith (Board Member) $0 $0 $0
Patricia Hutchinson (Board Member) $0 $0 $0
Deborah Crunk (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,304,111
Expenses
$1,293,303
Net Income
$10,808
Net Assets
$2,379,113
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,264,191
96.9%
Investment Income $39,920
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $186,559
14.4%
Professional Fundraising Fees $0
Other Salaries and Wages $254,596
19.7%
Assets/Debt
Total Assets $25,514,673
Total Liabilities $23,135,560
Net Assets $2,379,113
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chloe Nguyen (Financial Manager) $68,676 $0 $0
Mary Coleman (General Manager) $68,507 $0 $0
William Dunn (Operations Manager) $49,376 $0 $0
Richard Cardente (President Of Board Of Directors) $0 $0 $0
Derrick Cox (Vp Of Board Of Directors) $0 $0 $0
Sherry Warren (Teasurer/Secretary Of Board Of Directors) $0 $0 $0
Deborah Pitts (Board Member) $0 $0 $0
Beth Smith (Board Member) $0 $0 $0
Patricia Hutchinson (Board Member) $0 $0 $0
Deborah Crunk (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,351,950
Expenses
$1,350,894
Net Income
$1,056
Net Assets
$1,935,663
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,322,371
97.8%
Investment Income $29,579
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $175,175
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $231,754
17.2%
Assets/Debt
Total Assets $24,114,100
Total Liabilities $22,178,437
Net Assets $1,935,663
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Coleman (General Manager) $70,763 $0 $0
Chloe Nguyen (Financial Manager) $54,941 $0 $0
William Dunn (Operations Manager) $49,472 $0 $0
Irene Bradford (President Of Board) $0 $0 $0
Richard Cardente (Vp Of Board) $0 $0 $0
Susan Fussell (Secretary Of Board) $0 $0 $0
Sherry Warren (Teasurer Of Board) $0 $0 $0
Beth Smith (Board Member) $0 $0 $0
Derrick Cox (Board Member) $0 $0 $0
Patricia Hutchinson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,344,887
Expenses
$1,318,196
Net Income
$26,691
Net Assets
$1,934,430
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,313,646
97.7%
Investment Income $31,241
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $165,549
12.6%
Professional Fundraising Fees $0
Other Salaries and Wages $236,851
18.0%
Assets/Debt
Total Assets $24,217,051
Total Liabilities $22,282,621
Net Assets $1,934,430
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Coleman (General Mgr) $68,564 $0 $0
Chloe Nguyen (Financial Mgr) $52,386 $0 $0
William Dunn (Operations Mgr) $44,599 $0 $0
Gail Casey (Board Member) $0 $0 $0
Susan Fussell (Secretary) $0 $0 $0
Connie Luckett (Treasurer) $0 $0 $0
Richard Cardente (Vp Of Board) $0 $0 $0
Tereza Humphrey (Board Member) $0 $0 $0
Irene Bradford (President Of Board) $0 $0 $0
Sherry Warren (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,436,787
Expenses
$1,485,203
Net Income
-$48,416
Net Assets
$1,907,647
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,383,688
96.3%
Investment Income $53,099
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $171,694
11.6%
Professional Fundraising Fees $0
Other Salaries and Wages $250,900
16.9%
Assets/Debt
Total Assets $23,789,190
Total Liabilities $21,881,543
Net Assets $1,907,647

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,196,456
Expenses
$1,244,681
Net Income
-$48,225
Net Assets
$1,955,962
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,136,771
95.0%
Investment Income $59,685
5.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $358,100
28.8%
Assets/Debt
Total Assets $23,031,668
Total Liabilities $21,075,706
Net Assets $1,955,962

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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