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Alabama Central Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$11.2M (2023)

Expenses
$10.1M (2023)

Total Assets
$196M (2023)

Total Liabilities
$183M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,226,691
Expenses
$10,115,371
Net Income
$1,111,320
Net Assets
$13,091,966
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,964,546
70.9%
Investment Income $530,472
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $25,000
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,706,673
24.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $542,340
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,840,640
28.1%
Assets/Debt
Total Assets $196,073,446
Total Liabilities $182,981,480
Net Assets $13,091,966
Compensation
Key Employees and Officers Compensation Related Other
Brad Haddock (President/Ceo) $205,124 $0 $32,974
Jessica Baker (Cfo) $130,219 $0 $19,303
William Parker (Director Of Lending) $130,068 $0 $24,652
Jerry Freeman (Secretary) $0 $0 $0
Jeff Bowling (Treasurer) $0 $0 $0
Kaitlyn Brown (Chairwoman) $0 $0 $0
Robert Campbell (Director) $0 $0 $0
Stan Whitehurst (Director) $0 $0 $0
Rick Hardy (Vice Chairman) $0 $0 $0
Mike Norman (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,136,034
Expenses
$8,917,432
Net Income
$1,218,602
Net Assets
$12,098,001
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,685,712
66.0%
Investment Income $351,165
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $25,000
0.2%
Net Fundraising $0
Sales of Assets -$2
Net Inventory Sales $0
Other Revenue $3,074,159
30.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $479,309
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,760,408
31.0%
Assets/Debt
Total Assets $204,184,392
Total Liabilities $192,086,391
Net Assets $12,098,001
Compensation
Key Employees and Officers Compensation Related Other
Brad Haddock (President/Ceo) $188,613 $0 $25,195
William Parker (Director Of Lending) $118,771 $0 $16,239
Jessica Baker (Cfo) $113,829 $0 $16,662
Jerry Freeman (Secretary) $0 $0 $0
Jeff Bowling (Treasurer) $0 $0 $0
Kaitlyn Brown (Chairwoman) $0 $0 $0
Robert Campbell (Director) $0 $0 $0
Stan Whitehurst (Director) $0 $0 $0
Rick Hardy (Vice Chairman) $0 $0 $0
Mike Norman (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,288,021
Expenses
$8,471,046
Net Income
$816,975
Net Assets
$12,842,897
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,212,575
66.9%
Investment Income $234,935
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $25,000
0.3%
Net Fundraising $0
Sales of Assets -$622
Net Inventory Sales $0
Other Revenue $2,816,133
30.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $473,882
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,463,333
29.1%
Assets/Debt
Total Assets $198,120,743
Total Liabilities $185,277,846
Net Assets $12,842,897
Compensation
Key Employees and Officers Compensation Related Other
Brad Haddock (President/Ceo) $184,211 $0 $26,987
William Parker (Director Of Lending) $104,273 $0 $29,889
Jessica Baker (Cfo) $102,082 $0 $17,045
Melissa S Hargett (Vp Of Operations) $7,555 $0 $1,839
Jerry Freeman (Director) $0 $0 $0
Jerry Bowling (Treasurer) $0 $0 $0
Kaitlyn Brown (Vice Chairman) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Director) $0 $0 $0
Rick Hardy (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,327,773
Expenses
$9,295,331
Net Income
$32,442
Net Assets
$12,309,401
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,433,383
69.0%
Investment Income $188,270
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $177,326
1.9%
Net Inventory Sales $0
Other Revenue $2,528,794
27.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $527,166
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,454,363
26.4%
Assets/Debt
Total Assets $184,569,564
Total Liabilities $172,260,163
Net Assets $12,309,401
Compensation
Key Employees and Officers Compensation Related Other
Brad Haddock (President/Ceo) $189,387 $0 $23,119
Jessica Baker (Cfo) $104,788 $0 $14,616
Melissa S Hargett (Vp Of Operations) $95,838 $0 $99,417
Jerry Freeman (Director) $0 $0 $0
Jerry Bowling (Treasurer) $0 $0 $0
Kaitlyn Brown (Vice Chairman) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Director) $0 $0 $0
Rick Hardy (Chairman) $0 $0 $0

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,449,573
Expenses
$8,667,236
Net Income
$782,337
Net Assets
$12,142,814
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,607,731
69.9%
Investment Income $232,700
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $650
0.0%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,608,492
27.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $430,949
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,459,219
28.4%
Assets/Debt
Total Assets $152,863,273
Total Liabilities $140,720,459
Net Assets $12,142,814
Compensation
Key Employees and Officers Compensation Related Other
Brad Haddock (President/Ceo) $175,314 $0 $28,807
Jessica Baker (Cfo) $99,669 $0 $15,595
Melissa S Hargett (Vp Of Operations) $86,755 $0 $24,809
Jerry Freeman (Vice Chairman) $0 $0 $0
Jerry Bowling (Director) $0 $0 $0
Landel Casey (Treasurer) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Chairman) $0 $0 $0
Rick Hardy (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,247,024
Expenses
$8,823,435
Net Income
$423,589
Net Assets
$11,550,291
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,281,987
67.9%
Investment Income $203,974
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,935
0.2%
Net Fundraising $0
Sales of Assets $14,765
0.2%
Net Inventory Sales $0
Other Revenue $2,731,363
29.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $406,149
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,311,747
26.2%
Assets/Debt
Total Assets $137,710,894
Total Liabilities $126,160,603
Net Assets $11,550,291
Compensation
Key Employees and Officers Compensation Related Other
Brad Haddock (President/Ceo) $160,451 $0 $22,640
Jessica Baker (Cfo) $87,461 $0 $10,719
Melissa S Hargett (Vp Of Operations) $84,379 $0 $40,500
Jerry Freeman (Vice Chairman) $0 $0 $0
Jerry Bowling (Director) $0 $0 $0
Landel Casey (Treasurer) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Chairman) $0 $0 $0
Rick Hardy (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,928,106
Expenses
$9,450,153
Net Income
-$522,047
Net Assets
$11,226,884
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,164,156
69.0%
Investment Income $270,187
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $49,335
0.6%
Net Fundraising $0
Sales of Assets $1
0.0%
Net Inventory Sales $0
Other Revenue $2,444,427
27.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $428,650
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,136,291
22.6%
Assets/Debt
Total Assets $135,829,885
Total Liabilities $124,603,001
Net Assets $11,226,884
Compensation
Key Employees and Officers Compensation Related Other
Brad Haddock (President/Ceo) $98,814 $0 $13,724
Melissa S Hargett (Vp Of Operations) $79,147 $0 $22,335
Jessica Baker (Cfo) $77,130 $0 $10,720
Phillip Blankenship (President/Ceo (Through Jan 2017)) $62,391 $0 $1,855
Carrie Player (Cfo (Through Jan 2017)) $39,433 $0 $2,241
Kathy R Neal (Vp Of Lending) $17,827 $0 $3,033
Jerry Freeman (Vice Chairman) $0 $0 $0
Jeff Bowling (Director) $0 $0 $0
Landel Casey (Treasurer) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Chairman) $0 $0 $0
Rick Hardy (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,592,242
Expenses
$7,902,695
Net Income
$689,547
Net Assets
$11,602,999
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,787,474
67.4%
Investment Income $263,160
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $46,418
0.5%
Net Fundraising $0
Sales of Assets $31,262
0.4%
Net Inventory Sales $0
Other Revenue $2,463,928
28.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $546,993
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,218,667
28.1%
Assets/Debt
Total Assets $135,911,434
Total Liabilities $124,308,435
Net Assets $11,602,999
Compensation
Key Employees and Officers Compensation Related Other
Phillip Blankenship (President/Ceo) $127,052 $0 $18,892
Carrie Player (Evp And Cfo) $93,316 $0 $18,689
Melissa S Hargett (Vp Of Operations) $78,320 $0 $21,703
Kathy R Neal (Vp Of Lending) $74,664 $0 $41,473
David Renaker (Vp Of Collections) $64,935 $0 $7,949
Jerry Freeman (Vice Chairman) $0 $0 $0
Jeff Bowling (Director) $0 $0 $0
Landel Casey (Treasurer) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Director) $0 $0 $0
Rick Hardy (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,310,750
Expenses
$7,279,962
Net Income
$30,788
Net Assets
$11,243,274
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,761,777
65.1%
Investment Income $296,654
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $46,698
0.6%
Net Fundraising $0
Sales of Assets -$1,739
Net Inventory Sales $0
Other Revenue $2,207,360
30.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $556,118
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,988,151
27.3%
Assets/Debt
Total Assets $136,559,436
Total Liabilities $125,316,162
Net Assets $11,243,274
Compensation
Key Employees and Officers Compensation Related Other
Phillip Blankenship (President/Ceo) $128,258 $0 $18,108
Carrie Player (Evp And Cfo) $93,228 $0 $17,944
Kathy R Neal (Vp Of Lending) $78,727 $0 $38,709
Melissa S Hargett (Vp Of Business Development) $78,268 $0 $24,769
David Renaker (Vp Of Collections) $69,684 $0 $8,423
Jerry Freeman (Vice Chairman) $0 $0 $0
Jeff Bowling (Director) $0 $0 $0
Landel Casey (Treasurer) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Director) $0 $0 $0
Rick Hardy (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,714,111
Expenses
$7,031,037
Net Income
$683,074
Net Assets
$11,305,017
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,839,355
62.7%
Investment Income $371,616
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $40,149
0.5%
Net Fundraising $0
Sales of Assets -$6,932
Net Inventory Sales $0
Other Revenue $2,469,923
32.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $632,807
9.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,790,769
25.5%
Assets/Debt
Total Assets $129,424,347
Total Liabilities $118,119,330
Net Assets $11,305,017
Compensation
Key Employees and Officers Compensation Related Other
Phillip Blankenship (President/Ceo) $119,255 $0 $17,688
Carrie Player (Evp And Cfo) $95,595 $0 $16,968
Melissa S Hargett (Vp Of Business Development) $77,223 $0 $55,311
Kathy R Neal (Vp Of Lending) $75,299 $0 $97,526
David Renaker (Vp Of Collections) $69,522 $0 $8,420
Jerry Freeman (Director) $0 $0 $0
Jeff Bowling (Director) $0 $0 $0
Landel Casey (Treasurer) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Chairman) $0 $0 $0
Rick Hardy (Vice Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,455,149
Expenses
$6,969,989
Net Income
$485,160
Net Assets
$10,678,938
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,217,594
70.0%
Investment Income $274,118
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $56,320
0.8%
Net Fundraising $0
Sales of Assets -$58,121
Net Inventory Sales $0
Other Revenue $1,965,238
26.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $639,012
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,697,046
24.3%
Assets/Debt
Total Assets $126,976,927
Total Liabilities $116,297,989
Net Assets $10,678,938
Compensation
Key Employees and Officers Compensation Related Other
Phillip Blankenship (President/Ceo) $117,360 $0 $11,857
Carrie Player (Cfo) $88,300 $0 $11,544
Melissa S Hargett (Vp Of Operations) $74,843 $0 $35,787
Katie Norris (Vp Hr/Administration) $70,347 $0 $11,712
Kathy R Neal (Vp Of Lending) $69,602 $0 $72,237
David Renaker (Vp Of Collections) $67,199 $0 $8,224
Jerry Freeman (Director) $0 $0 $0
Jeff Bowling (Director) $0 $0 $0
Landel Casey (Treasurer) $0 $0 $0
Robert Campbell (Secretary) $0 $0 $0
David Metcalf (Director) $0 $0 $0
Stan Whitehurst (Chairman) $0 $0 $0
Rick Hardy (Vice Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,133,996
Expenses
$7,038,123
Net Income
$1,095,873
Net Assets
$10,027,873
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,869,849
72.2%
Investment Income $220,953
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $26,100
0.3%
Net Fundraising $0
Sales of Assets $80,293
1.0%
Net Inventory Sales $0
Other Revenue $1,936,801
23.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $665,958
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,673,644
23.8%
Assets/Debt
Total Assets $127,685,455
Total Liabilities $117,657,582
Net Assets $10,027,873

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,021,456
Expenses
$10,823,531
Net Income
-$802,075
Net Assets
$9,096,149
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,645,193
66.3%
Investment Income $144,476
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $57,125
0.6%
Net Fundraising $0
Sales of Assets -$81,683
Net Inventory Sales $0
Other Revenue $3,256,345
32.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $512,148
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,497,689
13.8%
Assets/Debt
Total Assets $124,575,027
Total Liabilities $115,478,878
Net Assets $9,096,149

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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