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Wcu

  • Decatur, AL
  • Tax-exempt since June 1971
  • EIN: 63-0321814

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.96M (2024)

Expenses
$1.81M (2024)

Total Assets
$34.4M (2024)

Total Liabilities
$31.5M (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,959,860
Expenses
$1,813,567
Net Income
$146,293
Net Assets
$2,976,788
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,959,860
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $93,652
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $413,798
22.8%
Assets/Debt
Total Assets $34,439,075
Total Liabilities $31,462,287
Net Assets $2,976,788
Compensation
Key Employees and Officers Compensation Related Other
Steven Determan (Ceo) $92,562 $0 $1,090
Gina Briscoe (Secretary) $0 $0 $0
Jim Burleson (Director) $0 $0 $0
Mark Moody (Chairman Of Board) $0 $0 $0
Bobby Speegle (Director) $0 $0 $0
Luke Etheredge (Vice Chairman) $0 $0 $0
Steve Burden (Director) $0 $0 $0
Crystal Spigle (Supervisory Committee Chai) $0 $0 $0
Mike Briscoe (Supervisory Committee Mbr) $0 $0 $0
Bruce Young (Supervisory Committee Mbr) $0 $0 $0
April Cagle (Treasurer) $0 $0 $0
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Document Links

990
Filed on May 29, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,811,705
Expenses
$1,558,795
Net Income
$252,910
Net Assets
$2,830,495
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,811,705
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $89,719
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $365,391
23.4%
Assets/Debt
Total Assets $33,828,715
Total Liabilities $30,998,220
Net Assets $2,830,495
Compensation
Key Employees and Officers Compensation Related Other
Steven Determan (Ceo) $88,833 $0 $886
Tim Ledlow (Chairman Of Board (Thru Q1 2023)) $0 $0 $0
Gina Briscoe (Secretary) $0 $0 $0
Jim Burleson (Director) $0 $0 $0
Mark Moody (Chairman Of Board) $0 $0 $0
Bobby Speegle (Director) $0 $0 $0
Luke Etheredge (Vice Chairman) $0 $0 $0
Steve Burden (Director) $0 $0 $0
Crystal Spigle (Supervisory Committee Chair) $0 $0 $0
Mike Briscoe (Supervisory Committee Mbr) $0 $0 $0
Bruce Young (Supervisory Committee Mbr) $0 $0 $0
April Cagle (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,433,001
Expenses
$1,407,633
Net Income
$25,368
Net Assets
$2,577,585
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,433,001
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $110,708
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $342,465
24.3%
Assets/Debt
Total Assets $35,953,682
Total Liabilities $33,376,097
Net Assets $2,577,585
Compensation
Key Employees and Officers Compensation Related Other
Christi R Thompson (Ceo (Through 7/29/2022)) $51,264 $0 $13,127
Steven Determan (Ceo (Current)) $45,948 $0 $369
Tim Ledlow (Chairman Of Board) $0 $0 $0
Gina Briscoe (Director) $0 $0 $0
Jim Burleson (Director) $0 $0 $0
Mark Moody (Vice Chairman) $0 $0 $0
Bobby Speegle (Treasurer) $0 $0 $0
Luke Etheredge (Secretary) $0 $0 $0
Steve Burden (Director) $0 $0 $0
Crystal Spigle (Supervisory Committee Chai) $0 $0 $0
Mike Briscoe (Supervisory Committee Memb) $0 $0 $0
Bruce Young (Supervisory Committee Memb) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 31, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,252,585
Expenses
$1,320,400
Net Income
-$67,815
Net Assets
$2,552,217
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,252,585
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $91,396
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $333,773
25.3%
Assets/Debt
Total Assets $35,434,621
Total Liabilities $32,882,404
Net Assets $2,552,217
Compensation
Key Employees and Officers Compensation Related Other
Christi R Thompson (Ceo) $76,534 $0 $14,862
Tim Ledlow (Chairman Of Board) $0 $0 $0
David A Tutwiler (Secretary) $0 $0 $0
Jim Burleson (Director) $0 $0 $0
Mark Moody (Vice Chairman) $0 $0 $0
Bobby Speegle (Treasurer) $0 $0 $0
Luke Etheredge (Director) $0 $0 $0
Dewayne Eddy (Director) $0 $0 $0
Kevin Chambers (Supervisory Committee Chairman) $0 $0 $0
Mike Briscoe (Supervisory Committee Member) $0 $0 $0
Bruce Young (Supervisory Committee Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 19, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,321,478
Expenses
$1,379,422
Net Income
-$57,944
Net Assets
$2,620,032
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $670,276
50.7%
Investment Income $81,561
6.2%
Bond Proceeds $0
Royalties $11,770
0.9%
Rental Property Income $4,368
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $553,503
41.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,252
12.6%
Professional Fundraising Fees $0
Other Salaries and Wages $355,946
25.8%
Assets/Debt
Total Assets $31,658,558
Total Liabilities $29,038,526
Net Assets $2,620,032
Compensation
Key Employees and Officers Compensation Related Other
Christi Thompson (Ceo) $85,837 $0 $22,463
Deborah Morgan (Vp Lending) $54,503 $0 $11,448
Tim Ledlow (Chairman Of Board) $0 $0 $0
David Tutwiler (Secretary) $0 $0 $0
Jim Burleson (Director) $0 $0 $0
Mark Moody (First Chairman) $0 $0 $0
Bobby Speagle (Director) $0 $0 $0
Luke Etheredge (Director) $0 $0 $0
Dawayne Eddy (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 26, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,473,487
Expenses
$1,390,065
Net Income
$83,422
Net Assets
$2,677,976
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $662,814
45.0%
Investment Income $161,847
11.0%
Bond Proceeds $0
Royalties $3,117
0.2%
Rental Property Income $4,368
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $641,341
43.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $162,904
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $325,550
23.4%
Assets/Debt
Total Assets $26,633,904
Total Liabilities $23,955,928
Net Assets $2,677,976
Compensation
Key Employees and Officers Compensation Related Other
Christi Thompson (Ceo) $78,431 $0 $21,420
Deborah Morgan (Vp Lending) $52,207 $0 $10,845
Tim Ledlow (Chairman Of Board) $0 $0 $0
David Tutwiler (Secretary) $0 $0 $0
Jim Burleson (Director) $0 $0 $0
Heather Mcdearmond (Treasurer) $0 $0 $0
Mark Moody (First Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on July 20, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,455,128
Expenses
$1,343,337
Net Income
$111,791
Net Assets
$2,594,554
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $614,882
42.3%
Investment Income $151,965
10.4%
Bond Proceeds $0
Royalties $9,096
0.6%
Rental Property Income $2,184
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $677,001
46.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $155,298
11.6%
Professional Fundraising Fees $0
Other Salaries and Wages $312,614
23.3%
Assets/Debt
Total Assets $25,115,151
Total Liabilities $22,520,597
Net Assets $2,594,554
Compensation
Key Employees and Officers Compensation Related Other
Christi Thompson (Ceo) $71,433 $0 $22,694
Deborah Morgan (Vp Lending) $49,633 $0 $11,538
Tim Ledlow (Chairman Of Board) $0 $0 $0
David Tutwiler (Secretary) $0 $0 $0
Jim Burleson (Director) $0 $0 $0
Heather Mcdearmond (Treasurer) $0 $0 $0
Mark Moody (First Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 20, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,389,160
Expenses
$1,271,473
Net Income
$117,687
Net Assets
$2,482,763
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $612,411
44.1%
Investment Income $126,918
9.1%
Bond Proceeds $0
Royalties $9,708
0.7%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $640,123
46.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $153,414
12.1%
Professional Fundraising Fees $0
Other Salaries and Wages $292,225
23.0%
Assets/Debt
Total Assets $24,694,610
Total Liabilities $22,211,847
Net Assets $2,482,763
Compensation
Key Employees and Officers Compensation Related Other
Christi Thompson (Ceo) $71,076 $0 $22,185
Deborah Morgan (Vp Lending) $48,645 $0 $11,508
Tim Ledlow (Chairman Of Board) $0 $0 $0
David Tutwiler (Board Member) $0 $0 $0
Bobby Speegle (Treasurer Part Year) $0 $0 $0
Jim Burleson (2 Nd Vice Chairman) $0 $0 $0
Heather Mcdearmond (Secretary) $0 $0 $0
Tom Sparks (Board Member) $0 $0 $0
+ View more people

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990
Filed on July 24, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,276,175
Expenses
$1,145,153
Net Income
$131,022
Net Assets
$2,365,076
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $625,935
49.0%
Investment Income $103,181
8.1%
Bond Proceeds $0
Royalties $10,133
0.8%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $536,926
42.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $145,089
12.7%
Professional Fundraising Fees $0
Other Salaries and Wages $276,810
24.2%
Assets/Debt
Total Assets $24,070,193
Total Liabilities $21,705,117
Net Assets $2,365,076
Compensation
Key Employees and Officers Compensation Related Other
Christi Thompson (Ceo) $67,508 $0 $20,240
Deborah Morgan (Vp Lending) $46,872 $0 $10,469
Tim Ledlow (Chairman Of Board) $0 $0 $0
David Tutwiler (Board Member) $0 $0 $0
Bobby Speegle (Treasurer) $0 $0 $0
Jim Burleson (2 Nd Vice Chairman) $0 $0 $0
Heather Mcdearmond (Secretary) $0 $0 $0
+ View more people

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990
Filed on June 22, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,149,411
Expenses
$1,152,412
Net Income
-$3,001
Net Assets
$2,234,054
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $616,469
53.6%
Investment Income $119,032
10.4%
Bond Proceeds $0
Royalties $8,754
0.8%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $405,156
35.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $140,530
12.2%
Professional Fundraising Fees $0
Other Salaries and Wages $271,806
23.6%
Assets/Debt
Total Assets $23,536,446
Total Liabilities $21,302,392
Net Assets $2,234,054
Compensation
Key Employees and Officers Compensation Related Other
Christi Thompson (Ceo) $64,486 $0 $19,572
Deborah Morgan (Vp Lending) $46,907 $0 $9,565
Tim Ledlow (Chairman Of Board) $0 $0 $0
James Lee Rogers (1 St Vice Chairman) $0 $0 $0
Bobby Speegle (Treasurer) $0 $0 $0
Jim Burleson (2 Nd Vice Chairman) $0 $0 $0
Heather Mcdearmond (Secretary) $0 $0 $0
+ View more people

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990
Filed on July 21, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,241,821
Expenses
$1,204,153
Net Income
$37,668
Net Assets
$2,237,055
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $665,066
53.6%
Investment Income $116,277
9.4%
Bond Proceeds $0
Royalties $7,493
0.6%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $452,985
36.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $136,851
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $277,266
23.0%
Assets/Debt
Total Assets $21,816,632
Total Liabilities $19,579,577
Net Assets $2,237,055

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,338,044
Expenses
$1,209,557
Net Income
$128,487
Net Assets
$2,199,387
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $753,918
56.3%
Investment Income $119,727
8.9%
Bond Proceeds $0
Royalties $7,331
0.5%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $457,068
34.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $131,645
10.9%
Professional Fundraising Fees $0
Other Salaries and Wages $290,726
24.0%
Assets/Debt
Total Assets $22,162,903
Total Liabilities $19,963,516
Net Assets $2,199,387
Compensation
Key Employees and Officers Compensation Related Other
Christi Thompson (Ceo) $62,127 $0 $16,387
Deborah Morgan (Vp Lending) $46,354 $0 $6,777
Tim Ledlow (Chairperson) $0 $0 $0
James Lee Rogers (2 Nd Vice Chairperson) $0 $0 $0
Bobby Speegle (Treasurer) $0 $0 $0
Jim Burleson (Secretary) $0 $0 $0
Lesa Terry (1 St Vice Chairperson) $0 $0 $0
+ View more people

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990
Filed on Aug. 5, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,502,074
Expenses
$1,245,168
Net Income
$256,906
Net Assets
$2,070,900
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $844,568
56.2%
Investment Income $115,510
7.7%
Bond Proceeds $0
Royalties $6,342
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $535,654
35.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $125,173
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $305,956
24.6%
Assets/Debt
Total Assets $22,564,785
Total Liabilities $20,493,885
Net Assets $2,070,900

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,531,152
Expenses
$1,602,006
Net Income
-$70,854
Net Assets
$1,813,994
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $915,354
59.8%
Investment Income $113,721
7.4%
Bond Proceeds $0
Royalties $6,781
0.4%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $495,296
32.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $118,018
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $362,727
22.6%
Assets/Debt
Total Assets $22,804,453
Total Liabilities $20,990,459
Net Assets $1,813,994

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

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