Skip to content
ProPublica
Donate
ProPublica
Donate

Alabama Teachers Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$23.2M (2022)

Expenses
$18.7M (2022)

Total Assets
$479M (2022)

Total Liabilities
$437M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,248,388
Expenses
$18,657,736
Net Income
$4,590,652
Net Assets
$42,349,400
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,248,388
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,469,706
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $4,802,167
25.7%
Assets/Debt
Total Assets $479,200,439
Total Liabilities $436,851,039
Net Assets $42,349,400
Compensation
Key Employees and Officers Compensation Related Other
Ron Summerall (President/Ceo) $1,200,153 $0 $38,991
Jd Holt (Financial Advisor) $400,452 $0 $55,481
Jeff Napper (Vice President/Cfo) $183,595 $0 $42,834
Mike Self (Vice President) $153,109 $0 $31,209
Gina Chambers (Vice President) $124,731 $0 $29,966
Joey Clark (Vice President) $106,032 $0 $34,406
Dr Martha Lavender (Board Chairperson) $0 $0 $0
Chuck Roden (Board Member) $0 $0 $0
Sonny Kirby (Board Vice Chairperson) $0 $0 $0
Dr Tony J Catanzaro (Board Member) $0 $0 $0
Joseph Sawyer (Board Secretary/Treasurer) $0 $0 $0
Joan Lee (Supervisory Committee Mbr) $0 $0 $0
Dr Ronald T Mosley (Supervisory Committee Chair) $0 $0 $1,426
Tony Reddick (Board Chairperson) $0 $0 $262
Emily H Mills (Board Member) $0 $0 $0
Danny L Golden (Supervisory Committee) $0 $0 $2,445

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,350,763
Expenses
$16,092,963
Net Income
$3,257,800
Net Assets
$48,352,115
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,350,763
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $780,192
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $4,023,367
25.0%
Assets/Debt
Total Assets $477,477,278
Total Liabilities $429,125,163
Net Assets $48,352,115
Compensation
Key Employees and Officers Compensation Related Other
Jd Holt (Financial Advisor) $362,740 $0 $53,343
Ron Summerall (President/Ceo) $225,694 $0 $327,716
Jeff Napper (Vice President/Cfo) $182,297 $0 $41,675
Mike Self (Vice President) $131,368 $0 $21,770
Gina Chambers (Vice President) $127,594 $0 $29,461
Joey Clark (Vice President) $106,129 $0 $33,567
Dr Martha Lavender (Board Member) $0 $0 $0
Chuck Roden (Board Member) $0 $0 $0
Sonny Kirby (Board Vice Chairperson) $0 $0 $0
Dr Tony J Catanzaro (Board Member) $0 $0 $0
Joseph Sawyer (Board Secretary/Treasurer) $0 $0 $0
Joan Lee (Supervisory Committee Memb) $0 $0 $0
Dr Ronald T Mosley (Supervisory Committee Chair) $0 $0 $1,529
Tony Reddick (Board Chairperson) $0 $0 $262
Ronnie Mcclure (Supervisory Committee) $0 $0 $0
Emily H Mills (Board Member) $0 $0 $0
Danny L Golden (Supervisory Committee) $0 $0 $1,019

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,953,564
Expenses
$15,451,117
Net Income
$2,502,447
Net Assets
$46,448,098
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,953,564
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $613,097
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $3,749,993
24.3%
Assets/Debt
Total Assets $415,803,086
Total Liabilities $369,354,988
Net Assets $46,448,098
Compensation
Key Employees and Officers Compensation Related Other
Jd Holt (Financial Advisor) $325,114 $0 $48,026
Ron Summerall (President/Ceo) $215,216 $0 $187,379
Jeff Napper (Vice President/Cfo) $171,197 $0 $39,305
Gina Chambers (Vice President) $119,054 $0 $27,729
Jamie Mcglaughn (Assistant Vice President) $111,724 $0 $33,801
Jean Watson (Board Vice Chairperson) $0 $0 $0
Dr Martha Lavender (Board Member) $0 $0 $0
Chuck Roden (Board Member) $0 $0 $0
Sonny Kirby (Board Vice Chairperson) $0 $0 $0
Dr Tony J Catanzaro (Board Member) $0 $0 $0
Joseph Sawyer (Board Secretary/Treasurer) $0 $0 $0
Joan Lee (Supervisory Committee Memb) $0 $0 $0
Dr Ronald T Mosley (Supervisory Committee Chairperson) $0 $0 $0
Tony Reddick (Board Chairperson) $0 $0 $0
Ronnie Mcclure (Supervisory Committee) $0 $0 $0
Emily H Mills (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,074,007
Expenses
$14,948,285
Net Income
$3,125,722
Net Assets
$43,159,974
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,074,007
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $569,512
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $3,592,550
24.0%
Assets/Debt
Total Assets $343,754,148
Total Liabilities $300,594,174
Net Assets $43,159,974
Compensation
Key Employees and Officers Compensation Related Other
Jd Holt (Financial Advisor) $305,814 $0 $50,382
Ron Summerall (President/Ceo) $193,241 $0 $177,760
Jeff Napper (Vice President/Cfo) $162,976 $0 $35,535
Gina Turner (Vice President) $110,789 $0 $25,083
Jamie Mcglaughn (Assistant Vice President) $102,376 $0 $28,936
Jean Watson (Board Vice Chairperson) $0 $0 $0
Dr Martha Lavender (Board Member) $0 $0 $0
Chuck Roden (Board Member) $0 $0 $0
Sonny Kirby (Board Member) $0 $0 $0
Tony J Catanzaro (Board Member) $0 $0 $0
Joseph Sawyer (Board Secretary/Treasurer) $0 $0 $0
Joan Lee (Supervisory Committee Memb) $0 $0 $0
Dr Ronald T Mosley (Supervisory Committee Chair) $0 $0 $0
Tony Reddick (Board Chairperson) $0 $0 $0
Ronnie Mcclure (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,132,685
Expenses
$13,488,181
Net Income
$2,644,504
Net Assets
$39,596,737
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,132,685
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $423,884
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $3,345,496
24.8%
Assets/Debt
Total Assets $302,815,886
Total Liabilities $263,219,149
Net Assets $39,596,737
Compensation
Key Employees and Officers Compensation Related Other
Ron Summerall (President/Ceo) $204,940 $0 $21,802
Jeff Napper (Vice President/Cfo) $156,803 $0 $40,339
Jd Holt (Financial Advisor) $139,335 $0 $45,158
Gina Turner (Vice President) $110,593 $0 $28,269
Jamie Mcglaughn (Assistant Vice President) $101,281 $0 $35,456
Jean Watson (Board Vice Chairperson) $0 $0 $0
Dr Martha Lavender (Board Member) $0 $0 $0
Chuck Roden (Board Member) $0 $0 $0
Sonny Kirby (Board Member) $0 $0 $0
Scott Hindsman (Board Member) $0 $0 $0
Joseph Sawyer (Board Secretary/Treasurer) $0 $0 $0
Joan Lee (Supervisory Committee Member) $0 $0 $0
Dr Ronald T Mosley (Supervisory Committee Chairperson) $0 $0 $0
Tony Reddick (Board Chairperson) $0 $0 $0
Ronnie Mcclure (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,820,308
Expenses
$12,618,622
Net Income
$2,201,686
Net Assets
$37,381,921
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,820,308
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $746,044
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,805,603
22.2%
Assets/Debt
Total Assets $285,790,473
Total Liabilities $248,408,552
Net Assets $37,381,921
Compensation
Key Employees and Officers Compensation Related Other
Ron Summerall (President/Ceo) $180,636 $0 $100,770
Jeff Napper (Cfo) $155,379 $0 $33,245
Gina Turner (Vice President) $111,788 $0 $26,294
Jamie Mcglaughn (Assistant Vice President) $105,258 $0 $28,852
Jean Watson (Board Member Vice Chairperson) $0 $0 $348
Carolyn Parrish (Board Member Secretary, Treasurer) $0 $0 $348
Chuck Roden (Board Member) $0 $0 $347
Sonny Kirby (Board Member) $0 $0 $347
Scott Hindsman (Board Member) $0 $0 $347
Joseph Sawyer (Board Member) $0 $0 $347
Joan Lee (Supervisory Committee Chairperson) $0 $0 $348
Virginia Sims (Supervisory Committee Chairperson) $0 $0 $348
Ronald T Mosley (Supervisory Committee) $0 $0 $347
Tony Reddick (Board Member Chairperson) $0 $0 $348
Ronnie Mcclure (Supervisory Committee) $0 $0 $347

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,773,815
Expenses
$11,808,802
Net Income
$1,965,013
Net Assets
$35,249,227
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,773,815
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $877,927
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,488,400
21.1%
Assets/Debt
Total Assets $278,584,853
Total Liabilities $243,335,626
Net Assets $35,249,227
Compensation
Key Employees and Officers Compensation Related Other
Ron Summerall (President) $186,633 $0 $93,497
Jd Holt (Financial Service Advisor) $137,139 $0 $1,573
Jeff Napper (Cfo) $133,856 $0 $27,544
Gina Turner (Assistant Vice President) $98,733 $0 $19,506
Jamie Mcglaughn (Assistant Vice President) $97,709 $0 $24,041
Leta Johnson (Vice President) $84,329 $0 $22,727
Michele Roberson (Assistant Vice President) $69,007 $0 $13,654
Joan Lee (Supervisory Committee) $0 $0 $0
Steve Masingill (Board Member) $0 $0 $1,671
Chuck Roden (Board Member) $0 $0 $985
Tony Reddick (Board Member) $0 $0 $0
Jean Watson (Board Member) $0 $0 $1,255
Carolyn Parrish (Board Member) $0 $0 $0
Sonny Kirby (Board Member) $0 $0 $0
Scott Hindsman (Board Member) $0 $0 $1,109
Virginia Sims (Supervisory Committee) $0 $0 $1,671
Ronnie Mcclure (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,777,496
Expenses
$11,372,072
Net Income
$1,405,424
Net Assets
$33,539,065
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,777,496
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $939,749
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,216,671
19.5%
Assets/Debt
Total Assets $259,950,408
Total Liabilities $226,411,343
Net Assets $33,539,065
Compensation
Key Employees and Officers Compensation Related Other
Ron Summerall (President) $283,917 $0 $28,500
Jd Holt (Financial Service Advisor) $162,428 $0 $0
Jeff Napper (Cfo) $124,905 $0 $20,976
Gina Turner (Assistant Vice President) $95,611 $0 $20,096
Jamie Mcglaughn (Assistant Vice President) $93,821 $0 $24,131
Leta Johnson (Vice President) $87,434 $0 $23,539
Michele Roberson (Assistant Vice President) $56,895 $0 $11,913
Danny Mccoy (Board Member) $0 $0 $0
Steve Masingill (Board Member) $0 $0 $1,671
Chuck Roden (Board Member) $0 $0 $985
Tony Reddick (Board Member) $0 $0 $0
Jean Watson (Board Member) $0 $0 $1,255
Carolyn Parrish (Board Member) $0 $0 $0
Sonny Kirby (Board Member) $0 $0 $0
Scott Hindsman (Supervisory Committee) $0 $0 $1,109
Virginia Sims (Supervisory Committee) $0 $0 $1,671
Judy Willoughby (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,549,825
Expenses
$11,069,911
Net Income
$2,479,914
Net Assets
$32,322,355
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,549,825
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $736,726
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,177,592
19.7%
Assets/Debt
Total Assets $248,516,941
Total Liabilities $216,194,586
Net Assets $32,322,355
Compensation
Key Employees and Officers Compensation Related Other
Ron Summerall (President) $174,034 $0 $29,877
Jd Holt (Financial Service Advisor) $153,647 $0 $10,343
Jeff Napper (Cfo) $102,367 $0 $14,518
Gina Turner (Assistant Vice President) $93,333 $0 $17,515
Jamie Mcglaughn (Assistant Vice President) $92,130 $0 $22,887
Leta Johnson (Vice President) $86,003 $0 $22,683
Michele Roberson (Assistant Vice President) $61,285 $0 $11,603
Danny Mccoy (Board Member) $0 $0 $0
Steve Masingill (Board Member) $0 $0 $1,671
Chuck Roden (Board Member) $0 $0 $985
Tony Reddick (Board Member) $0 $0 $0
Jean Watson (Board Member) $0 $0 $1,255
Carolyn Parrish (Board Member) $0 $0 $0
Sonny Kirby (Board Member) $0 $0 $1,671
Mac Sawyer (Supervisory Committee) $0 $0 $0
Scott Hidsman (Supervisory Committee) $0 $0 $1,237
Virginia Sims (Supervisory Committee) $0 $0 $1,671
Judy Willoughby (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,419,678
Expenses
$10,651,279
Net Income
$2,768,399
Net Assets
$29,333,108
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,419,678
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $617,233
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,001,908
18.8%
Assets/Debt
Total Assets $245,645,057
Total Liabilities $216,311,949
Net Assets $29,333,108
Compensation
Key Employees and Officers Compensation Related Other
Ron Summerall (President) $162,878 $0 $33,132
Jamie Mcglaughn (Assistant Vice President) $91,005 $0 $25,581
Gina Turner (Assistant Vice President) $86,894 $0 $25,452
Leta Johnson (Vice President) $85,274 $0 $25,341
Michele Roberson (Assistant Vice President) $62,114 $0 $12,901
Danny Mccoy (Board Member) $0 $0 $0
Steve Masingill (Board Member) $0 $0 $1,671
Chuck Roden (Board Member) $0 $0 $0
Tony Reddick (Board Member) $0 $0 $0
Jean Watson (Board Member) $0 $0 $1,255
Carolyn Parrish (Board Member) $0 $0 $0
Sonny Kirby (Board Member) $0 $0 $1,671
Mac Sawyer (Supervisory Committee) $0 $0 $827
Scott Hindsman (Supervisory Committee) $0 $0 $1,237
Jeannie Sims (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,942,623
Expenses
$10,198,284
Net Income
$2,744,339
Net Assets
$27,489,132
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,942,623
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $616,171
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,602,638
15.7%
Assets/Debt
Total Assets $226,189,599
Total Liabilities $198,700,467
Net Assets $27,489,132

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,456,905
Expenses
$10,188,827
Net Income
$2,268,078
Net Assets
$24,553,148
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,456,905
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $569,223
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,452,233
14.3%
Assets/Debt
Total Assets $213,837,371
Total Liabilities $189,284,223
Net Assets $24,553,148

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »