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Natchez Educators Federal Credit Union

  • Natchez, MS
  • Tax-exempt since Dec. 2017
  • EIN: 64-6023786

Organization summary

Type of Nonprofit

Designated as a Corporations organized under acts of Congress, which includes federal credit unions, and serve as instrumentalities of the United States.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2016 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$83.5k (2016)

Expenses
$89.7k (2016)

Total Assets
$1.49M (2016)

Total Liabilities
$929k (2016)

Source: Form 990 tax filings from 2011 to 2016

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$83,480
Expenses
$89,728
Net Income
-$6,248
Net Assets
$559,343
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $69,853
83.7%
Investment Income $5,679
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,948
9.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $18,900
21.1%
Professional Fundraising Fees $0
Other Salaries and Wages $29,488
32.9%
Assets/Debt
Total Assets $1,487,995
Total Liabilities $928,652
Net Assets $559,343
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Teresa Ford (Manager/Ceo) $18,900 $0 $0
Lorene Mock (Chairperson) $0 $0 $0
Sheila Hickinbottom (Vice Chairperson) $0 $0 $0
Linda Grafton (Secretary) $0 $0 $0
Yamika Thomas (Treasurer) $0 $0 $0
Donna Wellborn (Board Member) $0 $0 $0
Nick Peterman (Board Member) $0 $0 $0
Denise Ford (Board Member) $0 $0 $0
Esther Mackel (Supervisory Committee Chai) $0 $0 $0
Phyllis Lewellyn (Supervisory Committee Memb) $0 $0 $0
Iris Myles (Supervisory Committee Memb) $0 $0 $0
Cassandra Tennessee (Credit Committee Chairpers) $0 $0 $0
Shantoura Spears (Credit Committee Member) $0 $0 $0
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Document Links

990
Filed on May 12, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$97,285
Expenses
$91,055
Net Income
$6,230
Net Assets
$565,591
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $81,051
83.3%
Investment Income $7,286
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,948
9.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $31,200
34.3%
Professional Fundraising Fees $0
Other Salaries and Wages $21,282
23.4%
Assets/Debt
Total Assets $1,622,408
Total Liabilities $1,056,817
Net Assets $565,591
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Lou Laird (Manager/Ceo) $32,400 $0 $0
Lorene Mock (Chairperson) $0 $0 $0
Sheila Hickinbottom (Vice Chairperson) $0 $0 $0
Linda Grafton (Secretary) $0 $0 $0
Dolores Porter (Treasurer) $0 $0 $0
Patricia Sessions (Board Member) $0 $0 $0
Nick Peterman (Board Member) $0 $0 $0
Denise Ford (Board Member) $0 $0 $0
Bertha Young (Supervisory Committee Chai) $0 $0 $0
Yamika Thomas (Supervisory Committee Memb) $0 $0 $0
Esther Mackel (Supervisory Committee Memb) $0 $0 $0
Johnnie Herrington (Credit Committee Chairpers) $0 $0 $0
Cassandra Tennessee (Credit Committee Member) $0 $0 $0
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Document Links

990
Filed on May 13, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$106,481
Expenses
$97,548
Net Income
$8,933
Net Assets
$559,361
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $90,786
85.3%
Investment Income $6,226
5.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,469
8.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $31,200
32.0%
Professional Fundraising Fees $0
Other Salaries and Wages $20,070
20.6%
Assets/Debt
Total Assets $1,742,880
Total Liabilities $1,183,519
Net Assets $559,361
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Lou Laird (Manager/Ceo) $31,200 $0 $0
Nila Staley (Chairperson) $0 $0 $0
Lorene Mock (Vice Chairperson) $0 $0 $0
Dolores Porter (Treasurer) $0 $0 $0
Linda Grafton (Secretary) $0 $0 $0
Patricia Sessions (Board Member) $0 $0 $0
Nick Peterman (Board Member) $0 $0 $0
Sheila Hickinbottom (Board Member) $0 $0 $0
Bertha Young (Supervisory Committee Chai) $0 $0 $0
Susan Brice (Supervisory Committee Memb) $0 $0 $0
Esther Mackel (Supervisory Committee Memb) $0 $0 $0
Denise Ford (Credit Committee Chairpers) $0 $0 $0
Millicent Mayo (Credit Committee Member) $0 $0 $0
Wilson Banford (Credit Committee Member) $0 $0 $0
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Document Links

990
Filed on May 15, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$120,671
Expenses
$108,532
Net Income
$12,139
Net Assets
$550,428
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $103,054
85.4%
Investment Income $6,335
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $11,282
9.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $30,500
28.1%
Professional Fundraising Fees $0
Other Salaries and Wages $19,700
18.2%
Assets/Debt
Total Assets $1,755,568
Total Liabilities $1,205,140
Net Assets $550,428
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mary Lou Laird (Manager/Ceo) $30,500 $0 $0
Nila Staley (Chairperson) $0 $0 $0
Lorene Mock (Vice Chairperson) $0 $0 $0
Dolores Porter (Treasurer) $0 $0 $0
Linda Grafton (Secretary) $0 $0 $0
Patricia Sessions (Board Member) $0 $0 $0
Nick Peterman (Board Member) $0 $0 $0
Sheila Hickinbottom (Board Member) $0 $0 $0
Bertha Young (Supervisory Committee Chai) $0 $0 $0
Susan Brice (Supervisory Committee Memb) $0 $0 $0
Esther Mackel (Supervisory Committee Memb) $0 $0 $0
Denise Ford (Credit Committee Chairpers) $0 $0 $0
Millicent Mayo (Credit Committee Member) $0 $0 $0
Wilson Banford (Credit Committee Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$143,518
Expenses
$107,547
Net Income
$35,971
Net Assets
$538,289
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $123,002
85.7%
Investment Income $9,189
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $11,327
7.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $29,400
27.3%
Professional Fundraising Fees $0
Other Salaries and Wages $18,600
17.3%
Assets/Debt
Total Assets $1,745,532
Total Liabilities $1,207,243
Net Assets $538,289

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$142,996
Expenses
$112,621
Net Income
$30,375
Net Assets
$502,318
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $115,026
80.4%
Investment Income $9,022
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $18,948
13.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $28,800
25.6%
Professional Fundraising Fees $0
Other Salaries and Wages $17,900
15.9%
Assets/Debt
Total Assets $1,654,602
Total Liabilities $1,152,284
Net Assets $502,318

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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