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Cooperativa De Ahorro Y Credito De Isabela

  • Isabela, PR
  • Tax-exempt since Feb. 1986
  • EIN: 66-0214491

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$21.1M (2023)

Expenses
$15.8M (2023)

Total Assets
$356M (2023)

Total Liabilities
$237M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,144,677
Expenses
$15,831,412
Net Income
$5,313,265
Net Assets
$119,251,492
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,144,677
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $252,684
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,666,148
16.8%
Assets/Debt
Total Assets $356,161,803
Total Liabilities $236,910,311
Net Assets $119,251,492
Compensation
Key Employees and Officers Compensation Related Other
Luis A Perez Hernandez (Ceo) $252,684 $0 $0

Document Links

990
Filed on May 16, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,103,746
Expenses
$12,205,860
Net Income
$1,897,886
Net Assets
$124,641,609
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,103,746
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $215,354
1.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,535,714
20.8%
Assets/Debt
Total Assets $359,459,273
Total Liabilities $234,817,664
Net Assets $124,641,609
Compensation
Key Employees and Officers Compensation Related Other
Luis A Perez Hernandez (Ceo) $215,354 $0 $215,354

Document Links

990
Filed on May 11, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,991,392
Expenses
$12,529,674
Net Income
$1,461,718
Net Assets
$128,348,494
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,347,093
74.0%
Investment Income $1,171,656
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $64,800
0.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,407,843
17.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $367,825,812
Total Liabilities $239,477,318
Net Assets $128,348,494
Compensation
Key Employees and Officers Compensation Related Other
Luis A Perez Hernandez (Ceo) $182,200 $0 $0

Document Links

990
Filed on May 6, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,688,648
Expenses
$13,414,334
Net Income
$1,274,314
Net Assets
$120,002,027
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,876,381
74.0%
Investment Income $1,893,674
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $70,718
0.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,847,875
12.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $353,368,534
Total Liabilities $233,366,507
Net Assets $120,002,027
Compensation
Key Employees and Officers Compensation Related Other
Luis A Perez Hernandez (Ceo) $183,388 $0 $0

Document Links

990
Filed on Sept. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,428,836
Expenses
$13,144,663
Net Income
$1,284,173
Net Assets
$119,072,862
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,031,276
76.5%
Investment Income $2,255,508
15.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $64,800
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,077,252
7.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,803,248
21.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $312,356,717
Total Liabilities $193,283,855
Net Assets $119,072,862
Compensation
Key Employees and Officers Compensation Related Other
Luis A Perez Hernandez (Ceo) $164,156 $0 $0

Document Links

990
Filed on Dec. 29, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,834,301
Expenses
$12,700,365
Net Income
$1,133,936
Net Assets
$127,356,063
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,664,277
77.1%
Investment Income $1,777,852
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $82,103
0.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,310,069
9.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,797,025
22.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $307,364,289
Total Liabilities $180,008,226
Net Assets $127,356,063

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,404,081
Expenses
$11,894,477
Net Income
$1,509,604
Net Assets
$130,613,372
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,504,736
78.4%
Investment Income $1,830,504
13.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $70,200
0.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $998,641
7.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,690,997
22.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $309,482,696
Total Liabilities $178,869,324
Net Assets $130,613,372

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,365,914
Expenses
$12,122,668
Net Income
$3,243,246
Net Assets
$135,533,889
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,326,651
67.2%
Investment Income $2,183,022
14.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $71,553
0.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,784,688
18.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,615,056
21.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $309,280,903
Total Liabilities $173,747,014
Net Assets $135,533,889

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,969,685
Expenses
$11,451,394
Net Income
$3,518,291
Net Assets
$136,422,869
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,315,929
68.9%
Investment Income $3,484,182
23.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $54,600
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,114,974
7.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,136,334
18.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $316,722,429
Total Liabilities $180,299,560
Net Assets $136,422,869

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,122,262
Expenses
$11,405,302
Net Income
$3,716,960
Net Assets
$139,897,068
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,024,317
66.3%
Investment Income $3,690,377
24.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $30,350
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,377,218
9.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,200,887
19.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $316,732,000
Total Liabilities $176,834,932
Net Assets $139,897,068

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,145,660
Expenses
$11,332,752
Net Income
$3,812,908
Net Assets
$141,452,122
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,011,996
66.1%
Investment Income $3,976,354
26.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $33,900
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,123,410
7.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,015,873
17.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $313,093,706
Total Liabilities $171,641,584
Net Assets $141,452,122

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,530,077
Expenses
$12,770,487
Net Income
$2,759,590
Net Assets
$138,425,713
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,328,088
66.5%
Investment Income $4,052,601
26.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $33,900
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,115,488
7.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $517,577
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $309,260,353
Total Liabilities $170,834,640
Net Assets $138,425,713

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,144,690
Expenses
$12,062,717
Net Income
$4,081,973
Net Assets
$135,036,166
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,907,923
67.6%
Investment Income $4,371,576
27.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $33,900
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $831,291
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $489,043
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $306,545,759
Total Liabilities $171,509,593
Net Assets $135,036,166

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 3) PDF (3 of 3)

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated